Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über ISO-22301-Lead-Auditor?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der ISO-22301-Lead-Auditor: PECB Certified ISO 22301 Lead Auditor Prüfung.

2023 Updated Actual ISO-22301-Lead-Auditor questions as experienced in Test Center

Aktuelle ISO-22301-Lead-Auditor Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

PECB Certified ISO 22301 Lead Auditor braindump questions with Latest ISO-22301-Lead-Auditor practice exams | https://www.easyfinanz.cc/

PECB ISO-22301-Lead-Auditor : PECB Certified ISO 22301 Lead Auditor test Dumps

Exam Dumps Organized by Martin Hoax



Latest 2023 Updated Syllabus
ISO-22301-Lead-Auditor test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest subjects of ISO-22301-Lead-Auditor - Updated Daily - 100% Pass Guarantee



ISO-22301-Lead-Auditor demo Questions : Download 100% Free ISO-22301-Lead-Auditor test Dumps (PDF and VCE)

Exam Number : ISO-22301-Lead-Auditor
Exam Name : PECB Certified ISO 22301 Lead Auditor
Vendor Name : PECB
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Down load ISO-22301-Lead-Auditor real questions and process with Latest Questions
Around the off probability that you want to be able to, breeze via ISO-22301-Lead-Auditor analyze with just perusing program books, you happen to be incorrect. There are many interesting questions that you never ever see throughout ISO-22301-Lead-Auditor program reading. Looking for ISO-22301-Lead-Auditor PDF Download that contains each of the precarious questions that you will observe at analyze screen. Obtain 100 percent totally free exam dumps before you decide to register for total ISO-22301-Lead-Auditor cheat sheet documents.

PECB ISO-22301-Lead-Auditor test is absolutely not too simple even take into account preparing having just ISO-22301-Lead-Auditor course guide or cost-free Questions and Answers attainable on internet. There are challenging questions questioned in true ISO-22301-Lead-Auditor examination that piteuxs the prospect and bring about failing typically the exam. The genuine situation will be dealt with simply by killexams.com by public event real ISO-22301-Lead-Auditor exam dumps in cheat sheet and VCE test process records. A person essentially must download 100 % free ISO-22301-Lead-Auditor Questions and Answers prior to deciding to register for whole form of ISO-22301-Lead-Auditor Questions and Answers. You will make sure you to go through their own ISO-22301-Lead-Auditor exam dumps.

In case you are urgently planning to Pass typically the PECB ISO-22301-Lead-Auditor test to get a job or maybe Strengthen your existing position in the organization, you must register with killexams.com. There are several experts collecting ISO-22301-Lead-Auditor real examination questions with killexams.com. You will get PECB Certified ISO 22301 Lead Auditor test questions to ensure you cross ISO-22301-Lead-Auditor examination. You will obtain up to date ISO-22301-Lead-Auditor test concerns each time you sign in to your account. Here are a few organizations that supply ISO-22301-Lead-Auditor exam dumps but legitimate and existing 2022 up-to-date ISO-22301-Lead-Auditor exam dumps is a key issue. Think carefully before you totally depend on Free of charge Dumps given on internet because you may well end up screwing up the examination. Therefore , having to pay little payment for killexams ISO-22301-Lead-Auditor true questions is much better to squander big examination fee.

Completing PECB Certified ISO 22301 Lead Auditor examination is very effortless if you have obvious concepts connected with ISO-22301-Lead-Auditor syllabus and have the 2022 up to date question standard bank. studying and also practicing true questions is more preferable for fast success. You need to find out about challenging questions questioned in true ISO-22301-Lead-Auditor examination. For this, you must go to killexams.com and also download Free of charge ISO-22301-Lead-Auditor Free PDF test concerns and study. If you feel that you could retain individuals ISO-22301-Lead-Auditor concerns, you can sign-up to obtain exam dumps connected with ISO-22301-Lead-Auditor Questions and Answers. Which will be your first step in the direction of great development. download and install VCE test sim in your COMPUTER. Peruse keep in mind ISO-22301-Lead-Auditor Questions and Answers and take practice exams as frequently since conceivable having VCE examination system. With the point once you feel that you could have retained each of the questions within the PECB Certified ISO 22301 Lead Auditor concerns bank, check out test emphasis and join up with for a true test.

Let us discuss many Questions and Answers supplier upon web still a large area of them are usually exchanging outdated ISO-22301-Lead-Auditor Questions and Answers. You should come to typically the trustworthy and also respectable ISO-22301-Lead-Auditor exam dumps provider on internet. Possibly you get your search having killexams.com. In any case, take into account, your search can end up with training in squander of money. All of us suggest one to straightforward check out killexams.com and obtain 100% cost-free ISO-22301-Lead-Auditor Free PDF and try out the model questions. Supposing you are satisfied, register to get a three months admittance to be able to download the most up-to-date and considerable ISO-22301-Lead-Auditor Questions and Answers that contains true test concerns and response. You ought to furthermore get ISO-22301-Lead-Auditor VCE examination system for ones preparation.

Highlights of Killexams ISO-22301-Lead-Auditor Questions and Answers
-> ISO-22301-Lead-Auditor Questions and Answers obtain Access in mere 5 minutes.
-> Complete ISO-22301-Lead-Auditor Questions Financial institution
-> ISO-22301-Lead-Auditor Quiz Success Warranty
-> Guaranteed Genuine ISO-22301-Lead-Auditor examination questions
-> existing and 2022 updated ISO-22301-Lead-Auditor Questions and also Answers
-> existing 2022 ISO-22301-Lead-Auditor Syllabus
-> Get ISO-22301-Lead-Auditor Quiz Files anyplace
-> Unlimited ISO-22301-Lead-Auditor VCE Quiz Simulator Entry
-> No Control on ISO-22301-Lead-Auditor test Get
-> Great Vouchers
-> 100% Safe Purchase
-> completely Confidential.
-> completely Free exam dumps demo Inquiries
-> No Undetectable Cost
-> Simply no Monthly Ongoing
-> No Automobile Renewal
-> ISO-22301-Lead-Auditor test Up-date Intimation simply by Email
-> Free of charge Technical Support

test Fine detail at: https://killexams.com/pass4sure/exam-detail/ISO-22301-Lead-Auditor
Pricing Specifics at: https://killexams.com/exam-price-comparison/ISO-22301-Lead-Auditor
See Comprehensive List: https://killexams.com/vendors-exam-list

Lower price Coupon upon Full ISO-22301-Lead-Auditor exam dumps concerns;
WC2020: 60 per cent Flat Lower price on each examination
PROF17: 10% Further Lower price on Worth Greater than $69
DEAL17: 15% Further Lower price on Worth Greater than 99 dollars







ISO-22301-Lead-Auditor test Format | ISO-22301-Lead-Auditor Course Contents | ISO-22301-Lead-Auditor Course Outline | ISO-22301-Lead-Auditor test Syllabus | ISO-22301-Lead-Auditor test Objectives




Killexams Review | Reputation | Testimonials | Feedback


Actual test questions ISO-22301-Lead-Auditor test are available now.
Howdy there fellows, clearly to tell you that I passed ISO-22301-Lead-Auditor test an afternoon or two ago with 88% marks. Sure, the test is tough and killexams.com Q&A and test Simulator does make life much less tough - a Great deal! I suppose this unit is unrivaled cause I passed the exam. As a remember of first significance, their test simulator is a gift. I generally loved the questions and-answer company and test of several kinds in light of the reality that is the maximum excellent method to test.


Passing ISO-22301-Lead-Auditor test is just click away!
Great coverage of ISO-22301-Lead-Auditor test topics, so I learned precisely what I needed at some stages for the ISO-22301-Lead-Auditor exam. I particularly advise this training from killexams.com to absolutely everyone making plans to take the ISO-22301-Lead-Auditor exam. Have great success like me and enjoy your achievement with such great help.


I feel very assured via valid ISO-22301-Lead-Auditor real test questions.
There are not many ISO-22301-Lead-Auditor test materials out there, so I got ahead and purchased these ISO-22301-Lead-Auditor questions and answers. Honestly, it won my heart with the way the information is organized. And yeah, that is right: most questions I saw on the test were exactly what was provided by killexams.com. I am relieved to have passed ISO-22301-Lead-Auditor exam.


Where am i able to obtain ISO-22301-Lead-Auditor real test question?
killexams! Big thanks to you. Last month when I was too much panic about my ISO-22301-Lead-Auditor test this site help me a lot for scoring high. As everyone knows that ISO-22301-Lead-Auditor certification is too much difficult but for me, it was not too much difficult, as I had ISO-22301-Lead-Auditor material in my hand. After experiencing such reliable material I advised all the students to incline towards the best educational services of this site for their preparation. My good wishes are with you all for your ISO-22301-Lead-Auditor certificate.


Is there ISO-22301-Lead-Auditor test new sayllabus?
I suggested to the killexams.com dumps as a brisk reference for my exam. they carried out an excellent activity, I like their performance and style of working. the fast-length answers have been much less stressful to do not forget. I handled 98% questions scoring 80% marks. The test ISO-22301-Lead-Auditor changed into a noteworthy task for my IT profession. at the same time, I did not contribute much time to installation my-self correctly for this exam.


PECB Auditor test contents

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for test dumps update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best test dumps site.

Is Killexams.com Legit?
Absolutely yes, Killexams is 100 percent legit and fully trustworthy. There are several features that makes killexams.com legitimate and reliable. It provides latest and 100 percent valid test dumps that contains real exams questions and answers. Price is surprisingly low as compared to almost all of the services on internet. The Q&A are modified on ordinary basis using most latest brain dumps. Killexams account set up and merchandise delivery can be quite fast. Data downloading will be unlimited and intensely fast. Assist is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a strong website that offer test dumps with real exams questions.



Which is the best braindumps site of 2023?
There are several Q&A provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test Q&A with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your download Account. You can download Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




JN0-663 practice test | HCISPP demo test questions | CJE pdf download | 010-160 study material | Salesforce-Experience-Cloud-Consultant PDF Braindumps | 300-610 free test papers | E20-594 braindump questions | Certified-Development-Lifecycle-and-Deployment-Designer test dumps | DES-5221 VCE | 75940X braindump questions | GASF practice test | 71301X dumps | 300-725 Latest Questions | DES-4122 Q&A | ACT practice test | EADA105 test tips | H13-611 question test | CIMAPRA17-BA4-1-ENG braindumps | 200-201 practice test | 2V0-21.21 free prep |


ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor answers
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor tricks
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test format
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test Questions
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor PDF Questions
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor information source
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor study help
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test prep
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor braindumps
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor PDF Download
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Test Prep
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Cheatsheet
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Study Guide
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor study tips
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor study help
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor study tips
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor PDF Questions
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Latest Topics
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test success
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Latest Topics
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor cheat sheet
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test Questions
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Test Prep
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor syllabus
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor information source
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test format
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Latest Questions
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Study Guide
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test Questions
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Latest Questions
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor braindumps
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor braindumps
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor PDF Braindumps
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Practice Test
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor PDF Download
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Practice Test
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor braindumps
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test success
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor Study Guide
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor guide
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor PDF Download
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor education
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor real questions
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test dumps
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor real questions
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor guide
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor study help
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor outline
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor course outline
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor test prep
ISO-22301-Lead-Auditor - PECB Certified ISO 22301 Lead Auditor certification


ISO-22301-Lead-Auditor practice test | ISO-IEC-27001-Lead-Auditor free pdf download |


Best Certification test Dumps You Ever Experienced


ISO-IEC-27001-Lead-Auditor practical test | ISO-22301-Lead-Auditor test answers |





References :





Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

ISO-22301-Lead-Auditor Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

ISO-22301-Lead-Auditor Reviews

100% Valid and Up to Date ISO-22301-Lead-Auditor Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug