Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Exam Number : H12-311
Exam Name : HCIA-WLAN (Huawei Certified ICT Associate-WLAN)
Vendor Name : Huawei
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H12-311 exam Format | H12-311 Course Contents | H12-311 Course Outline | H12-311 exam Syllabus | H12-311 exam Objectives


EXAM CODE : H12-311

EXAM NAME : HCIA-WLAN V3 EXAM

EXAM DURATION : 90

PASSING/TOTAL SCORE : 600/1000



Exam Contents

HCIA-WLAN V3.0 covers basic WLAN knowledge, including basic WLAN knowledge, WLAN frequency band, IEEE 802.11 protocol, 802.11 MAC architecture, 802.11 physical layer technology, WLAN networking, CAPWAP basic principles, and data forwarding. Wi-Fi 6 technology, WLAN product introduction, AP initial configuration, WLAN online configuration, and WLAN access authentication. WLAN O&M and troubleshooting, antenna technology, and WLAN project deployment.



- WLAN Overview

- WLAN Technology Basics

- WLAN Networking Model

- Introduction to Wi-Fi 6 Technologies and Products

- Working Principles of WLAN

- WLAN access authentication

- WLAN Access Configuration

- WLAN Troubleshooting

- WLAN Antenna Technology

- WLAN Deployment Overview



Topics covered in the questions

- WLAN Overview

- WLAN Development History

- WLAN Standard Organization

- WLAN Technology Basics

- Introduction to RF Basics

- WLAN Frequency Bands

- 802.11 physical layer technology

- 802.11 MAC Architecture

- 802.11 Media Access

- WLAN Networking Model

- WLAN Networking Overview

- Layer 2 and Layer 3 networking

- WLAN Service Traffic Forwarding Mode

- Mainstream WLAN Solutions

- Introduction to Wi-Fi 6 Technologies and Products

- Introduction to Huawei WLAN Products

- Application of Huawei WLAN Products

- Power Supply Modes of Huawei WLAN Products

- Working Principles of WLAN

- CAPWAP tunnel

- WLAN Packet Description

- AP Go-online Process

- STA go-online process

- User roaming

- WLAN Configuration

- VRP Introduction to AC Initial Configuration

- Introduction to Huawei VRP

- Basic AC Attribute Configuration

- Upgrading the AC and AP Software

- Fat and Fit AP Switchover

- WLAN access authentication

- WLAN Access Authentication Overview

- WEP/WPA2/WPA3 authentication

- Portal authentication

- 802.1x authentication

- MAC address authentication

- WLAN Access Configuration

- Configuration Process and Modules

- AP Online Configuration

- WLAN Service Configuration

- Simple WLAN Optimization Configuration

- WLAN Troubleshooting

- WLAN Troubleshooting

- WLAN Troubleshooting Overview

- WLAN Troubleshooting Process

- WLAN Fault Diagnosis Commands and Troubleshooting Tools

- Common WLAN Faults and Troubleshooting

- WLAN project deployment

- WLAN Antenna Technology

- Antenna Type

- Antenna parameters

- Antenna selection

- WLAN Deployment Overview

- WLAN Network Planning Process

- WLAN Construction Requirement Analysis

- Wireless site survey

- Indoor settled installation

- Indoor distribution

- Outdoor settled installation



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    Chinese tech giant Huawei reports tepid consumer revenue growth for the first half of 2023

    Huawei's production campus is pictured here on April 25, 2019, in Dongguan, near Shenzhen, China.

    Kevin Frayer | Getty Images News | Getty Images

    BEIJING — Chinese tech giant Huawei on Friday reported 2.2% year-on-year growth in its consumer business revenue for the first half of the year.

    The modest growth comes alongside China's slower-than-expected economic rebound this year, and U.S. sanctions on the company that began in 2019. Those business restrictions have since weighed on results.

    At 103.5 billion yuan ($14.27 billion) in first six months of 2023, Huawei's consumer revenue was less than half what the segment had generated during the same period in 2019 and 2020.

    The 2.2% pace of growth was also slower than the company's overall revenue increase of 3.1% to 310.9 billion yuan in the first half of the year.

    Huawei's ICT infrastructure business, which includes carrier and enterprise services revenue, contributed the most to overall revenue with 167.2 billion yuan for the first half of the year.

    Deputy Treasury Secretary weighs in on Biden's clampdown on investment in Chinese tech

    watch now

    Cloud services brought in revenue of 24.1 billion yuan, while intelligent automotive solutions — whose products include tech for new energy vehicles — saw revenue of 1 billion yuan in the first six months of 2023.

    Huawei has its own electric car brand, Aito, which claims to have produced 100,000 vehicles in 15 months through a partnership. Those sales are generally counted as part of the consumer business.

    The consumer segment is the only unit with year-on-year comparable figures since Huawei didn't start reporting revenue breakdown by cloud and other industries until late last year.

    Huawei reported a significant increase in its net profit margin of 15% in the first half of the year, up from 5% in the year-ago period. The company attributed the improvement to better management systems and gains from the sale of certain businesses, which it did not specify.

    The company also pressed ahead in its efforts to monetize artificial intelligence by launching in July an AI model for improving safety and efficiency in mining operations.

    Second-quarter overall revenue grew by 4.8% year-on-year to 178.8 billion yuan — the fastest pace since only the fourth quarter of 2022, according to CNBC calculations.

    Looking for smartphone growth

    Overall revenue growth in the first half of 2023 comes off a low base. Huawei previously said its revenue barely grew in 2022 after reporting in 2021 its first annual revenue decline on record.

    In 2019, the U.S. under President Donald Trump put Huawei on a blacklist that restricts the ability of American companies to sell to the Chinese telecommunications giant. That includes licensed access to the latest versions of Google's Android operating system.

    Huawei has instead released its own system, called Harmony OS. Earlier this month, the company announced the latest version of that operating system — and claims it was downloaded over one million times in three days.

    This year, Huawei expects the launch of its flagship consumer products to return to a "normal" schedule, amid a slump in the smartphone market. The company did not share the extent to which there had been delays. In 2019, CNBC reported Huawei pushed back the release of a foldable phone.

    Read more about China from CNBC Pro

    In March, Huawei released its P60 smartphone, Mate X3 foldable and Watch Ultimate wearable, whose sales contributed to first-half growth in consumer business revenue, the company said.

    "The industry and global markets will remain rife with uncertainty for the rest of 2023," a Huawei spokesperson said in a statement.

    "Nevertheless, they are continuously building out their mechanisms for global business continuity management and their agile operations management system," the spokesperson said.

    "We are confident that they can meet their annual business targets and continue creating value for customers and society at large."

    — CNBC's Arjun Kharpal contributed to this report.


     




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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen

    Hackerangriffe

    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

    Erpressung

    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

    Cyber-Kosten:

    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten

    Cyber-Eigenschäden:

    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug