Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über NRA-FPM?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der NRA-FPM: NRA ServSafe Food Protection Manager Prüfung.

2022 Updated Actual NRA-FPM questions as experienced in Test Center

Laden Sie NRA-FPM Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

NRA ServSafe Food Protection Manager actual questions with Latest NRA-FPM practice exams | https://www.easyfinanz.cc/

Food NRA-FPM : NRA ServSafe Food Protection Manager exam Dumps

Exam Dumps Organized by Martha nods

Latest 2022 Updated Syllabus
NRA-FPM cheatsheet | Latest Braindumps with real Questions

Real Questions from Latest subjects of NRA-FPM - Updated Daily - 100% Pass Guarantee

NRA-FPM demo Questions : Download 100% Free NRA-FPM cheatsheet (PDF and VCE)

Exam Number : NRA-FPM
Exam Name : NRA ServSafe Food Protection Manager
Vendor Name : Food
Update : Click Here to Check Latest Update
Question Bank : Check Questions

If you remember these NRA-FPM boot camp, you will get entire marks.
Assuming you happen to be stressed, How to breeze from your Food NRA-FPM Exam. By making use of the made certain killexams.com Food NRA-FPM Exam dumps questions and examination system, you are going to sort out getting to utilize your current insight. The vast majority of the experts starts perceiving when they realize that they need to show up in IT document. Their PDF Dumps is done and direct. Typically the Food NRA-FPM real questions make your creativity and knowledge important and help an individual parts on the way to the acceptance test.

In the event that you will be desperately attempting to15328 Pass the particular Food NRA-FPM test to obtain a new type of work or maybe advance your existing situation into the association, you must enroll from killexams.com. There are a few professionals gathering NRA-FPM real check questions from killexams.com. You will get NRA ServSafe Food Protection Manager test queries to ensure an individual breeze by means of NRA-FPM check. You will obtain forward-thinking NRA-FPM test questions each time you sign in to your document. There are a many associations that supply NRA-FPM Test Prep however legit and most current 2022 hi-tech NRA-FPM Test Prep is a major issue. Feel long and also hard about who you are completely based upon Free of charge Dumps offered on the web since wind up bombing the test. In this fashion, paying slightly charge to get killexams NRA-FPM real troubles is better to spend enormous check expenses.

The real finishing NRA ServSafe Food Protection Manager test is definitely exceptionally easy assuming you have very clear ideas regarding NRA-FPM prospectus and use 2022 renewed inquiry lender. Perusing and also rehearsing authentic questions is definitely greatly enhanced for rapid achievement. You should learn about useful questions presented in authentic NRA-FPM testing. For this, you must go to killexams.com and also obtain Free of charge NRA-FPM Real exam Questions test questions and go through. Assuming you experience that you can have those NRA-FPM questions, it is possible to enlist for you to obtain Test Prep of NRA-FPM PDF Braindumps. That will be your personal initial proceed toward incredible advancement. Acquire and bring in VCE check system on your personal computer. Peruse and also retain NRA-FPM PDF Braindumps and also take the exercise tests as much as imaginable with VCE test method. At the stage when you believe that you have stored every one of the queries in the NRA ServSafe Food Protection Manager questions lender, go to check focus and also enlist for that real check.

Food NRA-FPM test is obviously difficult to actually consider getting prepared with just simply NRA-FPM training books or maybe free Real exam Questions accessible on the internet. There are a few risky questions presented in the authentic NRA-FPM check that makes the particular applicant befuddle and explode the test. Modern day circumstance is definitely dealt with by means of killexams.com by collecting genuine NRA-FPM Test Prep inside the type of Question Bank and VCE test method. You simply need to obtain 100 percent totally free NRA-FPM Real exam Questions before you create the full type of NRA-FPM Test Prep. You might fulfill together with the nature regarding cheat sheet.

They supply Real NRA-FPM check Questions and also Answers exam dumpswithin 2 plans. NRA-FPM PDF FILE report and also NRA-FPM VCE test method. NRA-FPM Genuine test is definitely quickly completely different from Food within real check. The NRA-FPM Test Prep PDF FILE archive may be downloaded with any device. You can print out NRA-FPM PDF Braindumps to make your personal special guide. Their move rate is definitely high for you to 98. 9% and apart from the indistinguishable good quality between their own NRA-FPM questions and the true test is definitely 98%. Are you interested in achievement inside the NRA-FPM check in just 1 endeavor? Right away go to obtain Food NRA-FPM real check questions from killexams.com.

Features of Killexams NRA-FPM PDF Braindumps
-> NRA-FPM PDF Braindumps obtain Accessibility in just five min.
-> Total NRA-FPM Issues Bank
-> NRA-FPM exam Good results ensure
-> Secured real NRA-FPM exam questions
-> Latest and also 2022 current NRA-FPM Issues and Solutions
-> Latest 2022 NRA-FPM Syllabus
-> obtain NRA-FPM exam Documents anywhere
-> Endless NRA-FPM VCE exam Sim Access
-> Simply no Limit with NRA-FPM Test obtain
-> Wonderful Discount Coupons
-> completely Secure Obtain
-> 100% Top secret.
-> 100% Free of charge Test Prep model Questions
-> Simply no Hidden Expense
-> No Month-to-month Subscription
-> Simply no Auto Rebirth
-> NRA-FPM Test Update Appel by Email address
-> Free Tech support team

Test Detail from: https://killexams.com/pass4sure/exam-detail/NRA-FPM
Charges Details from: https://killexams.com/exam-price-comparison/NRA-FPM
Observe Complete Collection: https://killexams.com/vendors-exam-list

Discount Promotion on Whole NRA-FPM Test Prep questions;
WC2020: 60% Ripped Discount to each of your exam
PROF17: 10% Even more Discount with Value Higher than $69
DEAL17: 15% Even more Discount with Value Higher than $99

NRA-FPM exam Format | NRA-FPM Course Contents | NRA-FPM Course Outline | NRA-FPM exam Syllabus | NRA-FPM exam Objectives

Providing Safe Food
•Foodborne Illness
•​ How Food borne Illnesses Occur
•Keeping Food Safe
Forms of Contamination
•Biological, Chemical, and Physical Contaminants
•Deliberate Contamination of Food
•Responding to a Foodborne Illness Outbreak
•Food Allergens
The Safe Food Handler
•How Food Handlers Can Contaminate Food
•A Good Personal Hygiene Program
The Flow of Food: An Introduction
•Hazards in the Flow of Food
•Monitoring Time and Temperature
The Flow of Food: Purchasing, Receiving, and Storage
•General Purchasing and Receiving Principles
The Flow of Food: Preparation
•Cooking Food
•Cooling and Reheating Food
The Flow of Food: Service
•Holding Food
•Serving Food
Food Safety Management Systems
•Food Safety Management Systems
Safe Facilities and Pest Management
•Interior requirements for a Safe Operation
•Emergencies that Affect the Facility
•Pest Management
Cleaning and Sanitizing
•Cleaning and Sanitizing
•Cleaning and Sanitizing in the Organization
•Organisms That Cause Foodborne Illness
This Syllabus is strictly adhered to and there are no provisions for ‘practical experience.
I. Providing Safe Food including the ethical responsibility of operators to provide a safe product, how to produce such a product, what can happen when sanitation is breached, common sense approach to maintaining good sanitation, and the role of the NYS Board of Health in keeping the food supply safe, the FAT TOM concept.
II. Forms of Contamination including biological, chemical, and physical contaminants, how to prevent common problems and outbreaks of foodborne illnesses, specific pathogens and their preferred growing environments, the four phases of bacterial growth.
III. The Safe Foodhandler including effective training and protocols for staff to maintain good sanitation, the role of personal hygiene in maintain safe food handling practices, making every day a "health inspection day".
IV. The Flow of Food V. Food Prep and Service including the role of HACCP in the food safety arsenal, following potentially hazardous foods through the operation from purchasing to post production reports.
VI. Food Safety Management
VII. The Safe Facility including modeling safe food handling practices, providing tools and training for safe food handling, response to outbreaks of foodborne illness (perceived or real), discussion keeping the facility pest and contaminant free including proactive tactics, how to read and use Material Safety Data Sheets. VIII. Cleaning and sanitizing and National Certification exam including the definitions of the terms clean versus sanitary, different types of sanitizers including chlorides, and quaternary sanitizing agents and their uses, sanitizing practices for major equipment, surfaces, service ware and hand tools.

Killexams Review | Reputation | Testimonials | Feedback

That was Awesome! I got Latest dumps of NRA-FPM exam.
NRA-FPM questions from killexams.com are excellent, and mirror exactly what the exam center gives you at the NRA-FPM exam. I loved everything about the killexams.com preparation material. I passed with over 80%.

Shortest questions that works in real exam environment.
The killexams.com is an exquisite product as each easy to use and clean to put together through their Great Dumps. In many ways it prompted me, it is the tool that I used daily for my mastering. The guide is applicable for the making ready. It helped me to perform fantastic marks inside the final NRA-FPM exam. It offers the understanding to carry out better inside the exam. thanks very for the awesome assistance.

Do no longer spend large amount on NRA-FPM courses, get this question bank.
Though I have sufficient background and experience in IT, I expected the NRA-FPM

Found an accurate source for real NRA-FPM Latest dumps.
I am not that capable that I obtained 89% marks in NRA-FPM exam. This is just because I registered for killexams NRA-FPM braindumps and practice exams and memorized all the questions through the exam simulator. This proved to be the best move I did. I appreciate the killexams.com team.

Unbelieveable performance of NRA-FPM dumps questions and study guide.
I am on the list of outstanding students but it only happened after I registered on killexams.com for some exam help. It was the high-ranking studying program on killexams.com that helped me in joining the high ranks along with other brilliant students of my class. The resources on killexams.com are great because they are precise and extremely useful for preparation through NRA-FPM pdf, NRA-FPM dumps, and NRA-FPM books. I am glad to write these words of appreciation because killexams.com deserves it. Thank you.

Food Manager information search

Obviously it is hard task to pick solid certification Braindumps concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning cheatsheet update and validity. The vast majority of customers scam by resellers come to us for the cheatsheet and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com exam dumps, killexams PDF questions, killexams questions bank, killexams VCE exam simulator. Visit their specimen questions and test exam dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Yes, Killexams is fully legit and fully trusted. There are several features that makes killexams.com legitimate and respectable. It provides exact and fully valid cheatsheet filled with real exams questions and answers. Price is small as compared to the vast majority of services online. The Braindumps are modified on typical basis together with most exact brain dumps. Killexams account set up and merchandise delivery is very fast. Data file downloading can be unlimited and intensely fast. Aid is avaiable via Livechat and Contact. These are the characteristics that makes killexams.com a robust website that supply cheatsheet with real exams questions.

Which is the best braindumps site of 2022?
There are several Braindumps provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Braindumps with the same frequency as they are updated in Real Test. cheatsheet provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your obtain Account. You can obtain Premium cheatsheet files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.

3V0-42.20 exam results | EADC writing test questions | WorkKeys cheatsheet | CAMS braindumps | MISCPRODUCT dumps questions | CISA VCE exam | PSE-Strata cheat sheet pdf | 1Z0-340 exam Questions | PT0-001 braindumps | APD01 free pdf | IIA-CRMA demo test | PL-900 free practice exams | 600-660 dump | 701-100 online exam | DEX-403 pass marks | PEGAPCSSA85V1 cbt | 4A0-100 exam answers | API-571 cram | DMF-1220 exam Questions | Servicenow-CIS-HR exam preparation |

NRA-FPM - NRA ServSafe Food Protection Manager exam syllabus
NRA-FPM - NRA ServSafe Food Protection Manager teaching
NRA-FPM - NRA ServSafe Food Protection Manager Question Bank
NRA-FPM - NRA ServSafe Food Protection Manager Question Bank
NRA-FPM - NRA ServSafe Food Protection Manager exam dumps
NRA-FPM - NRA ServSafe Food Protection Manager guide
NRA-FPM - NRA ServSafe Food Protection Manager PDF Braindumps
NRA-FPM - NRA ServSafe Food Protection Manager study help
NRA-FPM - NRA ServSafe Food Protection Manager dumps
NRA-FPM - NRA ServSafe Food Protection Manager answers
NRA-FPM - NRA ServSafe Food Protection Manager real Questions
NRA-FPM - NRA ServSafe Food Protection Manager exam dumps
NRA-FPM - NRA ServSafe Food Protection Manager real questions
NRA-FPM - NRA ServSafe Food Protection Manager study help
NRA-FPM - NRA ServSafe Food Protection Manager PDF Download
NRA-FPM - NRA ServSafe Food Protection Manager exam Questions
NRA-FPM - NRA ServSafe Food Protection Manager Practice Test
NRA-FPM - NRA ServSafe Food Protection Manager information search
NRA-FPM - NRA ServSafe Food Protection Manager exam format
NRA-FPM - NRA ServSafe Food Protection Manager PDF Braindumps
NRA-FPM - NRA ServSafe Food Protection Manager PDF Braindumps
NRA-FPM - NRA ServSafe Food Protection Manager information hunger
NRA-FPM - NRA ServSafe Food Protection Manager Real exam Questions
NRA-FPM - NRA ServSafe Food Protection Manager test prep
NRA-FPM - NRA ServSafe Food Protection Manager PDF Download
NRA-FPM - NRA ServSafe Food Protection Manager Practice Test
NRA-FPM - NRA ServSafe Food Protection Manager answers
NRA-FPM - NRA ServSafe Food Protection Manager answers
NRA-FPM - NRA ServSafe Food Protection Manager exam Questions
NRA-FPM - NRA ServSafe Food Protection Manager PDF Questions
NRA-FPM - NRA ServSafe Food Protection Manager Questions and Answers
NRA-FPM - NRA ServSafe Food Protection Manager real Questions
NRA-FPM - NRA ServSafe Food Protection Manager exam dumps
NRA-FPM - NRA ServSafe Food Protection Manager learn
NRA-FPM - NRA ServSafe Food Protection Manager guide
NRA-FPM - NRA ServSafe Food Protection Manager Dumps
NRA-FPM - NRA ServSafe Food Protection Manager exam
NRA-FPM - NRA ServSafe Food Protection Manager test prep
NRA-FPM - NRA ServSafe Food Protection Manager Latest Topics
NRA-FPM - NRA ServSafe Food Protection Manager outline
NRA-FPM - NRA ServSafe Food Protection Manager information hunger
NRA-FPM - NRA ServSafe Food Protection Manager Latest Questions
NRA-FPM - NRA ServSafe Food Protection Manager study tips
NRA-FPM - NRA ServSafe Food Protection Manager Practice Test
NRA-FPM - NRA ServSafe Food Protection Manager dumps
NRA-FPM - NRA ServSafe Food Protection Manager PDF Questions
NRA-FPM - NRA ServSafe Food Protection Manager real questions
NRA-FPM - NRA ServSafe Food Protection Manager education
NRA-FPM - NRA ServSafe Food Protection Manager tricks
NRA-FPM - NRA ServSafe Food Protection Manager Study Guide
NRA-FPM - NRA ServSafe Food Protection Manager Test Prep
NRA-FPM - NRA ServSafe Food Protection Manager exam Questions
NRA-FPM - NRA ServSafe Food Protection Manager real questions

Best Certification cheatsheet You Ever Experienced

IFSEA-CFM PDF Questions | FSMC exam questions | NRA-FPM exam prep | ACF-CCP dump |

References :


Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps

Direct Download

NRA-FPM Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

NRA-FPM Reviews

100% Valid and Up to Date NRA-FPM Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen


Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten


  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug