Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Microsoft MB-300 : Microsoft Dynamics 365 - Core Finance and Operations ACTUAL EXAM QUESTIONS

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Exam Number : MB-300
Exam Name : Microsoft Dynamics 365 - Core Finance and Operations
Vendor Name : Microsoft
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MB-300 test Format | MB-300 Course Contents | MB-300 Course Outline | MB-300 test Syllabus | MB-300 test Objectives


Skills Measured


Use common functionality and implementation tools (20-25%)

Identify common Microsoft Dynamics 365 Finance features and functionality

• determine when to use workspaces

• identify use cases for Power Platform apps including Power Apps, Power BI and Microsoft Flow

• identify and differentiate between the global address book and other address books

• demonstrate Work Items functionality

• demonstrate Microsoft Dynamics 365 Finance navigation techniques

• identify Inquiry and Report types available in a default installation


Implement Lifecycle Services (LCS) tools

• identify opportunities to re-use existing assets

• analyze Business Process Modeler results and identify gaps in functionality

• including creating an Acceptance Testing BPM library and analyzing the results

• use the LCS tools including Issue Search and analyze results


Configure security, processes, and options (45-50%)

Implement security

• identify and distinguish between the various standard security roles in Finance and Operations

• distinguish between duties, privileges, and permissions

• assign users to security roles based on given scenarios


Design and create workflows

• identify opportunities for automation and controls based on customer workflows

• configure workflow properties and elements

• troubleshoot workflows


Configure options

• set up and configure legal entities

• configure base number sequences

• import or create all necessary startup data including Zip/Postal Code data, customers,vendors, and products

• configure the calendars and date intervals

• configure units of measure and conversions

• configure posting profiles and definitions

• create organization hierarchies

• apply purposes and policies

• describe and apply user options


Implement Microsoft Dynamics 365 Finance common features

• configure Microsoft Office integration with Microsoft Dynamics 365 Finance

• configure email (SMTP/Exchange)

• create and maintain email and record templates

• integrate Power BI with Entity store

• create, export, and import personalizations

• set up network printing


Implement business processes for the solution

• define use case scenarios

• participate in phase-based planning processes and the solution design

• design and create workflows

• set up batch Jobs and alerts

• use business process workspaces


Perform data migration (15-20%)

Plan a migration strategy

• identify common migration scenarios and tools in Microsoft Dynamics 365 Finance

• determine migration scope

• identify relevant data entities and elements based on given scenarios

• establish migration strategy processes including migration scope


Prepare data for migration and migrate data

• identify and extract source data

• generate field mapping between source and target data structures

• support the transition between the existing and migrated systems

• perform a test migration and validate output from the process


Validate and support the solution (15-20%)

Implement and validate the solution within Microsoft Dynamics 365 Finance

• perform user acceptance testing (UAT)

• prepare and validate to Go live

• build test scripts to test business functionality

• automate test case automation by using the Regression Suite Automation Tool (RSAT)

• demonstrate the correlation between test scripts and business requirements

• monitor validation test progress and make ad hoc changes during validation testing to correct identified issues


Support Application Lifecycle Management (ALM) by using LCS

• perform a solution gap analysis

• use LCS tools to identify, report, and resolve issues

• manage Microsoft Dynamics 365 One Version



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UPSC Management Optional Syllabus: PDF Download

UPSC Management Optional Syllabus: Management is one of the 48 optional subjects in the civil service mains exam. The Management Syllabus for UPSC provides information about operational management concepts, which can be helpful for the aspiring manager. With this, many candidates pick management as their optional subject because various books and resources are available to cover the UPSC Management Optional Syllabus.

Going by the previous 5 years' statistics, approximately 40-60 candidates choose Management as optional subjects and the success rate hovers around 13%.  It is recommended to keep the printed copy of the Management Syllabus for UPSC  handy when preparing for the upcoming IAS exam. As per the feedback of previous toppers, the questions asked in the UPSC Management optional subjects are usually moderate level.

In this article, they shared the UPSC Management Syllabus PDF for Mains, along with question weightage, preparation tips, and best books.

UPSC Management Syllabus PDF

The UPSC Management optional syllabus comprises two papers, i.e., Paper 1 and Paper 2. The UPSC Management optional subject carries 500 marks, and each paper carries 250 marks. Thus, it is essential to adhere to the latest UPSC Management Syllabus PDF for Papers 1 and 2 and cover all the exam-relevant topics.  download the topic-wise UPSC Management Syllabus PDF for papers 1 and 2 shared below.

UPSC Management Optional Syllabus For IAS Mains

The UPSC Management Optional Syllabus is divided into two papers, i.e., Paper 1 and Paper 2.  It is recommended that the aspirants prepare a  study of the concept of management development as science and art, drawing upon the contributions of leading management thinkers and applying the concepts to the real life of government and business decision-making, keeping in view the changes in the strategic and operative environment. They should be well-acquainted with the topic-wise UPSC Management syllabus for main optional papers 1 and 2 and reshape their strategy accordingly.

UPSC Management Syllabus for Paper 1

The UPSC Management Paper I syllabus covers Topics like Managerial Function and Process, Organisational Behaviour and Design, Human Resource Management, Accounting for Managers, Financial Management, Marketing Management, etc.  Check the topic-wise UPSC Management Optional Syllabus for Paper I below.

  • Managerial Function and Process: Concept and foundations of management, Evolution of Management Thoughts; Managerial Functions— Planning, Organizing, Controlling; Decision-making; Role of Manager, Managerial skills; Entrepreneurship; Management of innovation; Managing in a global environment, Flexible Systems Management; Social responsibility and managerial ethics; Process and customer orientation; Managerial processes on direct and indirect value chain.
  • Organisational Behaviour and Design: Conceptual model of organization behaviour; The individual processes—personality, values and attitude, perception, motivation, learning and reinforcement, work stress and stress management; The dynamics of Organization behaviour—power and politics, conflict and negotiation, leadership process and styles, communication; The Organizational Processes—decision-making, job design; Classical, Neoclassical and Contingency approaches to organizational design; Organizational theory and design—Organizational culture, managing cultural diversity, learning Organization; Organizational change and development; Knowledge-Based Enterprise—systems and processes; Networked and virtual organizations.
  • Human Resource Management: HR challenges; HRM functions; The future challenges of HRM; Strategic Management of human resources; Human resource planning; Job analysis; Job evaluation, Recruitment and selection; Training and development; Promotion and transfer; Performance management; Compensation management and benefits; Employee morale and productivity; Management of Organizational climate and Industrial relations; Human resources accounting and audit; Human resource information system; International human resource management.
  • Accounting for Managers: Financial accounting—concept, importance and scope, generally accepted accounting principles, preparation of financial statements with special reference to the analysis of a balance sheet and measurement of business income, inventory valuation and depreciation, financial statement analysis, fund flow analysis, the statement of cash flows; Management accounting concept, need, importance and scope; Cost accounting— records and processes, cost ledger and control accounts, reconciliation and integration between financial and cost accounts; Overhead cost and control, Job and process costing, Budget and budgetary control, Performance budgeting, Zero-base budgeting, relevant costing and costing for decision-making, standard costing and variance analysis, marginal costing and absorption costing.
  • Financial Management: Goal of Finance Function. Concepts of value and return. Valuation of bonds and Shares; Management of working capital: Estimation and Financing; Management of cash, receivables, inventory and current liabilities; Cost of capital ; Capital budgeting; Financial and operating leverage; Design of capital structure: theories and practices; Shareholder value creation: dividend policy, corporate financial policy and strategy, management of corporate distress and restructuring strategy; Capital and money markets: institutions and instruments; Leasing hire purchase and venture capital; Regulation of capital market; Risk and return: portfolio theory; CAPM; APT; Financial derivatives: option, futures, swap; exact reforms in financial sector.
  • Marketing Management: Concept, evolution and scope; Marketing strategy formulation and components of the marketing plan; Segmenting and targeting the market; Positioning and differentiating the market offering; Analyzing competition; Analyzing consumer markets; Industrial buyer behaviour; Market research; Product strategy; Pricing strategies; Designing and managing Marketing channels; Integrated marketing communications; Building customer satisfaction, Value and retention; Services and non-profit marketing; Ethics in marketing; Consumer protection; Internet marketing; Retail management; Customer relationship management; Concept of holistic marketing.
  • UPSC Management Syllabus for Paper 2

    The UPSC Management Paper II Syllabus focuses on Topics like Quantitative Techniques in Decision-making, Production and Operations Management, Management Information Systems, Government Business Interface,  Strategic Cost Management, and International Business. Check the topic-wise UPSC Management Optional Syllabus PDF for Paper II below.

  • Quantitative Techniques in Decision-making: Descriptive statistics—tabular, graphical and numerical methods, introduction to probability, discrete and continuous probability distributions, inferential statistics-sampling distributions, central limit theorem, hypothesis testing for differences between means and proportions, inference about population variances, Chi-square and ANOVA, simple correlation and regression, time series and forecasting, decision theory, index numbers; Linear programming—problem formulation, simplex method and graphical solution, sensitivity analysis.
  • Production and Operations Management: Fundamentals of operations management; Organizing for production; Aggregate production planning, capacity planning, plant design: process planning, plant size and scale of operations, Management of facilities; Line balancing; Equipment replacement and maintenance; Production control; Supply, chain management—vendor evaluation and audit; Quality management; Statistical process control, Six Sigma; Flexibility and agility in manufacturing systems; World class manufacturing; Project management concepts, R&D management, Management of service operations; Role and importance of materials management, value analysis, make or buy decision; Inventory control, MRP; Waste management.
  • Management Information System: Conceptual foundations of information systems; Information theory; Information resource management; Types of Information Systems; Systems Development—Overview of Systems and Design; System Development management life-cycle, Designing online and distributed environments; Implementation and control of project; Trends in information technology; Managing data resources—Organising data. DSS and RDBMS; Enterprise Resource Planning (ERP), Expert systems, e-Business architecture, e-Governance; Information systems planning, Flexibility in information systems; User involvement; Evaluation of information systems.
  • Government Business Interface: State participation in business, Interaction between Government, Business and different Chambers of Commerce and Industry in India; Government’s ploicy with regard to Small Scale Industries; Government clearances for establishing a new enterprise; Public Distribution System; Government control over price and distribution; Consumer Protection Act (CPA) and The Role of Voluntary Organizations in protecting consumers’ rights; New Industrial Policy of the Government : liberalization, deregulation and privatisation; Indian planning system; Government policy concerning development of Backward areas/regions; The Responsibilities of the business as well as the Government to protect the environment; Corporate Governance; Cyber Laws.
  • Strategic Cost Management: Business policy as a field of study; Nature and scope of strategic management, Strategic intent, vision, objectives and policies; Process of strategic planning and implementation; Environmental analysis and internal analysis; SWOT analysis; Tools and techniques for strategic analysis—Impact matrix: The experience curve, BCG matrix, GEC mode, Industry analysis, Concept of value chain; Strategic profile of a firm; Framework for analysing competition; Competitive advantage of a firm; Generic competitive strategies; Growth strategies—expansion, integration and diversification; Concept of core competence, Strategic flexibility; Reinventing strategy; Strategy and structure; chief Executive and Board; turnaround management; Management of strategic change; Strategic alliances, Mergers and Acquisitions; Strategy and corporate evolution in the Indian context.
  • International Business: International Business Environment: Changing composition of trade in goods and services; India’s Foreign Trade: Policy and trends; Financing of International trade; Regional Economic Cooperation; FTAs; Internationalisation of service firms; International production; Operation Management in International companies; International Taxation; Global competitiveness and technological developments; Global EBusiness; Designing global organisational structure and control; Multicultural management; Global business strategy; Global marketing strategies; Export Management; Export-Import procedures; Joint Ventures; Foreign Investment: Foreign direct investment and foreign portfolio investment; Cross-border Mergers and Acquisitions; Foreign Exchange Risk Exposure Management; World Financial Markets and International Banking; External Debt Management; Country Risk Analysis.
  • How to Prepare the UPSC Management Syllabus 2023?

    Candidates should analyse the UPSC Management syllabus thoroughly before starting the test preparation. This will allow them to cover the basic concepts and advanced Topics relevant to the exam. Additionally, aspirants can follow the tips and tricks shared below to prepare for the upcoming UPSC IAS test adequately.

  • Check the UPSC Management optional syllabus thoroughly and prepare the list of Topics for the preparation accordingly.
  • Ensure to have books and study resources that cover all the Topics in a simple and lucid manner.
  • Solve UPSC Management's previous year's question paper to get an idea of the pattern and Topics usually asked in the IAS main exam.
  • Practice answer writing regularly after completing 50-60% of the Management syllabus for UPSC to score well in the exam.
  • Booklist for UPSC Management Optional Syllabus

    Candidates should choose the highly recommended books to prepare well for the UPSC Management optional subject. This will strengthen their basics and help them learn the advanced Topics without confusion. The right books will cover all the exam-relevant Topics prescribed in the UPSC Management Optional Syllabus. Here are the best UPSC Management Optional books for Paper 1 and Paper 2 below for the reference of the candidates.

  • Cost and Management Accounting by MN Arora
  • Fundamental of Management by DeCenzo, Agarwal, Bhattacharya & Robbins
  • Human Resource Management by K Aswathappa
  • Business Environment by AC Fernando
  • Strategic Management by Hill and Jones
  • Financial Management by Prasanna Chandra
  • Marketing Management by Philip Kotler
  • Operations Management by Heizer and Render
  • Related Articles,


    How to password protect PDF File in Windows 11/10

    Microsoft Word possesses the built-in ability to save documents as PDF. It doesn’t require you to download a converter to get the job done. Earlier, they had learned how to password protect Office documents. Today, they see the method of password protecting a PDF file in Word. The tutorial is for Office users who are not aware of the feature found in Word that allows you to encrypt and password-protect PDF files as well.

    Please note that if you lose the password for the file, you will not be able to recover it without using password recovery software. Therefore, I advise you to store all the passwords in a safe place if you plan to use this feature for protecting multiple PDF files.

    Here’s how to go about it.

    Open a Word document that you would like to save in PDF format and encrypt withpassword, complete the writing or editing.

    Password Protect PDF File

    Once done, click the ‘File’ menu and then click Save As tab.

    Next, select the location of your choice where you would like to save the PDF file.

    Upon finding the ‘Save As’ dialog box, select Save as type as PDF from the drop-down menu and then hit the ‘Options’ button to open Options dialog.

    PDF option

    Here, enable the option that reads as ‘Encrypt the document with a password’ and press ‘OK’ button.

    Options box

    Now, simply enter the password that is easy for you to remember, but hard for others to guess and use it to protect your PDF file. After entering the password once, re-enter the same password before clicking OK button.

    Read: How to Remove PDF Restrictions using free software or online tools.

    Lock PDF from editing

    It’s advisable to keep the password between 6 and 32 characters long. All done, click the OK button and hit ‘Save’ to save the PDF file.

    Password

    Now, when you try opening this PDF file with Office or any other program, you’ll be prompted to enter the password to either view or edit it.

    TIP: You can also use these free software to password protect PDF documents.


     




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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen

    Hackerangriffe

    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

    Erpressung

    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

    Cyber-Kosten:

    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten

    Cyber-Eigenschäden:

    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug