Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Network-Appliance NS0-520 : NetApp Certified Implementation Engineer SAN, ONTAP ACTUAL EXAM QUESTIONS

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Exam Number : NS0-520
Exam Name : NetApp Certified Implementation Engineer SAN, ONTAP
Vendor Name : Network-Appliance
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NS0-520 test Format | NS0-520 Course Contents | NS0-520 Course Outline | NS0-520 test Syllabus | NS0-520 test Objectives


Title: NetApp Certified Implementation Engineer SAN, ONTAP (NS0-520)

Test Detail:
The NetApp Certified Implementation Engineer SAN, ONTAP (NS0-520) certification is offered by NetApp and validates the knowledge and skills required to implement and configure NetApp storage area network (SAN) solutions using the ONTAP operating system. The certification focuses on SAN implementation and demonstrates expertise in deploying and managing SAN environments with NetApp technology.

Course Outline:
The NS0-520 certification program covers a comprehensive range of Topics related to NetApp SAN implementation and configuration. The course provides participants with a deep understanding of NetApp storage technologies, best practices, and SAN deployment methodologies. The following is a general outline of the key areas covered in the certification program:

1. NetApp Storage Fundamentals:
- Introduction to NetApp storage solutions and product portfolio
- Understanding NetApp SAN architectures and components
- Overview of ONTAP operating system and its features
- NetApp storage connectivity options and protocols
- SAN storage provisioning and management concepts

2. SAN Design and Implementation:
- SAN design considerations and best practices
- Planning and sizing SAN environments
- Configuring SAN connectivity (FC, FCoE, iSCSI)
- Fabric zoning and storage virtualization
- Implementing SAN security and access controls

3. NetApp SAN Configuration and Management:
- Configuring NetApp SAN components (controllers, switches, HBAs)
- Creating and managing LUNs and volumes
- Data protection mechanisms (SnapMirror, SnapVault)
- Performance optimization and troubleshooting techniques
- SAN monitoring and reporting tools

4. SAN Migration and Data Mobility:
- SAN data migration strategies and tools
- Performing data replication and migration tasks
- Data mobility and workload balancing
- Disaster recovery and business continuity planning
- SAN backup and restore methodologies

Exam Objectives:
The NS0-520 certification test assesses candidates' understanding of NetApp SAN implementation and configuration concepts, processes, and best practices. The test objectives include, but are not limited to:

1. Demonstrating knowledge of NetApp storage fundamentals and SAN architectures.
2. Designing and implementing NetApp SAN solutions.
3. Configuring SAN connectivity options and protocols.
4. Managing and provisioning SAN storage resources.
5. Implementing data protection and disaster recovery mechanisms.
6. Performance optimization and troubleshooting of SAN environments.

Syllabus:
The NS0-520 certification program typically includes instructor-led training or self-paced online learning modules. The syllabus provides a breakdown of the Topics covered throughout the course, including specific learning objectives and milestones. The syllabus may include the following components:

- NetApp Storage Fundamentals
- SAN Design and Implementation
- NetApp SAN Configuration and Management
- SAN Migration and Data Mobility
- test Preparation and Practice Tests
- Final NetApp Certified Implementation Engineer SAN, ONTAP (NS0-520) Exam



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  • Network Security Appliance Market 2023-2030: Enhancing Efficiency and Transparency

    Global 113 Pages New Report on "Network Security Appliance Market" research report provides comprehensive insights into the financial performance of major global key players (Check Point Software Technologies, , Fortinet, , Jupiter Network and Other) in the industry. By analyzing various aspects such as the latest trends, market demands, and consumer behavior, businesses can make well-informed decisions that align with their financial goals and objectives. The evaluation of these factors enables companies to drive growth and enhance profitability in the Network Security Appliance Market Industry. Ask for A sample Report

    Network Security Appliance Market Report Revenue by Type (Firewall, , Unified Threat Management (UTM), , Intrusion Detection and Prevention (IDP), , Content Management (Web and Messaging), , Virtual Private Network (VPN),), Forecasted Market Size by Application (Government Organizations, , SMEs, , Large Organisation,)

    This report provides an all-inclusive test of the analysis for the Global Network Security Appliance Market. The market estimates provided in the report are the result of in-depth secondary research, primary interviews and in-house expert reviews. These market estimates have been considered by studying the impact of various social, political and economic factors along with the current market dynamics affecting the Global Network Security Appliance Market growth.

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    List of TOP KEY PLAYERS in Network Security Appliance Market Report:-

    Check Point Software Technologies

    Fortinet

    Jupiter Network

    Hewlett-Packard Enterprise

    Siemens

    Cisco

    Palo Alto Networks

    Samsung Techwin

    McAfee

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    REPORT OVERVIEW: Network Security Appliance Market

    The Network Security Appliance Market report presents a thorough and detailed analysis of the worldwide industry, with a particular focus on intermediaries that play a vital role in organizing. The report thoroughly assesses the current state of the market, accurate trends, pivotal factors influencing its growth, and challenges that act as obstacles. Moreover, it delves into the impact of the COVID-19 pandemic on the industry. The report provides valuable insights into market segmentation, regional dynamics, and profiles of prominent industry players. Its purpose is to equip stakeholders and decision-makers with a comprehensive understanding of the ever-evolving Network Security Appliance market, empowering them to make well-informed and strategic business decisions.

    Market Analysis and Insights:Global Network Security Appliance Market

    Highlights

    The global Network Security Appliance market was valued at USD 8000.5 million in 2022 and is anticipated to reach USD 13050 million by 2029, witnessing a CAGR of 8.5(Percent) during the forecast period 2023-2029. The influence of COVID-19 and the Russia-Ukraine War were considered while estimating market sizes.

    North American market for Network Security Appliance is estimated to increase from USD million in 2023 to reach USD million by 2029, at a CAGR during the forecast period of 2023 through 2029.

    Asia-Pacific market for Network Security Appliance is estimated to increase from USD million in 2023 to reach USD million by 2029, at a CAGR during the forecast period of 2023 through 2029.

    The global market for Network Security Appliance in Government Organizations is estimated to increase from USD million in 2023 to USD million by 2029, at a CAGR during the forecast period of 2023 through 2029.

    The key global companies of Network Security Appliance include Check Point Software Technologies, Fortinet, Jupiter Network, Hewlett-Packard Enterprise, Siemens, Cisco, Palo Alto Networks, Samsung Techwin and McAfee, etc. In 2022, the world's top three vendors accounted for approximately of the revenue.

    Report Scope

    This report aims to provide a comprehensive presentation of the global market for Network Security Appliance, with both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyze their position in the current marketplace, and make informed business decisions regarding Network Security Appliance.

    The Network Security Appliance market size, estimations, and forecasts are provided in terms of and revenue (USD millions), considering 2022 as the base year, with history and forecast data for the period from 2018 to 2029. This report segments the global Network Security Appliance market comprehensively. Regional market sizes, concerning products by type, by application, and by players, are also provided.

    For a more in-depth understanding of the market, the report provides profiles of the competitive landscape, key competitors, and their respective market ranks. The report also discusses technological trends and new product developments.

    The report will help the Network Security Appliance companies, new entrants, and industry chain related companies in this market with information on the revenues for the overall market and the sub-segments across the different segments,

    Network Security Appliance Market Segmentation By Type:

    Firewall

    Unified Threat Management (UTM)

    Intrusion Detection and Prevention (IDP)

    Content Management (Web and Messaging)

    Virtual Private Network (VPN)

    Network Security Appliance Market Segmentation By Application:

    Government Organizations

    SMEs

    Large Organisation

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    Global Network Security Appliance Market: Scope of the Report

    Along with the market overview, which comprises of the market dynamics the chapter includes a Porters Five Forces analysis which explains the five forces: namely buyers bargaining power, suppliers bargaining power, threat of new entrants, threat of substitutes, and degree of competition in the Global Network Security Appliance Market. It explains the various participants, such as system integrators, intermediaries and end-users within the ecosystem of the market. The report also focuses on the competitive landscape of the Global Network Security Appliance Market.

    LATEST TRENDS: Network Security Appliance Market

    Some of the latest trends in the Network Security Appliance market include the integration.

    DRIVING FACTORS: Network Security Appliance Market

    The growth of the Network Security Appliance market is primarily driven by the rise in international trade activities, globalization of supply chains, and the increasing complexity of logistics operations.

    RESTRAINING FACTORS: Network Security Appliance Market

    Despite the favorable market conditions, the Network Security Appliance industry also faces several challenges. These include the volatility of fuel prices, which can significantly impact transportation costs and profit margins. Moreover, regulatory compliance, safety concerns, and the shortage of qualified drivers are factors that hinder the smooth functioning of Network Security Appliance services. The competitive nature of the market also puts pressure on brokers to maintain competitive pricing while delivering high-quality services.

    Network Security Appliance Market REGIONAL INSIGHTS:

    The Network Security Appliance market exhibits a strong presence across various regions, including North America, Europe, Asia Pacific, Latin America, and the Middle East and Africa. North America and Europe hold significant market shares due to well-established. Asia Pacific is witnessing rapid growth, driven by the region's expanding. Latin America and the Middle East and Africa are also experiencing growth opportunities with the rise in industrialization and investments.

    Global Network Security Appliance Market: Competitive Landscape

    The market analysis entails a section solely dedicated for major players in the Global Network Security Appliance Market wherein their analysts provide an insight to the financial statements of all the major players along with its key developments product benchmarking and SWOT analysis. The company profile section also includes a business overview and financial information. The companies that are provided in this section can be customized according to the clients requirements.

    The global Network Security Appliance market Growth is anticipated to rise at a considerable rate during the forecast period, between 2023 and 2030. In 2023, the market was growing at a steady rate and with the rising adoption of strategies by key players, the market is expected to rise over the projected horizon.Network Security Appliance Market Forecast by regions, type and application, with sales and revenue, from 2023 to 2030.

    Network Security Appliance Market Report also mentions market share accrued by each product in the Network Security Appliance market, along with the production growth.Network Security Appliance Market Trend for Development and marketing channels are analysed. Finally, the feasibility of new investment projects is assessed and overall research conclusions offered. Network Security Appliance Market Analysis Report focuses on Network Security Appliance Market key trends and Network Security Appliance Market segmentation (Types,Application),and all the regions.

    Study Objectives of this report are:

    To study and analyze the global Network Security Appliance market size (value and volume) by company, key regions/countries, products and application, history data from 2019 to 2020, and forecast to 2030.

    To understand the structure of Network Security Appliance market by identifying its various subsegments.

    To share detailed information about the key factors influencing the growth of the market (growth potential, opportunities, drivers, industry-specific challenges and risks).

    Focuses on the key global Network Security Appliance manufacturers, to define, describe and analyze the sales volume, value, market share, market competition landscape, SWOT analysis and development plans in next few years.

    To analyze the Network Security Appliance with respect to individual growth trends, future prospects, and their contribution to the total market.

    To project the value and volume of Network Security Appliance submarkets, with respect to key regions (along with their respective key countries).

    To analyze competitive developments such as expansions, agreements, new product launches, and acquisitions in the market.

    To strategically profile the key players and comprehensively analyze their growth strategies.

    Network Security Appliance Market Size (sales, revenue) forecast by regions and countries from 2023 to 2030 of Network Security Appliance industry.The detailed information is based on current trends and historic milestones. This section also provides an analysis of the volume of production about the global market and about each type from 2019 to 2030. This section mentions the volume of production by region from 2019 to 2030. Pricing analysis is included in the report according to each type from the year 2019 to 2030, manufacturer from 2019 to 2023, region from 2019 to 2023, and global price from 2019 to 2030.Network Security Appliance Market Share, distributors, major suppliers, changing price patterns and the supply chain of raw materials is highlighted in the report.

    Key Stakeholders

    Raw material suppliers

    Distributors/traders/wholesalers/suppliers

    Regulatory bodies, including government agencies and NGO

    Commercial research and development (RandD) institutions

    Importers and exporters

    Government organizations, research organizations, and consulting firms

    Trade associations and industry bodies

    End-use industries

    This Network Security Appliance Market Research/Analysis Report Contains Answers to your following Questions

    Which Manufacturing Technology is used for Network Security Appliance? What Developments Are Going On in That Technology? Which Trends Are Causing These Developments?

    Who Are the Global Key Players in This Network Security Appliance Market? What are Their Company Profile, Their Product Information, and Contact Information?

    What Was Global Market Status of Network Security Appliance Market? What Was Capacity, Production Value, Cost and PROFIT of Network Security Appliance Market?

    What Is Current Market Status of Network Security Appliance Industry? Whats Market Competition in This Industry, Both Company, and Country Wise? Whats Market Analysis of Network Security Appliance Market by Taking Applications and Types in Consideration?

    What Are Projections of Global Network Security Appliance Industry Considering Capacity, Production and Production Value? What Will Be the Estimation of Cost and Profit? What Will Be Market Share, Supply and Consumption? What about Import and Export?

    What Is Network Security Appliance Market Chain Analysis by Upstream Raw Materials and Downstream Industry?

    What Is Economic Impact On Network Security Appliance Industry? What are Global Macroeconomic Environment Analysis Results? What Are Global Macroeconomic Environment Development Trends?

    What Are Market Dynamics of Network Security Appliance Market? What Are Challenges and Opportunities?

    What Should Be Entry Strategies, Countermeasures to Economic Impact, and Marketing Channels for Network Security Appliance Industry?

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    Detailed TOC of Global Network Security Appliance Market Report 2023

    1 Network Security Appliance Report Overview

    1.1 Network Security Appliance Research Scope

    1.2 Market Segment by Type

    1.2.1 Global Network Security Appliance Market Size Growth Rate by Type, 2018 VS 2023 VS 2030

    1.3 Market Segment by Application

    1.3.1 Global Network Security Appliance Market Size Growth Rate by Application, 2018 VS 2023 VS 2030

    1.4 Study Objectives

    1.5 Years Considered

    2 Global Market Production

    2.1 Global Network Security Appliance Production Capacity (2018-2030)

    2.2 Global Network Security Appliance Production by Region: 2018 VS 2023 VS 2030

    2.3 Global Network Security Appliance Production by Region

    2.3.1 Global Network Security Appliance Historic Production by Region (2018-2023)

    2.3.2 Global Network Security Appliance Forecasted Production by Region (2023-2030)

    2.4 Market Dynamics

    2.4.1 Network Security Appliance Industry Trends

    2.4.2 Network Security Appliance Market Drivers

    2.4.3 Network Security Appliance Market Challenges

    2.4.4 Network Security Appliance Market Restraints

    3 Global Network Security Appliance Sales

    3.1 Global Network Security Appliance Sales Estimates and Forecasts 2018-2030

    3.2 Global Network Security Appliance Revenue Estimates and Forecasts 2018-2030

    3.3 Global Network Security Appliance Revenue by Region: 2018 VS 2023 VS 2030

    3.4 Global Top Network Security Appliance Regions by Sales

    3.4.1 Global Top Network Security Appliance Regions by Sales (2018-2023)

    3.4.2 Global Top Network Security Appliance Regions by Sales (2023-2030)

    3.5 Global Top Network Security Appliance Regions by Revenue

    3.5.1 Global Top Network Security Appliance Regions by Revenue (2018-2023)

    3.5.2 Global Top Network Security Appliance Regions by Revenue (2023-2030)

    4 Competition by Manufacturers

    4.1 Global Network Security Appliance Production Capacity by Manufacturers

    4.2 Global Network Security Appliance Sales by Manufacturers

    4.2.1 Global Top Network Security Appliance Manufacturers by Sales (2018-2023)

    4.2.2 Global Top Network Security Appliance Manufacturers Market Share by Sales (2018-2023)

    4.2.3 Global Top 10 and Top 5 Companies by Network Security Appliance Sales in 2023

    4.3 Global Network Security Appliance Revenue by Manufacturers

    4.3.1 Global Top Network Security Appliance Manufacturers by Revenue (2018-2023)

    4.3.2 Global Top Network Security Appliance Manufacturers Market Share by Revenue (2018-2023)

    4.3.3 Global Top 10 and Top 5 Companies by Network Security Appliance Revenue in 2023

    4.4 Global Network Security Appliance Sales Price by Manufacturers

    4.5 Analysis of Competitive Landscape

    4.5.1 Manufacturers Market Concentration Ratio (CR5 and HHI)

    4.5.2 Global Network Security Appliance Market Share by Company Type (Tier 1, Tier 2, and Tier 3)

    4.5.3 Global Network Security Appliance Manufacturers Geographical Distribution

    4.6 Mergers and Acquisitions, Expansion Plans

    5 Estimates and Forecasts by Type

    5.1 Global Network Security Appliance Sales by Type

    5.1.1 Global Network Security Appliance Historical Sales by Type (2018-2023)

    5.1.2 Global Network Security Appliance Forecasted Sales by Type (2023-2030)

    5.1.3 Global Network Security Appliance Sales Market Share by Type (2018-2030)

    5.2 Global Network Security Appliance Revenue by Type

    5.2.1 Global Network Security Appliance Historical Revenue by Type (2018-2023)

    5.2.2 Global Network Security Appliance Forecasted Revenue by Type (2023-2030)

    5.2.3 Global Network Security Appliance Revenue Market Share by Type (2018-2030)

    5.3 Global Network Security Appliance Price by Type

    5.3.1 Global Network Security Appliance Price by Type (2018-2023)

    5.3.2 Global Network Security Appliance Price Forecast by Type (2023-2030)

    6 Network Security Appliance Market Size by Application

    6.1 Global Network Security Appliance Sales by Application

    6.1.1 Global Network Security Appliance Historical Sales by Application (2018-2023)

    6.1.2 Global Network Security Appliance Forecasted Sales by Application (2023-2030)

    6.1.3 Global Network Security Appliance Sales Market Share by Application (2018-2030)

    6.2 Global Network Security Appliance Revenue by Application

    6.2.1 Global Network Security Appliance Historical Revenue by Application (2018-2023)

    6.2.2 Global Network Security Appliance Forecasted Revenue by Application (2023-2030)

    6.2.3 Global Network Security Appliance Revenue Market Share by Application (2018-2030)

    6.3 Global Network Security Appliance Price by Application

    6.3.1 Global Network Security Appliance Price by Application (2018-2023)

    6.3.2 Global Network Security Appliance Price Forecast by Application (2023-2030)

    7 North America

    7.1 North America Network Security Appliance Sales Breakdown by Company

    7.2 North America Network Security Appliance Market Size by Type

    7.3 North America Network Security Appliance Market Size by Application

    7.4 North America Network Security Appliance Market Size by Country

    8 Europe

    8.1 Europe Network Security Appliance Sales Breakdown by Company

    8.2 Europe Network Security Appliance Market Size by Type

    8.3 Europe Network Security Appliance Market Size by Application

    8.4 Europe Network Security Appliance Market Size by Country

    9 Asia Pacific

    9.1 Asia Pacific Network Security Appliance Sales Breakdown by Company

    9.2 Asia Pacific Network Security Appliance Market Size by Type

    9.3 Asia Pacific Network Security Appliance Market Size by Application

    9.4 Asia Pacific Network Security Appliance Market Size by Region

    10 Latin America

    10.1 Latin America Network Security Appliance Sales Breakdown by Company

    10.2 Latin America Network Security Appliance Market Size by Type

    10.3 Latin America Network Security Appliance Market Size by Application

    10.4 Latin America Network Security Appliance Market Size by Country

    11 Middle East and Africa

    11.1 Middle East and Africa Network Security Appliance Sales Breakdown by Company

    11.2 Middle East and Africa Network Security Appliance Market Size by Type

    11.3 Middle East and Africa Network Security Appliance Market Size by Application

    11.4 Middle East and Africa Network Security Appliance Market Size by Country

    12 Company Profiles

    13 Value Chain and Sales Channels Analysis

    13.1 Network Security Appliance Value Chain Analysis

    13.2 Network Security Appliance Key Raw Materials

    13.2.1 Key Raw Materials

    13.2.2 Raw Materials Key Suppliers

    13.3 Network Security Appliance Production Mode and Process

    13.4 Network Security Appliance Sales and Marketing

    13.4.1 Network Security Appliance Sales Channels

    13.4.2 Network Security Appliance Distributors

    13.5 Network Security Appliance Customers

    14 Key Findings

    15 Appendix

    15.1 Research Methodology

    15.1.1 Methodology/Research Approach

    15.1.2 Data Source

    15.2 Author Details

    15.3 Disclaimer

    Continued.

    Get a sample Copy of the Network Security Appliance Market Report 2023

    About Us:

    Market Reports World is the Credible Source for Gaining the Market Reports that will Provide you with the Lead Your Business Needs. Market is changing rapidly with the ongoing expansion of the industry. Advancement in the technology has provided todays businesses with multifaceted advantages resulting in daily economic shifts. Thus, it is very important for a company to comprehend the patterns of the market movements in order to strategize better. An efficient strategy offers the companies with a head start in planning and an edge over the competitors.

    CONTACT US

    Email:sales@marketreportsworld.com

    Phone:US +(1) 424 253 0946 /UK +(44) 203 239 8187

    Press Release Distributed by The Express Wire

    To view the original version on The Express Wire visit Network Security Appliance Market 2023-2030: Enhancing Efficiency and Transparency

    COMTEX_437994141/2598/2023-08-08T02:42:42

    © 2023 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.


     


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen

    Hackerangriffe

    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

    Erpressung

    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

    Cyber-Kosten:

    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten

    Cyber-Eigenschäden:

    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug