Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über NCEES-FE-Electrical-and-Computer?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der NCEES-FE-Electrical-and-Computer: NCEES - FE Electrical and Computer Prüfung.

2025 Updated Actual NCEES-FE-Electrical-and-Computer questions as experienced in Test Center

Aktuelle NCEES-FE-Electrical-and-Computer Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

NCEES NCEES-FE-Electrical-and-Computer : NCEES - FE Electrical and Computer test Questions, MCQs and Practice Test

Practice Test Organized by Martin Hoax

Latest 2025 MCQs of NCEES NCEES - FE Electrical and Computer
NCEES-FE-Electrical-and-Computer test Questions & Practice Test, MCQs in Premium PDF and Test Engine

MCQs practice test and Free Test Engine Software - MCQs Updated on Daily Basis
Big Discount / Cheapest price & 100% Success Rate

NCEES-FE-Electrical-and-Computer MCQs : Download 100% Free NCEES-FE-Electrical-and-Computer test Questions (PDF and VCE)

Exam Number : NCEES-FE-Electrical-and-Computer
Exam Name : NCEES - FE Electrical and Computer
Vendor Name : NCEES
Update : Click Here to Check Latest Update
Total MCQs : Check Questions

Ensure your sucess with NCEES-FE-Electrical-and-Computer exam questions
At Killexams.com, they offer the most current and updated Study Guide Practice Test, featuring authentic NCEES-FE-Electrical-and-Computer examination questions and solutions for the latest subjects. Their NCEES-FE-Electrical-and-Computer Exam Questions and practice test software practice materials are designed to enhance your understanding and deliver outstanding results in your NCEES-FE-Electrical-and-Computer exam. They guarantee your success at the Test Center, comprehensively addressing all test objectives and boosting your mastery of the NCEES-FE-Electrical-and-Computer exam. Pass with confidence using their precise questions, supported by

Unlock Your NCEES NCEES-FE-Electrical-and-Computer Certification Success with Killexams

At killexams.com, they provide the most current, valid, and meticulously updated NCEES NCEES-FE-Electrical-and-Computer Mock Exam—your ultimate resource to pass the NCEES - FE Electrical and Computer test with confidence and elevate your professional standing. Their track record speaks for itself: countless candidates have aced the NCEES-FE-Electrical-and-Computer test on their first attempt thanks to their premium preparation materials.

For ten consecutive years, their Exam Cram has maintained top-tier status, earning the trust of professionals worldwide who rely on their NCEES-FE-Electrical-and-Computer MCQs and VCE test simulator for their real NCEES-FE-Electrical-and-Computer test preparation. When you choose killexams.com, you choose:

✔ Authentic NCEES-FE-Electrical-and-Computer test questions—regularly Tested and updated
✔ Unmatched accuracy—ensuring alignment with the latest test trends
✔ Proven results—helping candidates succeed since day one

Why Settle for Less When Excellence Awaits?
The internet is flooded with Exam Cram providers offering outdated and unreliable NCEES-FE-Electrical-and-Computer Mock Exam. Do not risk your time and money on subpar materials—choose a trusted source that guarantees quality. Skip the endless research and put your trust in killexams.com.

Get started today:
- download 100% free NCEES-FE-Electrical-and-Computer Mock Exam demo questions—no strings attached
- Register for a 3-month account to access the latest, valid NCEES-FE-Electrical-and-Computer practice questions—packed with real test questions and answers
- Enhance your preparation with their NCEES-FE-Electrical-and-Computer VCE test simulator—the perfect tool for mock tests

Real Success Stories from Real Professionals
Our MCQs has transformed careers, enabling candidates to:
✅ Pass the NCEES-FE-Electrical-and-Computer test effortlessly
✅ Secure prestigious roles in top-tier companies
✅ Apply enhanced knowledge in real-world scenarios

We go beyond mere test preparation—our mission is to deepen your understanding of NCEES-FE-Electrical-and-Computer objectives, equipping you with practical expertise that drives long-term success in your field.

Join the ranks of high achievers—start your journey with killexams.com today!

NCEES-FE-Electrical-and-Computer test Format | NCEES-FE-Electrical-and-Computer Course Contents | NCEES-FE-Electrical-and-Computer Course Outline | NCEES-FE-Electrical-and-Computer test Syllabus | NCEES-FE-Electrical-and-Computer test Objectives

Exam Code: NCEES FE Electrical and Computer
test Type: CBT
Questions: 110
test Duration: 6 Hours
- Nondisclosure agreement (2 minutes)
- Tutorial (8 minutes)
- test (5 hours and 20 minutes)
- Scheduled break (25 minutes)

The Fundamentals of Engineering (FE) test is generally your first step in the process to becoming a professional licensed engineer (P.E.). It is designed for exact graduates and students who are close to finishing an undergraduate engineering degree from an EAC/ABET-accredited program. The FE test is a computer-based exam.

real test Questions pool includes following topics.
- Algebra and Trigonometry
- Complex Numbers
- Discrete Mathematics and Progressions
- Analytic Geometry
- Calculus
- Differential Equations
- Matrix and Vector analysis
- Measures of central tendencies
- Permutation/Combination & Laws of Probability
- Probability Distributions
- Expected values
- Code of Ethics & NCEES Model Law and Rules
- Intellectual Property
- Safety
- Engineering Economics
- Time value of money
- Cost estimation
- Risk Identification and Analysis
- Electrical Properties
- Thermal Properties
- Kirchhoff's Laws - KCL, KVL
- Series / Parallel Equivalent Circuits
- Thevenin and Norton Theorems
- Waveform Analysis
- Phasors
- Impedance
- Frequency / transient response
- Resonance
- Laplace Transform
- Transfer functions
- Sampling
- Analog Filters
- Digital Filters, Z-transforms, Difference Equation
- Continuous Time Convolution
- Discrete Time Convolution
- Semiconductor materials
- Diodes and Thyristors
-Junction Field Effect Transistors (JFETs)
- Metal-Oxide Semiconductor Field Effect Transistors (MOSFETs)
- Operational Amplifiers
- Power Electronics
- Instrumentation
- Power Theory/Single Phase Power
- Transmission and Distribution / 3-Phase Power
- Power Factor
- Voltage Regulation/ Voltage Drop
- Transformers
- Motors & Generators
- Electrostatics
- Magnetostatics
- Electrodynamics - Maxwell's Equations
- Electrodynamics - Wave Propagation
- Transmission Lines
- Block Diagrams/Closed-loop response/Open-loop response
- Bode Plots
- System Stability/Frequency response
- Controller performance
- Communication Theory
- Amplitude Modulation
- Angle Modulation
- Fourier Transforms
- Digital Communications
- Multiplexing
- Routing and Switching
- Network Topologies / Types / Models
- Internet Protocol Addressing: IPv4/IPv6
- Protocols: TCP/UDP/ICMP
- Network Security: Intrusion Detection/Prevention and Encryption
- Number Systems
- Boolean Logic
- Logic gates and circuits
- Logic minimization - K-Maps/SOP/POS
- Sequential Circuits - Flip-Flops and Counters
- Combinational circuits
- Programmable Logic Devices/Gate Array
- State Machine Design
- Timing
- Microprocessor
- Memory Technology and Systems
- Architecture & Interfacing
- Algorithms - Complexity, Big-0
- Algorithms - Sorting, Searching
- Data Structures - Array/Linked List/Stack/Queue
- Data Structures - Tree/Graph
- Software design methods/implementation/testing

-----------------------------

- Algebra and trigonometry
- Complex numbers
- Discrete mathematics
- Analytic geometry
- Calculus
- differential
- integral
- single-variable
- multivariable
- Ordinary differential equations
- Linear algebra
- Vector analysis
- Probability and Statistics
- Measures of central tendencies and dispersions
- mean
- mode
- standard deviation
- Probability distributions
- discrete
- continuous
- normal
- binomial
- conditional probability
- Expected value (weighted average)
- Codes of ethics
- professional and technical societies
- NCEES Model Law and Model Rules
- Intellectual property
- copyright
- trade secrets
- patents
- trademarks
- Safety
- grounding
- material safety data
- PPE
- radiation protection
- Time value of money
- present value
- future value
- annuities
- Cost estimation
- Risk identification
- Analysis
- cost-benefit
- trade-off
- break-even
- Semiconductor materials
- tunneling
- diffusion/drift current
- energy bands
- doping bands
- p-n theory
- Electrical
- conductivity
- resistivity
- permittivity
- magnetic permeability
- noise
- Thermal
- conductivity
- expansion
- Circuit Analysis (DC and AC Steady State)
- KCL
- KVL
- Series/parallel equivalent circuits
- Thevenin and Norton theorems
- Node and loop analysis
- Waveform analysis
- RMS
- average
- frequency
- phase
- wavelength
- Phasors
- Impedance
- Frequency/transient response
- Resonance
- Laplace transforms
- Transfer functions
- Sampling
- aliasing
- Nyquist theorem
- Analog filters
- Digital filters
- difference equations
- Z-transforms
- Models, biasing, and performance of discrete devices
- diodes
- transistors
- thyristors
- Amplifiers
- single-stage/common emitter
- differential
- biasing
- Operational amplifiers
- ideal
- nonideal
- Instrumentation
- measurements
- data acquisition
- transducers
- Power electronics
- rectifiers
- inverters
- converters
- Power theory
- power factor
- single and three phase
- voltage regulation
- Transmission and distribution
- real and reactive losses
- efficiency
- voltage drop
- delta and wye connections
- Transformers
- single-phase and three-phase connections
- reflected impedance
- Motors and generators
- synchronous
- induction
- dc
- Electrostatics/magnetostatics
- spatial relationships
- vector analysis
- Electrodynamics
- Maxwell equations
- wave propagation
- Transmission lines (high frequency)
- Block diagrams
- feedforward
- feedback
- Bode plots
- Closed-loop response, open-loop response, and stability
- Controller performance
- steady-state errors
- settling time
- overshoot
- Basic modulation/demodulation concepts
- AM
- FM
- PCM
- Fourier transforms/Fourier series
- Multiplexing
- time division
- frequency division
- code division
- Digital communications
- Routing and switching
- Network topologies
- mesh
- ring
- star
- Network types
- LAN
- WAN
- internet
- Network models
- OSI
- TCP/IP
- Network intrusion detection and prevention
- firewalls
- endpoint detection
- network detection
- Security
- port scanning
- network vulnerability testing
- web vulnerability testing
- penetration testing
- security triad
- Number systems
- Boolean logic
- Logic gates and circuits
- Logic minimization
- SOP
- POS
- Karnaugh maps
- Flip-flops and counters
- Programmable logic devices and gate arrays
- State machine design
- Timing
- diagrams
- asynchronous inputs
- race conditions and other hazards
- Microprocessors
- Memory technology and systems
- Interfacing
- Algorithms
- sorting
- searching
- complexity
- big-O
- Data structures
- lists
- trees
- vectors
- structures
- arrays
- Software implementation
- iteration
- conditionals
- recursion
- control flow
- scripting
- testing

Killexams Review | Reputation | Testimonials | Feedback

Need updated information on NCEES-FE-Electrical-and-Computer topics?
My thorough preparation for the NCEES-FE-Electrical-and-Computer exam, supported by killexams.com test questions materials, resulted in an 89% score. Despite challenging questions, their clear explanations of fast-paced answers provided the support needed to excel.

I want the latest practice questions for the NCEES-FE-Electrical-and-Computer exam.
I want to spread the word about Killexams.com, which is a unique and high-quality coaching venture that helped me perform outstandingly in my NCEES - FE Electrical and Computer exam, exceeding all my expectations. I truly believe Killexams.com is one of the most admirable online coaching platforms out there, and it deserves widespread recognition for its excellent services.

Passing the test became too easy! I didn’t expect that.
Testprep resources allowed me to closely emulate the NCEES-FE-Electrical-and-Computer test questions, leading to an easy pass with top marks. The straightforward presentation style simplified even the most complex topics, eliminating the need for lengthy explanations. Their clear and engaging content made challenging concepts accessible and easy to grasp.

Believe me or not! This help with the latest NCEES-FE-Electrical-and-Computer questions is real.
Overall, Killexams.com was an incredible resource for me to prepare for the NCEES-FE-Electrical-and-Computer exam. Although all the questions on the test were not identical to what was provided by Killexams.com, over 70% were similar, which was quite impressive. While I managed to pass the exam, I still believe that one should not rely solely on this platform and should use their own intellect and study materials to achieve greater success.

Don't forget to try these practice test questions for the NCEES-FE-Electrical-and-Computer exam.
Practice tests were crucial in helping me pass the NCEES-FE-Electrical-and-Computer test on my first attempt. The test simulator and question-answer format aligned perfectly with my professional experience, giving me a clear understanding of the test content. I am grateful for their high-quality study materials and recommend them to all candidates.

NCEES FE test questions

NCEES-FE-Electrical-and-Computer Exam

Question: Did you attempt this exceptional source of the latest practice test?
Answer: The best source of up-to-date real FE-Electrical-and-Computer test questions is that is taken from the FE-Electrical-and-Computer test prep is killexams.com. These questions' answers are Tested by experts before they are included in the FE-Electrical-and-Computer question bank.

Question: Are these FE-Electrical-and-Computer test questions sufficient to pass the exam?
Answer: Yes, FE-Electrical-and-Computer questions provided by killexams.com are sufficient to pass the test on the first attempt. Visit killexams.com and register to download the complete dumps questions of FE-Electrical-and-Computer test test prep. These FE-Electrical-and-Computer test questions are taken from real test sources, that's why these FE-Electrical-and-Computer test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these FE-Electrical-and-Computer questions are sufficient to pass the exam. If you have time to study, you can prepare for the test in very little time. They recommend taking enough time to study and practice FE-Electrical-and-Computer practice test that you are sure that you can answer all the questions that will be asked in the real FE-Electrical-and-Computer exam.

Question: I receive the message that my test simulator is updating, how long it takes?
Answer: It has been done immediately, but sometimes it can take up to 2 to 6 hours. It depends on server load. You should be patient, it is to your benefit that the server checks for the latest test dump before it is set up in your account for download.

Question: How may days before I should buy the FE-Electrical-and-Computer real test questions?
Answer: It is always better to get the premium account to download FE-Electrical-and-Computer questions as soon as possible. This way you can download and practice the FE-Electrical-and-Computer questions as much as possible. More practice will make your success more ensured.

Question: Where am I able to download FE-Electrical-and-Computer updated practice test?
Answer: You can download up-to-date FE-Electrical-and-Computer questions at Killexams. Killexams recommend these FE-Electrical-and-Computer questions to memorize before you go for the real test because this FE-Electrical-and-Computer dumps questions contains to date and 100% valid FE-Electrical-and-Computer dumps questions with the new syllabus. Killexams has provided the shortest FE-Electrical-and-Computer questions for busy people to pass FE-Electrical-and-Computer test without practicing massive course books. If you go through these FE-Electrical-and-Computer questions, you are more than ready to take the test. They recommend taking your time to study and practice FE-Electrical-and-Computer practice test until you are sure that you can answer all the questions that will be asked in the real FE-Electrical-and-Computer exam. For a full version of FE-Electrical-and-Computer test prep, visit killexams.com and register to download the complete dumps questions of FE-Electrical-and-Computer test test prep. These FE-Electrical-and-Computer test questions are taken from real test sources, that's why these FE-Electrical-and-Computer test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these FE-Electrical-and-Computer questions are sufficient to pass the exam.

NCEES+FE+test+questions
https://www.pass4surez.com/art/read.php?keyword=NCEES+FE+test+questions&lang=us&links=remove

Choosing the right certification practice test and ACTUAL EXAM QUESTIONS provider can be challenging due to validity and timely update, as candidates often encounter unreliable and outdated services that compromise their preparation. At Killexams.com, they are committed to delivering top-quality practice questions with real questions, ensuring their materials are regularly updated and rigorously validated for accuracy. Their customers’ success is a testament to their dedication, with countless candidates passing their certification exams confidently and efficiently thanks to their resources. They take pride in maintaining an impeccable reputation, built on trust, quality, and customer satisfaction. Unlike some providers, they never compromise on the integrity of their review process or the reliability of their practice tests. Be cautious of misleading reports or scam allegations from competitors, which are often designed to undermine trusted services like ours. At Killexams.com, they back their offerings with authentic customer reviews and proven results. Explore their demo practice questions, PDF resources, and advanced VCE test simulator to experience why Killexams.com is the preferred choice for certification preparation. Your success is their priority, and we’re here to help you achieve it with confidence.

Which is the best practice questions website?
Certainly, Killexams is fully legit and even fully trustworthy. There are several functions that makes killexams.com traditional and legitimized. It provides knowledgeable and fully valid test questions containing real exams questions and answers. Price is suprisingly low as compared to a lot of the services online. The mock test are refreshed on typical basis by using most exact questions. Killexams account method and solution delivery is quite fast. Data file downloading is usually unlimited and extremely fast. Assistance is avaiable via Livechat and E mail. These are the features that makes killexams.com a robust website offering test prep with real exams questions.

Is killexams.com test material dependable?
Many websites claim to provide real test Questions, Braindumps, Practice Test, Study Guides, and cheat sheets, but most of them are simple re-sellers offering outdated content. Killexams.com stands out in 2025 as the leading platform that truly understands the challenges candidates face when wasting time on obsolete materials from free PDF sites or reseller sources. That is why Killexams.com regularly updates its MCQs to match the latest Real test Questions. Every question in the Killexams.com MCQs is reliable, verified, and kept up-to-date by certified professionals who monitor daily test updates.

If you want to pass your test quickly while also improving your knowledge of the latest syllabus topics, they strongly recommend downloading the PDF MCQs, test Questions and practice test from Killexams.com. Preparing with these resources ensures that you are ready for the real exam. When you upgrade to the Premium Version, simply register at Killexams.com — you will receive your Username and Password within 5 to 10 minutes by email. All future updates to MCQs are automatically included in your account, and you can download the updated files as many times as needed without restrictions.

To make your preparation even more effective, Killexams.com provides Test Engine Software. This tool allows you to practice with Real test Questions, track your progress, and take unlimited practice tests. The more you practice, the faster and more confident you become. Once you consistently achieve 100% marks with the complete pool of updated questions, you will be fully prepared to take the real test at the Exam Center and achieve success.

Other NCEES MCQs and Practice Test

Best MCQs and practice test You Ever Experienced

References :

Back to Main Page

Direct Download

NCEES-FE-Electrical-and-Computer Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

NCEES-FE-Electrical-and-Computer Reviews

100% Valid and Up to Date NCEES-FE-Electrical-and-Computer Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
Krisenkommunikation / PR-Maßnahmen
Systemverbesserungen nach einer Cyber-Attacke
Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

Befriedigung oder Abwehr von Ansprüchen Dritter
Rechtswidrige elektronische Kommunikation
Ansprüche der E-Payment-Serviceprovider
Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
Vertragliche Schadenersatzansprüche
Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
Rechtsverteidigungskosten

Cyber-Eigenschäden:

Betriebsunterbrechung
Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
Mehrkosten
Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
Cyber-Erpressung
Entschädigung mit Strafcharakter/Bußgeld
Ersatz-IT-Hardware
Cyber-Betrug