Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über H12-721?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der H12-721: HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Prüfung.
2023 Updated Actual H12-721 questions as experienced in Test Center
Aktuelle H12-721 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() Huawei H12-721 : HCNP-Security-CISN (Huawei Certified test DumpsExam Dumps Organized by Richard |
Latest 2023 Updated Syllabus
H12-721 test
Dumps | Latest Braindumps with real Questions
Real Questions from Latest syllabus of H12-721 - Updated Daily - 100% Pass Guarantee
H12-721 trial
Questions : Download 100% Free H12-721 test
Dumps (PDF and VCE)
Exam Number : H12-721
Exam Name : HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network)
Vendor Name : Huawei
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Guarantee your job with H12-721 Free test
PDF as well as Exam Questions
We certainly have legitimate and state-of-the-art H12-721 exam dumps and Questions and Answers. killexams.com gives the particular and latest H12-721 Practice Questions with braindumps which fundamentally contain almost all data that you just want to end the H12-721 test. With the aid of their H12-721 test places, you Do not need for you to chance your own chance on perusing reference books still basically need to consume 10-20 hours to keep their H12-721 Practice Questions and replies.
Should you create a visit in web to get H12-721 Exam Questions, you will recognize that the greater part regarding sites can market obsolete Actual Questions with restored labels. This would turn out to be particularly unsafe hoping you rely on these Real test
Questions. There are several modest venders on net that down load free H12-721 PDF via web market in minor cost. You may squander massive cash once you think twice about which little demand for H12-721 Exam Questions. They usually guide guerrear to the proper bearing. Do not set aside which little income and encounter large difficult task of bombing test. Merely pick genuine and considerable H12-721 Real test
Questions provider
as well as obtain outstanding and legitimate copy of H12-721 real test out questions. Many of us support killexams.com seeing that best distributor of H12-721 Exam Questions that is to be your life preserving decision. It will probably save you via part of aggrevations and probability of pick terrible Actual Questions distributor. It will provide you trustworthy, supported, reliable, modern as well as solid H12-721 [KW] that can truly do the job in real H12-721 test out. In the future, you do not look in web, you may straight arrived at killexams.com for your upcoming certificate tutorials.
It is a substantial fight to take extraordinary Actual Questions providers via many cheap and nasty dumps workers. If your run after ends up over a horrendous Actual Questions provider, your following affirmation may transform to a terrible fantasy. It seems like some sort of loser once you crash as well as burn from the testament test out. This is because of the fact that you actually relied upon a good invalid as well as out-of-date lending institution. They are certainly not saying that each one H12-721 Exam Questions provider can be a fake. There are numerous extraordinary H12-721 certifiable test out questions workers that have their very own resources for receiving generally invigorated and sizeable H12-721 Exam Questions. killexams.com is only one of them. They are their own get together that sets up 100% genuine, present-day as well as strong H12-721 Real test
Questions in which in a genuine test including allure. You simply need to visit https://killexams.com/pass4sure/test detail/H12-721 as well as obtain 100 % free Exam Questions of H12-721 test and evaluation. Accepting that you simply feel pleased, register for H12-721 [KW] ELECTRONICO full framework with VCE practice ensure that you become a man from remarkable achievers. Many of us regard all of their remarkable consumers. You will send out us your own reviews with regards to H12-721 test out experience later on right after hanging through the certifiable H12-721 test out.
They provide Genuine H12-721 examination Questions as well as Answers Actual Questions in 3 formats. H12-721 PDF contract and H12-721 VCE examination simulator. H12-721 Real test out is swiftly changed by simply Huawei throughout real test out. The H12-721 Exam Questions ELECTRONICO document may be downloaded in any gadget. You can pic H12-721 Cheatsheet to make your individual book. Their own pass charge is substantial to 98. 9% and moreover, the identicalness between all of their H12-721 queries and genuine test is definitely 98%. Do you really need success from the H12-721 examination in only just one attempt? Instantly go to down load Huawei H12-721 real examination questions from killexams.com.
Features of Killexams H12-721 Exam Questions
-> H12-721 Study Guide obtain Easy access in just your five min.
-> Full H12-721 Inquiries Bank
-> H12-721 test
Accomplishment certain
-> Assured real H12-721 test
queries
-> Latest as well as 2022 current H12-721 Inquiries and Responses
-> Latest 2022 H12-721 Syllabus
-> obtain H12-721 test
Documents anywhere
-> Unrestricted H12-721 VCE test
Sim Access
-> Simply no Limit in H12-721 test
obtain
-> Good Discount Coupons
-> 100 % Secure Order
-> 100% Private.
-> 100% Cost-free Cheatsheet model Questions
-> Simply no Hidden Expense
-> No Regular monthly Subscription
-> Simply no Auto Reconstruction
-> H12-721 test
Update Excitation by Email address
-> Free Tech support team
test
Detail from: https://killexams.com/pass4sure/exam-detail/H12-721
Rates Details from: https://killexams.com/exam-price-comparison/H12-721
Observe Complete Listing: https://killexams.com/vendors-exam-list
Discount Coupon code on Whole H12-721 Exam Questions questions;
WC2020: 60% Toned Discount to each test
PROF17: 10% More Discount in Value More than $69
DEAL17: 15% More Discount in Value More than $99

H12-721 test Format | H12-721 Course Contents | H12-721 Course Outline | H12-721 test Syllabus | H12-721 test Objectives
HCIP-Security certification covers integrated solutions and skills in enterprise network security. HCIP-Security certificate
holders are able to design secure architectures for enterprise networks, and perform related deployment, management, and
O&M. The HCIP-Security certification emphasizes on the construction of secure enterprise network architectures, terminal
security management systems, and content security networks to achieve multi-dimensional security.
HCIP-Security is intended for the development of network security professionals who are familiar with network security basics
and have rich practical skills and experience in interworking network security equipment. The HCIP-Security certification
focuses on integrated enterprise network security solutions and skills. HCIP-Security certified engineers possess skills in the
planning & design, deployment, management, and O&M of secure network architectures, terminal security management
systems, and content security management systems.
• Buildup of knowledge and skills, including firewall dual-system hot backup, virtual firewall, advanced VPN applications,
attack defense technologies, and DDoS solutions, to resolve complex enterprise network security issues.
• Well-developed competence as a senior network security engineer or system administrator.
• A good command of advanced technologies used by network security equipment and ability to install, operate, maintain, and
troubleshoot network security equipment.
• HCIP-Security-CISN test
covers network security device management, firewall intelligent routing, firewall high availability,
VPN technology and application, firewall bandwidth management and virtual firewall technology.
• HCIP-Security-CSSN test
covers content security filtering technology, Web security, intrusion detection and prevention
technology, anti-virus technology, network attack prevention technology, big data and cloud security technology.
• HCIP-Security-CTSS test
covers the concept of terminal security, Agile Controller-Campus system installation planning
and deployment, terminal authentication system, WLAN network security technology, terminal security troubleshooting and
security system operation and maintenance.
• ExamOutline: HCIP-Security-CISN/CSSN/CTSS test
Outline
• TrainingMaterial:HCIP-Security-CISN/CSSN/CTSS Training
• Mock Exam:HCIP-Security-CISN/CSSN/CTSS Exam
Killexams Review | Reputation | Testimonials | Feedback
Obtained all H12-721 Questions in dumps that I noticed in real exam.
I passed the H12-721 test
thanks to this bundle. The questions are accurate, and so are the subjects and test
courses. The format could be very convenient and permits you to the test
in one-of-a-kind codecs - practicing at the test
simulator, studying PDFs and printouts so that you can exercise session the fashion and stability that is right for you. I loved practicing on the test
simulator. It completely simulates the exam, which's especially vital for H12-721 exam, with all their specific query sorts. So, it is a bendy but reliable way to attain your H12-721 certification. I'll be using killexams.com for my subsequent stage certification exams, too.
Passing the H12-721 test
with enough information.
The usual of killexams.com is excessive sufficient to help the candidates in H12-721 test
training. All the goods that I had used for H12-721 test
training were of the Great great so that they assisted me to smooth the H12-721 test
rapidly.
How many days preparation required to pass H12-721 exam?
The most awesome aspect of your dumps questions is the clarifications given the answers. It assists with understanding the subject and topics. I had bought in for the H12-721 dumps questions and had gone through it 3-4 times. In the test, I answered every one of the questions under 40 minutes and scored 90 scores. Much obliged for making it simple for us. Feeling awesome because of the killexams.com team, with the assistance of your real questions.
I want real test questions latest H12-721 exam.
Passing the H12-721 test
turned into long due as my career development changed into associated with it. but continually got afraid of the subject which seemed truly hard to me. I was about to pass the test
until I discovered the questions and answer by using killexams.com and it made me so easily! Going through the materials became no trouble in any respect because the technique of supplying the subjects are cool. the fast and precise answers helped me cram the quantities which regarded hard. passed nicely and were given my merchandising. thanks, killexams.
Dont waste it slow on searching internet, just try these H12-721 Questions and answers.
Despite having a complete-time task with family duties, I determined to sit down for the H12-721 exam. And I was in search of easy, brief, and strategic guidelines to make use of 12 days before the exam. I was given all these in killexams.com questions and answers. It contained concise answers that were easy to recall. Thank you loads.
Huawei - answers
Whilst it is very hard task to choose reliable test Braindumps resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to test dumps update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit their test questions and trial brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.
Is Killexams.com Legit?
You bet, Killexams is 100 % legit and even fully good. There are several options that makes killexams.com legitimate and authentic. It provides up to par and 100 % valid test
dumps filled with real exams questions and answers. Price is surprisingly low as compared to almost all of the services on internet. The Braindumps are refreshed on typical basis together with most latest brain dumps. Killexams account build up and solution delivery is amazingly fast. Computer file downloading can be unlimited and also fast. Aid is avaiable via Livechat and Netmail. These are the features that makes killexams.com a robust website that offer test
dumps with real exams questions.
Which is the best braindumps site of 2023?
There are several Braindumps provider in the market claiming that they provide real test
Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test
Braindumps with the same frequency as they are updated in Real Test. test
dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test
Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF test
Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your obtain Account. You can obtain Premium test
Dumps files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test
by Taking Test Frequently. It asks the Real test
Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.
AD0-E207 test questions | 2V0-21.20 braindumps | GMAT-Quntitative online test | 350-801 writing test questions | APA-CPP-Remote trial test | GCED PDF Dumps | DEA-1TT4 Free PDF | DASM free pdf | HPE0-S54 braindump questions | APD01 study material | CRT-251 bootcamp | H12-521_V1.0-ENU cram | PfMP test practice | PDII practice questions | 300-415 Practice Questions | TDS-C01 study questions | SCS-C01 practice test | API-571 Real test Questions | ACP-01301 dumps | 1Y0-240 PDF Questions |
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Practice Test
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) test
Questions
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) boot camp
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) test
Braindumps
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Question Bank
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) information source
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) braindumps
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) test
Cram
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) test
dumps
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Practice Test
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) study help
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) study help
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) cheat sheet
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) tricks
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Questions and Answers
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) certification
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) test
Braindumps
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Dumps
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) boot camp
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Practice Test
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Real test
Questions
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Test Prep
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) real Questions
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) real questions
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Cheatsheet
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) questions
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) education
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) PDF Braindumps
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) information hunger
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Latest Topics
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) braindumps
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) learn
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) test
Questions
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) test
Questions
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) test prep
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) learn
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Latest Topics
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) braindumps
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) study help
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Practice Questions
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) exam
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) testing
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) study help
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Questions and Answers
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Cheatsheet
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) teaching
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) braindumps
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) PDF Download
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) outline
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) dumps
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Dumps
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) PDF Questions
H12-721 - HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) Practice Test
H12-111_V2.5-ENU test example | H12-322_V1.0-ENU trial questions | H12-311 test prep |
Best Certification test Dumps You Ever Experienced
H12-111_V2.5-ENU cram | H12-311 mock questions | H31-611 test test | H35-462-ENU certification trial | H13-629 braindumps | H12-425-ENU dump | H12-222 cheat sheet pdf | H31-523 free practice tests | H11-851 dumps questions | H12-521_V1.0-ENU Practice Questions | H13-622 test example | H13-821_V2.0-ENU test questions | H12-223 braindump questions | H13-711-ENU braindump questions | H12-221 PDF obtain | H12-721 test trial | H12-711 test results | H31-421-ENU bootcamp | H12-211 test dumps | H35-211-ENU study guide |
References :
https://www.instapaper.com/read/1314946133
http://killexams-braindumps.blogspot.com/2020/06/real-h12-721-questions-that-verified-up.html
https://killexams-posting.dropmark.com/817438/23758229
https://www.4shared.com/office/CEAC8Z-Iea/HCNP-Security-CISN-Huawei-Cert.html
http://feeds.feedburner.com/KillYourH12-721ExamAtFirstAttempt
http://ge.tt/2gh1s783
https://www.clipsharelive.com/video/3074/h12-721-hcnp-security-cisn-huawei-certified-network-professional-constructing-infrastructure-of-security-network-d
https://youtu.be/vxif356Bols
https://justpaste.it/H12-721
https://ello.co/killexamz/post/0kz6tneukjpxubqkdgbmug
https://sites.google.com/view/killexams-h12-721-pdf-download
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-37978150-269f-4b41-94d7-b28aed02975f/fv-b576ba8f-8e28-4c8b-9472-68b1332ef339/HCNP-Security-CISN-Huawei-Certified-Network-Professional--Constructing-Infrastructure-of-Security-Network-(H12-721).pdf#pageThumbnail-1
https://files.fm/f/ecx76gtm6
http://killexams.decksrusct.com/blog/certification-exam-dumps/h12-721-hcnp-security-cisn-huawei-certified-network-professional-constructing-infrastructure-of-security-network-question-bank-with-real-questions-by-killexams-com/
Similar Websites :
Pass4sure Certification test
dumps
Pass4Sure test
Questions and Dumps
H12-721 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date H12-721 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug