Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über HQT-4120?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der HQT-4120: Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation Prüfung.

2025 Updated Actual HQT-4120 questions as experienced in Test Center

Aktuelle HQT-4120 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Hitachi HQT-4120 : Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation Practice Tests

Practice Tests Organized by Shahid nazir



Latest 2025 Updated Hitachi Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation Syllabus
HQT-4120 dumps questions with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




HQT-4120 dumps questions : Download 100% Free HQT-4120 practice questions (PDF and VCE)

Exam Number : HQT-4120
Exam Name : Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation
Vendor Name : Hitachi
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Complete HQT-4120 test in a single day with these types of real test queries
At killexams.com, they offer HQT-4120 examination questions with a 100% pass assurance. You need to practice HQT-4120 questions for at least one day to score well on the Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation exam. Your real task in the HQT-4120 test actually starts with killexams.com, which is great and legitimate.

Killexams.com provides the latest, valid, and up-to-date Hitachi HQT-4120 Free PDF that are excellent for passing the Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation test. Their reputation is built on helping people pass the HQT-4120 test on their first attempt. Their Free PDF have consistently remained at the top for the past four years. Their customers trust their HQT-4120 TestPrep and VCE for their genuine HQT-4120 test because of their HQT-4120 Free PDF. They keep their HQT-4120 Free PDF valid and up-to-date at all times.

Preparing for the Hitachi HQT-4120 test is not easy with just HQT-4120 coursebooks or free Free test PDF available online. There are tricky questions in the genuine HQT-4120 test that can confuse applicants and cause them to fail the test. This is where killexams.com comes in by collecting genuine HQT-4120 Exam Questions in TestPrep and VCE test system files. You just need to download 100% free HQT-4120 Free test PDF before registering for the full version of HQT-4120 Free PDF. You will be pleased with their HQT-4120 Exam Questions.

We offer actual HQT-4120 test Questions Answers in two formats: HQT-4120 PDF file and HQT-4120 VCE test system. The HQT-4120 real test is different from the Hitachi in the actual test. The HQT-4120 Exam Questions PDF file can be downloaded on any device, and you can print HQT-4120 Free PDF to create your own book. Their pass rate is high at 98.9%, and the similarity between their HQT-4120 questions and the actual test is 98%. Do you want to succeed in the HQT-4120 test on your first attempt? download the Hitachi HQT-4120 genuine test questions from killexams.com right away.







HQT-4120 test Format | HQT-4120 Course Contents | HQT-4120 Course Outline | HQT-4120 test Syllabus | HQT-4120 test Objectives




Killexams Review | Reputation | Testimonials | Feedback


Where can I obtain HQT-4120 real test questions and answers?
I was struggling to pass the HQT-4120 test due to my poor knowledge of the subject. The language used in the books was too complicated and made me feel sleepy. But with killexams.com study guides, I found an easy guide that helped me wrap up the preparation in just three weeks. I passed the test with 88% marks, and it was all thanks to killexams.com. I got all the Questions Answers in one place, making it an incredible resource for me.


Little study for the HQT-4120 test leads to great success.
Although I purchased the HQT-4120 braindump before I heard about the update, I contacted the killexams.com support team, and they confirmed that the HQT-4120 testprep were updated. The new braindump covered all regions and included several additional questions compared to the older version, which impressed me.


I feel very confident preparing with actual HQT-4120 test questions.
The HQT-4120 practice questions from killexams.com were great, and the test simulator was a lifesaver for me. They charged me for the simulator and practice questions file, but it was worth the cost. The great support and excellent materials from killexams.com made my test preparation less stressful and helped me pass with flying colors.


It is unbelievable, but updated HQT-4120 practice questions are available right here.
I recently became HQT-4120 certified, and I owe it all to killexams. Their resources were extremely helpful, and I never looked back once I found them. I highly recommend their Questions Answers to anyone preparing for the HQT-4120 exam.


Do you need actual test questions from the HQT-4120 test to pass?
I highly recommend killexams.com to anyone considering purchasing their training materials. This is a valid and reliable tool for those who cannot afford full-time courses, which can be a waste of time and money. If you have been considering taking the HQT-4120 exam, the questions in the killexams.com material are actual and will help you prepare effectively.


Hitachi G200 guide

HQT-4120 Exam

User: Oliver*****

The Killexams.com dumps questions was accurate, and I passed my HQT-4120 test with an 86% score. The questions were well-suited to the exam, and they continually update their database with new questions. I recommend Killexams.com to anyone preparing for this exam.
User: Finn*****

I highly recommend the bundle deal offered by killexams.com to anyone planning to take the HQT-4120 certification exam. The test is known to be challenging, and passing it requires a lot of hard work. Fortunately, killexams.com takes care of most of the work for you by providing excellent practice tests. I took the HQT-4120 test from this website and found that most of the questions in the actual test were covered in the practice tests. Without them, I would have likely failed, which is unfortunately the case for many people who do not pass the HQT-4120 test on their first attempt.
User: Neia*****

As an IT professional, passing the hqt-4120 test was vital for me, but due to time restraints, it was difficult to prepare adequately. However, the easy-to-memorize answers provided by Killexams.com made it simpler to prepare for the exam. I managed to complete all the questions correctly within the stipulated time.
User: Liya*****

Thanks to the killexams.com kit, I took the HQT-4120 test last month and passed it. It is an outstanding test practice test, more reliable than I could have anticipated. All questions are valid, and it provides a wealth of practice information. I passed with over 97%, which is an excellent HQT-4120 test score. I will be spreading the word among my friends because Killexams is outstanding and can be beneficial to many.
User: Viktoria*****

The test preparation materials from Killexams.com are the best in the market. I recently took and passed my HQT-4120 exam, with only one question that I did not recognize. The practice questions provided with the product go beyond just memorization, as the test simulator is a valuable tool in advancing ones career.

HQT-4120 Exam

Question: Do I need updated dumps for HQT-4120 exam?
Answer: Yes, You need updated questions to pass the HQT-4120 exam. Killexams take these HQT-4120 test questions from actual test sources, that's why these HQT-4120 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these HQT-4120 questions are sufficient to pass the exam.
Question: Did you attempt these updated dumps?
Answer: Killexams provide up-to-date actual HQT-4120 test questions that are taken from the HQT-4120 test prep. These questions' answers are Verified by experts before they are included in the HQT-4120 question bank.
Question: Will I receive any intimation from killexams on test update?
Answer: Killexams take just 5 to 10 minutes to set up your online download account. It is an automatic process and completes in very little time. When you complete your payment, their system starts setting up your account within no time and it takes less than 5 minutes. You will receive an email with your login information immediately after your account is setup. You can then login and download your test files.
Question: I am facing issue in Installing test Simulator, Can you help?
Answer: Exam Simulator is a simple application that can be installed in any version of Windows. It is compatible with Windows 10 down to Windows XP. If you face an issue in installing an test simulator on your computer, you should go through the step by step guide at https://killexams.com/exam-simulator-installation.html
Question: What is Killexams VCE test Simulator?
Answer: Killexams HQT-4120 test simulator is an optional product and used to practice HQT-4120 test on a computer. If you have a computer with windows Os, it is the best software you can use to practice the questions. The latest and up-to-date HQT-4120 Questions Answers are included in the test prep. Complete HQT-4120 questions are provided in the download section of your account. Killexams provide up-to-date actual HQT-4120 test questions that are taken from the HQT-4120 question bank. These questions' answers are Verified by experts before they are included in the HQT-4120 question bank. By memorizing and practicing these HQT-4120 dumps, you will surely pass your test on the first attempt.
Hitachi+G200+guide
https://www.pass4surez.com/art/read.php?keyword=Hitachi+G200+guide&lang=us&links=remove

Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams test simulator. Visit Killexams.com, their specimen questions and test brain dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best practice questions website?
Yes, Killexams is fully legit in addition to fully well-performing. There are several features that makes killexams.com legitimate and legitimate. It provides knowledgeable and fully valid test questions containing real exams questions and answers. Price is nominal as compared to almost all services on internet. The Questions Answers are kept up to date on common basis through most recent questions. Killexams account make and products delivery is incredibly fast. Data file downloading is certainly unlimited and extremely fast. Guidance is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a robust website that provide test prep with real exams questions.



Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test Questions Answers with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your download Account. You can download Premium practice questions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.




Salesforce-Consumer-Goods-Cloud test test | C1000-123 cbt | 5V0-31.22 test test | OMG-OCUP-300 PDF Questions | BCS-AIF test prep questions | CISM bootcamp | CPFO questions answers | VCS-324 question test | DEPC test prep | LCSPC free pdf | CTFL-AuT mock test | 71201X practice questions | NSE5_FAZ-7.0 free study guide | APD01 mock test | GRITC test cram | IREB mock questions | 250-406 test results | CNS dumps questions | IAAP-CAP writing test questions | ISSMP prep questions |


HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation guide
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation test syllabus
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation information source
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation techniques
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation real questions
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation study tips
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation test help
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation PDF Questions
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation Latest Topics
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation techniques
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation information search
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation test Questions
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation premium pdf
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation test questions
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation learning
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation Study Guide
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation guide
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation syllabus
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation answers
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation study help
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation practice tests
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation study help
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation Practice Test
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation PDF Download
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation Practice Test
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation test cram
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation guide
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation learning
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation cheat sheet
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation book
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation test Questions
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation book
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation certification
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation practice tests
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation cheat sheet
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation Premium PDF
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation boot camp
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation book
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation test Questions
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation test prep
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation Latest Questions
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation Latest Topics
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation Free test PDF
HQT-4120 - Hitachi Vantara Qualified Professional VSP G200 to VSP G800 Storage Installation testing

Other Hitachi Practice Tests


HCE-5420 practice test | HCE-5920 practice questions | HQT-4120 model question | HCE-3700 Free PDF | HH0-560 free pdf | HH0-530 mock exam | HH0-220 study material | HH0-580 test example | HQT-4210 prep questions | HQT-4180 test Questions | HCE-5710 questions and answers | HH0-350 certification sample | HH0-210 test prep questions | HCAHD practice exam |


Best practice questions You Ever Experienced


VNX100 Practice test | E20-598 free practice test | HH0-220 practice questions | MCD-ASSOC Real test Questions | Salesforce-Certified-Business-Analyst examcollection | S90.05A boot camp | SAA-C03 test exam | TA-002-P questions answers | ISEBSWTINT-001 Test Prep | ABPN-VNE free pdf | 4A0-205 prep questions | CPT mock test | NCCHC-CCHP download | MA0-103 pass exam | SPLK-1002 Question Bank | 920-240 test questions | California-Property-and-Casualty Questions and Answers | 2V0-21.23 test example | AAPC-OCS free questions | PCE-CBC english test questions |





References :





Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank






Direct Download

HQT-4120 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

HQT-4120 Reviews

100% Valid and Up to Date HQT-4120 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug