Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über ISEB-BA1?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der ISEB-BA1: Foundation Certificate in Business Analysis Prüfung.
2024 Updated Actual ISEB-BA1 questions as experienced in Test Center
Aktuelle ISEB-BA1 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
E html>ISEB ISEB-BA1 : Foundation Certificate in Business Analysis ACTUAL EXAM QUESTIONSExam Dumps Organized by Lee |
Latest 2024 Updated ISEB Foundation Certificate in Business Analysis Syllabus
ISEB-BA1 ACTUAL EXAM QUESTIONS / Braindumps contains actual test Questions
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
ISEB-BA1 Exam Center Questions : Download 100% Free ISEB-BA1 ACTUAL EXAM QUESTIONS (PDF and VCE)
Exam Number : ISEB-BA1
Exam Name : Foundation Certificate in Business Analysis
Vendor Name : ISEB
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Free test PDF and ISEB-BA1 Latest Questions with Questions and Answers
Killexams.com is the ultimate preparation resource for passing the ISEB Foundation Certificate in Business Analysis exam. They carefully compile and practice their boot camp and PDF Braindumps, which are regularly updated to match the frequency of the actual ISEB-BA1 test and reviewed by industry experts. They have gathered Foundation Certificate in Business Analysis PDF Braindumps by contacting numerous test takers who passed their ISEB-BA1 exams with excellent marks. These ISEB-BA1 Actual Questions are stored in a database that is available to registered members. They are not just practice exams but genuine ISEB-BA1 q
Killexams.com is a reliable provider of updated 2024 ISEB-BA1 braindumps that ensure success in the real exam. Many applicants have recommended killexams.com as they have passed the ISEB-BA1 test with their real questions. They are now working in great positions in their respective companies. Their braindumps not only help in passing the test but also enhance knowledge about ISEB-BA1 Topics and objectives. People become more successful in their field when they use their ISEB-BA1 Test Prep. They can work in real environments in companies as professionals.
If you want to pass the ISEB ISEB-BA1 test quickly and Excellerate your position in your organization, you should register at killexams.com. Their team of professionals collects real ISEB-BA1 test questions, and you will get Foundation Certificate in Business Analysis test questions that ensure your passing of the ISEB-BA1 exam. You can download the latest and updated ISEB-BA1 test questions every time you log in to your account, and they offer a 100% money-back guarantee. There are many organizations that provide ISEB-BA1 Cheatsheet, but it is essential to choose a provider that offers valid, legit, and latest 2024 up-to-date ISEB-BA1 real questions. Do not rely on free dumps provided on the internet as they may be outdated, and you might end up failing the exam. Paying a little fee for killexams ISEB-BA1 actual questions is a better option than wasting your time and money on outdated stuff.
Many real questions providers offer obsolete ISEB-BA1 Test Prep. You need to choose a trustworthy and respectable ISEB-BA1 Cheatsheet provider on the web, and killexams.com is a reliable option. download 100% free ISEB-BA1 Exam Questions and try the sample questions. If you are satisfied, register and get three months of access to download the latest and valid ISEB-BA1 Test Prep that contains actual test questions and answers. You should also get ISEB-BA1 VCE test simulator for your training.
Killexams.com offers the latest, valid, and up-to-date ISEB ISEB-BA1 Test Prep, which is the best option to pass the Foundation Certificate in Business Analysis exam. Their reputation is built on helping individuals pass the ISEB-BA1 test on their first attempt, and their real questions has remained at the top for the last four years. Clients trust their ISEB-BA1 Exam Questions and VCE for their real ISEB-BA1 exam, and they keep their ISEB-BA1 Test Prep valid and up-to-date constantly. Killexams.com is the best in ISEB-BA1 real test questions.
ISEB-BA1 test Format | ISEB-BA1 Course Contents | ISEB-BA1 Course Outline | ISEB-BA1 test Syllabus | ISEB-BA1 test Objectives
EXAM CODE: ISEB-BA1
EXAM NAME: Foundation Certificate in Business Analysis
The role and competencies of a business analyst
How to identify and evaluate options for improving your business
Investigative techniques, including interviews, workshops, prototyping and scenarios
How to categorise, analyse and manage stakeholders
Making a business case and assessing feasibility
How to document, manage and validate requirements
List the key principles of business analysis.
a. Root causes, not symptoms.
b. Business improvement, not IT system change.
c. Options, not solutions.
d. Feasible, contributing requirements, not meeting all requests.
e. Entire business change lifecycle, not just requirements definitions.
f. Negotiation, not avoidance.
Describe the variants of the business analyst role.
a. Enterprise.
b. Technical/systems.
c. Digital.
d. Project.
e. Proxy product owner.
THE COMPETENCIES OF A BUSINESS ANALYST K2 (2.5%)
a. Personal qualities.
b. Business knowledge.
c. Professional techniques.
THE STRATEGIC CONTEXT FOR BUSINESS ANALYSIS K2 (7.5%)
Describe business analysis and the strategic context.
a. Analyse and discuss.
b. Build credibility.
c. Question appropriateness.
d. Analyse effectiveness.
e. Provide leadership and influence.
Define the factors assessed using PESTLE to analyse an external environment
a. Political.
b. Environmental.
c. Socio-cultural.
d. Technological.
e. Legal.
f. Economic
Idenitfy the elements of the VMOST technique used to analyse an internal environment.
a. Vision.
b. Mission.
c. Objectives.
d. Strategy.
e. Tactics.
a. Critical success factors (CSFs).
b. Key performance indicators (KPIs).
Guidance
These techniques are used to measure how
an organisation is performing. Critical success
factors are descriptions of the critical factors
that must be in place for the organisation to
achieve defined objectives and KPIs are the
quantitative measurements of performance that
track the achievement of CSFs. Candidates should
recognise examples and use of these performance
measurement tools.
Indicative content
a. Strengths, weaknesses, opportunities and threats.
b. Internal and external factors.
a. POPIT™.
b. Business model canvas.
There are various aspects to consider when
executing an organisational strategy. These
include the results of the internal and external
environment analysis and the gap between the
organisations current and desired target state.
POPIT™ provides a useful model to ensure that all
elements of the organisations strategy are being
considered, while the business model canvas
provides a means through which to develop and
execute strategy. Candidates should recognise
these techniques, but shall not be tested on their
implementation.
3.6 Describe the following techniques used in strategy execution.
Identify the activities in the Business Analysis Service Framework (BASF).
a. Situation investigation and problem analysis.
b. Feasibility test and business case development.
c. Business process improvement.
d. Requirements definition.
e. Business acceptance testing.
f. Business change deployment.
g. Stakeholder engagement.
a. SIPOC.
• Supplier.
• Input.
• Process.
• Output.
• Customer.
b. Value chain analysis.
• Primary activities.
• Support activities.
c. Value propositions.
• Product/service.
• Image.
• Customer relationship.
Killexams Review | Reputation | Testimonials | Feedback
Do you want dumps of ISEB-BA1 test to pass the exam?
I highly recommend the mock test on killexams.com to anyone preparing for the ISEB-BA1 exam. The website was beneficial in giving me an idea of the type of questions that were coming and which areas to focus on. The exercise test was also helpful in preparing me for what to expect on test day. The answer keys were incredibly useful in recollecting what I had learned, and the explanations provided were easy to understand and added value to my learning.
Get ISEB-BA1 certified with actual study question .
I was in a rush to pass my ISEB-BA1 test and obtain my certification, so I searched online for some help. That's when I stumbled upon killexams.com, and I am glad I did. I forgot what I was doing and got hooked on the platform. In the end, killexams.com helped me pass my exam, and it was not in vain.
Can you believe, all ISEB-BA1 questions I read were asked.
I was struggling with my knowledge of the ISEB-BA1 test and needed a smooth guide to help me prepare. The language and explanations provided in killexams.com's brain dumps were simple and brief, making it easy for me to wrap up my training in just 3 weeks. Thanks to them, I passed with flying colors and did not have to read any books filled with long lines and hard words that made me sleepy.
Just tried ISEB-BA1 dumps collection once and I am convinced.
I am very satisfied with the killexams.com bundle deal because I got over 96% in the ISEB-BA1 exam. I read the reliable ISEB-BA1 guide a bit, but I guess killexams.com was my primary schooling useful resource. I memorized most of the mock test and invested my time to understand the situations and tech/practice targeted elements of the exam. Just buying the killexams.com bundle does not certain that you will pass your test - some tests are challenging. However, if you study their material diligently and put your heart and mind into your test guidance, then killexams.com truly beats any other test prep alternatives available.
Great source latest excellent ISEB-BA1 brain dumps, correct answers.
Despite trying many different methods to achieve high scores in the ISEB-BA1, I was not making progress. However, I stumbled upon killexams.com's online ISEB-BA1 test resources by mistake, and this mistake turned out to be a sweet one that I will remember for a long time. Thanks to the killexams exercise test, which was available online, I was able to score well on my ISEB-BA1 exam.
ISEB Analysis ACTUAL EXAM QUESTIONS
https://www.pass4surez.com/art/read.php?keyword=ISEB+Analysis+Exam+dumps&lang=us&links=remove
While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for ACTUAL EXAM QUESTIONS update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best ACTUAL EXAM QUESTIONS site.
Which is the best dumps website?
Indeed, Killexams is practically legit along with fully well-performing. There are several attributes that makes killexams.com unique and reliable. It provides knowledgeable and practically valid ACTUAL EXAM QUESTIONS containing real exams questions and answers. Price is surprisingly low as compared to the vast majority of services on internet. The mock test are updated on frequent basis using most latest brain dumps. Killexams account build up and merchandise delivery is quite fast. Report downloading will be unlimited and also fast. Help support is avaiable via Livechat and Electronic mail. These are the features that makes killexams.com a sturdy website that supply ACTUAL EXAM QUESTIONS with real exams questions.
Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your download Account. You can download Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.
Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.
ARA-C01 ACTUAL EXAM QUESTIONS | RNC-OB mock test | NSCA-CPT VCE test | MCD-ASSOC writing test questions | Advance-RPA-Pro practice test | ML0-320 free pdf | 4A0-109 bootcamp | C1000-166 VCE test | CFSA Cheatsheet | Certified-Development-Lifecycle-and-Deployment-Designer study guide | PSPO-II test preparation | ABV pass test | ACSM-GEI practice questions | MB-335 dump questions | 1D0-541 test Cram | ACA-Cloud1 test questions | ACNP-BC cheat sheet pdf | C1000-059 test answers | NCEES-FE dump | 090-554 online test |
ISEB-BA1 - Foundation Certificate in Business Analysis Practice Test
ISEB-BA1 - Foundation Certificate in Business Analysis Latest Questions
ISEB-BA1 - Foundation Certificate in Business Analysis information source
ISEB-BA1 - Foundation Certificate in Business Analysis Questions and Answers
ISEB-BA1 - Foundation Certificate in Business Analysis book
ISEB-BA1 - Foundation Certificate in Business Analysis Questions and Answers
ISEB-BA1 - Foundation Certificate in Business Analysis test Questions
ISEB-BA1 - Foundation Certificate in Business Analysis test success
ISEB-BA1 - Foundation Certificate in Business Analysis ACTUAL EXAM QUESTIONS
ISEB-BA1 - Foundation Certificate in Business Analysis PDF Braindumps
ISEB-BA1 - Foundation Certificate in Business Analysis test format
ISEB-BA1 - Foundation Certificate in Business Analysis Latest Questions
ISEB-BA1 - Foundation Certificate in Business Analysis Latest Questions
ISEB-BA1 - Foundation Certificate in Business Analysis test contents
ISEB-BA1 - Foundation Certificate in Business Analysis information search
ISEB-BA1 - Foundation Certificate in Business Analysis Test Prep
ISEB-BA1 - Foundation Certificate in Business Analysis braindumps
ISEB-BA1 - Foundation Certificate in Business Analysis answers
ISEB-BA1 - Foundation Certificate in Business Analysis education
ISEB-BA1 - Foundation Certificate in Business Analysis techniques
ISEB-BA1 - Foundation Certificate in Business Analysis test Braindumps
ISEB-BA1 - Foundation Certificate in Business Analysis learning
ISEB-BA1 - Foundation Certificate in Business Analysis dumps
ISEB-BA1 - Foundation Certificate in Business Analysis Questions and Answers
ISEB-BA1 - Foundation Certificate in Business Analysis test
ISEB-BA1 - Foundation Certificate in Business Analysis test Questions
ISEB-BA1 - Foundation Certificate in Business Analysis test Braindumps
ISEB-BA1 - Foundation Certificate in Business Analysis Questions and Answers
ISEB-BA1 - Foundation Certificate in Business Analysis PDF Questions
ISEB-BA1 - Foundation Certificate in Business Analysis PDF Download
ISEB-BA1 - Foundation Certificate in Business Analysis ACTUAL EXAM QUESTIONS
ISEB-BA1 - Foundation Certificate in Business Analysis test Questions
ISEB-BA1 - Foundation Certificate in Business Analysis boot camp
ISEB-BA1 - Foundation Certificate in Business Analysis Questions and Answers
ISEB-BA1 - Foundation Certificate in Business Analysis testing
ISEB-BA1 - Foundation Certificate in Business Analysis study tips
ISEB-BA1 - Foundation Certificate in Business Analysis PDF Questions
ISEB-BA1 - Foundation Certificate in Business Analysis test prep
ISEB-BA1 - Foundation Certificate in Business Analysis test prep
ISEB-BA1 - Foundation Certificate in Business Analysis information source
ISEB-BA1 - Foundation Certificate in Business Analysis exam
ISEB-BA1 - Foundation Certificate in Business Analysis learning
ISEB-BA1 - Foundation Certificate in Business Analysis braindumps
ISEB-BA1 - Foundation Certificate in Business Analysis tricks
Other ISEB ACTUAL EXAM QUESTIONS
ISEB-BA1 Real test Questions | EUCOC sample test | ISEBSWTINT-001 Practice Questions | FSDEV certification sample | RE18 past bar exams | ISEB-SWTINT1 braindumps | PC-BA-FBA-20 free prep | FCGIT brain dumps | ISEB-PM1 PDF Download |
Best ACTUAL EXAM QUESTIONS You Ever Experienced
C90-06A brain dumps | Scrum-SPS ACTUAL EXAM QUESTIONS | FAR test Braindumps | C1000-085 test prep | PulseSecure-PPS test sample | PSE-Strata free pdf download | HH0-350 cheat sheet pdf | GMAT-Quntitative braindumps | HPE2-W07 test results | NCMA-CMA questions and answers | 9L0-062 braindumps | Magento-Certified-Professional-Cloud-Developer download | HCE-5710 braindumps | Salesforce-Certified-CPQ-Specialist free practice tests | NS0-163 PDF Braindumps | BCB-Analyst brain dumps | DP-100 pdf download | 9L0-827 test prep | TT0-101 practice test | NS0-603 braindumps |
References :
http://feeds.feedburner.com/GetHighMarksInIseb-ba1ExamWithTheseDumps
https://arfansaleemfan.blogspot.com/2020/09/iseb-ba1-foundation-certificate-in.html
https://drp.mk/i/0XQ9WwRBsk
https://sites.google.com/view/killexams-iseb-ba1-pdf-dumps
https://www.instapaper.com/read/1395984625
https://files.fm/f/4apa5fy3q
Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps
ISEB-BA1 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date ISEB-BA1 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug