Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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Exam Number : NS0-194
Exam Name : NetApp Certified Support Engineer
Vendor Name : Network-Appliance
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NS0-194 exam Format | NS0-194 Course Contents | NS0-194 Course Outline | NS0-194 exam Syllabus | NS0-194 exam Objectives
Title: NetApp Certified Support Engineer (NS0-194)
Test Detail:
The NetApp Certified Support Engineer (NS0-194) exam is designed to validate the knowledge and skills required to support and troubleshoot NetApp storage systems and software. This certification is intended for individuals who work in technical support roles and provide assistance to customers with NetApp storage solutions.
Course Outline:
The NetApp Certified Support Engineer course provides participants with comprehensive knowledge and practical skills in supporting NetApp storage systems. The following is a general outline of the key areas covered in the certification program:
1. NetApp Storage Fundamentals:
- Introduction to NetApp storage systems and architecture
- Understanding storage protocols (NFS, CIFS, iSCSI, FCoE)
- NetApp Data ONTAP operating system overview
2. NetApp Hardware Support:
- Identifying and troubleshooting hardware components
- Installation and replacement procedures
- Configuring and managing disk shelves and controllers
3. Data ONTAP Administration and Configuration:
- Managing storage aggregates and volumes
- Configuring networking and storage protocols
- Implementing storage efficiency features (deduplication, compression)
4. Data Protection and Disaster Recovery:
- Configuring backup and restore operations
- Implementing snapshots and replication
- Understanding disaster recovery options and procedures
5. Performance Monitoring and Troubleshooting:
- Monitoring system performance and identifying bottlenecks
- Analyzing performance statistics and logs
- Troubleshooting common storage and network issues
6. Troubleshooting Storage Issues:
- Identifying and resolving storage-related problems
- Troubleshooting data access and connectivity issues
- Applying best practices for problem-solving
Exam Objectives:
The NetApp Certified Support Engineer (NS0-194) exam assesses candidates' ability to support and troubleshoot NetApp storage systems. The exam objectives include, but are not limited to:
1. Demonstrating knowledge of NetApp storage fundamentals and architecture.
2. Configuring and managing NetApp storage systems.
3. Troubleshooting storage-related issues and performance problems.
4. Applying best practices for data protection and disaster recovery.
Syllabus:
The NetApp Certified Support Engineer certification program typically includes instructor-led training and hands-on labs provided by NetApp or authorized training partners. The syllabus provides a breakdown of the subjects covered throughout the course, including specific learning objectives and milestones. The syllabus may include the following components:
- Introduction to NetApp storage and NS0-194 exam overview
- NetApp Storage Fundamentals
- NetApp Hardware Support
- Data ONTAP Administration and Configuration
- Data Protection and Disaster Recovery
- Performance Monitoring and Troubleshooting
- Troubleshooting Storage Issues
- exam Preparation and Practice Tests
- Final NetApp Certified Support Engineer (NS0-194) Certification Exam
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Get PDFelement Pro FAQ What should you look for in a PDF editor?There are a few factors you should look for when choosing a PDF editor: There are lots of benefits to using Microsoft Word for editing PDFs: Want to learn more about editing PDF files? Here’s how to combine PDF files and how to convert a PDF into excel. Editors' RecommendationsA Gen Z software engineer at Google reportedly earns $150,000 working 1 hour a day and spends the rest of his time on his startupStories of tech employees working minimal hours have inspired a debate over "fake work."Getty Images/Elena Grigorovich Devon, a Google software engineer, told Fortune he worked one-hour days at his job. He said he coded in the morning and spent the rest of his shift working on his startup. Big Tech workers have been accused of "fake work," or doing little to nothing at their jobs. Software engineers at Google can make a base salary of up to $718,000 a year — and one said he's earning six figures working about five hours a week. Devon, a Google software engineer in his 20s, told Fortune that he worked for the tech giant about one hour daily, while earning a $150,000 salary. He typically gets out of bed about 9 a.m., showers, and cooks breakfast, then works for Google until 11 a.m. or noon, he said. For the rest of the day, he works on his startup, he told Fortune. Devon told Fortune he couldn't justify working hard when he saw colleagues working late nights without moving up the corporate ladder. "It's not like you'd really get promoted for going above and beyond," Devon said. Fortune said it used the pseudonym Devon to protect the engineer's privacy. The outlet added that it viewed his Google offer letter verifying his salary and reviewed screenshots detailing his startup work throughout his workday. Google didn't immediately respond to Insider's request for comment. Devon isn't alone in his work habits. Jason, a 22-year-old, previously told Insider he worked two full-time remote software-engineering jobs for no more than 30 hours a week to increase his income. "I felt my workload at my first job was low enough, and I knew that if I couldn't handle it, then I could simply quit one of the jobs," Jason said. Insider withheld Jason's real name to protect him from professional repercussions. His identity is known to Insider. Stories like these have helped inspire a debate over whether employees at tech companies such as Google and Meta are getting paid top salaries just to put in minimal hours at work — a trend that some tech experts call "fake work." Tech giants went on hiring sprees earlier in the pandemic in pursuit of what Keith Rabois, a Silicon Valley investor, called the "vanity metric" of head count, where employers expand their workforce to stand out among their rivals. Some critics have said companies didn't have enough work to keep their new hires busy. Google and Meta laid off thousands of employees earlier this year. "They really were doing nothing working from home," Thomas Siebel, a billionaire CEO who runs the enterprise-artificial-intelligence company C3.AI, told Forbes in reference to new hires at the two companies. Whether "fake work" comes from overhiring or is a product of poor management, Devon's work schedule shows how attitudes about work have shifted in pursuit of work-life balance, especially among Gen Z workers. These shifting attitudes are reflected by buzzy workplace trends such as "quiet quitting," where workers do only what's expected of them — sometimes less — to keep their jobs, and "bare minimum Mondays," in which employees do as little work as possible on Mondays to avoid burning out during the rest of the week. Devon told Fortune that nobody at Google seemed to suspect him of working few hours. When he interned at Google before his current role, he said he worked "probably under two hours a day," which freed up time to take a weeklong hush trip to Hawaii while on the job. "If I wanted to work long hours, I'd be at a startup," Devon told Fortune. Read the original article on Business Insider |
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Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug