Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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Exam Number : H31-211
Exam Name : Huawei Certified Network Associate - HCDA (Carrier IP)
Vendor Name : Huawei
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H31-211 exam Format | H31-211 Course Contents | H31-211 Course Outline | H31-211 exam Syllabus | H31-211 exam Objectives
Exam Details:
- Number of Questions: The H31-211 Huawei Certified Network Associate - HCDA (Carrier IP) exam typically consists of around 60 to 80 multiple-choice questions. The exact number of questions may vary.
- Time: Candidates are given a specific time limit to complete the exam, which is usually around 90 to 120 minutes. It is important to manage time effectively to ensure all questions are answered within the allocated time.
Course Outline:
The HCDA (Carrier IP) certification exam focuses on validating the knowledge and skills required to design, deploy, and manage carrier-grade IP networks using Huawei technologies. The course outline may include the following key areas:
1. IP Network Basics:
- TCP/IP protocol suite
- IP addressing and subnetting
- Routing protocols (OSPF, BGP, etc.)
- Network security and access control
2. IP Network Planning and Design:
- Network planning methodologies
- IP network design principles
- IPv4 and IPv6 addressing design
- Network redundancy and high availability
3. IP Network Implementation and Configuration:
- Configuring routers and switches
- VLAN and inter-VLAN routing
- Routing protocol configuration
- Quality of Service (QoS) implementation
4. IP Network Troubleshooting and Maintenance:
- Network troubleshooting methodologies
- Diagnosing and resolving network issues
- Network performance monitoring
- Network maintenance and optimization
5. IP Network Security:
- Network security principles and best practices
- Access control lists (ACLs) and firewall configuration
- Virtual Private Networks (VPNs)
- Network security management
Exam Objectives:
The objectives of the H31-211 HCDA (Carrier IP) exam typically include:
- Assessing the candidate's understanding of IP network basics and protocols.
- Evaluating the candidate's knowledge and proficiency in IP network planning and design.
- Testing the candidate's ability to implement and configure IP networks using Huawei technologies.
- Assessing the candidate's troubleshooting and maintenance skills in IP networks.
- Evaluating the candidate's understanding of network security principles and best practices.
Exam Syllabus:
The specific exam syllabus for the H31-211 HCDA (Carrier IP) exam may vary, but it generally includes the following topics:
1. IP Network Basics:
- TCP/IP protocol suite
- IP addressing and subnetting
- Routing protocols
- Network security
2. IP Network Planning and Design:
- Network planning methodologies
- IP network design principles
- IPv4 and IPv6 addressing design
- Network redundancy and high availability
3. IP Network Implementation and Configuration:
- Configuring routers and switches
- VLAN and inter-VLAN routing
- Routing protocol configuration
- Quality of Service (QoS) implementation
4. IP Network Troubleshooting and Maintenance:
- Network troubleshooting methodologies
- Diagnosing and resolving network issues
- Network performance monitoring
- Network maintenance and optimization
5. IP Network Security:
- Network security principles and best practices
- Access control lists (ACLs) and firewall configuration
- Virtual Private Networks (VPNs)
- Network security management
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Huawei Network PDF Questions
Germany is (still) a Huawei hotspot in EuropePress play to listen to this article Voiced by artificial intelligence. Europe's largest economy Germany hasn't kicked its habit of using Chinese kit for its 5G telecoms networks yet. A new study analyzing Huawei's market share in Europe estimates that Germany relies on Chinese technology for 59 percent of its 5G networks. Other key markets including Italy and the Netherlands are also among eight countries where over half of 5G networks run on Chinese equipment. The study, by Copenhagen-based telecoms consultancy Strand Consult, offers a rare glimpse of how some telecoms operators have relied on Chinese vendors Huawei and ZTE in the early stage of Europe's 5G rollout. The figures also underline one of Western officials' fears: that Europe's pushback against Chinese technology for communications networks was slow to wean operators off Huawei. "It's easier to preach than to practice," said John Strand, founder of the consultancy, of EU governments' hesitance to throw up clear barriers to using Chinese telecoms equipment. "It is more dangerous to be dependent on Chinese telecoms networks than to be dependent on Russian gas. Digital infrastructure is the fundament of society," Strand said. The study matches a warning by the European Commission's digital chief Margrethe Vestager, who said last month that “a number of countries have passed legislation but they have not put it into effect … Making it work is even better." “It is not only Germany, but it is also Germany," Vestager said in November. Germany's ministries of digital affairs, interior and economic affairs didn't immediately respond to a request for comment. Huawei also didn't immediately respond to a request for comment. Clinging to Huawei kitEuropean governments in the past two years have imposed security policies on the telecoms industry to cut down on Chinese kit. In some countries, this has led to a full stop on using Huawei and its smaller Chinese rival ZTE. Strand's study estimates that nine EU countries, as well as Norway and the Faroe Islands, have no Chinese equipment in new 5G networks at all. France (17 percent) and Belgium (30 percent) have a much lower presence of Chinese kit in 5G than was the case in their 4G and 3G networks. But the EU regime on using Chinese technology in 5G is a patchwork. In other EU countries those policies either allow for operators to still rely on Huawei for parts of their networks or require the government to actively step in to stop deals. The Berlin government in the past two years was criticized for being slow in setting up the legal framework that now allows it to intervene on contracts between operators and vendors if ministers choose to do so. Olaf Scholz’s government has taken a more critical stance on Chinese technology and just last month blocked Chinese investors from buying a German chip plant over potential security threats. But Germany's largest operator Deutsche Telekom has also maintained a strategic partnership with Huawei for years and it and others have worked with Huawei on the early stages of rolling out 5G, Strand's report suggests. In Italy, the government has "golden powers" to stop contracts with Huawei. The former government led by Mario Draghi, seen as close to the U.S., intervened on a couple of deals but it is still unclear how the current government led by far-right Prime Minister Giorgia Meloni will position itself. In other, smaller countries like the Netherlands, operators were quick to launch 5G networks and some did so using Huawei, especially in "radio access network" (RAN) parts — effectively preempting EU and national decisions to cut down on Chinese kit. The EU in the past few months repeatedly slammed countries' slow pace in adopting its common "5G security toolbox" guidelines to mitigate security risks in networks, according to several legislative texts. Huawei's headwindsStrand's data, gathered from European industry players in the past months, show Huawei was quick to provide operators with 5G gear in the first stages of Europe's rollout. But another boutique telecoms consultancy, Dell'Oro, compiled data recently that showed the firm in the past year started running into serious obstacles in selling its kit. As of early last year — right as European officials were changing direction on 5G security — Sweden’s Ericsson overtook Huawei in market share of new European sales of radio access network (RAN) equipment for 3G, 4G and 5G equipment, according to updated figures Dell’Oro compiled this summer, shared with POLITICO by an industry official. Radio access networks make up the largest chunk of network investment and include base stations and antennas. For 5G RAN specifically, Huawei lost its initial position as a market leader at the start of the rollout; it now provides 22 percent of sales, with Ericsson at 42 percent and Nokia at 32 percent in Europe, Dell’Oro estimated. A POLITICO investigation last month revealed how the Chinese tech giant was consolidating its operations in Europe and scaling down its lobbying and branding operations across a series of important markets, including France, the United Kingdom and its European representation in Brussels. Pressed by the United States and increasingly shunned on a continent it once considered its most strategic overseas market, Huawei is pivoting back toward the Chinese market, focusing its remaining European attention on just a few countries, among them Germany. China hawks, however, fear that Huawei could continue to supply 5G equipment because of the loopholes and political considerations of national governments. The new figures could serve as "an eye opener for a lot of governments and regulators in Europe," Strand said. Sarah Wheaton contributed reporting. After Huawei, Europe’s telcos want ‘open’ 5G networksPress play to listen to this article Voiced by artificial intelligence. After a decade of fierce rivalry with China's technology giant Huawei, Europe's telecoms equipment champions Nokia and Ericsson could soon face myriad new competitors to contend with. As Europe cuts back on using Huawei equipment in its 5G networks, mobile operators are looking far and wide for companies to replace it. The Continent's "big four" telcos Deutsche Telekom, Telefónica, Vodafone and Orange on Wednesday published a joint "memorandum of understanding" pledging to prioritize the development of "Open RAN" technology, a concept that would benefit smaller equipment and software makers. Open RAN encompasses the idea of chopping up the 5G supply chain into smaller pieces and imposing standards on equipment and software firms so their products can work together — a "Lego approach," as one expert called it, to digital infrastructure. It would allow operators to procure specialized kit and services in smaller contracts with different players to piece together a 5G network, breaking the market power of “end-to-end” vendors like Ericsson and Nokia. The operators' public campaign in favor of the standards comes after years of lobbying against 5G security laws that will significantly decrease Huawei's market presence in Europe in coming years. The operators, now barred by governments from using Huawei in several European markets, see Open RAN as a fix to what they consider a duopoly in the vendor market that allows Ericsson and Nokia to charge higher prices for 5G equipment. Once in place, Open RAN could help equipment makers like South Korea’s Samsung and Japan’s NEC, cloud providers and tech giants like Amazon, Google and Microsoft as well as smaller, specialized software companies like Altiostar and Mavenir gain a stronger foothold in Europe’s growing 5G market. The big four operators said they'd also "promote to European policymakers and industry that adopting a competitive Open RAN ecosystem will place Europe and European industry at the front in the race of technological leadership." But for the two European leading vendors, Ericsson and Nokia, the political push to boost new competitors could put more strain on already-narrow profit margins and troubled financials. Geopolitics of standardsOperators across the world in 2018 started working on new standards in an association called the O-RAN Alliance. It's a standard-setting body that includes participants from more than 200 companies across the tech sector, including Microsoft, Facebook, chipmakers, software firms and Europe's leading vendors Ericsson and Nokia. The O-RAN Alliance includes Chinese operators but not its tech giant Huawei — which is telling. The Chinese giant has always perceived Open RAN as a challenge to its dominance: "O-RAN is currently hijacked for geo-political reasons. It's been weaponized, specifically against Huawei," a company official said in a conversation in June, requesting not to be named because of the sensitivity of the issue. The push for Open RAN standards quickly gained pace in the U.S., where lawmakers realized the country's technology industry had missed the boat on developing 5G equipment. U.S. Congress in November passed a bill approving $750 million in public funding to develop Open RAN technologies. The U.S. tech industry has also been leaning on European capitals through a lobby group called the Open RAN Policy Coalition, formed in May last year. It gathers smaller U.S. software firms like Altiostar and Mavenir with household names like Cisco and Juniper and tech giants Facebook, Google, Microsoft, Intel and others. Non-U.S. names include Samsung, NEC, Fujitsu, Rakuten, as well as Europe's three largest telecoms operators and Nokia. "One thing we've heard from European governments ... is that a diverse ecosystem is very important and they want to see that European vendors have a share of the market," said Alex Botting, senior director at Venable, a lobby firm that represents the coalition in talks with European authorities. In London, the initiative got backing from the government when it presented its "diversification strategy" in November. It pledged £250 million in funding to boost innovation in Open RAN and try to introduce new, smaller 5G equipment makers. It also pledged to fund a new trial with Japanese telecoms vendor NEC. Europe's gain, Europe's lossFor European lawmakers, the question is which specific European companies would gain from Open RAN — besides the operators that expect it to bring down procurement prices. The concept comes with risks to its own leaders in the field, Ericsson and Nokia, who increasingly have free range in markets that have blocked or are shunning Chinese vendors. "If you break that duopoly and you have lots of new suppliers, what does that do to the two European incumbents?" said Alex Sinclair, chief technology officer at global telecoms operators association GSMA. Nokia has arguably been more receptive to the idea of Open RAN, but Ericsson has been lukewarm. Its Chief Technology Officer Erik Ekudden said in an interview in July that the technology was still “maturing.” He said the telecoms network market was already open for competitors to try and enter, but few had succeeded because it's a tough market. “We have a consolidated market, they have relatively few radio access network vendors … But it’s still an extremely competitive market,” Ekudden said. Lawmakers in Europe have still sought to diversify telecoms vendors as part of the EU's "5G security toolbox" process that aimed to decrease the dependency on Huawei. Regulators, lawmakers and industry officials are exploring policy options to soften the blow of phasing out Huawei, in working groups within the EU's digital services department as well as in the NIS Cooperation Group, a roundtable of cybersecurity experts of EU countries and the Commission. In Berlin, the government also expressed support for Open RAN in recent updates of telecoms security rules, and operators have launched pilot projects with new vendors already. Technical challenges aheadAbove all, the operators' document Wednesday is a signal to both the industry's supply chain and the regulators overseeing it that they take Open RAN seriously. In the document, they pledged to work together on Open RAN standards, invest in developing the technology and push governments and regulators to contribute research funding and “policy support.” The four telcos, together with U.S. and Chinese counterparts like AT&T, Verizon, China Mobile, China Telecom and China Unicom and others, buy the most network equipment. A choice for a certain technology is certain to spur research by suppliers in coming years, and that could speed up the process to get large Open RAN networks up and running. "Left to its natural course, this would probably take many years to become significant," said GSMA's Sinclair, adding that operators' public support "is all about accelerating this." But running a network of smaller building blocks also increases technical headaches, he said: "If you're dealing with smaller suppliers, you have quite a lot of procurement problems," adding Open RAN networks would need a "system integrator" company to manage all the different parts — a role that operators in past decades have sourced out to vendors like Huawei, Ericsson and Nokia. CORRECTION: An earlier version of this article misstated the amount of funding the U.S. Congress proposed to develop Open RAN technologies. It's $750 million. Want more analysis from POLITICO? POLITICO Pro is their premium intelligence service for professionals. From financial services to trade, technology, cybersecurity and more, Pro delivers real time intelligence, deep insight and breaking scoops you need to keep one step ahead. Email [email protected] to request a complimentary trial. CelcomDigi embarks on major network upgrade and integration with Huawei and ZTENo result found, try new keyword!CelcomDigi has announced that it is teaming up with Huawei and ZTE for the purchase of network services, solutions and equipment for its nationwide network integration and modernisation project. |
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Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug