Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über FNCB-AFN-C?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der FNCB-AFN-C: FNCB Advanced Forensic Nurse Certified Prüfung.

2025 Updated Actual FNCB-AFN-C questions as experienced in Test Center

Aktuelle FNCB-AFN-C Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Nursing FNCB-AFN-C : FNCB Advanced Forensic Nurse Certified Practice Tests

Practice Tests Organized by Richard



Latest 2025 Updated Nursing FNCB Advanced Forensic Nurse Certified Syllabus
FNCB-AFN-C examcollection with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




FNCB-AFN-C examcollection : Download 100% Free FNCB-AFN-C practice exams (PDF and VCE)

Exam Number : FNCB-AFN-C
Exam Name : FNCB Advanced Forensic Nurse Certified
Vendor Name : Nursing
Update : Click Here to Check Latest Update
Question Bank : Check Questions

100% free Pass4sure FNCB-AFN-C Actual Questions questions bank
Simply memorize their FNCB-AFN-C Actual Questions and feel confident about the test. You will pass your FNCB-AFN-C exam with Good Score or your money back. They have collected a database of FNCB-AFN-C Exam Questions from real exams to help you memorize and pass the FNCB Advanced Forensic Nurse Certified exam on the first attempt. Just set up their exam Simulator and prepare. You will pass the FNCB-AFN-C exam.

If you are determined to pass the Nursing FNCB-AFN-C exam and secure a highly paid position, consider registering at killexams.com. Many professionals are actively gathering genuine FNCB-AFN-C exam questions, which you can access for your preparation. You will receive FNCB Advanced Forensic Nurse Certified exam questions that ensure you to pass the FNCB-AFN-C exam, and every time you download, they will be updated with 100% free of charge. While there are other companies that offer FNCB-AFN-C Practice Questions, the legitimacy and up-to-date nature of FNCB-AFN-C TestPrep is a significant concern. To avoid wasting your time and effort, it's best to go to killexams.com instead of relying on free FNCB-AFN-C real questions on the internet.

The primary objective of killexams.com is to help you understand the FNCB-AFN-C course outline, syllabus, and objectives, allowing you to pass the Nursing FNCB-AFN-C exam. Simply studying and memorizing the FNCB-AFN-C course book is insufficient. You also need to learn about difficult and tricky scenarios and questions that may appear in the genuine FNCB-AFN-C exam. Thus, you should go to killexams.com and download free FNCB-AFN-C PDF demo questions to read. Once you are satisfied with the FNCB Advanced Forensic Nurse Certified questions, you can register for the full version of FNCB-AFN-C PDF Questions at a very attractive promotional discount. To take a step closer to success in the FNCB Advanced Forensic Nurse Certified exam, download and install FNCB-AFN-C VCE exam simulator on your computer or smartphone. Memorize FNCB-AFN-C real questions and frequently take practice exams using the VCE exam simulator. When you feel confident and ready for the genuine FNCB-AFN-C exam, go to the Test Center and register for the genuine test.

Passing the real Nursing FNCB-AFN-C exam is challenging if you only rely on FNCB-AFN-C textbooks or free PDF Download on the internet. There are numerous scenarios and tricky questions that can confuse and surprise candidates during the FNCB-AFN-C exam. That's where killexams.com comes in with its collection of genuine FNCB-AFN-C Real exam Questions in the form of real questions and VCE exam simulator. Before registering for the full version of FNCB-AFN-C PDF Download, you can download the 100% free FNCB-AFN-C TestPrep. You will be pleased with the quality and excellent service provided by killexams.com. Don't forget to take advantage of the special discount coupons available.







FNCB-AFN-C exam Format | FNCB-AFN-C Course Contents | FNCB-AFN-C Course Outline | FNCB-AFN-C exam Syllabus | FNCB-AFN-C exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


I had no problem! Three days of preparation with the latest FNCB-AFN-C practice exams is all I needed.
The study guides offered by killexams.com are reliable and authentic. I heard great reviews about the platform, which led me to purchase their materials for my FNCB-AFN-C exam preparation. The exercise exam was well designed and helped me to achieve a passing score of 96%.


It's a fantastic opportunity to get certified in the FNCB-AFN-C exam.
I became a FNCB-AFN-C certified professional last week. The certification path was very intriguing, so if you are considering it, make sure to get the question answers to prepare for the FNCB-AFN-C exam. It is a time-saver as it provides exactly what you need to recognize for the FNCB-AFN-C exam. That is why I chose killexams.com, and I have never regretted it.


Get comprehensive information to prepare for the FNCB-AFN-C exam.
I used killexams.com for my FNCB-AFN-C exam preparation and passed it with top marks. Depending on killexams.com was the right decision as they provided accurate FNCB-AFN-C exam Q&A just like the ones in the genuine exam. Their VCE exam are updated regularly, so I had access to the most current statistics, which helped me pass the exam with ease.


Use authentic FNCB-AFN-C practice tests.
Thanks to killexams.com mock test papers, my preparation for the FNCB-AFN-C exam was organized and well-structured, resulting in a score of 90%. The explanations for each answer were so good that it gave me real practice and a better understanding of the study material.


Outstanding material with great FNCB-AFN-C practice exams and correct answers.
The braindump and exam simulator provided by killexams.com helped me obtain my FNCB-AFN-C certification. The material is useful and the simulator is excellent. The exam itself was challenging, but I am glad I chose killexams.com. Their packages cover everything you need to know, and there were no unpleasant surprises during the exam.


Nursing Advanced premium pdf

FNCB-AFN-C Exam

User: Andrew*****

I passed the FNCB-AFN-C exam on my first attempt using Killexams. The practice exams and genuine questions provided by Killexams made the exam much easier. Killexams is an excellent resource to get certified, and I would highly recommend it to anyone preparing for the FNCB-AFN-C exam.
User: Zhora*****

The FNCB-AFN-C exam was quite challenging for me, but killexams.com study material helped me overcome this challenge. I was amazed to see that many questions of the real exam were similar to the ones in the study guide. I used the Q&A from killexams.com to prepare myself for the exam, and I scored an impressive 85% in 58 questions within 90 minutes.
User: Nastassi*****

I used to spend most of my time browsing the web, but it was not all in vain because it led me to killexams.com before my EC exam. Coming here was the best thing that happened to me as it helped me study well and perform well in my exams.
User: Lucy*****

I am writing to thank the team at Killexams.com for their useful question bank. I passed my FNCB-AFN-C exam on the first attempt, and this would not have been possible without their help. The questions in their package were accurate, and I appreciate the effort they put into helping me succeed.
User: Matt*****

The client brain support specialists were also a great help, as they were always available through live chat to tackle even the smallest issues. Their advice and clarifications were significant, and I was able to pass my FNCB-AFN-C Security exam on my first attempt using Killexams.com practice exams course. The exam simulator provided by Killexams.com was also excellent. I am extremely pleased to have chosen Killexams.com FNCB-AFN-C course, as it helped me achieve my objectives.

FNCB-AFN-C Exam

Question: I have downloaded FNCB-AFN-C questions free from internet, are they sufficient?
Answer: Most of the free FNCB-AFN-C questions on the internet are outdated. You need up-to-date and latest genuine questions to pass the FNCB-AFN-C exam. Visit killexams.com and register to download the complete examcollection of FNCB-AFN-C exam test prep. These FNCB-AFN-C exam questions are taken from genuine exam sources, that's why these FNCB-AFN-C exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these FNCB-AFN-C questions are sufficient to pass the exam.
Question: What syllabus of FNCB-AFN-C exam questions is covered by test prep?
Answer: These FNCB-AFN-C questions cover all the syllabus of the new syllabus of the exam. Killexams.com update FNCB-AFN-C test prep on regular basis to include all the latest contents. All the Q&A needed to pass the exam are included in FNCB-AFN-C genuine test questions.
Question: Can I read FNCB-AFN-C dumps on Mac?
Answer: Yes, You can read FNCB-AFN-C questions on Computers or other devices with Windows, Mac, Linux, and other operating systems. You simply need a PDF viewer to read FNCB-AFN-C Q&A on your device. Killexams also provide a VCE exam simulator that works on Windows Os. If you have Mac you need Wine to run the exam simulator on Mac.
Question: Will I be able to find genuine test Questions & Answers of FNCB-AFN-C exam?
Answer: Yes, once registered at killexams.com you will be able to download up-to-date FNCB-AFN-C genuine test Q&A that will help you pass the exam with good marks. When you download and practice the exam questions, you will be confident and feel improvement in your knowledge.
Question: Can I find the LaACTUAL EXAM QUESTIONS Questions & Answers of FNCB-AFN-C exam?
Answer: Yes. You can find the latest FNCB-AFN-C VCE exam from killexams.com with a VCE exam simulator for practice. You can memorize and practice these Q&A with the VCE exam simulator. It will train you enough to get good marks in the exam.
Nursing+Advanced+premium+pdf
https://www.pass4surez.com/art/read.php?keyword=Nursing+Advanced+premium+pdf&lang=us&links=remove

Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning exam braindumps update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit Killexams.com, their specimen questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best practice exams website?
Yes, Killexams is 100 % legit as well as fully trustworthy. There are several options that makes killexams.com real and legitimate. It provides up-to-date and 100 % valid exam questions formulated with real exams questions and answers. Price is small as compared to the vast majority of services on internet. The Q&A are up-to-date on normal basis along with most recent questions. Killexams account build up and device delivery is incredibly fast. Report downloading is certainly unlimited and very fast. Service is avaiable via Livechat and E-mail. These are the features that makes killexams.com a strong website that deliver exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Q&A provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam Q&A with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your download Account. You can download Premium VCE exam files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




512-50 exam Questions | OMG-OCRES-A300 exam Questions | H12-711 mock questions | NLN-CNE exam cram | Servicenow-CIS-EM study guide | NSE5_FAZ-7.2 Q&A | FNCB-GFN-C free prep | 4A0-104 free online test | NYSTCE free exam papers | C1000-122 practice exam | ICGB exam questions | 250-351 Real exam Questions | CCC past exams | CCCP-001 Q&A | MTCNA practice exam | C1000-161 practice questions | FPGEE cram book | E20-526 exam questions | CEH-001 study help | PMGT-BC model question |


FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified book
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified answers
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified boot camp
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified cheat sheet
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified real questions
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified test questions
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified boot camp
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified learn
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified Latest Topics
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified outline
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam format
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam Questions
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified premium pdf
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified real questions
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified testprep
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam contents
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam help
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam contents
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam success
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam syllabus
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified tricks
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam success
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam contents
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam questions
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified Real exam Questions
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam success
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified PDF Download
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified testing
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified testprep
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified information search
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified study tips
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified outline
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified boot camp
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified testing
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified test
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified Free PDF
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified test questions
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified Real exam Questions
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified Latest Topics
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified exam Questions
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified real questions
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified test
FNCB-AFN-C - FNCB Advanced Forensic Nurse Certified information hunger

Other Nursing Practice Tests


ACLPN free pdf | ACNPC-AG exam Questions | AGACNP-BC free pdf | RNC-OB PDF Download | CEN Free exam PDF | PNCB-CPN test questions | ONCB-ONP-C boot camp | PMGT-BC Test Prep | NAWCO-AWCC free practice tests | PMH-BC free pdf download | FNCB-GFN-C exam questions | NNAAP-NA mock exam | ABPANC-CPAN Practice test | CNN cram book | ANCB-CARN pass exam | PHNA-BC pdf exam | HANCB-ACRN prep questions | BCEN-CBRN exam Questions | CNS exam cram | NBCSN-NCSN practice questions |


Best practice exams You Ever Experienced


OG0-093 mock questions | AICP examcollection | ISSMP Latest Questions | A00-280 Practice Questions | C1000-169 cram book | 2B0-103 exam questions | AACE-PSP exam questions | 050-v71-CASECURID02 writing test questions | ACRP-CPI Practice test | CHA VCE | PL-300 practice exam | SABE501V3-0 study questions | APA-CPP-Remote questions answers | E22-106 Question Bank | 2V0-21.21 exam results | Nonprofit-Cloud-Consultant Free PDF | 090-078 free practice tests | NET exam test | 200-046 boot camp | C1000-089 free prep |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

FNCB-AFN-C Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

FNCB-AFN-C Reviews

100% Valid and Up to Date FNCB-AFN-C Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug