Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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HP HPE0-J69 : HPE Storage Solutions? exam Dumps

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Exam Number : HPE0-J69
Exam Name : HPE Storage Solutions?
Vendor Name : HP
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HP Solutions? information hunger


HP Preps New Data Life-Cycle Offerings


The vendor this week plans to unveil several new additions and enhancements to its information life-cycle management (ILM) product line in order to help customers more efficiently manage the protection and long-term archiving of their data, said Frank Harbist, vice president of HP’s storage software and ILM products.

HP expects to roll out the products to the channel during the next three months. Pricing is not yet available.

Among the new products is HP StorageWorks Continuous Information Capture Solution, the company’s first continuous data-protection (CDP) software. The product is based on technology from Mendocino Software, Fremont, Calif., with which HP has an OEM pact.

Continuous Information Capture instantly backs up any change to data, enabling customers to roll back a file to any point in time if that file becomes corrupted or accidentally changed. HP rival EMC also resells the Mendocino application under an OEM pact.

Rich Baldwin, president and CEO of Nth Generation, a San Diego-based solution provider, said CDP software such as Continuous Information Capture is becoming a must-have for many of his customers.

“Today, most clients really have a need, if their systems go down, to get back up quickly without losing data,” he said.

Another HP solution provider said he is glad to see HP finally jump into the CDP space using the Mendocino software, but wonders why HP doesn’t acquire Mendocino.

“HP is always OEMing others’ products, but not buying the technology,” he said. “So the company acts like an integrator. I can do the same thing as them, only cheaper.”

Baldwin agreed that HP could keep ahead of the technology curve by acquiring Mendocino and other vendors such as San Francisco-based Riverbed Technology, from whom it OEMs wide-area file services (WAFS) technology .

Acquisitions such as those would be part of a pattern at HP, Baldwin said. HP has in the past tested technologies through OEM deals before acquiring storage resource management vendor AppIQ, IT exam management and tracking vendor Peregrine Systems, and enterprise file-archiving software vendor OuterBay, he said.

“Mendocino and Riverbed are both acquisition candidates,” he said. “I think HP will buy more of these companies. ”

HP is also enhancing several products in its Reference Information Storage System (RISS), an array that used to archive data over extended periods for compliance/regulatory purposes. The first new product resulting from HP’s February acquisition of OuterBay is the latest edition of HP’s Reference Information Manager (RIM) for Databases.

RIM for Databases 2.0 now uses HP’s OuterBay technology to automatically migrate and convert tables in an operational database into an open XML format, which can be archived to RISS or onto WORM (write once, read many) tape. In this way, the data can be accessed even if the original application that created it is obsolete.

HP is also releasing RIM for Files, an application that continuously captures files from Windows-based file servers and PCs for archiving to RISS.This application features block single instancing, which eliminates duplicate blocks of data within multiple copies of a file in order to cut the amount of storage capacity required, said Harbist.

Another new offering is version 6.0 of OpenView Storage Data Protector software for automated data backup and recovery. New with version 6.0 is virtual full backups, also known as synthetic backups.

Once a complete data set is backed up once, subsequent backups are done only to incremental changes. Data Protector 6.0 also automates the backup and recovery of Microsoft Exchange and SQL applications and databases for instant recovery in the case of a system failure.

Carl Wolfston, director of Headlands Associates, a Pleasanton, Calif.-based solution provider, said capabilities such as virtual full backups and automated Exchange and SQL recovery put HP’s Data Protector 6.0 ahead of rival applications from Symantec/Veritas that cost more.

“HP will be one of the first with virtual full backups,” Wolfston said.

For solution providers that primarily work with HP, the introduction of the new ILM technology means an opportunity to take it to a customer base that has yet to be exposed to it, said Chris Case, president of Sequel Data Systems of Austin, Texas.

“We have not offered CDP technology before, because it was still too new,” Case said.

Share files between Smartphone and Windows PC using HP QuickDrop

HP QuickDrop is an app developed by HP Inc. It lets users share files between their smartphone and HP computer wirelessly. If you have an HP computer and you do not want to use any third-party app to connect your computer and smartphone wirelessly, you can use HP QuickDrop. It transfers files faster than Bluetooth. This article guides you on how to use HP QuickDrop to share files between your smartphone and computer.

To use HP QuickDrop, you should have an HP computer or laptop with Windows 11/10 Home or Pro edition OS and any of the following smartphones:

  • Android phone or tablet with Android OS version 7 or higher.
  • iPhone or iPad with iOS version 12 or higher.
  • You can download HP QuickDrop on your smartphone from Google Play Store or App Store.

    how to use HP QuickDrop

    To use HP QuickDrop, you should have an active internet connection and both your devices (smartphone and computer) should be connected to the same WiFi network. Follow the below-listed steps:

    1] Pair your PC and Phone

    HP QuickDrop

    First you have to pair your smartphone with your HP computer or laptop. For this, launch HP QuickDrop on both of your devices and scan the QR code displayed on your computer from your smartphone. When you scan the code from your phone, a code will be displayed on both of your devices. If the code matches, confirm it by clicking on the “Code is the same, continue” button on your computer. If the code doesn’t match, scan the QR code again. Alternatively, you can also pair your smartphone with the computer by using a Pin.

    Read: HP Solution Center not working because of Flash.

    2] Transfer the files

    To transfer the files from one device to another, click on the attachment icon and select the file. You can also send a message from one device to another by clicking on the “New Message” icon.

    transfer files HP QuickDrop wirelessly

    To open the folder where all the received files are stored, click on the “Received files” icon. You can pair more than one smartphone with your computer. To add another smartphone, go to settings and click on the “Add new device” option.

    HP QuickDrop app for Windows 11/10 is available at Microsoft App Store.

    Read next: How to use HP Support Assistant to update drivers and firmware.

    HP QuickDrop

    HP's Attach Rate Revelry

    The new Attach Plus rebate program, set to go into effect May 1, signals a strategic shift by the vendor to leverage its broad product portfolio and make good on CEO Mark Hurd’s vow to “double down” on partners most loyal to HP. Attach Plus also replaces a key sales volume rebate paid only to HP’s Gold and Platinum partners and opens up attach rebates to solution providers whose annual HP revenue exceeds $1 million.

    “This is probably the largest change to PartnerOne since the merger [with Compaq],” said John Thompson, HP’s vice president and general manager of the Solution Partners Organization (SPO), Americas. “We don’t see a lot of other companies that can offer the breadth of the portfolio that they do. Certainly, when they are competing against companies like Dell and others, they don’t see that they have this in their toolkit, whether they are talking about hardware attach, or services attach or software attach. This is something that is going to catch partners’ attention and incent them to sell a total package solution. Whether you are a large Platinum player or a small partner, there is an opportunity to play.”

    Solution providers see the changes to HP’s solution provider compensation strategy as continuing proof that there is money behind the vendor’s promises.

    “This rewards the guys who have gotten all of the certifications and done all the right things and finally places it so that they get the higher-end rewards rather than the guys who were just doing it on volume,” said Don Richie, president of Sequel Data Systems, an HP-only regional solution provider in Austin, Texas. “The [new Attach Plus rebate] is incredible. For a guy like myself who is selling a single platform, by the time I go through all the attach stuff, my back-end dollars will go up over double what they are today.”

    Sam Haffar, president and co-CEO of Computex, an HP-exclusive partner based in Houston, said he expects to see a minimum increase of 50 percent in HP market development fund dollars. “Our profitability is going to go up,” he said. “This helps their whole business plan. That funding will help drive more train- ing and more salespeople.”

    The HP program could cause some partners to ally themselves more closely with the Palo Alto, Calif.-based company at the expense of vendors such as Dell or EMC, partners said.

    “Maybe this will change the behavior of some of the partners who are not as loyal,” Haffar said. “I know some HP partners who have Dell boxes moving through their facility. They have never had a box from Dell or anyone else come through here and they never will. Why should HP work with you if you are going in there and selling EMC and Dell?”

    The new Attach Plus plan sets attach rate matrices for Personal Systems Group (PSG) products, servers, Imaging and Printing Group (IPG) products and HP Services and replaces the membership rebates paid to Gold and Platinum partners, said Tom LaRocca, HP’s vice president of Partner Development and Programs, SPO, Americas.

    Solution providers said Gold and Platinum members previously were paid a monthly rebate ranging from less than .5 percent to close to 1.5 percent, depending on the product and PartnerOne membership status, on all their HP sales.

    “When you pay on revenue, you pretty much treat all partners the same,” LaRocca said. “But if you’ve got partners that are driving more of an HP content and are doing that, then this says they are willing to make investments in you and are willing to treat you appropriately.” The new Attach Plus rebate is built around the ratio of accessories, software, services, storage and options attached to HP systems. For each of the vendor’s product groups, with the exception of services, there are three rebate levels with compensation rate percentages paid on all HP sales if minimum attach ratios and sales goals are hit. The rebate compensation varies by business group.

    For example, Enterprise Servers and Storage (ESS) products receive higher rebates than PSG products. HP declined to deliver specific rebate figures.

    HP Services has four rebate levels. HP’s ProCurve and OpenView products won’t be included in Attach Plus until some time during the vendor's fiscal 2007, which begins Nov. 1, LaRocca said.

    “Level One gets them close to what they were making in membership rebate dollars,” said LaRocca, citing the PSG example. “At Level Two, you’ll make more than you would have on just the membership check, and if you hit Level Three, you’ll probably make close to triple what you would have made on just the membership check.”

    More importantly, LaRocca said solution providers can now choose how heavily they want to be engaged with HP and know that they will be appropriately rewarded for their efforts.

    “Because each business unit has multiple levels of attach, you can engage with us in what you think makes sense for your business model,” he said. “As you move up the ladder in attach and sell more and more HP content in the solution, then your rewards increase on an incremental basis. And as you cross- sell and upsell, they will reward you for leading with HP products and services.”

    Rick Chernick, CEO of Camera Corner Connecting Point, a Green Bay, Wis., HP partner, said the new HP program is a big win for smaller solution provider partners. “This is really going to be a great program for smaller guys that want to get in and get a little marketing money to help them grow their HP business,” he said. “Before, they couldn’t get enough to buy a golf shirt.”

    Camera Corner Connecting Point is investing more heavily in HP storage solutions in the wake of the new program. “We are smart enough to know that if they don’t jump on the bandwagon and get into storage and backup it is going to be tough to maintain a $10 [million] to $12 million operation on desktops and laptops,” he said. “Even server [prices] are dropping. The big thing is attach, attach, attach, and they are helping us do that. They are very excited about it.”

    Chernick said he believes the HP turnkey solution will resonate with customers. “The choice that everyone has to make now is: Is this going to work with your business model?” he said. “The reality is, customers also would like to see a turnkey solution. I don’t think they want to see 20 different components making up one solution.”

    John Paget, COO and president of North America at Synnex, a Fremont, Calif., distributor, said the new program is a big win for small- and midsize-business-focused partners. “HP is once again coming strongly to the channel as their preferred way of doing business across the SMB market,” he said.

    Kris Rogers, executive vice president at PC Mall, a Platinum HP direct market reseller based in Torrance, Calif., added, “I don’t see much downside, and I see a lot of upside. The program works pretty well for the volume players because it gives you a financial incentive to increase the amount of HP attach.” She said that in PC Mall’s case, it has to achieve attach rates about halfway between Level One and Level Two on the PSG matrix to earn a rebate equivalent to the Platinum membership rebate it loses. “But if they hit Level Two, there is significant upside.”

    She noted that HP has been urging partners not to mix non-HP memory and peripherals with HP system sales and that the Attach Plus plan may be a way to achieve that goal. But she said that HP needs to competitively price its monitors, memory and other options in order to make Attach Plus work.

    “It’s not a matter of beating us over the head and telling us they can’t sell ViewSonic or NEC or Kingston memory,” she said, noting that sometimes HP’s and other OEMs’ branded memory, for example, is two to three times the price of Kingston’s memory. “The issue is that ultimately the solution has to be competitively priced to the end user,” Rogers said.

    Still, she said that the new rebate plan provides the incentive to bundle more HP content with each HP system sale.

    Changing, too, are Gold and Platinum membership level criteria. Effective Nov. 1, membership for Platinum status will be determined by annual product revenue, with the membership bar set at $25 million. Previously, solution providers had to either sell $75 million annually in HP products or have 15 certified HP engineers on staff.

    Likewise, Gold status, which previously required minimum annual sales of $10 million or five certified HP engineers, will see the bar drop to $5 million in annual sales or by achieving Elite status in one of eight areas such as Storage Elite.

    But some solution providers, while cautiously optimistic, were reserving judgment on the rebate changes until they could plug their historic data into the new attach matrices to see if they, in fact, come out ahead.

    “What I haven’t been able to determine are the details behind what SKUs count and what don’t so I can figure out where I’m at,” said Brian Nogar, COO of Logicalis North America, an HP Platinum enterprise partner in Bloomfield Hills, Mich.

    “This is a take-away with an opportunity to pick up vs. a pickup,” Nogar said. “To some extent, HP is cost-neutralizing it out of the gate. If they had thrown this [rebate] in and kept Platinum where it was, there would be dancing in the street because it would be all upside.”

    Nogar, who is responsible for Logicalis’ Integration Solutions Group, said the group’s three largest vendor partners are HP, Cisco Systems and EMC and that he most often leads with HP. He said that if Logicalis changes nothing on its attach rates, it will likely generate enough attach rate revenue under the new plan to make up for lost membership rebates.

    While he sees an upside for attaching more HP content to certain deals, he doesn’t see a dramatic shift from a multivendor solution approach. “No one size fits all,” he said. “We are trying to solve their customers’ needs. There are some [for which] an all-HP solution is a great fit and, if you do it right, there are a lot of opportunities to maximize your profits. But that’s not the case everywhere.”

    Because the Attach Plus program is heavily slanted toward selling HP systems along with software, services and options, some software-only HP partners cautioned HP not to ignore them in the rebate windfall.

    Jeffrey Jamieson, vice president of sales and marketing at Whitlock Infrastructure Solutions, an HP Gold partner based in Annapolis, Md., that focuses on software solutions said, “If HP comes down with some massive program that doesn’t apply to us, that’s fine. If there are companies out there that can take advantage of it, good for them. As long as I’m not being ignored. So far they haven’t, and I would hope that nothing will change.”


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen


    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten


    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug