Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über FINRA?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der FINRA: FINRA Administered Qualification Examination Prüfung.

2023 Updated Actual FINRA questions as experienced in Test Center

Aktuelle FINRA Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

FINRA Free PDF - FINRA Administered Qualification exam | https://www.easyfinanz.cc/

Financial FINRA : FINRA Administered Qualification exam Exam Dumps

Exam Dumps Organized by Martha nods



Latest 2023 Updated Financial FINRA Administered Qualification exam Syllabus
FINRA study guide / Braindumps contains real exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




FINRA Exam Center Questions : Download 100% Free FINRA study guide (PDF and VCE)

Exam Number : FINRA
Exam Name : FINRA Administered Qualification Exam
Vendor Name : Financial
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Download Free killexams FINRA Exam Cram and PDF Dumps
Our FINRA real questions includes FINRA Exam Questions in PDF file format and a VCE test simulator in installable software. Both PDF Download and Exam Questions are thoroughly updated before they become available in your get area. Save time and money by simply registering and downloading.

If you are interested in passing the Financial FINRA exam to land a lucrative job, it is recommended that you register with killexams.com. The platform has a team of professionals who are dedicated to collecting real FINRA exam questions. By signing up, you will get access to FINRA Administered Qualification Exam exam questions that will ensure your success in the FINRA exam. Moreover, you can get the latest FINRA exam questions every time, and the platform offers a 100% refund guarantee.

Although there are many companies that offer FINRA dumps, it is important to note that valid and up-to-date 2023 Actual Questions are crucial. Therefore, it is advisable to reconsider relying on free dumps that are available on the internet. At killexams.com, you can rest assured that you will receive the latest and most updated FINRA exam questions, which have been meticulously gathered by professionals. With the 100% refund guarantee, you have nothing to lose, and you can be confident that you will pass the FINRA exam on your first try.







FINRA exam Format | FINRA Course Contents | FINRA Course Outline | FINRA exam Syllabus | FINRA exam Objectives


Test Detail:
The FINRA Administered Qualification exam is a series of exams administered by the Financial Industry Regulatory Authority (FINRA) for individuals seeking registration or licensure in the financial industry. These exams assess the knowledge and competence of individuals in various areas of the financial industry. Here is a detailed description of the test, including the number of questions and time allocation, course outline, exam objectives, and exam syllabus.

Number of Questions and Time:
The number of questions and time allocation for the FINRA Administered Qualification exam can vary depending on the specific exam. Each exam within the FINRA qualification program has its own set of requirements. It is important to refer to the specific exam guidelines provided by FINRA for accurate information regarding the number of questions and time allocated for each exam.

Course Outline:
The course outline for the FINRA Administered Qualification exam will depend on the specific exam being taken. FINRA offers a range of exams covering different areas of the financial industry, such as securities licensing, investment banking, and regulatory compliance. Each exam has its own course outline, which outlines the syllabus and knowledge areas that candidates are expected to be familiar with.

Exam Objectives:
The exam objectives for the FINRA Administered Qualification exam are designed to assess candidates' knowledge and understanding of the relevant regulations, rules, and best practices in the financial industry. The specific objectives may vary depending on the exam being taken. Generally, the exam objectives aim to evaluate candidates' competence in areas such as:

1. Industry regulations and compliance
2. Ethical standards and professional conduct
3. Products and services offered in the financial industry
4. Investment strategies and analysis
5. Client relationship management and communication

Exam Syllabus:
The exam syllabus for the FINRA Administered Qualification exam will vary depending on the specific exam. The syllabus outlines the specific content areas, topics, and knowledge domains that candidates are expected to study and understand in preparation for the exam. The syllabus typically covers areas such as:

1. Regulatory framework and industry rules
2. Securities laws and regulations
3. Product knowledge (e.g., stocks, bonds, mutual funds)
4. Compliance and ethics
5. Risk management and suitability
6. Investment analysis and strategies
7. Client communication and relationship management

Candidates should consult the specific exam resources and study materials provided by FINRA to ensure they are adequately prepared for the exam. It is recommended to allocate sufficient time for exam preparation, including studying relevant regulatory materials, reviewing industry guidelines, and practicing with sample exam questions.



Killexams Review | Reputation | Testimonials | Feedback


Dont forget about to strive these real exam question for FINRA exam.
I highly recommend killexams.com to anyone who wants to pass the FINRA exam. I passed with a score of 95% and believe that anyone can achieve the same result after completing their exams. The explanations were clear and helpful, and I am grateful to the team for their efforts in designing a series of questions that accurately reflect the exam format.


Its right to study books for FINRA exam, but make sure your success with these Questions and Answers.
Having only one week to prepare for the FINRA exam, I relied on the Questions Answers provided by killexams.com for quick reference. The short-length replies were systematically arranged and proved to be a great exam solution when time was limited. I am grateful to the team at killexams.com for their excellent work.


FINRA Questions have been precisely same as I got!
I am pleased to say that I obtained 89% marks on the FINRA exam thanks to killexams.com's braindumps and practice tests. Memorizing all the questions through the exam simulator was the best move I made. I appreciate the killexams.com team for their outstanding support.


Take advantage, Use Questions/answers to make sure your success.
After attempting several books for exam FINRA, I was still confused and couldn't find the right material. However, killexams.com's Questions Answers satisfied all my needs, as it provided well-prepared content that clearly explained complex subjects. I was able to score 89% on the real exam, which exceeded my expectations.


Is there FINRA exam new sayllabus available?
I never expected that the issues I had always avoided could be so enjoyable to test. The simple and concise method of purchasing study materials made my preparation much less stressful and helped me achieve a score of 89%. Thanks to the killexams.com dump, I not only passed but excelled on my exam.


Financial Qualification outline

 

College outlines troubling financial position

State

Zip Code

Country


Health and financial influencers now need to disclose qualifications under new ASCI guidelines

The Advertising Standards Council of India said influencers must disclose their qualifications and registration or certification details prominently. Image for representation purpose only. File

The Advertising Standards Council of India (ASCI) said medical practitioners, health and fitness, and finance experts holding certifications from recognised institutions are required to “disclose” that they are certified experts and practitioners while sharing information or promoting products or services or making any health-related claims.

All advertisements published by social media influencers “must carry a disclosure label that clearly identifies it as an advertisement”, the ASCI said as it issued fresh guidelines on August 17.

Also Read | Centre issues guidelines to social media influencers to regulate promotions

“Influencers providing advice and/or promoting and/or commenting on merits or demerits on aspects related to commercial goods and services, in the fields of Banking, financial services and insurance (BFSI) and Health & Nutrition, must have the necessary qualifications and certifications in order to provide such information and advice to consumers,” ASCI said in a press release.

Qualifications mandatory

Under the new guidelines, finance influencers also known as ‘finfluencers’, if advising about stock or investments, must have been registered with SEBI and their SEBI registration number should be stated with their name and qualifications. For other financial advice, the influencer must have suitable qualifications such as an IRDAI insurance license, CA, CS etc. “In addition, they must abide by all disclosure requirements as mandated by financial sector regulators from time to time,” the regulatory body said.

Meanwhile, for posts related to health and nutrition, the influencer must have relevant qualifications such as a medical degree, or be a certified nurse, nutritionist, dietician, physiotherapist, or psychologist depending on the specific advice being given.

The ASCI said influencers must disclose their qualifications and registration or certification details prominently and in the case of promotional content, advised them to review and satisfy themselves that the advertiser is in a position to substantiate the claims made in the advertisement.

Also Read | Lights, camera, branding: The world of Instagram influencers

These additional guidelines for celebrities, influencers, and virtual influencers in the field of health and wellness were earlier released by the nodal Consumer Affairs Ministry. The Department of Consumer Affairs will actively monitor and enforce these guidelines. Violations may lead to penalties under the Consumer Protection Act 2019 and other relevant provisions of the law.

Why these guidelines?

The guidelines, introduced initially in May 2021, aim to help consumers identify promotional content and make informed decisions on products or services. The guidelines have been amended in keeping with the rapidly evolving nature and extensive impact of digital platforms, ASCI said.

Inaccurate and deceptive advertising content in categories such as BFSI, and health and nutrition products and services, could significantly impact consumer well-being and financial security.

Stating that “a one size fits all approach can be dangerous”, Manisha Kapoor, CEO and Secretary General, ASCI, said: “As losses to consumers could be substantial and serious due to improper advice in the categories of health and finance, it is necessary that influencers in these two critical categories are qualified to provide advice and that these qualifications are stated upfront, whenever they put out such advertising posts.

Unlike celebrities whom consumers clearly know the fields they belong to, consumers may not necessarily know which influencers have the necessary qualification and expertise to provide the right advice and also inform them of any associated risks. To safeguard consumers from the consequences of advice from non-experts, these additional requirements should now be followed by health and financial influencers,” she said.

The guidelines have been released after discussions with the stakeholders including the Ministry of Health, the Ministry of Ayush, Food Safety and Standards Authority of India (FSSAI), and Advertising Standards Council of India (ASCI).

(With PTI inputs)


 




Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning study guide update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit Killexams.com, their specimen questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best dumps website?
Certainly, Killexams is 100 percent legit together with fully trustworthy. There are several characteristics that makes killexams.com real and respectable. It provides informed and 100 percent valid study guide that contain real exams questions and answers. Price is extremely low as compared to a lot of the services on internet. The Questions Answers are modified on regular basis through most exact brain dumps. Killexams account set up and product or service delivery is rather fast. Submit downloading is unlimited and also fast. Help support is avaiable via Livechat and Contact. These are the characteristics that makes killexams.com a robust website that offer study guide with real exams questions.



Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam Questions Answers with the same frequency as they are updated in Real Test. study guide provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your get Account. You can get Premium study guide files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




Integration-Architecture-Designer test prep | AZ-600 Free PDF | P11-101 cram | Salesforce-Certified-Advanced-Administrator mock exam | CDM practice exam | 1D0-610 Questions Answers | ADM-261 practice test | 500-490 Cheatsheet | 3171T questions answers | VMCE2021 practice exam | TM1-101 dump | CGFNS practice exam | 201-01 free pdf | CIMAPRA17-BA2-1-ENG real questions | 75940X study guide | EADA10 PDF get | ISO-22301-Lead-Auditor exam answers | COMPASS exam test | ITILFND-V4 questions get | CAT-340 exam questions |


FINRA - FINRA Administered Qualification Examination exam success
FINRA - FINRA Administered Qualification Examination exam Questions
FINRA - FINRA Administered Qualification Examination Questions and Answers
FINRA - FINRA Administered Qualification Examination Study Guide
FINRA - FINRA Administered Qualification Examination study tips
FINRA - FINRA Administered Qualification Examination Real exam Questions
FINRA - FINRA Administered Qualification Examination Free PDF
FINRA - FINRA Administered Qualification Examination Free exam PDF
FINRA - FINRA Administered Qualification Examination information search
FINRA - FINRA Administered Qualification Examination exam Questions
FINRA - FINRA Administered Qualification Examination exam Cram
FINRA - FINRA Administered Qualification Examination braindumps
FINRA - FINRA Administered Qualification Examination exam Cram
FINRA - FINRA Administered Qualification Examination Latest Topics
FINRA - FINRA Administered Qualification Examination braindumps
FINRA - FINRA Administered Qualification Examination syllabus
FINRA - FINRA Administered Qualification Examination Latest Topics
FINRA - FINRA Administered Qualification Examination boot camp
FINRA - FINRA Administered Qualification Examination exam Questions
FINRA - FINRA Administered Qualification Examination Cheatsheet
FINRA - FINRA Administered Qualification Examination techniques
FINRA - FINRA Administered Qualification Examination learning
FINRA - FINRA Administered Qualification Examination outline
FINRA - FINRA Administered Qualification Examination questions
FINRA - FINRA Administered Qualification Examination outline
FINRA - FINRA Administered Qualification Examination Latest Questions
FINRA - FINRA Administered Qualification Examination braindumps
FINRA - FINRA Administered Qualification Examination test
FINRA - FINRA Administered Qualification Examination information source
FINRA - FINRA Administered Qualification Examination questions
FINRA - FINRA Administered Qualification Examination study help
FINRA - FINRA Administered Qualification Examination exam Questions
FINRA - FINRA Administered Qualification Examination answers
FINRA - FINRA Administered Qualification Examination learning
FINRA - FINRA Administered Qualification Examination Free PDF
FINRA - FINRA Administered Qualification Examination outline
FINRA - FINRA Administered Qualification Examination real questions
FINRA - FINRA Administered Qualification Examination real questions
FINRA - FINRA Administered Qualification Examination real Questions
FINRA - FINRA Administered Qualification Examination Dumps
FINRA - FINRA Administered Qualification Examination exam Questions
FINRA - FINRA Administered Qualification Examination Cheatsheet
FINRA - FINRA Administered Qualification Examination PDF Download
FINRA - FINRA Administered Qualification Examination test

Other Financial exam Dumps


CIA-I sample test questions | CMA dump | CIA-II Questions and Answers | CTFA real questions | CBM free practice tests | CHFP free exam papers | CVA PDF Questions | CITP study guide | CPFO question test | CFE real Questions | CMAA braindumps | AVA exam answers | CRFA sample test | FINRA cheat sheet | CPEA free prep | AFE practice questions | CGAP Real exam Questions | CIA-III english test questions | CGFM practical test | CIA-IV practice test |


Best study guide You Ever Experienced


MOVF questions download | CMA Practice Test | BEC bootcamp | Mulesoft-CD study guide | PC0-006 exam questions | CIMAPRA17-BA3-1-ENG Cheatsheet | MBLEX PDF Dumps | QAWI201V3-0 prep questions | TCP-BW5 practice exam | VCS-261 test questions | Praxis-Core study material | ISEE exam Questions | 3X0-202 free online test | CIMAPRA19-P03-1-ENG practice exam | GMAT-Verbal practice exam | NCEES-FE-Electrical-and-Computer practice questions | NBSTSA-CST past exams | DVA-C01 PDF Download | MB-330 brain dumps | CPP dump |





References :


https://drp.mk/i/FnKFTHkHyy
https://www.coursehero.com/file/67303406/FINRA-Administered-Qualification-Examination-FINRApdf/
https://arfansaleemfan.blogspot.com/2020/09/finra-finra-administered-qualification_12.html
https://sites.google.com/view/killexams-finra-questions-and
https://youtu.be/3k4Piy6_DOI
http://feeds.feedburner.com/ExecuteYourFinraExamAtFirstAttempt
https://www.instapaper.com/read/1396346982
https://files.fm/f/g327mu9p3



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

FINRA Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

FINRA Reviews

100% Valid and Up to Date FINRA Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug