Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Microsoft MB-800 : Microsoft Dynamics 365 Business Central Functional Consultant ACTUAL EXAM QUESTIONS

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Exam Number : MB-800
Exam Name : Microsoft Dynamics 365 Business Central Functional Consultant
Vendor Name : Microsoft
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Today free MB-800 Exam Questions and Practice Questions
Before taking the actual exam, ensure that you have a copy of their genuine Microsoft MB-800 Free test PDF for your Microsoft Dynamics 365 Business Central Functional Consultant test preparation. They provide the most updated and valid MB-800 Dumps, containing genuine test questions that they have collected from real exams.

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MB-800 test Format | MB-800 Course Contents | MB-800 Course Outline | MB-800 test Syllabus | MB-800 test Objectives


Test Detail:
The Microsoft MB-800 exam, also known as the Microsoft Dynamics 365 Business Central Functional Consultant exam, is a certification test offered by Microsoft. It is designed to validate the skills and knowledge of professionals working as functional consultants with Microsoft Dynamics 365 Business Central, an enterprise resource planning (ERP) solution. The test assesses the candidate's ability to implement, configure, and customize various features and functionalities of Business Central.

Course Outline:
The Microsoft Dynamics 365 Business Central Functional Consultant course provides comprehensive training on the implementation and customization of Business Central. It covers various subjects related to configuring core application functionality, implementing financial management, managing sales and purchasing processes, and performing system administration tasks. While the specific course content may vary, the following is a general outline of the key subjects covered:

1. Introduction to Microsoft Dynamics 365 Business Central:
- Overview of Business Central and its key features.
- Understanding the role of a functional consultant in Business Central projects.
- Exploring the Business Central interface and navigation.

2. Core Application Setup and Configuration:
- Configuring company settings and parameters in Business Central.
- Setting up chart of accounts, dimensions, and posting groups.
- Defining user roles, permissions, and security settings.
- Configuring workflows, approvals, and notifications.

3. Financial Management:
- Setting up and managing general ledger accounts.
- Configuring cash flow forecasting and budgeting.
- Implementing fixed assets management.
- Performing bank reconciliations and financial reporting.

4. Sales and Purchasing Management:
- Managing customer and vendor records in Business Central.
- Setting up and managing sales and purchase documents.
- Configuring pricing, discounts, and sales tax.
- Handling sales and purchase returns and refunds.

5. Inventory and Warehouse Management:
- Configuring item and inventory management in Business Central.
- Implementing inventory valuation methods and costing.
- Managing warehouses, locations, and bin setups.
- Performing inventory counts and adjustments.

6. System Administration and Data Migration:
- Performing system administration tasks in Business Central.
- Managing user roles, security, and access control.
- Performing data migration and data import/export operations.
- Monitoring system performance and troubleshooting issues.

Exam Objectives:
The Microsoft MB-800 test evaluates candidates' knowledge and skills in implementing and customizing Microsoft Dynamics 365 Business Central as a functional consultant. The test objectives include, but are not limited to:

1. Core Application Setup and Configuration:
- Configuring company settings, parameters, and user roles.
- Defining chart of accounts, dimensions, and posting groups.
- Configuring workflows, approvals, and notifications.

2. Financial Management:
- Setting up general ledger accounts and financial reporting.
- Managing cash flow forecasting, budgeting, and fixed assets.
- Performing bank reconciliations and financial analysis.

3. Sales and Purchasing Management:
- Managing customer and vendor records in Business Central.
- Configuring sales and purchase documents and pricing.
- Handling sales and purchase returns and refunds.

4. Inventory and Warehouse Management:
- Configuring item and inventory management in Business Central.
- Implementing inventory valuation methods and costing.
- Managing warehouses, locations, and bin setups.

5. System Administration and Data Migration:
- Performing system administration tasks in Business Central.
- Managing user roles, security, and access control.
- Performing data migration and data import/export operations.

Syllabus:
The Microsoft Dynamics 365 Business Central Functional Consultant course syllabus provides a detailed breakdown of the subjects covered in the training program. It includes specific learning objectives, hands-on exercises, and practical examples. The syllabus may cover the following areas:

- Introduction to Microsoft Dynamics

365 Business Central
- Core Application Setup and Configuration
- Financial Management in Business Central
- Sales and Purchasing Management in Business Central
- Inventory and Warehouse Management in Business Central
- System Administration and Data Migration in Business Central



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Microsoft 365 braindumps

 

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    Microsoft Office for Mac vs Microsoft 365

    Many software distributors have shifted to a subscription model to reduce the barrier to entry and increase long-term customer retention. However, Microsoft still offers both a subscription model dubbed Microsoft 365 and a license model for its Office software.

    Microsoft 365 Family and Personal

    Customers can choose between a personal plan or a family plan for Microsoft 365. Both subscriptions include identical software, however, the family plan enables up to six accounts to access.

    Subscribers get a suite of Office products including Microsoft Word, Excel, Powerpoint, and Outlook. They also get OneDrive storage, Microsoft Teams, and access to Editor, a grammar and spell checking tool.

    The personal plan includes only 1TB of OneDrive storage while the Family plan gets 6TB of storage to share between the six accounts.

    Microsoft Office Home & Student

    This is the separate single-use license for Microsoft Office apps. It's a one-time purchase that includes downloads for Microsoft Word, Excel, and Powerpoint only.

    When a new version comes out, for example, Microsoft Office 2022 after 2021, license owners will not get the update. They must buy the license each time a new version is released.

    The Microsoft Office Home & Student license allows the purchaser to install the included software on one device, be it a Mac or PC. It costs $149.99 and includes 60 days of support.

    Microsoft 365 Business

    Businesses looking for Office apps have a few subscription options to choose from. There's Business Basic, Apps for business, and Business Standard.

    Microsoft Office Business Basic is the lowest price at $5 per user per month. It comes with access to the web and mobile versions of Office apps like Word, Excel, Powerpoint, and Outlook. It also includes access to Exchange, 1TB of OneDrive storage, and Sharepoint.

    The Microsoft Apps for business subscription focuses on giving businesses access to the primary Office apps for $8.25 per user per month. It offers the premium desktop applications for Word, Excel, Powerpoint, and Outlook with 1TB of OneDrive. The PC-only apps for Publisher and Access are also included in the bundle.

    The Microsoft Business Standard subscription is essentially a combination of the other two for $12.50 per user per month. It includes all of the cloud features of the Business Basic subscription with the premium desktop apps of the app bundle. You can compare the differences between the plans here.

    Microsoft Office Professional

    Like the Microsoft Office Home & Student license, the Microsoft Office Professional license is a one-time purchase for a single download of Microsoft's apps. This purchase includes desktop versions of Word, Excel, Powerpoint, Outlook, Publisher, and Access.

    Customers must buy a new license after each new version is released. The Microsoft Office Professional license is available for PC and costs $439.99 and includes 60 days of support.

    Commonly asked questions

    Does Microsoft Office work on Mac?

    Yes, there is a Mac version of each of the Microsoft Office apps available in the App Store. They are free to download but require an active Microsoft 365 subscription to use.

    Is Microsoft Office Free?

    No. Microsoft Office is available via a Microsoft 365 subscription. However, students with a valid education email can get a Microsoft 365 subscription for free.

    Does Microsoft Office offer a free trial?

    Yes, Microsoft Office apps all offer a one-month free trial when picking Microsoft 365 subscription options. Purchase is not required until the free trial ends.

    How much is Microsoft 365?

    Customers who need an individual plan can get Microsoft 365 for $69.99 per year. Family plans for up to six users cost $99.99 per year with 6TB of cloud storage included.


    What is Microsoft 365? FAQ and all you need to know

    Microsoft changed the name of Office 365 (Its Software as a Service – SaaS) to Microsoft 365 recently, after tidying it a bit. This post is about Microsoft 365 and the frequently asked questions about the cloud offering.

    Microsoft 365

    Microsoft 365 is the new name of Office 365. It is a cloud-based subscription service offering productivity tools from Microsoft Office and plenty of cloud space on OneDrive. It is available in different editions:

  • Personal,
  • Home,
  • Pro,
  • Business Basic
  • Business Standard
  • Business Premium
  • Apps for Business
  • E5
  • E3.
  • These productivity tools belong to the Microsoft Office suite. There is Word, Excel, PowerPoint, and OneNote. Additional apps are available based on the OS you are running and also depend on the type of subscription you got. For example, Microsoft 365 has a Publisher app for PC but not for Mac. The Publisher isn’t available for Personal edition, but it is there in the other editions.

    Detailed read: What apps does Microsoft 365 include?

    Microsoft 365 Business Premium subscription includes these applications:

  • Word
  • Excel
  • Outlook
  • OneNote
  • OneDrive
  • PowerPoint
  • Publisher
  • SharePoint
  • Exchange
  • Teams
  • Power BI
  • Kaizala
  • Flow
  • To-Do
  • PowerApps.
  • Microsoft 365 also offers 1TB of cloud storage on OneDrive to each user covered by the subscription. For example, the Home Edition offers 1 TB of cloud space each to a maximum of six users it allows in the plan.

    1. What is Microsoft 365 used for?

    Microsoft 365 is used to create, share, and edit documents, spreadsheets, and presentations in real-time. It allows saving work directly on the OneDrive so that you can access the latest version of files by any computer running a supported operating system.

    Note that this service is different than the online version of Office Productivity Tools that can be accessed at office.com The apps include Mobile Word, Mobile Excel, Mobile PowerPoint, Mobile OneNote, OneDrive, and email solutions. They can be used simply in a browser that presents different options to work and collaborate in real-time.

    Microsoft’s office apps at office.com are free to use and lack some of the best features that are available only in Microsoft 365 and Standalone Microsoft Office for desktop. For example, you can’t use headings and sub-headings in a document being created or edited in the online MS Word web app in the free version.

    To understand Microsoft 365, simply think of it as MS apps available on all devices with an Internet connection and contains way more options than the online Office version available at Office.com (also known as Office web apps).

    2. What is the difference between Microsoft Office and Microsoft 365?

    Microsoft Office is a suite of applications that require a one-time license. It is not a cloud-based offer but is downloaded to your computer. So, you can’t access it from other computers. You can access it only from the computer on which you installed Microsoft Office. If you need a new version of Microsoft Office, you have to upgrade the apps using a new license key.

    On the contrary, Microsoft 365 is a subscription-based Software as a Service offer. You can choose to pay monthly or annually. You can access your files and documents from any computer that has an Internet connection. You can edit them using desktop apps or by using web-based apps. You have the option to store files directly on the cloud even if you haven’t OneDrive installed on your computer. You can turn off saving files to OneDrive if you don’t want your files on the cloud.

    3. Do I need Microsoft 365?

    This depends upon your needs. The web-based apps – MS Word, MS Excel, and MS PowerPoint – should be sufficient for an average user. But there is a lack of features in Office online (the mobile apps). For example, you cannot create a “Table of Contents” using these apps. If you need all features of Microsoft Office, you can either buy a desktop version or subscribe to Microsoft 365.

    With the purchase of a Microsoft 365 subscription you get to enjoy all features, you get the latest versions of Microsoft Office apps at no extra fee; and you also get one Terabyte of OneDrive. Plus, you can share the subscription among six people: each of the six people get to download the latest version of MS Office Apps: MS Word, Excel, PowerPoint, and OneNote, etc. Each user gets one Terabyte of OneDrive where s/he can store files automatically (or manually if you so wish) and collaborate with other users in real-time.

    On the other hand, if you want to pay only once and use the apps for as long as you want, you can go for the desktop package of MS Office.

    4. Is Microsoft 365 free? Is Microsoft 365 or Microsoft Office better?

    Microsoft 365 is not free. But it comes in different editions and priced accordingly. You can check out the cost here. Also, some editions can have a month of the free trial period. Office apps for mobiles are free to use on Android and iOS.

    5. Do I have to pay for Microsoft Office 365 every year?

    It depends on you. There are two payment options – monthly and annual. The annual package saves you some money as it offers some discount (up to 16%)

    6. Can I buy Office 365 for a lifetime?

    No. You can buy Office 365 (now Microsoft 365) for a month or for a year. It is a subscription-based service, so you have to pay it monthly or annually until you choose to cancel the subscription. There is no lifetime option.

    7. Is Microsoft 365 worth it?

    Yes. It saves you both time and money in the long run when compared to desktop apps from Microsoft Office. You don’t have to spend on buying the latest Office software each time it is released. You can share each subscription with others – for example, six people can share one Home edition. Each of them gets 1 Terabyte of OneDrive in addition to the office software.

    8. Can I buy Microsoft Office without a subscription?

    Standalone desktop Microsoft Office apps like MS Word, MS Excel, MS OneNote, etc. can be bought without any subscription. But if you are referring to the web-based service, Microsoft 365 needs a subscription. If you want to use Mobile Word, Mobile Excel, and Mobile PowerPoint, you need not pay anything.

    9. Can I buy Microsoft Office permanently?

    Microsoft Office is a desktop suite of apps. Microsoft 365 is a subscription-based cloud offering that is available for recurring monthly or annual charges. If you buy the desktop suite, it is permanently for you. For example, if you buy Office 2013, you can use it as long as you want. But unlike Microsoft 365, the version won’t update automatically. If you need an advanced version such as Microsoft Office 2019, you will again have to purchase the 2019 version.

    10. Do I have to buy Microsoft Office every year? What happens if I don’t renew Microsoft 365?

    Unless you set it to manual renewal, your card will be charged the fee for Microsoft 365 a few times, and then, you will get a notice to change the card on file. With time, you will be unable to access the apps.

    11. Which version of Microsoft 365 is best?

    The latest version of Microsoft Office is always the best as it is more secure and offers a better interface. Thus, it keeps changing with every release of new versions. If you don’t want to miss out on the latest features Microsoft 365 is better for you. If you don’t want to pay recurring charges and are ok with leaving out updated versions, Microsoft Office desktop is good for you. As of writing this post, the best version is Office 2019.

    12. How many devices can I install Microsoft 365 Home on?

    Microsoft 365 Home can be used on six devices at a time. This does not include the mobile apps (Mobile Word, Mobile Excel, Mobile PowerPoint, and OneNote) as they are free to use on mobile devices for as long as they’re available as such.

    The above were frequently asked questions (FAQ) for Microsoft 365. If you have any questions unanswered, please comment. We’ll try their best to answer them.

    Microsoft 365

    Microsoft Dynamics 365 ERP Review (2024)

    Microsoft Dynamics 365 ranks as one of the best ERP systems because it is a comprehensive platform that meets all the requirements for business management. It boasts a range of applications to help manage essential operations, including sales, marketing, customer service, finance, supply chain and human resources.

    While Microsoft’s ERP has a diverse range of applications, Microsoft Dynamics 365 Business Central was specifically designed to meet the unique needs of small and medium-sized businesses. Not surprisingly, it is both affordable and scalable, so it can support growing businesses that scale rapidly.

    Pros

    One of its best attributes is that it can be deployed on the cloud or as an on-premises solution. It comes with a mobile app that allows professionals on the go to manage their time, update notes and create tasks. Plus, it has accounting and analytics features that allow users to manage their projects and get a detailed overview of their sales and project profitability. Also, it can seamlessly connect with Microsoft products.

    New users will be pleased to learn it offers free trials for its paid plan. While it has a diverse range of functionalities, there are quite a few drawbacks to this platform, as we’ll discuss below.

    Cons

    Microsoft Dynamics 365 is a comprehensive solution but some drawbacks exist. One disadvantage is that it does not offer a free plan, so you have to decide whether to purchase it after the free trial.

    At the core of this solution is a system that can link data, employees and processes across your organization into a single hub. Still, it lacked CRM features, a downside for sales and marketing teams that need to get leads across the sales funnel and manage customer interactions.

    The solution has third-party integrations with popular applications for analytics, commerce, finance and HR. However, its software integrations are only available as an add-on, which is subpar compared to other competitors that have native integrations.


     


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen

    Hackerangriffe

    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

    Erpressung

    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

    Cyber-Kosten:

    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten

    Cyber-Eigenschäden:

    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug