Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über IAPP-CIPP-E?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der IAPP-CIPP-E: Certified Information Privacy Professional/Europe (CIPP/E) Prüfung.

2024 Updated Actual IAPP-CIPP-E questions as experienced in Test Center

Aktuelle IAPP-CIPP-E Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

IAPP-CIPP-E test Braindumps - Certified Information Privacy Professional/Europe (CIPP/E) | https://www.easyfinanz.cc/

IAPP IAPP-CIPP-E : Certified Information Privacy Professional/Europe (CIPP/E) ACTUAL EXAM QUESTIONS

Exam Dumps Organized by Martha nods



Latest 2024 Updated IAPP Certified Information Privacy Professional/Europe (CIPP/E) Syllabus
IAPP-CIPP-E ACTUAL EXAM QUESTIONS / Braindumps contains genuine test Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




IAPP-CIPP-E Exam Center Questions : Download 100% Free IAPP-CIPP-E ACTUAL EXAM QUESTIONS (PDF and VCE)

Exam Number : IAPP-CIPP-E
Exam Name : Certified Information Privacy Professional/Europe (CIPP/E)
Vendor Name : IAPP
Update : Click Here to Check Latest Update
Question Bank : Check Questions

People used these IAPP-CIPP-E Test Prep to get 100% marks
Our IAPP-CIPP-E test prep dumps contain both practice exams and genuine IAPP-CIPP-E questions. Their IAPP IAPP-CIPP-E Question Bank will provide you with IAPP-CIPP-E test questions with confirmed responses, which is a replica of a genuine test. They certain that killexams.com has the most accurate substance to enable you to pass the IAPP-CIPP-E test with high scores.

If you want to easily pass the Certified Information Privacy Professional/Europe (CIPP/E) exam, you need to have a clear understanding of the IAPP-CIPP-E syllabus and review the updated examcollection from 2024. Practicing real issues is highly recommended for achieving fast success. It's important to learn about the tricky questions asked in the genuine IAPP-CIPP-E exam, which is why you should visit killexams.com and get their free IAPP-CIPP-E boot camp test questions. If you feel confident in retaining those questions, you can then register to get the boot camp of IAPP-CIPP-E braindumps, which will be your first step towards incredible advancement. You should then get and install the VCE test system on your PC, read and memorize IAPP-CIPP-E braindumps, and take practice exams as often as possible. When you feel that you have memorized all the questions in the Certified Information Privacy Professional/Europe (CIPP/E) question bank, you can then go to a Exam Center and enroll for the real test.

While there are many Latest Topics providers on the web, most of them are selling outdated and invalid IAPP-CIPP-E braindumps. To avoid wasting your time and money on invalid materials, it's important to find a valid and up-to-date IAPP-CIPP-E Question Bank provider. They recommend visiting killexams.com and downloading their 100 percent free IAPP-CIPP-E braindumps test questions. You can then register and get a 3-month account to get the most accurate and legitimate IAPP-CIPP-E Question Bank, which contains genuine IAPP-CIPP-E test questions and answers. It's highly recommended that you get the IAPP-CIPP-E VCE test system for your test preparation.

There have been a few changes and upgrades in IAPP-CIPP-E in 2024, and they have included all updates in their Latest Topics. Their 2024 updated IAPP-CIPP-E braindumps certain your success in the genuine tests. They suggest you go through the full examcollection once before you take the real test. Those who use their IAPP-CIPP-E braindumps not only pass the test, but also feel an improvement in their knowledge and can work effectively in a real environment. They don't just focus on passing the IAPP-CIPP-E test with their braindumps, but they also aim to Boost knowledge about IAPP-CIPP-E courses and objectives, which is how people become successful.







IAPP-CIPP-E test Format | IAPP-CIPP-E Course Contents | IAPP-CIPP-E Course Outline | IAPP-CIPP-E test Syllabus | IAPP-CIPP-E test Objectives


Test Detail:
The Certified Information Privacy Professional/Europe (CIPP/E) certification is offered by the International Association of Privacy Professionals (IAPP). It is designed for professionals who work with European data protection laws and regulations. The certification validates an individual's knowledge and understanding of privacy concepts and practices specific to Europe. This description provides an overview of the CIPP/E certification.

Course Outline:
The CIPP/E certification is typically supported by training courses that cover key concepts and courses related to European privacy regulations. The course may include the following modules:

1. Introduction to European Data Protection:
- Overview of European data protection laws and regulations.
- Key concepts and principles of data protection.
- Roles and responsibilities of data protection professionals.

2. European Regulatory Framework:
- Understanding the General Data Protection Regulation (GDPR).
- EU-U.S. Privacy Shield.
- Key concepts and terminology of the GDPR.

3. Data Protection Principles and Obligations:
- Lawfulness, fairness, and transparency of data processing.
- Purpose limitation and data minimization.
- Data subject rights and consent.
- Accountability and privacy governance.

4. Data Subject Rights:
- Rights of individuals under the GDPR.
- Handling data subject requests.
- Privacy notices and disclosures.

5. International Data Transfers:
- Transfer mechanisms and safeguards for international data transfers.
- Standard Contractual Clauses (SCCs).
- Binding Corporate Rules (BCRs).

6. Compliance and Risk Management:
- Privacy Impact Assessments (PIAs).
- Privacy by Design and Default.
- Data breach notification and incident response.
- Data protection audits and compliance programs.

Exam Objectives:
The CIPP/E certification test evaluates the candidate's knowledge and understanding of European data protection laws and regulations. The test objectives may include:

1. Understanding European data protection laws and regulations.
2. Applying key concepts and principles of data protection.
3. Demonstrating knowledge of the GDPR and its requirements.
4. Understanding data subject rights and their implementation.
5. Knowledge of mechanisms and safeguards for international data transfers.
6. Understanding privacy compliance and risk management practices.

Exam Syllabus:
The test syllabus for the CIPP/E certification may cover the following topics:

1. European Data Protection Laws and Regulations
2. General Data Protection Regulation (GDPR)
3. Data Protection Principles and Obligations
4. Data Subject Rights and Consent
5. International Data Transfers
6. Compliance and Risk Management



Killexams Review | Reputation | Testimonials | Feedback


Top notch material! I were given real test questions updated IAPP-CIPP-E exam.
killexams.com is a reliable indicator of a student's or customer's capability to pass the IAPP-CIPP-E exam. Their exams offer a thorough test of the candidate's ability and skills, making it an accurate indication of their ability. I am getting my certification in Test IAPP-CIPP-E with the help of killexams.com. Their cutting-edge module of questions and related courses has allowed me to attempt all 38 questions in the given timeframe, achieving a score of over 87%. I couldn't have done it without killexams.com.


How many days preparation required to pass IAPP-CIPP-E exam?
I cannot stress enough how instrumental killexams.com was in helping me pass my IAPP-CIPP-E exam. Their questions and answers, along with the test simulator, proved to be invaluable resources, and I would not have been able to prepare for the test in just a week without them. The questions were realistic and corresponded to the genuine exam, which helped me to feel prepared for whatever came my way. Although there were a few questions on the genuine test that were not covered by killexams.com, I was still able to pass with confidence.


Take these IAPP-CIPP-E mock test in advance than you visit holidays for study prep.
I took the IAPP-CIPP-E coaching from killexams.com, and it provided me with the practice and training necessary to achieve top rankings in the IAPP-CIPP-E exam. The exciting and efficient way the material was presented made the experience enjoyable, and I was able to achieve my goals with the help of killexams.com. It made my journey much smoother, and I am grateful for the assistance.


Questions had been precisely equal as i bought!
Clearing the IAPP-CIPP-E test seemed unrealistic to me at first because the test factors were honestly extreme. However, the killexams.com test guide illuminated my shortcomings, and I was able to correctly answer 90 out of 100 questions. The top-notch test simulator helped me pass the IAPP-CIPP-E test with ease. I offer my gratitude to killexams.com for providing these wonderful services.


How many days education required to pass IAPP-CIPP-E exam?
Thanks to killexams.com, I achieved the highest marks in my Cisco test, which made me a popular figure among my peers. The preparatory classes provided by killexams.com were instrumental in my success, and I owe it all to this website.


IAPP Privacy answers

   


While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their trial questions and trial brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best dumps website?
Absolutely yes, Killexams is practically legit plus fully trusted. There are several options that makes killexams.com unique and respectable. It provides accurate and practically valid ACTUAL EXAM QUESTIONS that contain real exams questions and answers. Price is nominal as compared to many of the services on internet. The mock test are refreshed on typical basis with most accurate brain dumps. Killexams account setup and device delivery is amazingly fast. Submit downloading is definitely unlimited and intensely fast. Support is avaiable via Livechat and Contact. These are the features that makes killexams.com a robust website which provide ACTUAL EXAM QUESTIONS with real exams questions.



Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




SPHR dump questions | Salesforce-CDP dump questions | ISFS mock questions | CDCP-001 practice questions | ACSM-GEI test questions | CDM practice test | S90.04A training material | BL0-200 free pdf | 500-444 ACTUAL EXAM QUESTIONS | CPP test trial | 4H0-004 test Questions | 2B0-020 model question | 71301X dump | MSC-241 braindumps | IIA-ACCA bootcamp | GMAT-Quntitative Practice Questions | C1000DEV writing test questions | CIMAPRA19-F03-1-ENG practice test | H13-612 practice questions | CIS-FSM test Cram |


IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test contents
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) course outline
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) testing
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) real questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) Latest Topics
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) learning
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) braindumps
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) information hunger
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test Braindumps
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) Question Bank
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) study help
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) techniques
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) Study Guide
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) Real test Questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) ACTUAL EXAM QUESTIONS
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) dumps
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test Questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) answers
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) PDF Download
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) book
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) Free test PDF
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) study help
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) tricks
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) Free PDF
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) genuine Questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) real questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test Braindumps
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) study help
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) teaching
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) information search
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) Real test Questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test prep
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test Questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test Questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test success
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test Questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) PDF Braindumps
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) test Questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) Real test Questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) questions
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) syllabus
IAPP-CIPP-E - Certified Information Privacy Professional/Europe (CIPP/E) cheat sheet

Other IAPP ACTUAL EXAM QUESTIONS


CIPP-US pdf download | IAPP-CIPM test prep | IAPP-CIPT cheat sheet | IAPP-CIPP-E Free test PDF | IAPP-CIPP-C brain dumps |


Best ACTUAL EXAM QUESTIONS You Ever Experienced


TCP-BW5 real questions | Salesforce-CMCAES free pdf download | 2B0-015 Latest Topics | 156-315-80 Free test PDF | S10-110 brain dumps | EX200 test Braindumps | 312-96 bootcamp | CBBF test exam | CWS-100 test papers | HCE-5710 study guide | 2V0-51-19 questions download | Salesforce-B2B-Commerce-Administrator practice exam | SPLK-2001 test prep | COMLEX-USA brain dumps | 1V0-21.20 Free PDF | AAPC-CPC free pdf | BCP-521 test Cram | SAT english test questions | ML0-320 braindumps | P3OF free pdf |





References :


http://killexams12.isblog.net/iapp-cipp-e-certified-information-privacy-professional-europe-cipp-e-dumps-with-real-questions-by-killexams-com-14550088
https://sites.google.com/view/killexams-iapp-cipp-e-boot-cam
https://killexamsprectictest.blogspot.com/2021/01/iapp-cipp-e-certified-information.html
http://feeds.feedburner.com/KillexamscomHp0-m74BrainDumpsWithRealQuestions
https://www.instapaper.com/read/1400180910
https://killexams-iapp-cipp-e.jimdofree.com/



Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps






Direct Download

IAPP-CIPP-E Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

IAPP-CIPP-E Reviews

100% Valid and Up to Date IAPP-CIPP-E Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug