Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über FSOT?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der FSOT: Foreign Service Officer Test Prüfung.

2024 Updated Actual FSOT questions as experienced in Test Center

Aktuelle FSOT Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

FSOT genuine Questions - Foreign Service Officer Test | https://www.easyfinanz.cc/

Certification-Board FSOT : Foreign Service Officer Test exam Dumps

Exam Dumps Organized by Shahid nazir



Latest 2024 Updated Certification-Board Foreign Service Officer Test Syllabus
FSOT cheatsheet / Braindumps contains genuine exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




FSOT Exam Center Questions : Download 100% Free FSOT cheatsheet (PDF and VCE)

Exam Number : FSOT
Exam Name : Foreign Service Officer Test
Vendor Name : Certification-Board
Update : Click Here to Check Latest Update
Question Bank : Check Questions

High marks ensure with these FSOT Latest Topics
Our FSOT questions have been certified by Certification-Board certified specialists, who are exceptionally qualified and certified individuals with years of professional experience related to the FSOT exam. Learning their FSOT Latest Questions is enough to pass the FSOT exam with high marks.

At killexams.com, they provide the most recent and valid 2024 updated dumps for FSOT exam that are essential to pass the test and advance your career as a professional in your organization. Their clients who trust their Free PDF and VCE for their real FSOT exam have always ranked us at the top. Their focus is not only on passing FSOT with the Q&A but also on improving your knowledge about FSOT objectives and topics.

We have a team of experts working to create real FSOT questions and keep their FSOT dumps valid and up-to-date at all times. By registering at killexams.com with special discount coupons, you can obtain 2024 updated real FSOT questions to pass the exam and secure a high paying job. You will also get access to Foreign Service Officer Test questions for FSOT exam, and you can obtain updated FSOT questions every time with a 100% refund guarantee.

Do not fall for the free dumps provided on the internet, as there are many providers of outdated FSOT dumps. They assure you that if you read and practice their FSOT dumps, you will feel a great improvement in your knowledge and pass FSOT at your first attempt. Their clients trust their FSOT dumps because they can apply their knowledge in real situations in companies as experts.







FSOT exam Format | FSOT Course Contents | FSOT Course Outline | FSOT exam Syllabus | FSOT exam Objectives


The Foreign Service Act of 1980 tasks the U.S.
Department of State – and the Board of Examiners
(BEX) specifically – with responsibility for the
evaluation and selection of candidates for the
Foreign Service.

The Department takes this charge seriously and has
devoted significant resources to the development of
a Foreign Service Officer Selection Process with
the goal of providing all candidates, regardless of
socioeconomic background, education, or
experience, a chance to demonstrate their potential
to be a Foreign Service Officer.

Candidates who participate in the selection process
will find that it is designed to challenge them and to
give them the opportunity to demonstrate qualities
that have been identified as necessary to become a
successful Foreign Service Officer. Thus, the
Board of Examiners stands by the validity and
integrity of the exam process as being a fair
and accurate selection method for Foreign Service
Officers. Indeed, it is vital to the U.S. Department
of States mission and purpose.

To ensure no bias in favor of any candidate, the
Board of Examiners periodically revises its testing
materials. It also asks all candidates to sign nondisclosure agreements before beginning portions of
the exam, and has implemented other
safeguards. Please note that BEX will terminate the
candidacy of anyone found to have violated the nondisclosure agreement.
The Foreign Service is a unique career and, perhaps
unsurprisingly, the selection process is also unique.
The Foreign Service selection process, including
the Foreign Service Officer Test (FSOT), the
Qualifications Evaluation Panel (QEP), and the
Foreign Service Oral Assessment (FSOA), is an
employment selection tool used by the Department
of State to identify the most qualified candidates for
Foreign Service positions.



In other words, it is a hiring process. Therefore, the
nature and purpose of this exam process are
different from those of educational testing.
In education, exam focuses on “mastery
testing” and the goal is to determine if the student
possesses sufficient knowledge or skill to pass a
course or to practice a profession. The exams
are usually comprehensive, covering the entire body
of required knowledge or skill. The scores verify
current competence and command of a definite skill
set. Such exams are often accompanied by
extensive feedback, and possibly remedial training
and reassessment, with the ultimate objective of
passing. Education exams are not a
competition; the objective is for everyone to pass.
In employment selection, the goal is to determine
which candidates are the most qualified because an
organization wants to hire the best. Employment
assessments only demo a job-related body of
knowledge or skills because exam time is
limited. The scores are used as predictors of
prospective job performance, rather than indicators
of current competence. Thus, tests like those used in
the Foreign Service Officer selection process are not
accompanied by extensive feedback or remedial
training because they are not meant to measure an
entire body of knowledge or skills. Moreover, the
organizations hiring process is meant to be highly
selective given the limited number of openings
available.



The Foreign Service Officer Test (FSOT) is the first
of eight steps in the FSO selection process. It is a
computer-based test that consists of four separate
test sections:

1. Job Knowledge Test

2. Situational Judgment Test

3. English Expression Test

4. Written Essay Test

The first three sections of the test contain items in a
multiple-choice format. The Written Essay appears
in the last section of the FSOT. Each section of the
test is timed separately and must be completed
within the designated time limit.

This Guide provides demo questions for each
component of the FSOT to provide candidates a
general idea of the type of questions they will
encounter in the test.

Although the Written Essay section is an important
aspect of the test that is used to determine a
candidates qualifications, it will not be scored
unless the candidate passes the Job Knowledge,
Situational Judgment Test, and English Expression
sections of the test.



Success on the FSOT involves much more than
studying for a test. The FSOT assesses knowledge
and skills that the candidate has acquired from
reading widely from many different sources, study
or course work in a number of related fields, and
other career or life experiences.

In the development of the FSOT, a job analysis
was conducted of the positions held by Foreign
Service Officers to identify the knowledge and
skills critical to success on the job. Then, a
detailed test blueprint was created.

The test blueprint provides an outline of the
required knowledge and skill areas and their
relative importance to the job. The knowledge
and skill areas covered on the FSOT are listed
below.

 Correct grammar, organization, writing
strategy, sentence structure, and
punctuation required for writing or
editing reports: This knowledge area
encompasses English expression and
language usage skills required for preparing
or editing written reports, including correct
grammar and good writing at the sentence
and paragraph level.

 United States Government: This knowledge
area encompasses a general understanding of
the composition and functioning of the federal
government, the Constitution and its history,
the structure of Congress and its role in foreign
affairs, as well as the United States political
system and its role in governmental structure,
formulation of government policies, and
foreign affairs.

 United States History, Society, Customs,
and Culture: This knowledge area
encompasses an understanding of major
events, institutions, and movements in
national history, including political and
economic history, as well as national
customs and culture, social issues and
trends, and the influence of U.S. society and
culture on foreign policy and foreign affairs.



World History and Geography: This knowledge
area encompasses a general understanding of
significant world historical events, issues, and
developments, including their impact on U.S.
foreign policy, as well as knowledge of world
geography and its relationship to U.S. foreign policy.
 Economics: This knowledge area encompasses an
understanding of basic economic principles, as well
as a general understanding of economic issues and
the economic system of the United States.

 Mathematics and Statistics: This knowledge area
encompasses a general understanding of basic
mathematical and statistical procedures. Items
requiring calculations may be included.

 Management Principles, Psychology, and Human
Behavior: This knowledge area encompasses a
general understanding of basic management and
supervisory techniques and methods. It includes
knowledge of human psychology and behavior,
leadership, motivational strategies, and equal
employment practices.

 Communications: This knowledge area
encompasses a general understanding of the
principles of effective communication and publicspeaking techniques, as well as general knowledge
of public media, media relations, and the goals and
techniques of public diplomacy and their use to
support work functions.

 Computers and the Internet: This knowledge area
encompasses a general understanding of basic
computer operations such as word processing,
databases, spreadsheets, and using e-mail and the
Internet.


Related Areas of Study

Success on the FSOT is not necessarily dependent
on a specific course of study. However, the
curriculum of the following college-level courses
often helps to familiarize a candidate with the
information assessed by the test. The names of the
courses are general and may differ from institution
to institution.

• English Composition/Rhetoric

• American History

• American Studies (including cultural and social history)

• American Political Thought

• United States Political System

• American Economic History

• Introduction to Economics (micro and macro)

• World History (Western and non-Western)

• World Geography

• International Economics

• World Religions

• Introduction to Statistics

• Introduction to Management Principles

• Intercultural Communication

• Mass Communication

• Psychology



Killexams Review | Reputation | Testimonials | Feedback


What is needed to study for FSOT exam?
The best part about the killexams.com question bank is the explanations provided with the answers. It helps to understand the Topic conceptually. I subscribed to the FSOT question bank and went through it 3-4 times. In the exam, I attempted all the questions under 40 minutes and scored 90 marks. Thanks for making it easy for us. Heartfelt thanks to the killexams.com team for the help of their model questions.


Am i capable of locate dumps Questions & Answers latest FSOT exam?
Word of mouth is a powerful way of advertising a product. In my experience, killexams is the best in FSOT exam dumps, so why not do a little effective exposure for them?


Belive me or not! This resource of FSOT questions works.
I am so happy with the FSOT Q&A provided by killexams.com that I will use it for all my future exams. I passed the FSOT exam successfully and completed all the questions in half the allotted time. The material is the best for safe preparation, and I highly recommend it to anyone preparing for the FSOT exam.


What do you imply with the help of FSOT exam dumps?
Thanks to killexams.com, I saved time and money, and without their Questions and Answers, I would have failed the FSOT exam. I was confused about some questions, so I had to guess, but I should have studied and focused on the questions more carefully. Nonetheless, I am happy to have passed the exam.


Found correct source for genuine FSOT dumps question bank.
Thanks to killexams.com, I was able to get my FSOT accomplice certification. Their materials are beneficial, and their exam simulator is virtually wonderful; it replicates the exam perfectly. The Topics were easy to understand, and the usage of the killexams.com cheatsheet made it even easier. The exam itself was unpredictable, but with killexams.com Questions and Answers, I felt well-prepared, and I was satisfied with the result.


Certification-Board Service PDF Download

   




Obviously it is hard task to pick solid certification Q&A concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning cheatsheet update and validity. The vast majority of customers scam by resellers come to us for the cheatsheet and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com exam dumps, killexams PDF questions, killexams questions bank, killexams VCE exam simulator. Visit their specimen questions and test exam dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best dumps website?
Without a doubt, Killexams is completely legit and fully reliable. There are several characteristics that makes killexams.com unique and authentic. It provides updated and completely valid cheatsheet comprising real exams questions and answers. Price is really low as compared to almost all of the services online. The Q&A are refreshed on typical basis through most recent brain dumps. Killexams account structure and merchandise delivery is very fast. Data file downloading is usually unlimited and also fast. Help support is avaiable via Livechat and Electronic mail. These are the features that makes killexams.com a sturdy website which provide cheatsheet with real exams questions.



Is killexams.com test material dependable?
There are several Q&A provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Q&A with the same frequency as they are updated in Real Test. cheatsheet provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your obtain Account. You can obtain Premium cheatsheet files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




MB-330 free pdf | API-580 free exam papers | CPIM-BSP study guide | 500-701 free prep | ES0-004 prep questions | CBAP PDF obtain | CAU305 dump | 700-765 past exams | TCP-BW5 cheatsheet | AI-102 actual questions | MOFF-EN Latest Questions | CPP-CPA practice exam | MCD-Level-2 exam Braindumps | 850-001 dumps questions | 010-111 online exam | FSMC exam Questions | PCSFE questions obtain | CRRN study guide | AFE practice exam | PCNSA braindumps |


FSOT - Foreign Service Officer Test education
FSOT - Foreign Service Officer Test PDF Dumps
FSOT - Foreign Service Officer Test Test Prep
FSOT - Foreign Service Officer Test Test Prep
FSOT - Foreign Service Officer Test Test Prep
FSOT - Foreign Service Officer Test guide
FSOT - Foreign Service Officer Test PDF Download
FSOT - Foreign Service Officer Test questions
FSOT - Foreign Service Officer Test questions
FSOT - Foreign Service Officer Test study tips
FSOT - Foreign Service Officer Test Study Guide
FSOT - Foreign Service Officer Test exam success
FSOT - Foreign Service Officer Test exam syllabus
FSOT - Foreign Service Officer Test Real exam Questions
FSOT - Foreign Service Officer Test Test Prep
FSOT - Foreign Service Officer Test boot camp
FSOT - Foreign Service Officer Test exam format
FSOT - Foreign Service Officer Test Latest Questions
FSOT - Foreign Service Officer Test certification
FSOT - Foreign Service Officer Test PDF Dumps
FSOT - Foreign Service Officer Test boot camp
FSOT - Foreign Service Officer Test PDF Download
FSOT - Foreign Service Officer Test testing
FSOT - Foreign Service Officer Test exam format
FSOT - Foreign Service Officer Test education
FSOT - Foreign Service Officer Test study help
FSOT - Foreign Service Officer Test PDF Dumps
FSOT - Foreign Service Officer Test PDF Download
FSOT - Foreign Service Officer Test Latest Topics
FSOT - Foreign Service Officer Test education
FSOT - Foreign Service Officer Test genuine Questions
FSOT - Foreign Service Officer Test learn
FSOT - Foreign Service Officer Test PDF Download
FSOT - Foreign Service Officer Test study help
FSOT - Foreign Service Officer Test Practice Questions
FSOT - Foreign Service Officer Test test
FSOT - Foreign Service Officer Test exam Questions
FSOT - Foreign Service Officer Test PDF Download
FSOT - Foreign Service Officer Test PDF Questions
FSOT - Foreign Service Officer Test Free PDF
FSOT - Foreign Service Officer Test testing
FSOT - Foreign Service Officer Test Cheatsheet
FSOT - Foreign Service Officer Test Cheatsheet
FSOT - Foreign Service Officer Test PDF Download

Other Certification-Board exam Dumps


RACP Real exam Questions | CSLE dumps | NCE real questions | ICTS online exam | FSOT cheat sheet | BCB-Analyst free prep | ABFM Questions and Answers | ABCTE exam questions | ISEE test exam | DMV free pdf | STAAR pass marks | BCBA exam dumps | CDL practice questions | SBAC braindumps | NCC genuine Questions | ABPN-VNE mock exam | NRP free pdf download | MTEL questions and answers |


Best cheatsheet You Ever Experienced


500-220 real questions | 500-901 exam dumps | DP-100 online exam | PCPP-32-101 test prep | STAAR exam Braindumps | 3X0-101 pass marks | Magento-2-Certified-Associate-Developer Practice Questions | 4H0-004 braindumps | Okta-Certified-Pro study guide | CSM-001 demo questions | HIO-301 download | IELTS practice exam | OCS VCE | 010-111 demo test questions | SPLK-3001 mock exam | HS330 braindumps | CAT-120 exam test | CSBA Study Guide | TA12 Latest Topics | FCNSA bootcamp |





References :


https://killexams-posting.dropmark.com/817438/23543695
https://killexams-posting.dropmark.com/817438/23680108
https://www.instapaper.com/read/1324035157
https://arfansaleemfan.blogspot.com/2020/07/fsot-foreign-service-officer-test.html
http://feeds.feedburner.com/SimplyRememberTheseFsotQuestionsBeforeYouGoForTest
https://files.fm/f/ugvka75wg
https://www.coursehero.com/file/75557510/Foreign-Service-Officer-Test-FSOTpdf/
https://sites.google.com/view/killexams-fsot-exam-questions
https://killexams-fsot.jimdofree.com/



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

FSOT Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

FSOT Reviews

100% Valid and Up to Date FSOT Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug