Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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Exam Number : H13-511
Exam Name : HCNA-Cloud-BCCP (Building Cloud Computing Platform)
Vendor Name : Huawei
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H13-511 exam Format | H13-511 Course Contents | H13-511 Course Outline | H13-511 exam Syllabus | H13-511 exam Objectives
Exam Details:
- Number of Questions: The H13-511 HCNA-Cloud-BCCP (Building Cloud Computing Platform) exam typically consists of around 60 to 70 multiple-choice questions. The exact number of questions may vary.
- Time: Candidates are given a specific time limit to complete the exam, which is usually around 90 to 120 minutes. It is important to manage time effectively to ensure all questions are answered within the allocated time.
Course Outline:
The HCNA-Cloud-BCCP (Building Cloud Computing Platform) certification exam focuses on validating the knowledge and skills required to design, deploy, and manage cloud computing platforms using Huawei technologies. The course outline may include the following key areas:
1. Cloud Computing Fundamentals:
- Introduction to cloud computing concepts and models
- Cloud computing service models (IaaS, PaaS, SaaS)
- Cloud deployment models (Public, Private, Hybrid)
2. Cloud Infrastructure:
- Virtualization technologies and techniques
- Storage and network infrastructure in cloud environments
- Server and data center technologies for cloud computing
3. Cloud Platform Deployment and Management:
- Cloud platform architecture and components
- Cloud platform deployment models and techniques
- Cloud platform management and resource allocation
4. Cloud Security and Compliance:
- Cloud security principles and best practices
- Identity and access management in cloud environments
- Compliance and data protection in the cloud
5. Cloud Service Operation and Maintenance:
- Service provisioning and management in cloud environments
- Monitoring and troubleshooting cloud services
- Disaster recovery and business continuity in the cloud
Exam Objectives:
The objectives of the H13-511 HCNA-Cloud-BCCP exam typically include:
- Assessing the candidate's understanding of cloud computing fundamentals and service models.
- Evaluating the candidate's knowledge and proficiency in cloud infrastructure technologies.
- Testing the candidate's ability to deploy and manage cloud computing platforms.
- Assessing the candidate's understanding of cloud security principles and compliance requirements.
- Evaluating the candidate's knowledge of cloud service operation and maintenance practices.
Exam Syllabus:
The specific exam syllabus for the H13-511 HCNA-Cloud-BCCP exam may vary, but it generally includes the following topics:
1. Cloud Computing Fundamentals:
- Cloud computing concepts and models
- Cloud service models (IaaS, PaaS, SaaS)
- Cloud deployment models (Public, Private, Hybrid)
2. Cloud Infrastructure:
- Virtualization technologies
- Storage and network infrastructure in the cloud
- Server and data center technologies for cloud computing
3. Cloud Platform Deployment and Management:
- Cloud platform architecture and components
- Cloud platform deployment models
- Cloud platform management and resource allocation
4. Cloud Security and Compliance:
- Cloud security principles and best practices
- Identity and access management in the cloud
- Compliance and data protection in the cloud
5. Cloud Service Operation and Maintenance:
- Service provisioning and management in the cloud
- Monitoring and troubleshooting cloud services
- Disaster recovery and business continuity in the cloud
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Huawei Cloud techniques
China’s Huawei Cloud is expanding to the Web3 industryThe Chinese multinational technology corporation, Huawei Technologies Co., Ltd., is expanding its Huawei Cloud services to the Web3 industry by upgrading its documentation and user guides in a new section called ‘Web3.0 Node Engine Service’. As noticed by the renowned crypto news reporter Colin Wu on August 10, Huawei Cloud has updated “the introduction of the Ethereum node engine and TRON node engine.” Overviewing the hosting service: “Web 3.0 Node Engine Service (NES) is a blockchain node engine platform developed by Huawei Cloud”, writes the Huawei Cloud team in the user guide. “It simplifies blockchain network management, resource management, and authentication, while also providing developers with the ability to connect to mainstream blockchains like Ethereum. NES offers a stable, efficient, and secure infrastructure for Web 3.0 services.” The documentation states that NES full-node hosting services can be used by: Huawei also made available a complete guide to users who want to use its staking services, as well as a complete guide for developers and builders on both the Ethereum (ETH) and Tron (TRX) Networks. According to a report by the Twitter (X) account Seth For Privacy, one of Huawei’s competitors, Hetzner, expanded their Terms of Services (ToS) in 2022, creating an “adversarial environment”, in Seth’s words, to crypto node operators such as Bitcoin (BTC) and Monero (XMR). Unfortunately, @Hetzner_Online decided to get my Twitter account temp banned for posting the tweet below. Thankfully the ban is over, but another ridiculous move by Hetzner for their silent coming ban on cryptocurrency software + attempt to suppress public discourse. pic.twitter.com/Ox5mZEmdhS — Seth For Privacy (@sethforprivacy) September 20, 2022Hetzner also demanded Twitter to delete the original report on its platform, punishing the account that shared the warning with his followers — according to the author. The recent move by Huawei demonstrates a will for a friendlier approach to cryptocurrencies, blockchain, and Web3 — not only for Web3 industry developers but also for usual investors and users. Huawei Cloud – The cloud partner for every South African businessNo result found, try new keyword!The future is digital, and intelligent cloud platforms are the best way for businesses to achieve their growth and optimisation goals. Huawei Cloud understands this and has designed its cloud ...An insight: Huawei's commitment to cloud security compliance and privacy protectionNo result found, try new keyword!Strictly adhering to the customer-centric core values, Huawei Cloud understands the importance of customers' personal data security, respect and protect customers' privacy rights and follows the ... |
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Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug