Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Quality-Assurance ICYB : IASSC Certified Lean Six Sigma Yellow Belt ACTUAL EXAM QUESTIONS

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Exam Number : ICYB
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ICYB test Format | ICYB Course Contents | ICYB Course Outline | ICYB test Syllabus | ICYB test Objectives

Exam: ICYB IASSC Certified Lean Six Sigma Yellow Belt

Exam Details:
- Number of Questions: The test consists of approximately 60 multiple-choice and true/false questions.
- Time: Candidates are given 2 hours to complete the exam.

Course Outline:
The IASSC Certified Lean Six Sigma Yellow Belt course is designed to provide professionals with an understanding of the fundamental concepts and principles of Lean Six Sigma methodology. The course covers the following topics:

1. Introduction to Lean Six Sigma
- Overview of Lean Six Sigma methodology
- Key principles and benefits of Lean Six Sigma
- Roles and responsibilities within a Lean Six Sigma project
- Integration of Lean and Six Sigma approaches

2. Define Phase
- Understanding the problem-solving process
- Defining project goals and objectives
- Identifying project stakeholders and their requirements
- Developing a project charter and scope statement

3. Measure Phase
- Collecting and analyzing process data
- Applying statistical tools for measurement
- Process mapping and value stream analysis
- Identifying process metrics and performance indicators

4. Analyze Phase
- Analyzing process data for root cause identification
- Applying statistical analysis techniques
- Identifying and prioritizing improvement opportunities
- Generating potential solutions and hypotheses

5. Improve Phase
- Designing and implementing process improvements
- Evaluating and selecting improvement solutions
- Piloting and testing improvement initiatives
- Developing implementation plans and monitoring progress

6. Control Phase
- Establishing control measures and standards
- Implementing process controls and monitoring systems
- Documenting and communicating process changes
- Sustaining and continuously improving the process

Exam Objectives:
The test aims to assess candidates' understanding and proficiency in the following areas:

1. Knowledge of Lean Six Sigma concepts and principles
2. Ability to apply problem-solving and process improvement methodologies
3. Proficiency in data collection, analysis, and statistical techniques
4. Competence in identifying and prioritizing improvement opportunities
5. Understanding of project management and control principles in Lean Six Sigma

Exam Syllabus:
The test syllabus covers the following topics:

- Introduction to Lean Six Sigma
- Lean Six Sigma methodology and benefits
- Roles and responsibilities in Lean Six Sigma projects
- Integration of Lean and Six Sigma approaches

- Define Phase
- Problem-solving process
- Project goals and objectives
- Stakeholder identification and requirements
- Project charter and scope statement development

- Measure Phase
- Process data collection and analysis
- Statistical tools for measurement
- Process mapping and value stream analysis
- Process metrics and performance indicators

- Analyze Phase
- Root cause identification
- Statistical analysis techniques
- Improvement opportunity identification
- Generating solutions and hypotheses

- Improve Phase
- Process improvement design and implementation
- Evaluation and selection of improvement solutions
- Piloting and testing improvement initiatives
- Implementation planning and progress monitoring

- Control Phase
- Control measures and standards
- Process controls and monitoring systems
- Documenting and communicating process changes
- Sustaining and continuous improvement

Candidates are expected to have a comprehensive understanding of these subjects to successfully pass the test and demonstrate their proficiency as Lean Six Sigma Yellow Belts according to IASSC standards.

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Quality-Assurance Sigma braindumps

CHAPTER 15: SIX SIGMA AND QUALITY SYSTEMS

No result found, try new keyword!Six Sigma, a customer-oriented methodology to maximize an organization's profitability while producing the highest quality product, consists of two key components: methodology and measurements.

Quality control and quality assurance

Revise for your Business Manager Higher with this Bitesize study guide. We'll look at what good quality means - ensuring quality means making sure that products are made to a minimum standard or better. Good customer service is valuable and can lead to increased sales. Find out more about quality standards and symbols, and benchmarking.

Quality assurance in radiation

Quality assurance consists of structured procedures and actions aimed at maintaining a high level of quality diagnosis or treatment of patients. Increasing complexity of medical technology requires specialized and systematic verifications to ensure quality and effectiveness and avoid accidents.

Diagnostic imaging

Nuclear medicine and diagnostic radiology provide crucial information for an accurate diagnosis of patients. To ensure adequate diagnostic information can be delivered while radiation exposure of patients is minimized, quality assurance covers infrastructures, human resources and procedures.

Radiation treatment

The precision and accuracy of radiotherapeutic or metabolic treatments are essential for them to be efficient. Many parameters affect the outcome of radiation treatment. Structured quality assurance procedures may help minimize side-effects for patients, while optimizing treatment delivery.

Education and training

To achieve and maintain a high level of quality and effectiveness in diagnostic imaging and radiation treatment, education and training are crucial. Clinically qualified medical physicists and radiological medical practitioners are the experts that are responsible for applying quality assurance procedures in the clinical environment.

Research and development

International collaboration among scientists through coordinated research projects helps countries to be involved in the development and testing of new quality assurance procedures. The IAEA facilitates such initiatives and ensures that the research results are freely available to all Member States.

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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
Krisenkommunikation / PR-Maßnahmen
Systemverbesserungen nach einer Cyber-Attacke
Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

Befriedigung oder Abwehr von Ansprüchen Dritter
Rechtswidrige elektronische Kommunikation
Ansprüche der E-Payment-Serviceprovider
Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
Vertragliche Schadenersatzansprüche
Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
Rechtsverteidigungskosten

Cyber-Eigenschäden:

Betriebsunterbrechung
Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
Mehrkosten
Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
Cyber-Erpressung
Entschädigung mit Strafcharakter/Bußgeld
Ersatz-IT-Hardware
Cyber-Betrug