Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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ISC2 HCISPP : HealthCare Information Security and Privacy Practitioner ACTUAL EXAM QUESTIONS

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Exam Number : HCISPP
Exam Name : HealthCare Information Security and Privacy Practitioner
Vendor Name : ISC2
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Exam Specification: HCISPP (HealthCare Information Security and Privacy Practitioner)

Exam Name: HCISPP (HealthCare Information Security and Privacy Practitioner)
Exam Code: HCISPP
Exam Duration: 3 hours
Passing Score: Not specified
Exam Format: Multiple-choice

Course Outline:

1. Healthcare Industry Overview
- Introduction to the healthcare industry
- Healthcare organizations and their unique security and privacy challenges
- Regulatory requirements and frameworks specific to healthcare

2. Information Security and Risk Management
- Principles of information security management
- Risk management methodologies and practices
- Security policies, procedures, and governance in healthcare

3. Privacy and Data Protection
- Privacy laws, regulations, and standards in healthcare
- Data classification and handling in healthcare organizations
- Privacy controls and best practices for protecting personal health information

4. Security Controls for Healthcare Information Systems
- Technical and administrative controls for securing healthcare information systems
- Network and system security in healthcare environments
- Access controls, authentication, and authorization in healthcare settings

5. Incident Response and Recovery in Healthcare
- Incident response planning and management in healthcare organizations
- Detection, containment, and remediation of security incidents
- Business continuity and disaster recovery in healthcare environments

6. Legal and Regulatory Requirements
- Health information privacy laws and regulations
- Compliance with HIPAA/HITECH Act and other relevant healthcare regulations
- Understanding breach notification requirements and incident reporting

Exam Objectives:

1. Understand the unique security and privacy challenges faced by the healthcare industry.
2. Apply information security and risk management principles in healthcare settings.
3. Implement privacy and data protection controls to safeguard personal health information.
4. Implement security controls for healthcare information systems and networks.
5. Develop incident response and recovery plans for healthcare organizations.
6. Ensure compliance with legal and regulatory requirements specific to healthcare.

Exam Syllabus:

Section 1: Healthcare Industry Overview (15%)
- Introduction to the healthcare industry
- Healthcare security and privacy challenges
- Healthcare regulatory requirements and frameworks

Section 2: Information Security and Risk Management (20%)
- Information security management principles
- Risk management methodologies
- Security policies, procedures, and governance in healthcare

Section 3: Privacy and Data Protection (20%)
- Privacy laws, regulations, and standards in healthcare
- Data classification and handling in healthcare organizations
- Privacy controls for protecting personal health information

Section 4: Security Controls for Healthcare Information Systems (25%)
- Technical and administrative controls for securing healthcare information systems
- Network and system security in healthcare environments
- Access controls, authentication, and authorization in healthcare settings

Section 5: Incident Response and Recovery in Healthcare (10%)
- Incident response planning and management in healthcare organizations
- Security incident detection, containment, and remediation
- Business continuity and disaster recovery in healthcare environments

Section 6: Legal and Regulatory Requirements (10%)
- Health information privacy laws and regulations
- Compliance with HIPAA/HITECH Act and other healthcare regulations
- Breach notification requirements and incident reporting



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ISC2's Entry-Level Cyber Certification Wins Best Professional Certification Award

SC Media's 2023 Awards honor Certified in Cybersecurity℠ for its role in helping to close the global cyber workforce gap

ALEXANDRIA, Va., Aug. 21, 2023 /PRNewswire/ -- ISC2 – the world's leading nonprofit member organization for cybersecurity professionals – today announced its entry-level certification Certified in Cybersecurity℠ (CC) has won a 2023 SC Award in the Excellence Award category for the Best Professional Certification Program. The Certified in Cybersecurity (CC) training and test was designed to address the global cyber workforce gap of 3.4 million professionals by providing a way for those from non-technical backgrounds to enter the field.

The SC Awards program is cybersecurity's most prestigious and competitive program, recognizing the solutions, organizations and people driving innovation and success in information security. According to the SC Award's esteemed panel of independent judges, "ISC2's Certified in Cybersecurity certificate program is a cut above the rest," and it commended the program for its "contribution to the greater good of the cybersecurity community." The judges honored ISC2 for its "innovation, leadership and hard work."

"This year's SC Award winners reflected their industry in flux," said Tom Spring, SC Media's Editorial Director at CyberRisk Alliance. "Winners demonstrated uncanny market agility and brought innovative solutions to help their customers stay ahead of increasingly sophisticated adversaries and emerging threats."

"This award, along with the accomplishment of having over 28,000 individuals attain the Certified in Cybersecurity certification, underscores the value of this entry-level certification to their members and candidates who have diligently earned it, showcasing their unwavering commitment to the cybersecurity profession," said Clar Rosso, CEO, ISC2. "Recognition from SC Media's prestigious cybersecurity award program further validates the importance of their entry-level certification for the profession at large, as they attract new entrants into the field as organizations face acute staffing shortages. We're demonstrating that having a passion and drive to enter a career can open limitless opportunities for both professionals and employers."

Diverse Pathways into the Cybersecurity Profession

The CC℠ certification allows individuals from all backgrounds to demonstrate the foundational knowledge, skills and abilities for an entry- or junior-level cybersecurity role. The certification requires no prior work experience and can test a person's aptitude and interest in a cybersecurity career, allowing employers to confidently build resilient cyber teams across all experience levels.

As part of ISC2's commitment to help close the workforce gap, its global initiative, One Million Certified in Cybersecurity, is offering free CC℠ training and exams to the first million people who enroll. Since its launch in August 2022, ISC2 has enrolled more than 250,000 individuals in the certification training, with more than 28,000 becoming certification holders. The global success of the certification highlights the importance of creating new and diverse pathways into the industry and removing barriers to entry into the profession.

"I'm switching career paths to move into cybersecurity. Certified in Cybersecurity is a great way to demonstrate my knowledge," said Eric Turner, Cybersecurity Analyst, First Merchants Bank.

This recognition follows ISC2's award win for the Best Professional Training or Certification Program at the 2023 SC Awards Europe.

To learn more about the ISC2 Certified in Cybersecurity certification, please visit: https://www.isc2.org/Certifications/CC. 

About ISC2 ISC2 is the world's leading nonprofit member organization for cybersecurity professionals with an aim of inspiring a safe and secure cyber world. Best known for the acclaimed Certified Information Systems Security Professional (CISSP®) certification, ISC2 offers a portfolio of credentials that are part of a holistic, pragmatic approach to security. Their association of candidates, associates and members, more than 500,000 strong, is made up of certified cyber, information, software and infrastructure security professionals who are making a difference and helping to advance the industry. Their vision is supported by their commitment to educate and reach the general public through their charitable foundation – The Center for Cyber Safety and Education™. For more information on ISC2, visit www.isc2.org, follow us on X or connect with us on Facebook and LinkedIn.   

About CyberRisk Alliance  CyberRisk Alliance (CRA) is a business intelligence company serving the high growth, rapidly evolving cybersecurity community with a diversified portfolio of services that inform, educate, build community, and inspire an efficient marketplace. Their trusted information leverages a unique network of journalists, analysts and influencers, policymakers, and practitioners. CRA's brands include SC Media, Security Weekly, ChannelE2E, MSSP Alert, InfoSec World, Identiverse, Cybersecurity Collaboration Forum, its research unit CRA Business Intelligence, the peer-to-peer CISO membership network, Cybersecurity Collaborative, the Official Cyber Security Summit, TECHEXPO Top Secret, and now LaunchTech Communications. Click here to learn more. 

© 2023 ISC2 Inc., ISC2, CISSP, SSCP, CCSP, CGRC, CSSLP, HCISPP, CISSP-ISSAP, CISSP-ISSEP, CISSP-ISSMP and CBK are registered marks, and CC is a service mark of ISC2, Inc.   

Media Contact:Amanda Steinman Senior PR Manager ISC2 asteinman@isc2.org

View original content:https://www.prnewswire.com/news-releases/isc2s-entry-level-cyber-certification-wins-best-professional-certification-award-301904977.html

SOURCE ISC2

© 2023 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.


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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug