Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über MB-500?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der MB-500: Microsoft Dynamics 365: Finance and Operations Apps Developer Prüfung.
2024 Updated Actual MB-500 questions as experienced in Test Center
Aktuelle MB-500 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
E html>Microsoft MB-500 : Microsoft Dynamics 365: Finance and Operations Apps Developer ACTUAL EXAM QUESTIONSExam Dumps Organized by Martha nods |
Latest 2024 Updated Microsoft Microsoft Dynamics 365: Finance and Operations Apps Developer Syllabus
MB-500 ACTUAL EXAM QUESTIONS / Braindumps contains genuine test Questions
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
MB-500 Exam Center Questions : Download 100% Free MB-500 ACTUAL EXAM QUESTIONS (PDF and VCE)
Exam Number : MB-500
Exam Name : Microsoft Dynamics 365: Finance and Operations Apps Developer
Vendor Name : Microsoft
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Pass MB-500 test at first attempt with these Exam Questions and Exam Cram
We have served thousands of candidates who passed their MB-500 exams and obtained their certifications. Their MB-500 test materials are reliable, affordable, updated, and of the highest standard, making it easier for candidates to overcome the difficulties of the MB-500 exam. Their MB-500 questions bank is updated on a regular basis to keep up with the latest test trends, and their experts are constantly adding the most exact genuine test Questions Answers to help applicants with tips and tricks to addre
At killexams.com, they strive to provide a clear understanding of the entire MB-500 course framework, curriculum, and objectives to help you pass the Microsoft MB-500 test. Simply practicing the MB-500 coursebook is not enough. You need to familiarize yourself with the challenging situations and questions posed in the genuine MB-500 test. Visit killexams.com and get their Free MB-500 PDF test questions to ensure your satisfaction. Once you are confident with their Microsoft Dynamics 365: Finance and Operations Apps Developer questions, you can enroll to get the full version of MB-500 Exam Braindumps at an exceptionally attractive discount. This will be your first step towards success in the Microsoft Dynamics 365: Finance and Operations Apps Developer test. get and install the MB-500 VCE test system on your PC. Memorize their MB-500 PDF Download and take a practice questions frequently with the VCE test system. When you feel ready for the real MB-500 test, go to the Exam Center and register for the genuine exam.
We, at killexams.com, provide the Latest, Valid and 2024 Up-to-date Microsoft Microsoft Dynamics 365: Finance and Operations Apps Developer dumps that are essential to pass the MB-500 test. It is important to enhance your position as an expert in your organization. Their goal is to assist people in passing the MB-500 test on their first attempt. Their MB-500 PDF Download results have consistently been at the top for a long time. Thanks to their clients who trust their Exam Braindumps and VCE for their genuine MB-500 test. killexams.com offers the most incredible genuine MB-500 test questions. They keep their MB-500 exam dumps up-to-date and relevant at all times. Their Microsoft Dynamics 365: Finance and Operations Apps Developer ACTUAL EXAM QUESTIONS are guaranteed to help you pass the test with high grades.
MB-500 test Format | MB-500 Course Contents | MB-500 Course Outline | MB-500 test Syllabus | MB-500 test Objectives
EXAM NUMBER : MB-500
EXAM NAME : Microsoft Dynamics 365: Finance and Operations Apps Developer
Candidates for this test are Developers who work with Finance and Operations apps in Microsoft Dynamics 365 to implement and extend applications to meet the requirements of the business. Candidates provide fully realized solutions by using standardized application coding patterns, extensible features, and external integrations.
Candidates are responsible for developing business logic by using X++, creating and modifying Finance and Operations reports and workspaces, customizing user interfaces, providing endpoints and APIs to support Power Platform apps and external systems, performing testing, monitoring performance, analyzing and manipulating data, creating technical designs and implementation details, and implementing permission policies and security requirements.
Candidates participate in the migration of data and objects from legacy and external systems, integration of Finance and Operations apps with other systems, implementation of application lifecycle management process, planning the functional design for solutions, and managing Finance and Operations environments by using Lifecycle Services (LCS).
Candidates should have a deep knowledge and experience using the underlying framework, data structures, and objects associated with the Finance and Operations solutions.
Candidates should have experience with products that include Visual Studio, Azure DevOps, LCS tools, or SQL Server Management Studio.
Candidates should have experience in developing code by using object-oriented programming languages, analyzing and manipulating data by using Transact-SQL code, and creating and running Windows PowerShell commands and scripts.
The content of this test will be updated on April 2, 2021. Please get the test skills outline below to see what will be changing.
Plan architecture and solution design (10-15%)
Apply developer tools (10-15%)
Design and develop AOT elements (20-25%)
Develop and test code (10-15%)
Implement reporting (10-15%)
Integrate and manage data solutions (10-15%)
Implement security and optimize performance (10-15%)
Plan architecture and solution design (10-15%)
Identify the major components of Dynamics 365 Finance and Dynamics 365 Supply Chain Management
select application components and architecture based on business components
identify architectural differences between the cloud and on-premises versions of Finance and Operations apps
prepare and deploy the deployment package
identify components of the application stack and map them to the standard models
differentiate the purpose and interrelationships between packages, projects, models, and elements
Design and implement a user interface
describe the Finance and Operations user interface layouts and components
design the workspace and define navigation
select page options
identify filtering options
Implement Application Lifecycle Management (ALM)
create extension models
configure the DevOps source control process
describe the capabilities of the Environment Monitoring Tool within Lifecycle Services (LCS)
select the purpose and appropriate uses of LCS tools and components
research and resolve issues using Issue Search
identify activities that require asset libraries
Apply Developer Tools (10-15%)
Customize Finance and Operations apps by using Visual Studio
design and build projects
manage metadata using Application Explorer
synchronize data dictionary changes with the application database
create elements by using the Element Designer
Manage source code and artifacts by using version control
create, check out, and check in code and artifacts
compare code and resolve version conflicts
Implement Finance and Operations app framework functionality
implement the SysOperation framework
implement asynchronous framework
implement workflow framework
implement the unit test framework
identify the need for and implement the Sandbox framework
Design and develop AOT Elements (20-25%)
Create forms
a dd a new form to a project and apply a pattern (template)
configure a data source for the form
add a grid and grid fields and groups
create and populate menu items
test form functionality and data connections
add a form extension to a project for selected standard forms
Create and extend tables
add tables and table fields to a project
populate table and field properties
add a table extension to a project for a table
add fields, field groups, relations, and indices
Create Extended Data Types (EDT) and enumerations
add an EDT to a project and populate EDT properties
add an enumeration to a project
add or update enumeration elements
add or update enumeration element properties
add an extension of EDT and enumerations
Create classes and extend AOT elements
add a new class to a project
create a new class extension and add new methods
add event handler methods to a class
Develop and test code (10-15%)
Develop X++ code
identify and implement base types and operators
implement common structured programming constructs of X++
create, read, update, and delete (CRUD) data using embedded SQL code
identify and implement global functions in X++
ensure correct usage of Display Fields
implement table and form methods
Develop object-oriented code
implement X++ variable scoping
implement inheritance and abstraction concept
implement query objects and QueryBuilder
implement attribute classes
implement chain of command
Implement reporting (10-15%)
Describe the capabilities and limitations of reporting tools in Dynamics 365 FO
create and modify report data sources and supporting classes
implement reporting security requirements
describe the report publishing process
describe the capabilities of the Electronic reporting (ER) tool
Describe the differences between using Entity store and Bring your own database (BYOD) as reporting data stores.
Design, create, and revise Dynamics Reports
create and modify reports in Finance and Operations apps that use SQL Server Reporting Services (SSRS)
create and modify Finance and Operations apps reports by using Power BI
create and modify Finance and Operations apps reports FO by using Microsoft Excel
Design, create, and revise Dynamics workspace
design KPIs
create drill-through workspace elements
implement built-in charts, KPIs, aggregate measurement, aggregate dimension, and other reporting components
Integrate and manage data solutions (10-15%)
Identify data integration scenarios
select appropriate data integration capabilities
identify differences between synchronous vs. asynchronous scenarios
Implement data integration concepts and solutions
develop a data entity in Visual Studio
develop, import, and export composite data entities
identify and manage unmapped fields in data entities
consume external web services by using OData and RESTful APIs
integrate Finance and Operations apps with Excel by using OData
develop and integrate Power Automate and Power Apps
Implement data management
import and export data using entities between Finance and Operations apps and other systems
monitor the status and availability of entities
enable Entity Change Tracking
set up a data project and recurring data job
design entity sequencing
generate field mapping between source and target data structures
develop data transformations
Implement security and optimize performance (10-15%)
Implement role-based security policies and requirements
create or modify duties, privileges, and permissions
enforce permissions policy
implement record-level security by using Extensible Data Security (XDS)
Apply fundamental performance optimization techniques
identify and apply caching mechanisms
create or modify temp tables for optimization
determine when to use set-based queries and row-based queries
modify queries for optimization
modify variable scope to optimize performance
analyze and optimize concurrency
Optimize user interface performance
diagnose and optimize client performance by using browser-based tools
diagnose and optimize client performance by using Performance Timer
Killexams Review | Reputation | Testimonials | Feedback
Where can i locate study guide for good information updated MB-500 exam?
I passed all my MB-500 exams effortlessly, thanks to the thorough explanations provided on this website. The questions were accurate, and the principles were easy to understand.
These MB-500 Questions Answers works in the real exam.
I was upset when I did not get any time to prepare for my MB-500 test due to my daily routine work that consumed most of my time while commuting long distances from my home to my workplace. Then, one day, a friend told me about killexams.com, which changed my life and provided the solution to all my problems. I was able to do my MB-500 test prep easily on the way using my laptop, and killexams.com proved to be reliable and outstanding.
MB-500 test prep a ways easy with these dumps.
I passed the MB-500 test this month with the help of killexams.com's very reliable preparation questions and answers. I didn't think that braindumps could help me achieve such high marks, but now I know that killexams.com is more than just a dump. It provides you with everything you need to pass the test and learn everything you need to know, saving your time and energy.
Right place to find MB-500 LaACTUAL EXAM QUESTIONS paper.
I used to be skeptical about using online resources like killexams.com, as they are often posted by untrustworthy individuals who can mislead you into studying the wrong material. However, killexams.com Questions Answers proved to be different. Their material is of high quality and helped me overcome my MB-500 test preparation. I passed this test on my second attempt with an 87% score. Thank you, killexams.com.
Got no hassle! 3 days training of MB-500 real test questions is required.
I needed to pass the MB-500 test to maintain my job at a cutting-edge corporation, and killexams.com's guidance package was instrumental in my success. The MB-500 Questions Answers provided in the package were comprehensive and accurate, and the test simulator was an effective tool for practice. I am proud to say that I am now MB-500 certified, thanks to the excellent work of killexams.com.
Microsoft 365: braindumps
https://www.pass4surez.com/art/read.php?keyword=Microsoft+365%3A+braindumps&lang=us&links=remove
Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams test simulator. Visit Killexams.com, their specimen questions and test brain dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best dumps website?
Sure, Killexams is 100% legit plus fully good. There are several characteristics that makes killexams.com reliable and authentic. It provides up to par and 100% valid ACTUAL EXAM QUESTIONS formulated with real exams questions and answers. Price is minimal as compared to the vast majority of services online. The Questions Answers are kept up to date on common basis through most exact brain dumps. Killexams account launched and product delivery is very fast. Report downloading is definitely unlimited and intensely fast. Guidance is avaiable via Livechat and Contact. These are the features that makes killexams.com a sturdy website offering ACTUAL EXAM QUESTIONS with real exams questions.
Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test Questions Answers with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your get Account. You can get Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.
C1000-137 free pdf | MS-740 test Questions | CSET study guide | OMG-OCRES-A300 test questions | MB-300 test prep | MS-100 free pdf | NCP-MCI-6.5 practice questions | SCS-C02 braindumps | WOCNCB-CCCN practice questions | MA0-103 cbt | Watchguard-Essentials Questions Answers | C1000-130 free pdf get | 4A0-M02 free test papers | 74970X Practice Questions | 312-50v12 practical test | SCS-C01 test sample | PEGACPDC88V1 practice test | AZ-104 Free PDF | DMV braindumps | C1000-171 training material |
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer test syllabus
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer PDF Download
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer Free test PDF
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer PDF Download
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer Latest Questions
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer learning
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer learn
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer study help
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer braindumps
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer study tips
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer test Questions
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer test success
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer test format
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer test syllabus
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer real questions
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer syllabus
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer PDF Braindumps
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer study help
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer test format
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer Latest Questions
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer PDF Download
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer braindumps
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer testing
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer boot camp
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer education
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer test format
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer questions
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer syllabus
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer PDF Download
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer techniques
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer tricks
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer Latest Questions
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer test format
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer Free PDF
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer PDF Questions
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer information search
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer Free PDF
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer braindumps
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer test
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer test Questions
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer Latest Topics
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer study help
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer exam
MB-500 - Microsoft Dynamics 365: Finance and Operations Apps Developer guide
Other Microsoft ACTUAL EXAM QUESTIONS
SC-300 Latest Topics | MOFF-EN Free test PDF | MS-740 braindumps | MB-910 test test | MS-220 test Questions | MB-240 PDF Download | AZ-500 test prep | DP-300 real questions | AZ-303 VCE | MB-260 brain dumps | PL-600 genuine Questions | MB-500 past bar exams | MB-700 test Cram | MS-101 free online test | MB-920 Practice Test | PL-400 braindumps | DP-100 real questions | MS-500 test Questions | MS-203 download | SC-100 test prep |
Best ACTUAL EXAM QUESTIONS You Ever Experienced
QlikView-Business-Analyst-Certification practice test | TA12 test questions | PTCE braindumps | H12-711 boot camp | GP-Doctor PDF Dumps | ASM dumps questions | H35-582-ENU practical test | Agile-Scrum-Foundation ACTUAL EXAM QUESTIONS | DES-1B31 cheat sheet | ABPANC-CPAN prep questions | CRT-251 Questions and Answers | PL-300 test questions | CMAA real questions | ENP-BC online exam | BCP-521 questions answers | D-NWG-FN-23 model question | WHNP free pdf | Firefighter free pdf | IIBA-AAC practice exam | PEGACPDC88V1 test exam |
References :
http://feeds.feedburner.com/RealPw0-270QuestionsThatAppearedInTestToday
https://drp.mk/i/HBkgHqy1s3
https://www.instapaper.com/read/1400445295
https://arfansaleemfan.blogspot.com/2021/05/mb-500-microsoft-dynamics-365-finance.html
https://sites.google.com/view/killexams-mb-500-free-pdf
https://files.fm/f/k8ezd4tp8
Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps
MB-500 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date MB-500 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug