Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über MB-800?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der MB-800: Microsoft Dynamics 365 Business Central Functional Consultant Prüfung.
2025 Updated Actual MB-800 questions as experienced in Test Center
Aktuelle MB-800 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() Microsoft MB-800 : Microsoft Dynamics 365 Business Central Functional Consultant exam Questions, MCQs and Practice TestPractice Test Organized by Richard |
Latest 2025 MCQs of Microsoft Microsoft Dynamics 365 Business Central Functional Consultant
MB-800 exam Questions & Practice Test, MCQs in Premium PDF and Test Engine
MCQs practice exam and Free Test Engine Software - MCQs Updated on Daily Basis
Big Discount / Cheapest price & 100% Success Rate
MB-800 MCQs : Download 100% Free MB-800 exam Questions (PDF and VCE)
Exam Number : MB-800
Exam Name : Microsoft Dynamics 365 Business Central Functional Consultant
Vendor Name : Microsoft
Update : Click Here to Check Latest Update
Total MCQs : Check Questions
Make sure you success with legit MB-800 MCQs that appeared today.
If you are looking to pass the Microsoft MB-800 test to advance your career, they provide straightforward Microsoft Dynamics 365 Business Central Functional Consultant test questions at killexams.com that ensure your success. Their MB-800 practice test software are current, legitimate, and the latest updated versions, offering you a 100% unconditional guarantee of passing the test.
If you are seeking the most current and reliable practice questions to pass your Microsoft MB-800 exam and unlock high-paying career opportunities, killexams.com is your premier destination. By registering at killexams.com, you can effortlessly download the latest 2025 authentic MB-800 questions at exclusive discounts. Their dedicated team of experts continuously gathers genuine test questions to deliver top-quality materials. You will receive Microsoft Dynamics 365 Business Central Functional Consultant practice exam questions designed to ensure your success in the MB-800 exam, complete with a full refund guarantee for updated MB-800 practice questions with each download.
While numerous providers offer MB-800 practice questions, securing legitimate and up-to-date 2025 MB-800 test prep questions practice questions is a critical challenge. Free resources found online often lack reliability, so it is vital to exercise caution before depending on them. Instead, rely on killexams.com for the most trustworthy, current, and authentic MB-800 practice exam questions to help you excel in your exam and advance your professional journey.

MB-800 exam Format | MB-800 Course Contents | MB-800 Course Outline | MB-800 exam Syllabus | MB-800 exam Objectives
Test Detail:
The Microsoft MB-800 exam, also known as the Microsoft Dynamics 365 Business Central Functional Consultant exam, is a certification exam offered by Microsoft. It is designed to validate the skills and knowledge of professionals working as functional consultants with Microsoft Dynamics 365 Business Central, an enterprise resource planning (ERP) solution. The exam assesses the candidate's ability to implement, configure, and customize various features and functionalities of Business Central.
Course Outline:
The Microsoft Dynamics 365 Business Central Functional Consultant course provides comprehensive training on the implementation and customization of Business Central. It covers various syllabus related to configuring core application functionality, implementing financial management, managing sales and purchasing processes, and performing system administration tasks. While the specific course content may vary, the following is a general outline of the key syllabus covered:
1. Introduction to Microsoft Dynamics 365 Business Central:
- Overview of Business Central and its key features.
- Understanding the role of a functional consultant in Business Central projects.
- Exploring the Business Central interface and navigation.
2. Core Application Setup and Configuration:
- Configuring company settings and parameters in Business Central.
- Setting up chart of accounts, dimensions, and posting groups.
- Defining user roles, permissions, and security settings.
- Configuring workflows, approvals, and notifications.
3. Financial Management:
- Setting up and managing general ledger accounts.
- Configuring cash flow forecasting and budgeting.
- Implementing fixed assets management.
- Performing bank reconciliations and financial reporting.
4. Sales and Purchasing Management:
- Managing customer and vendor records in Business Central.
- Setting up and managing sales and purchase documents.
- Configuring pricing, discounts, and sales tax.
- Handling sales and purchase returns and refunds.
5. Inventory and Warehouse Management:
- Configuring item and inventory management in Business Central.
- Implementing inventory valuation methods and costing.
- Managing warehouses, locations, and bin setups.
- Performing inventory counts and adjustments.
6. System Administration and Data Migration:
- Performing system administration tasks in Business Central.
- Managing user roles, security, and access control.
- Performing data migration and data import/export operations.
- Monitoring system performance and troubleshooting issues.
Exam Objectives:
The Microsoft MB-800 exam evaluates candidates' knowledge and skills in implementing and customizing Microsoft Dynamics 365 Business Central as a functional consultant. The exam objectives include, but are not limited to:
1. Core Application Setup and Configuration:
- Configuring company settings, parameters, and user roles.
- Defining chart of accounts, dimensions, and posting groups.
- Configuring workflows, approvals, and notifications.
2. Financial Management:
- Setting up general ledger accounts and financial reporting.
- Managing cash flow forecasting, budgeting, and fixed assets.
- Performing bank reconciliations and financial analysis.
3. Sales and Purchasing Management:
- Managing customer and vendor records in Business Central.
- Configuring sales and purchase documents and pricing.
- Handling sales and purchase returns and refunds.
4. Inventory and Warehouse Management:
- Configuring item and inventory management in Business Central.
- Implementing inventory valuation methods and costing.
- Managing warehouses, locations, and bin setups.
5. System Administration and Data Migration:
- Performing system administration tasks in Business Central.
- Managing user roles, security, and access control.
- Performing data migration and data import/export operations.
Syllabus:
The Microsoft Dynamics 365 Business Central Functional Consultant course syllabus provides a detailed breakdown of the syllabus covered in the training program. It includes specific learning objectives, hands-on exercises, and practical examples. The syllabus may cover the following areas:
- Introduction to Microsoft Dynamics
365 Business Central
- Core Application Setup and Configuration
- Financial Management in Business Central
- Sales and Purchasing Management in Business Central
- Inventory and Warehouse Management in Business Central
- System Administration and Data Migration in Business Central
Killexams Review | Reputation | Testimonials | Feedback
A top-notch source of high-quality genuine test questions with correct answers.
Killexams.com is hands-down the best resource for IT exam preparation Ive encountered. Their MB-800 practice exam and exam MCQs were realistic and aligned with the exam structure, making it easy to recall answers under pressure. While not every question was identical, the majority were similar, and thorough preparation with their materials ensured I had no trouble navigating the exam. It an invaluable tool for IT professionals.
I struggled with MB-800 books, but everything was in the questions and answers.
As a busy IT professional, Killexams.com easy-to-memorize answers helped me prepare efficiently for the MB-800 exam. Their study guide was a perfect reference.
Where can I get MB-800 genuine exam questions and answers?
The accurate mock test provided by Killexams.com enabled me to pass the MB-800 exam on my very first attempt, achieving a solid 78% mark. My genuine score was even higher at 90%, but due to a marking discrepancy, it was adjusted to 78%. I sincerely appreciate the outstanding work done by the Killexams.com team and wish them continued success.
Prepare with these MB-800 real exam questions and feel confident.
Exam preparation kit for the MB-800 exam exceeded my expectations. Their comprehensive coverage of the syllabus gave me the confidence to tackle the real exam, where I found many questions identical to killexams practice tests. I wholeheartedly recommend their products for anyone serious about passing.
A short, comprehensive, and real mock test bank for the latest MB-800 exam.
For newcomers to MB-800, Killexams.com is an essential tool. killexams practice questions of exam questions and comprehensive materials covered every aspect of the exam, significantly improving my understanding. I passed effortlessly and have been recommending Killexams.com to colleagues and friends ever since.
Microsoft 365 questions
MB-800 Exam
Question: Do I need updated practice exam for MB-800 exam? Answer: Yes, You need updated questions to pass the MB-800 exam. Killexams take these MB-800 exam questions from genuine exam sources, that's why these MB-800 exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these MB-800 questions are sufficient to pass the exam. |
Question: What discount coupon code is for maximum discount? Answer: There are several discount coupons available on the website. Killexams provide the cheapest hence up-to-date MB-800 dumps questions that will greatly help you pass the exam. You can see the cost at https://killexams.com/exam-price-comparison/MB-800 You can also use a discount coupon to further reduce the cost. Visit the website for the latest discount coupons. |
Question: Which website provide valid test prep? Answer: Killexams is the best certification test prep website that provides up-to-date and 100% valid exam questions with practice tests. These VCE practice questions are very good for test practice to pass the exam on the first attempt. Killexams team keeps on updating the practice exam continuously. |
Question: Where can I get 2021 updated MB-800 practice test? Answer: You visit the killexams MB-800 exam page, you will be able to get complete details of 2021 updated latest MB-800 questions. You can also go to https://killexams.com/demo-download/MB-800.pdf to download MB-800 sample questions. After review visit and register to download the complete dumps questions of MB-800 exam test prep. These MB-800 exam questions are taken from genuine exam sources, that's why these MB-800 exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these MB-800 questions are enough to pass the exam. |
Question: I ordered PDF but now I want to include exam simulator. What should I do? Answer: If you ordered PDF and activated your account. Later on, you realize that you need an exam simulator also, you should contact support via email or live chat with your order number and ask to provide an exam simulator. Support will provide you a link to proceed payment difference which is usually $10 only. When you pay the difference, support will enable your access to the exam simulator. |
https://www.pass4surez.com/art/read.php?keyword=Microsoft+365+questions&lang=us&links=remove
Choosing a reliable and up-to-date certification practice exam provider can be challenging, as candidates want assurance of quality, credibility, and effectiveness. Killexams.com is committed to delivering top-tier practice questions that uses genuine questions for practice, are regularly updated to ensure accuracy and relevance. They prioritize their candidates’ success, offering high-quality resources that have empowered countless individuals to pass their certification exams with confidence and ease. Their unwavering focus on excellence, trustworthiness, and customer satisfaction sets us apart. Unlike some resellers who may mislead customers, Killexams.com maintains a stellar reputation through consistent quality and transparency. Be cautious of false claims or negative reports from competitors attempting to undermine trusted services like ours. With thousands of satisfied candidates who have successfully passed their exams using their practice tests, PDF question banks, and VCE exam simulator, Killexams.com stands as a proven leader. Explore their sample questions and try their exam simulator to experience firsthand why Killexams.com is the preferred choice for certification preparation.
Which is the best practice questions website?
Of course, Killexams is completely legit plus fully reputable. There are several functions that makes killexams.com traditional and authentic. It provides up to date and completely valid exam questions filled with real exams questions and answers. Price is small as compared to the majority of the services on internet. The mock test are refreshed on common basis together with most recent questions. Killexams account structure and supplement delivery is quite fast. Document downloading is unlimited and really fast. Assist is avaiable via Livechat and Netmail. These are the features that makes killexams.com a sturdy website that come with exam prep with real exams questions.
Is killexams.com test material dependable?
Many websites claim to provide genuine exam Questions, Braindumps, Practice Test, Study Guides, and cheat sheets, but most of them are simple re-sellers offering outdated content. Killexams.com stands out in 2025 as the leading platform that truly understands the challenges candidates face when wasting time on obsolete materials from free PDF sites or reseller sources. That is why Killexams.com regularly updates its MCQs to match the latest Real exam Questions. Every question in the Killexams.com MCQs is reliable, verified, and kept up-to-date by certified professionals who monitor daily exam updates.
If you want to pass your exam quickly while also improving your knowledge of the latest syllabus topics, they strongly recommend downloading the PDF MCQs, exam Questions and practice exam from Killexams.com. Preparing with these resources ensures that you are ready for the genuine exam. When you upgrade to the Premium Version, simply register at Killexams.com — you will receive your Username and Password within 5 to 10 minutes by email. All future updates to MCQs are automatically included in your account, and you can download the updated files as many times as needed without restrictions.
To make your preparation even more effective, Killexams.com provides Test Engine Software. This tool allows you to practice with Real exam Questions, track your progress, and take unlimited practice tests. The more you practice, the faster and more confident you become. Once you consistently achieve 100% marks with the complete pool of updated questions, you will be fully prepared to take the genuine exam at the Exam Center and achieve success.
CertFSL217 practice exam | CCI-CSSM practice exam | GAFM-CACEP practice exam | GAFM-ChL free dumps | RDCS-FE assessment test | Firefighter exam braindumps | GAFM-CBCMP practice exam | CertPAPL319 mock exam | ACLS exam cram | GAFM-CSM training material | SSM sample test questions | PfMP practical test | PCM laACTUAL EXAM QUESTIONS | CCSS-Security braindumps | CPSA-F free practice exam | 701-100 mock test | MS-102 practice questions | CEH-001 practice questions | WOCNCB-CCCN Latest Questions | GAFM-CLDP Braindumps |
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant syllabus
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant learning
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant premium pdf
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant exam help
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant syllabus
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant PDF Download
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant information source
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant learn
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant Study Guide
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant education
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant study help
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant PDF download
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant PDF Questions
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant cheat sheet
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant Free PDF
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant book
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant exam help
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant practice tests
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant information hunger
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant exam syllabus
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant exam questions
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant exam Questions
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant Study Guide
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant Real exam Questions
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant PDF download
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant Study Guide
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant information hunger
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant learn
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant test prep
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant Question Bank
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant Premium PDF
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant teaching
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant practice tests
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant exam Questions
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant study help
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant tricks
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant Free exam PDF
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant exam success
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant information search
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant cheat sheet
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant PDF download
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant Free PDF
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant boot camp
MB-800 - Microsoft Dynamics 365 Business Central Functional Consultant PDF download
Other Microsoft MCQs and Practice Test
DP-300 exam cram | DP-100 cbt | SC-300 mock test | PL-900 free dumps | MB-920 pass exam | AZ-204 dumps download | AZ-140 exam preparation | MS-203 practice questions | MD-102 Study Guide | AZ-800 questions and answers | AZ-801 Real exam Questions | AZ-400 exam dumps | MS-721 VCE | 62-193 pdf download | SC-400 mock exam | AZ-700 genuine questions | MB-335 study guide | MB-500 online exam | PL-400 free exam papers | MS-700 free questions |
Best MCQs and practice exam You Ever Experienced
SC-401 practice exam | 22-AK-A mock exam | GAFM-CHCEP free study guide | APAC-BE free online test | NCE real questions | NCLEX-RN study guide | GAFM-CBA past exams | ACA-Business exam training | ACHPN exam braindumps | Salesforce-OmniStudio-Developer online exam | AICPA-FAR practical test | CHHE VCE | Salesforce-Financial-Services-Cloud genuine questions | CBAP mock questions | GAFM-MFC genuine questions | GAFM-CPFAA free pdf | AHIMA-CCS-P pdf download | CertNDEAL312 cheat sheet | GAFM-CSR exam questions | AAMA-CMA exam cram |
References :
https://www.instapaper.com/read/1413193755
https://arfansaleemfan.blogspot.com/2021/05/mb-800-microsoft-dynamics-365-business.html
https://drp.mk/i/yG2g6QNzLS
http://feeds.feedburner.com/killexams/hIkv
Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank
MB-800 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date MB-800 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug