Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über ISEB-PM1?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der ISEB-PM1: Foundation Certificate in Project Management Prüfung.
2024 Updated Actual ISEB-PM1 questions as experienced in Test Center
Aktuelle ISEB-PM1 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
E html>ISEB ISEB-PM1 : Foundation Certificate in Project Management exam DumpsExam Dumps Organized by Lee |
Latest 2024 Updated ISEB Foundation Certificate in Project Management Syllabus
ISEB-PM1 exam braindumps / Braindumps contains real exam Questions
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
ISEB-PM1 Test Center Questions : Download 100% Free ISEB-PM1 exam braindumps (PDF and VCE)
Exam Number : ISEB-PM1
Exam Name : Foundation Certificate in Project Management
Vendor Name : ISEB
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Download ISEB-PM1 Question Bank Question Bank with ISEB-PM1 VCE
Passing the ISEB-PM1 test is not easy with just course readings. You need killexams.com ISEB-PM1 Cheatsheet for training and further developing your knowledge of the tips and tricks used in ISEB-PM1 Test Prep. You need to practice the strategies used in the real test with PDF Download, and then you will be ready for the genuine ISEB-PM1 test.
We have a vast pool of prospects who have successfully passed the ISEB-PM1 exam with their Practice Test and are employed in high-ranking positions in their respective organizations, earning a considerable amount. This achievement is not merely due to their ability to pass the ISEB-PM1 exam with their queries and answers, but rather, it is because they have improved their knowledge and skills through their ISEB-PM1 Exam dumps training. This has enabled them to perform exceptionally well in real-life organizational settings. They place a strong emphasis on enhancing their clients' knowledge on ISEB-PM1 subject matters and objectives, which is crucial in achieving success.
If you are interested in passing the ISEB ISEB-PM1 exam to land a well-paying job, they recommend visiting killexams.com and registering to download the complete set of ISEB-PM1 Test Prep. At killexams.com, numerous professionals are dedicated to collecting real ISEB-PM1 exam questions to provide you with reliable test material. By downloading the Foundation Certificate in Project Management exam questions and using the VCE test simulator, you can ensure your success in passing the ISEB-PM1 exam. You can also access the most up-to-date and authentic ISEB-PM1 exam questions each time you log in to your account. While several organizations offer ISEB-PM1 Exam Questions, the latest and valid 2024 version of ISEB-PM1 Test Prep is not free of cost. Thus, they urge you to exercise caution before relying on free ISEB-PM1 Exam Questions found online.
ISEB-PM1 exam Format | ISEB-PM1 Course Contents | ISEB-PM1 Course Outline | ISEB-PM1 exam Syllabus | ISEB-PM1 exam Objectives
Exam ID : ISEB-PM1
Exam Title : BCS Foundation Certificate in IS Project Management
Questions : 40
Pass Marks : 26
Duration : 1 hour
Exam Type : multiple-choice
This certificate is appropriate for anyone involved in or affected by IT projects; this extends to users, buyers and directors.
Candidates will be able to demonstrate and execute an understanding of the principles of project management in their organisation, including an understanding of:
Project planning
Monitoring and control
Change control and configuration management
Effort estimation
Quality and risk management
Communication between project stakeholders
Objectives
Candidates who pass the Foundation Certificate should be able to demonstrate an understanding of the principles of project management, including those that relate to project planning, monitoring and control, change control and configuration management, effort estimation, quality and risk management and communication between project stakeholders.
1. Projects and Project Work
The definition of projects, as opposed to other types of work
Terms of reference for a project
The purpose of project planning and control
The typical activities in a system development life-cycle
System and project life cycles
Variations on the conventional project life cycle, such as the use of prototypes or an iterative approach (e.g. the creation and testing of a series of versions of a product that converge on the final deliverable) or incremental approach (i.e. the phased creation and delivery of a series of products to users)
Implementation strategies e.g. parallel running, ‘sudden death, use of pilots
Purpose and content of business case reports; the use and significance of discounted cash flows in such reports (Note: knowledge of the method of calculation is NOT required)
Types of planning document: project initiation documents; project and stage plans, quality plan, communications plan, risk plan
Post implementation review
2. Project Planning
Note: candidates are expected to have an understanding of both the product and activity based approaches to planning
Project deliverables and intermediate products
Work and product breakdowns
Product definitions (including the identification of derived from, and component of relationships between products)
Relationship between products and activities in a project
Check points and milestones
Lapsed time and effort required for activities
Activity networks (using ‘activity on node notation)
Calculation of earliest and latest start and end dates of activities and resulting float
Identification and significance of critical paths
Resource allocation, smoothing and levelling, including the use of resource histograms
Work schedules and Gantt charts
3. Monitoring and Control
The project control life cycle: including planning, monitoring achievement, identifying variances, taking corrective action
The nature of, and the purposes for which, information is gathered
Collecting progress information
- Timesheets,
- Team progress meetings
- Error and change reports etc
Presenting progress information
- Content of progress reports
- Graphical presentation of progress information e.g. accumulative resource charts (also known as S-curve charts)
- Use of earned value analysis, including where it would be applied in project life-cycle (Note: it is not expected that candidates be able to calculate and interpret earned value figures)
The reporting cycle
- Reporting structures in projects
- Timing, personnel and purpose of different types of reporting meetings
Corrective action
- Tolerance and contingency
- Exception reports and plans
- Management procedures involved in changing plans
- Options, including extending or staggering deadlines, increasing resources, reducing Functionality or quality requirements, cancelling the project etc.
4. Change Control and Configuration Management
Reasons for change and configuration management
Change control procedures
- Role of change control boards
- Generation of change requests
- Change request evaluation (e.g. its impact on the business case)
- Change request authorisation
Configuration management
- Purpose and procedures
- Identification of configuration items
- Product baselines
- Configuration management databases: content and use
5. Quality
Definitions of the term ‘quality e.g. ‘fitness for purpose
Quality control versus quality assurance
Defining quality: definition and measurement
Detection of defects during the project life cycle
Quality procedures: entry, process and exit requirements
Defect removal processes, including testing and reviews
Types of testing (including unit, integration, user acceptance, and regression testing)
The inspection process, peer reviews
Principles of IS0 9001:2000 quality management systems
supplier evaluation
6. Estimating
Effects of over and under-estimating
Effort versus duration; relationship between effort and cost
Estimates versus targets
Use of expert judgement (advantages and disadvantages)
The Delphi approach
Top-down estimating
- Identification of size drivers (e.g. function points etc)
- Identification of productivity rates (e.g. function points per day)
- Need for past project data to establish productivity rates
- Factors affecting productivity rates (e.g. staff experience)
- Estimation of effort for new projects using productivity rates and size drivers
Bottom up approaches to estimating
Use of analogy in estimating
7. Risk
Definition of the term ‘risk; components of risk: risk events (or triggers), probability, impact
Ways of categorising risk, e.g. business versus project
Identification and prioritisation of risk
Assessment of risk exposure (i.e. combining consideration of potential damage and probability of loss)
Risk responses and actions: risk prevention, reduction, acceptance, transfer and contingency planning
Typical risks associated with information systems development
Assessment of the costs/benefits of risk reduction activities
Maintenance of risk registers and risk logs
8. Project Communications and Project Organisation
Relationship between programmes and projects
Identifying stakeholders and their concerns
The project sponsor
Establishment of the project authority (e.g. project board, steering committee etc.)
Membership of project board/steering committee
Roles and responsibilities of project board, project manager, stage manager, team leader
Desirable characteristics of project manager
Role of project support office
The project team and matrix management
Reporting structures and responsibilities
Management styles and communication (including same time/same place; same time/different place, different time/same place, different time/different place)
Team building (including phases of team cohesion e.g. forming, storming, norming, performing, adjourning)
Team dynamics
Killexams Review | Reputation | Testimonials | Feedback
Feeling issue in passing ISEB-PM1 exam? Up-to-date braindumps are here.
I'm not a fan of online resources like killexams.com because they're often published by untrustworthy individuals who mislead me into studying things I don't need and missing things I should be focusing on. However, killexams.com Dumps is completely trustworthy and helped me overcome my ISEB-PM1 exam preparation. I passed this exam on the second attempt and scored 87% marks. Thank you, killexams.com.
I need dumps of ISEB-PM1 exam.
I recently passed my ISEB-PM1 exam with top marks and would like to thank killexams.com for making it possible. I used their exam simulator as my primary source of study and received a strong passing score on the ISEB-PM1 exam. The whole process was professional and reliable. I took a leap of faith in purchasing it, and I am glad I trusted killexams.com. Two thumbs up from me.
How many questions are asked in ISEB-PM1 exam?
I highly recommend killexams.com to anyone who wants to pass the ISEB-PM1 exam. I passed with a score of 95% and believe that anyone can achieve the same result after completing their exams. The explanations were clear and helpful, and I am grateful to the team for their efforts in designing a series of questions that accurately reflect the exam format.
Did you tried this amazing source laACTUAL EXAM QUESTIONS.
I never imagined that I could pass the EC exam, but thanks to killexams.com, I was able to answer 90/95 questions effectively and pass the exam. Despite working full-time and having a hectic schedule, I was able to prepare for the exam and succeed, all thanks to the preparation material provided by killexams.com.
I need real test questions of ISEB-PM1 exam.
Word of mouth is a powerful way of advertising a product. When something is so good, why not spread the word and promote it positively?
ISEB Certificate learn
https://www.pass4surez.com/art/read.php?keyword=ISEB+Certificate+learn&lang=us&links=remove
While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to exam braindumps update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit Their trial questions and trial brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.
Which is the best dumps website?
Of course, Killexams is fully legit plus fully efficient. There are several functions that makes killexams.com legitimate and legitimized. It provides up to par and fully valid exam braindumps that contain real exams questions and answers. Price is small as compared to a lot of the services on internet. The Dumps are current on common basis together with most latest brain dumps. Killexams account structure and supplement delivery is really fast. File downloading is certainly unlimited and intensely fast. Service is avaiable via Livechat and Message. These are the features that makes killexams.com a robust website that supply exam braindumps with real exams questions.
Is killexams.com test material dependable?
There are several Dumps provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam Dumps with the same frequency as they are updated in Real Test. exam braindumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your download Account. You can download Premium exam braindumps files as many times as you want, There is no limit.
Killexams.com has provided VCE practice test Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.
CII-IF1 cheat sheet pdf | ACD200 PDF download | IAPP-CIPM assessment test trial | H35-462 training material | GMAT-Quntitative Test Prep | CIPS-L5M2-MSCR brain dumps | PARCC Dumps | MCD-ASSOC PDF Braindumps | MB-330 exam Questions | RNCB-CRN exam papers | MS-100 VCE | 5V0-35.21 writing test questions | VACC exam questions | S2000-018 practice questions | HPE0-J58 model question | CPSM1 test example | ICDL-EXCEL exam braindumps | APSCA free pdf download | C90.02 study questions | IFSEA-CFM braindumps |
ISEB-PM1 - Foundation Certificate in Project Management Latest Topics
ISEB-PM1 - Foundation Certificate in Project Management Dumps
ISEB-PM1 - Foundation Certificate in Project Management study tips
ISEB-PM1 - Foundation Certificate in Project Management study tips
ISEB-PM1 - Foundation Certificate in Project Management course outline
ISEB-PM1 - Foundation Certificate in Project Management Free exam PDF
ISEB-PM1 - Foundation Certificate in Project Management book
ISEB-PM1 - Foundation Certificate in Project Management exam Questions
ISEB-PM1 - Foundation Certificate in Project Management exam
ISEB-PM1 - Foundation Certificate in Project Management Real exam Questions
ISEB-PM1 - Foundation Certificate in Project Management course outline
ISEB-PM1 - Foundation Certificate in Project Management Questions and Answers
ISEB-PM1 - Foundation Certificate in Project Management exam format
ISEB-PM1 - Foundation Certificate in Project Management Practice Questions
ISEB-PM1 - Foundation Certificate in Project Management Study Guide
ISEB-PM1 - Foundation Certificate in Project Management exam dumps
ISEB-PM1 - Foundation Certificate in Project Management exam Braindumps
ISEB-PM1 - Foundation Certificate in Project Management outline
ISEB-PM1 - Foundation Certificate in Project Management braindumps
ISEB-PM1 - Foundation Certificate in Project Management exam Questions
ISEB-PM1 - Foundation Certificate in Project Management test prep
ISEB-PM1 - Foundation Certificate in Project Management PDF Download
ISEB-PM1 - Foundation Certificate in Project Management braindumps
ISEB-PM1 - Foundation Certificate in Project Management questions
ISEB-PM1 - Foundation Certificate in Project Management dumps
ISEB-PM1 - Foundation Certificate in Project Management real Questions
ISEB-PM1 - Foundation Certificate in Project Management test
ISEB-PM1 - Foundation Certificate in Project Management PDF Dumps
ISEB-PM1 - Foundation Certificate in Project Management teaching
ISEB-PM1 - Foundation Certificate in Project Management Latest Questions
ISEB-PM1 - Foundation Certificate in Project Management Latest Topics
ISEB-PM1 - Foundation Certificate in Project Management tricks
ISEB-PM1 - Foundation Certificate in Project Management boot camp
ISEB-PM1 - Foundation Certificate in Project Management learn
ISEB-PM1 - Foundation Certificate in Project Management book
ISEB-PM1 - Foundation Certificate in Project Management Free PDF
ISEB-PM1 - Foundation Certificate in Project Management Latest Questions
ISEB-PM1 - Foundation Certificate in Project Management exam Questions
ISEB-PM1 - Foundation Certificate in Project Management boot camp
ISEB-PM1 - Foundation Certificate in Project Management dumps
ISEB-PM1 - Foundation Certificate in Project Management Cheatsheet
ISEB-PM1 - Foundation Certificate in Project Management Latest Questions
ISEB-PM1 - Foundation Certificate in Project Management test
ISEB-PM1 - Foundation Certificate in Project Management PDF Download
Other ISEB exam Dumps
ISEB-BA1 exam Questions | ISEBSWTINT-001 bootcamp | RE18 trial questions | EUCOC braindumps | PC-BA-FBA-20 training material | ISEB-SWTINT1 practice questions | FCGIT brain dumps | ISEB-PM1 exam Questions | FSDEV study guide |
Best exam braindumps You Ever Experienced
PEGACPRSAV22 certification sample | Salesforce-Certified-Identity-and-Access-Management-Designer english test questions | MS-203 training material | IQ0-100 Practice Test | ANP-BC exam test | MS-220 Free PDF | MB-320 dumps | ASVAB cheat sheets | JN0-422 VCE | C1000-126 study guide | CDL braindumps | 4A0-N01 prep questions | MS-500 real questions | 101-01 Questions and Answers | OutSystems-ARDC free pdf | MA0-104 writing test questions | Salesforce-Manufacturing-Cloud-Professional free practice tests | Salesforce-Health-Cloud-Accredited-Professional exam Questions | HPE0-S55 study material | BCP-520 dump |
References :
https://www.coursehero.com/file/66638553/ISEB-PM1pdf/
https://arfansaleemfan.blogspot.com/2020/09/iseb-pm1-foundation-certificate-in.html
https://sites.google.com/view/killexams-iseb-pm1-exam-cram
http://killexamstestprep.blogdigy.com/iseb-pm1-foundation-certificate-in-project-management-question-bank-with-real-questions-by-killexams-com-11393657
http://killexams1.isblog.net/iseb-pm1-foundation-certificate-in-project-management-dumps-with-real-questions-by-killexams-com-14560807
http://feeds.feedburner.com/NeverMissTheseEk0-001QuestionsBeforeYouGoForTest
https://www.instapaper.com/read/1399858483
https://killexams101.medium.com/very-useful-and-easy-pass4sure-iseb-pm1-actual-test-2021-by-killexams-2eb36c60fd8d
https://files.fm/f/kbj6fsdwa
Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps
ISEB-PM1 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date ISEB-PM1 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug