Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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ISTQB-Advanced-Level-2 exam Format | ISTQB-Advanced-Level-2 Course Contents | ISTQB-Advanced-Level-2 Course Outline | ISTQB-Advanced-Level-2 exam Syllabus | ISTQB-Advanced-Level-2 exam Objectives
An Advanced Level Technical Test Analyst can:
- recognize and classify the typical risks associated with the performance, security, reliability, portability and maintainability of software systems;
- provide technical elements to the planning, design and execution of tests for mitigating performance, security, reliability, portability and maintainability risks;
- select and apply appropriate white-box test techniques to ensure that tests provide an adequate level of confidence, based on design coverage;
- effectively participate in reviews with developers and software architects applying knowledge of typical defects in the code and architecture;
- Excellerate the quality characteristics of code and architecture by making use of different analysis techniques;
- outline the costs and benefits to be expected from introducing particular types of test automation.
- select appropriate tools to automate technical testing tasks;
- understand the technical issues and concepts in applying test automation.
Learning Objectives
- Summarize the generic risk factors that the Technical Test Analyst typically needs to consider.
- Summarize the activities of the Technical Test Analyst within a risk-based approach for testing activities.
- Write test cases from a given specification item by applying the Statement testing test technique to achieve a defined level of coverage.
- Write test cases from a given specification item by applying the Modified Condition/Decision Coverage (MC/DC) test technique to achieve coverage.
- Write test cases from a given specification item by applying the Multiple Condition testing test technique to achieve a defined level of coverage.
- Write test cases from a given specification item by applying McCabe's Simplified Baseline Method.
- Understand the applicability of API testing and the kinds of defects it finds.
- Select an appropriate white-box test technique according to a given project situation.
- Use control flow analysis to detect if code has any control flow anomalies.
- Explain how data flow analysis is used to detect if code has any data flow anomalies.
- Propose ways to Excellerate the maintainability of code by applying static analysis.
- Explain the use of call graphs for establishing integration testing strategies.
- Apply dynamic analysis to achieve a specified goal.
- For a particular project and system under test, analyze the non-functional requirements and write the respective sections of the test plan.
- Given a particular product risk, define the particular non-functional test type(s) which are most appropriate.
- Understand and explain the stages in an applications lifecycle where non-functional tests should be applied.
- For a given scenario, define the types of defects you would expect to find by using non-functional testing types.
- Explain the reasons for including security testing in a test strategy and/or test approach.
- Explain the principal aspects to be considered in planning and specifying security tests.
- Explain the reasons for including reliability testing in a test strategy and/or test approach.
- Explain the principal aspects to be considered in planning and specifying reliability tests.
- Explain the reasons for including performance testing in a test strategy and/or test approach.
- Explain the principal aspects to be considered in planning and specifying performance efficiency tests.
- Explain the reasons for including maintainability testing in a testing strategy and/or test approach.
- Explain the reasons for including portability tests in a testing strategy and/or test approach.
- Explain the reasons for compatibility testing in a testing strategy and/or test approach.
- Explain why review preparation is important for the Technical Test Analyst.
- Analyze an architectural design and identify problems according to a checklist provided in the syllabus.
- Analyze a section of code or pseudo-code and identify problems according to a checklist provided in the syllabus.
- Summarize the activities that the Technical Test Analyst performs when setting up a test automation project.
- Summarize the differences between data-driven and keyword-driven automation.
- Summarize common technical issues that cause automation projects to fail to achieve the planned return on investment.
- Construct keywords based on a given business process.
- Summarize the purpose of tools for fault seeding and fault injection.
- Summarize the main characteristics and implementation issues for performance testing tools.
- Explain the general purpose of tools used for web-based testing.
- Explain how tools support the practice of model-based testing.
- Outline the purpose of tools used to support component testing and the build process.
- Outline the purpose of tools used to support mobile application testing.
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MP Police Constable Syllabus 2023: PDF Download, exam Pattern, Important TopicsMP Police Constable Syllabus 2023: The Madhya Pradesh Professional exam Board conducts the MP Police Constable recruitment in two stages written exam and a physical endurance test for the constable post. get and check MP Police Constable Syllabus for the written exam and more. MP Police Constable Syllabus 2023: The Madhya Pradesh Professional exam Board (MPPEB) conducts MP (Madhya Pradesh) Police Constable recruitment in two stages written exam and a physical endurance test for the constable post. Candidates preparing for this upcoming exam should check the latest MP Police Constable syllabus and exam pattern to cover all the aspects of the exam. It will also help them understand the topics, exam format, question paper structure, etc. and maximise their chances of scoring high marks. Going by the previous exam analysis, the questions asked in MP Police Constable written exam have been reported to be moderate to difficult. Hence, one can expect questions to be moderately difficult in the upcoming exam. In this article, they have shared the MP Police Constable syllabus pdf for the written exam along with the exam pattern, preparation tips, and best books in detail. ![]() We have shared below the exam overview for all aspirants appearing in the upcoming MP Police Constable recruitment process. Check MP Police Constable Notification Conducting Body Madhya Pradesh Professional exam Board (MPPEB) Post Name Constable Type of Question MCQ MP Police Constable syllabus topics Negative Marking No Selection Process Written exam and Physical Endurance Test Exam Duration 2 hour Number of Questions 100 Maximum Marks 100 MP Police Constable Syllabus 2023 Section-WiseCandidates preparing for the MP Police Constable 2023 exam can check the MP Police Constable syllabus for the written test below. The MP Police Constable Syllabus is divided into various sections such as General knowledge, reasoning, general science, simple arithmetic maths etc. They have also compiled all the subject-wise subjects for the written exam below: Subject MP Police Constable Syllabus 2023 General Knowledge and Reasoning 1. General Knowledge 2. Reasoning Intellectual Ability and Mental Ability General Science and Simple Arithmetic Maths 1. Physics 2. Chemistry 3. Biology 4. Simple Arithmetic Candidates must be familiar with the MP Police constable exam pattern to understand the exam format, question nature, number of sections, and marking scheme followed by the commission. The written exam comprises 100 objective-type questions for 100 marks. There is no negative marking for the incorrect answer. MP Police Constable exam Pattern 2023 Subjects Total Questions Total Marks General Knowledge and Reasoning 40 40 Intellectual Ability and Mental Ability 30 30 General Science and Simple Arithmetic Maths 30 30 Total 100 100 MP Police Constable Physical Endurance TestAll eligible aspirants must attempt the Physical Endurance Test to ace the MP Police Constable Recruitment 2023. The MP Police Constable PET 2023 is divided into three activities. Only For Special Armed Forces (as per Rules 21 & 22 of the Special Armed Forces Rules 1973) S.No. Category Gender Height Chest Expansion With Expansion Without Expansion 1 UR/OBC Male 168 cm 79 cm 84 cm 2 Gorkha/Garhwali/Kumaon Male 157 cm 79 cm 84 cm 3 Maratha/Scheduled Caste/Scheduled Tribe Male 165 cm 79 cm 84 cm For the recruitment of candidates belonging to the category 'Except Special Armed Forces Category Gender Height Chest Expansion (Only for Male Candidates With Expansion Without Expansion All Except Special Armed Forces UR/BC/SC Male 168 cm 81 cm 86 cm Female 155 cm NA NA All Except Special Armed Forces (ST) Male 160 cm 76 cm 81 cm Female 155 cm NA NA How to Prepare for MP Police Constable Syllabus?The MP Police Constable exam is one of the most challenging exams in the country. Thousand of candidates apply for the exam every year. However, only a few are declared successful due to their effective preparation plan, hard work, and consistency. Thus, the aspirant should follow the latest MP Police Constable syllabus to align their strategy with the requirements. Have a look at MP Police Constable preparation tips and tricks to ace the written exam shared below: Candidates should refer to the latest version of the MP Police Constable books to crack the exam. The right books will help them to cover all the aspects of the MP Police Constable syllabus. The subject-wise MP Police Constable books for the written exam are below: Subject Book Names General Studies and Current Affairs Manorama Year Book by M. Mathew Maths Quantitative Aptitude by S. Chand Publications History Modern Indian History by Rajiv Ahir Medieval India by Satish Chandra Ancient History by R.S. Sharma Geography Comprehensive Geography by Kalyani Publications Civics Democratic Politics II by NCERT Science General Science (Latest Edition) by Lucent Publications FAQ What are the best MP Police Constable Books recommended by Experts?A list of MP Police Constable Book is given in the article as recommended by experts. How do I start my MP Police Constable Syllabus preparation?To start the MP Police Constable syllabus preparation, candidates must analyse the MP Police Constable syllabus, create a study plan, use the best books to clear the concepts, and attempt unlimited mock tests for better preparation. What is the MP Police Constable 2023 exam Pattern?As per the MP Police Constable exam pattern, the written exam comprises 100 objective-type questions for 100 marks. Each question carries 1 mark, and no negative marking applies to incorrect answers. Is there any negative marking in MP Police Constable Syllabus 2023?No. There is no negative marking in MP Police Constable Syllabus 2023. What is MP Police Constable Syllabus?The MP Police Constable Syllabus is divided into various sections such as General knowledge, reasoning, general science, simple arithmetic maths etc. IPPB Executive Syllabus 2023: PDF Download, Subject Wise Topics, exam PatternIPPB Executive Syllabus 2023: The India Post Payments Bank Limited (IPPB) has invited applications for the recruitment of Executive posts on a contractual basis. IPPB Executive Syllabus PDF get and exam Pattern here. IPPB Executive Syllabus 2023: The India Post Payments Bank Limited (IPPB) releases an official IPPB Executive notification every year to recruit eligible aspirants for Executive on a contractual basis. The candidates are selected for IPPB Executive posts based on their performance in an online exam, group discussion, and interview round. All interested and eligible candidates should check the latest IPPB Executive syllabus and exam pattern and plan their strategy accordingly. Along with the IPPB Executive syllabus, candidates must also check the IPPB Executive exam pattern to get familiar with the exam format, number of questions, maximum marks, and marking scheme prescribed by the officials. As per the previous year's exam analysis, it is found that the questions asked in the IPPB Executive exam were easy to moderate level. So, aspirants should check the official IPPB Executive exam syllabus for effective preparation. ![]() In this blog, they have shared a detailed IPPB Executive syllabus PDF, including the IPPB Executive exam pattern, preparation strategy, and a list of the best books here. IPPB Executive Syllabus 2023Here is the major overview of the IPPB Executive syllabus and exam pattern shared below for the reference of aspirants. IPPB Executive Syllabus 2023 Exam Conducting Body India Post Payments Bank Limited (IPPB) Post Name Executive Vacancies 132 Category IPPB Executive Syllabus and exam Pattern Selection Process Online Exam, Group Discussion, and Interview Maximum Marks 200 Duration 2 hours Negative Marking 1/4th mark for every incorrect answer IPPB Executive Syllabus 2023 PDFAspirants must get the IPPB syllabus PDF for Executive from the link shared below to understand the subjects covered in each section of the syllabus. Get the direct link to get the IPPB Executive exam Syllabus below: IPPB Executive Syllabus 2023The IPPB Executive syllabus is divided into five subjects, i.e., Reasoning, Quantitative aptitude, English, General Awareness, and Computer Knowledge. Check the subject-wise IPPB Executive syllabus PDF for the written exam discussed below. IPPB Executive exam Syllabus 2023 Subject Important Topics Quantitative Aptitude Average Simplification/ Approximation LCM and HCF Percentage Permutation and Combination Probability Number Systems Profit and Loss Ratio and Proportion Simple Interest and Compound Interest Time and Work Speed, Time, and Distance Partnership Mixtures and Alligations Data Interpretation Pipes and Cistern Mensuration Surds and Indices, etc IPPB Reasoning Ability Syllabus Odd One Out Alphanumeric Series Puzzles Directions & Distance Venn Diagram Alphabet Test Ranking and Order Syllogism Coding-Decoding Seating Arrangement Blood Relations Input-Output, etc English Language Reading Comprehension Fill in the blanks Cloze Test Para jumbles Tenses Rules Vocabulary Fillers Sentence Rearrangement Phrase Replacement, etc General Awareness Banking and Financial Awareness Culture Current Affairs Static General Knowledge Science Important Schemes Books and Authors Sports Awards and Honors General Polity etc Computer Knowledge Basic Knowledge of the Internet History of computers Networking Short cut keys Computer Abbreviations MS Office Software and Hardware Fundamentals Input & Output Devices Database, etc Weightage of IPPB Executive Syllabus 2023The IPPB Executive exam pattern comprises five objective-type sections for 200 marks and will be conducted online. The exam duration is 2 hours, and there will be a negative marking of 1/4th mark for every incorrect answer in the exam. Check the exam pattern for IPPB Executive recruitment shared below. IPPB Executive Syllabus 2023 exam Pattern Subject Number of Questions Maximum Marks Duration Reasoning 50 50 2 hours English 40 40 Quantitative Aptitude 50 50 Computer Knowledge 20 20 General Awareness 40 40 Total 200 200 How to Cover IPPB Executive Syllabus 2023?Acing the IBBP executive online exam is no cakewalk. However right strategy can maximize the chances of qualifying for the exam. A huge number of candidates appear for this online exam every year, which in turn increases the competition against limited vacancies. So, candidates should check the Executive IPPB syllabus carefully and jot down important topics. Here are the best tips and tricks to ace the IBBP executive online exam with flying colors. Candidates should finalize the best IPPB executive books for every subject based on the exact edition, pattern, and curriculum. The right books and materials can help them to prepare for the latest subject-wise IPPB syllabus executive. The list of best IPPB Executive exam books for all the sections is tabulated below: IPPB Executive Books 2023 Subject Book Names General Awareness Lucent’s General Knowledge English Objective General English by SP Bakshi Numerical Ability Quantitative Aptitude for Competitive exam by RS Aggarwal Reasoning A Modern Approach to Verbal and Non Verbal Reasoning by RS Aggarwal Computer Knowledge Objective Computer Awareness by Arihant Experts FAQ How to prepare for IPPB Executive Syllabus?To prepare well for the IPPB Executive online exam, one must thoroughly check the IPPB Executive syllabus, gain conceptual knowledge, and attempt mock papers and previous papers to obtain desired results. What is the IPPB Executive 2023 exam Pattern?As per the IPPB Executive exam pattern, the online written exam is divided into five sections. The written exam comprises 200 questions for 200 marks. The exam duration is 2 hours. Is there any negative marking in IPPB Executive 2023 Exam?Yes. There will be a negative marking of 1/4th or 0.25 marks for every incorrect response in the IPPB Executive 2023 exam. What is IPPB Executive Syllabus 2023?The IPPB Executive syllabus is divided into five subjects, i.e., Reasoning, Quantitative aptitude, English, General Awareness, and Computer Knowledge. |
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Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug