Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Juniper JN0-335 : Security, Specialist (JNCIS-SEC) exam Dumps

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Exam Number : JN0-335
Exam Name : Security, Specialist (JNCIS-SEC)
Vendor Name : Juniper
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Juniper Specialist teaching

 

Juniper Acquires Video Infrastructure Specialist Blackwave

video

It's a video infrastructure play for Juniper, and also Juniper's second acquisition of the week following its pickup of wireless LAN vendor Trapeze Networks.

Financial terms were not disclosed. According to a statement, Juniper will integrate Blackwave's technology with its Media Flow Controller, the content delivery software system it offers for delivering and managing video and other forms of rich media.

Blackwave, based in Acton, Mass., earlier this year launched a video delivery system called the Blackwave System, the heart of which is Blackwave Chorus, a software platform for supporting multiple simultaneous video streams efficiently.

"The acquisition of Blackwave technology continues Juniper's commitment to the new network by serving the rapidly escalating appetite for high-quality video from anywhere to any device," said Rajan Raghavan, vice president and general manager of Juniper's Content and Media Business Unit. "The Blackwave technology brings storage performance and scaling capabilities that, combined with the Media Flow platform and Juniper's high-performance networking systems, will provide a compelling solution for their customers who require scalable and efficient distribution of content and high-quality video over the Internet."

Rich media content delivery and the infrastructure needed to support it has been a focus for Juniper this year. Back in April, the company acquired Ankeena Networks, a startup and the maker of Media Flow Director.

Juniper did not provide any additional details about the Blackwave integration. Earlier this week, the company confirmed an $152 million acquisition of Trapeze Networks, a move that effectively announces Juniper as a new enterprise wireless LAN competitor.


Juniper Elementary

No result found, try new keyword!Juniper Elementary is a public school located in Fontana, CA, which is in a large suburb setting. The student population of Juniper Elementary is 511 and the school serves K-5. At Juniper ...

Regulations for The Master of Specialist Teaching - MSpecTchg

Part I

These regulations are to be read in conjunction with all other Statutes and Regulations of the University including General Regulations for Postgraduate Degrees, Postgraduate Diplomas, and Postgraduate Certificates.

Part II Admission

1. Admission to the Master of Specialist Teaching requires that the candidate will meet the University admission requirements as specified; and shall have:

(a) been awarded or qualified for a Bachelor’s degree with at least a B grade average across the highest level courses, or equivalent; and

(b) been awarded or qualified for a relevant professional qualification; and

(c) have completed at least two years of relevant professional experience;

or will have:

(d) been awarded or qualified for the Postgraduate Diploma in Specialist Teaching with at least a B grade average, or equivalent.

2. For entry into the Adviser on Deaf Children subject candidates shall have:

(a) been awarded or qualified for the Postgraduate Diploma in Specialist Teaching (Deaf and Hard of Hearing), with at least a B grade average, or equivalent; or

(b) been awarded or qualified for a Bachelor of Speech and Language Therapy Honours degree with at least Second Class Honours, or equivalent; or

(c) been awarded or qualified for a Master of Speech and Language degree having achieved at least a B grade average, or equivalent.

3. For entry into the Te Korowai Mokopuna subject candidates shall have:

(a) been awarded or qualified for the professional qualification Te Tohu Mātauranga Whakapakari Tino Rangatiratanga o Te Kōhanga Reo with at least a B grade average across the highest level courses, or equivalent; and

(b) have completed at least two years of relevant professional experience in Kōhanga Reo; and

(c) hold a current letter of endorsement from Te Kōhanga Reo National Trust.

4. In all cases candidates will be required to:

(a) be selected on the basis of a selection process which may include written application, interview, referee reports and practical exercises; and

(b) meet requirements equivalent to those set down by the Teaching Council of Aotearoa New Zealand for registration as a teacher in terms of values, fitness and disposition to teach, and will:

(c) hold current relevant New Zealand Professional Registration; or

(d) be required to undergo police vetting prior to gaining entry into the programme.

5. All candidates whose first language is not English or Te Reo Māori, who have not gained a New Zealand university entrance qualification or an overseas entrance qualification in a country where the main language is English, will be required to provide evidence of their proficiency in English in the form of an academic IELTS (International English Language Testing System) score of 7.0 with no band less than 7.0 or other evidence that is acceptable to Academic Board.

Qualification requirements

6. Candidates for the Master of Specialist Teaching shall follow a parts-based programme of study, which shall consist of courses totalling at least 180 credits, comprising:

(a) completion of Part One and Part Two as detailed in the Schedule for the Qualification; and including completion of

(b) a subject

(c) any compulsory courses as listed in the Schedule for the Degree.

7. Notwithstanding Regulation 6, the programme of study for candidates admitted under Regulation 1(d) will be at least 120 credits including:

(a) 249.770 or 249.771; and

(b) completion of a subject as specified in the schedule for the Degree; and

(c) Part Two as detailed in the Schedule for the Degree.

8. Notwithstanding Regulation 6, the programme of study for candidates admitted under Regulation 2(a), (b) or (c) will be at least 120 credits including:

(a) 249.770 or 249.771; and

(c) completion of the Adviser Deaf Children subject as specified in the Schedule for the Degree; and

(d) Part Two as detailed in the Schedule for the Degree.

Specialisations

9. The Master of Specialist Teaching is awarded with or without a subject.

10. The requirements for each subject are set out in the Schedule for the Degree.

11. Subject specialisations available for the Master of Specialist Teaching are: Adviser on Deaf Children, Autism Spectrum Disorder, Blind and Low Vision, Complex Educational Needs, Deaf and Hard of Hearing, Early Intervention, Te Korowai Mokopuna, Gifted Education, Learning and Behaviour.

12. A candidate admitted under Regulation 1(d) will complete the Master of Specialist Teaching without a specialisation.

Student progression

13. In cases of sufficient merit, the Degree of Master of Specialist Teaching may be awarded with Distinction or Merit.

14. For progression to Part Two of the Master of Specialist Teaching candidates must have maintained a grade average of at least a B over the first 120 credits undertaken for Part One.

Completion requirements

15. The timeframes for completion as outlined in the General Regulations for Postgraduate Degrees, Postgraduate Diplomas and Postgraduate Certificates will apply.

16. Candidates may be graduated when they meet the Admission, Qualification and Academic requirements within the prescribed timeframes. Candidates who do not meet the requirements for progression from Part One to Part Two, or who do not meet the requirements for graduation may, subject to the approval of Academic Board, be awarded the Postgraduate Certificate in Specialist Teaching or the Postgraduate Diploma in Specialist Teaching, should they meet the relevant Qualification requirements.

Unsatisfactory academic progress

17. The general Unsatisfactory Academic Progress regulations will apply.

Transitional provisions

18. Subject to the Maximum Time to Completion and Abandonment of Study provisions specified in the Part I regulations to the degree, candidates who commenced study towards the Gifted and Talented Education subject prior to 01 January 2022 may elect to be awarded this specialisation title rather than the title ‘Gifted Education’ on completion of the subject. These transition arrangements expire 31 December 2025.


 


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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug