Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über NSE7_PBC-7.2?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der NSE7_PBC-7.2: Fortinet FCSS in Public Cloud Security Certification Prüfung.

2025 Updated Actual NSE7_PBC-7.2 questions as experienced in Test Center

Aktuelle NSE7_PBC-7.2 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Fortinet NSE7_PBC-7.2 : Fortinet FCSS in Public Cloud Security Certification Practice Tests

Practice Tests Organized by Shahid nazir



Latest 2025 Updated Fortinet Fortinet FCSS in Public Cloud Security Certification Syllabus
NSE7_PBC-7.2 question bank with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




NSE7_PBC-7.2 question bank : Download 100% Free NSE7_PBC-7.2 practice exams (PDF and VCE)

Exam Number : NSE7_PBC-7.2
Exam Name : Fortinet FCSS in Public Cloud Security Certification
Vendor Name : Fortinet
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Memorize and practice these NSE7_PBC-7.2 Questions and Answers and pass the real exam
When you choose killexams.com, you can rest assured that you are getting the latest and most up-to-date Fortinet FCSS in Public Cloud Security Certification Free PDF available, with a 100% guarantee. To prepare, simply obtain their NSE7_PBC-7.2 real questions and boot camp from the obtain section and start practicing. Within 24 hours, you will be ready to take on the real NSE7_PBC-7.2 test with confidence.

Killexams.com is a website that provides the latest and most up-to-date Fortinet NSE7_PBC-7.2 Question Bank which are excellent for passing the Fortinet FCSS in Public Cloud Security Certification test. It is the best way to enhance your position as a specialist in your organization. Their reputation is built on helping people pass the NSE7_PBC-7.2 test on their first attempt. For the past four years, their Study Guide has remained at the top, and their customers trust their NSE7_PBC-7.2 Real exam Questions and VCE for their real NSE7_PBC-7.2 test. Killexams.com is the best source for genuine NSE7_PBC-7.2 test questions, and they keep their NSE7_PBC-7.2 Question Bank valid and up-to-date.

Preparing for the Fortinet NSE7_PBC-7.2 test is not easy with just an NSE7_PBC-7.2 coursebook or free Study Guide available online. There are unique questions asked in the real NSE7_PBC-7.2 test that confuse the candidate and cause them to fail the test. Killexams.com solves this problem by gathering genuine NSE7_PBC-7.2 Study Guide in Real exam Questions and VCE test system files. You just need to obtain 100% free NSE7_PBC-7.2 Study Guide before registering for the full version of NSE7_PBC-7.2 Question Bank. You will be pleased to go through their NSE7_PBC-7.2 Study Guide.







NSE7_PBC-7.2 exam Format | NSE7_PBC-7.2 Course Contents | NSE7_PBC-7.2 Course Outline | NSE7_PBC-7.2 exam Syllabus | NSE7_PBC-7.2 exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


It is genuinely a great experience to have the latest NSE7_PBC-7.2 practice tests.
I was recommended killexams.com VCE exam as a quick reference for my exam, and they did a terrific job. I was impressed with their performance and the way they presented the material. The short and concise answers were easy to remember, and I scored 80% marks by answering 98% of the questions. Although I didn't devote much time to prepare for the NSE7_PBC-7.2 exam, I found it to be a noteworthy undertaking for my IT profession.


Get certified in NSE7_PBC-7.2 with the actual test exam bank.
I used the dump from killexams.com and it made my NSE7_PBC-7.2 exam smoother. The quality of the material was impressive and I was able to pass the exam.


Don’t neglect to try those real exam questions for the NSE7_PBC-7.2 exam.
I am proud to have used killexams.com practice exams and software to prepare for my Fortinet exams. The software was helpful, and I was able to pass the exam with a satisfying score of 84% within the stipulated time. I am grateful to killexams.com for providing concise answers that enabled me to study intricate subjects.


Do you want updated practice exams for the NSE7_PBC-7.2 exam to help you pass?
I sought help from killexams.com to ensure success in the NSE7_PBC-7.2 exam. Their evaluation of the exam principles and rules is outstanding. The material is consumer-friendly, and the Dumps removed all the troubles related to the topics. Their material made a significant contribution to my training and enabled me to be successful. I can firmly say that it helped me attain my achievement.


A quick, complete, and accurate mock test bank for the latest NSE7_PBC-7.2 exam.
I extend my appreciation to the team at killexams.com for providing such a remarkable platform. Their web questions and case studies helped me pass the NSE7_PBC-7.2 certification exam with a score of 81%. Understanding the types and patterns of questions and the explanations provided for answers was invaluable. Thank you for your guidance and support. Killexams.com is an excellent resource.


Fortinet Certification exam Questions

NSE7_PBC-7.2 Exam

User: Mathias*****

Hard work alone is not always enough to achieve success and happiness in life. killexams.com provided me with the right resources to lead me towards my destiny of getting the right grades on my nse7_pbc-7.2 exam.
User: Rayia*****

I highly recommend killexams.com to anyone seeking reliable exam preparation materials. Their guidance is completely valid and dependable, especially for those who cannot afford full-time courses. The questions are authentic, and the resources, including NSE7_PBC-7.2 PDFs, practice tests, and study guides, are tailored and beneficial. Thanks to killexams.com, I am now ranked among the top students in my class.
User: Gabriela*****

I am pleased to report that I have passed the FORTINET FCSS IN PUBLIC CLOUD SECURITY CERTIFICATION exam with the help of Killexams.com. All of the questions on the exam were from their study material. Their guide was a real asset in my success, as it properly guided me to tackle the exam questions and achieve a 100% accomplishment rate.
User: Raisa*****

Thanks to killexams.com, I passed my nse7_pbc-7.2 exam on my first attempt with a score of 98%. Their case studies and material were accurate and helpful. The only improvement I would suggest is adding a timer to the practice test. Thanks again, killexams.com.
User: Milaya*****

After taking the exam on Killexams.com, everything changed for me, and the nse7_pbc-7.2 exam appeared to be a very easy challenge. I was so well-prepared for it that I did not face any difficulty. I thank this site for lending me a helping hand and enabling me to clear the exam without any hassle.

NSE7_PBC-7.2 Exam

Question: I have passed my exam and want to close my account, How to do it?
Answer: Although there is no automatic renewal of your exam products, if you still want to close the account, you should write an email to support from your registered email address and write your order number. Usually, it takes 24 hours for their team to process your request.
Question: What do you mean by NSE7_PBC-7.2 actual questions?
Answer: NSE7_PBC-7.2 VCE exam mean exam mock test that provide to-the-point knowledge of exam questions rather than going through big NSE7_PBC-7.2 course books and contents. NSE7_PBC-7.2 VCE exam contain actual questions and answers. By studying and understanding the complete question bank greatly improves your knowledge about the core syllabus of the exam. It also covers the latest syllabus. These exam questions are taken from actual exam sources, that's why these exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam.
Question: I want dumps for NSE7_PBC-7.2 exam, Is it the right place?
Answer: Killexams.com is the right place to obtain the latest and up-to-date NSE7_PBC-7.2 questions that work great in the actual NSE7_PBC-7.2 test. These NSE7_PBC-7.2 questions are carefully collected and included in NSE7_PBC-7.2 question bank. You can register at killexams and obtain the complete question bank. Practice with NSE7_PBC-7.2 exam simulator and get Full Marks in the exam.
Question: Can I find actual mock test to NSE7_PBC-7.2 exam?
Answer: Yes. You will be able to obtain up-to-date actual mock test to the NSE7_PBC-7.2 exam. If there will be any update in the exam, it will be automatically copied in your obtain section and you will receive an intimation email. You can memorize and practice these mock test with the VCE exam simulator. It will train you enough to get good marks in the exam.
Question: I want to request a new exam, how can I do it?
Answer: Visit https://killexams.com/exam-request page and fill in the details. Their team will contact its resources to get the latest VCE exam for you and let you know by email.
Fortinet+Certification+Exam+Questions
https://www.pass4surez.com/art/read.php?keyword=Fortinet+Certification+Exam+Questions&lang=us&links=remove

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for cheat sheet update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best cheat sheet site.

Which is the best practice exams website?
Certainly, Killexams is hundred percent legit as well as fully reliable. There are several benefits that makes killexams.com realistic and reliable. It provides up-to-date and hundred percent valid exam questions including real exams questions and answers. Price is small as compared to many of the services on internet. The mock test are up to date on ordinary basis utilizing most recent questions. Killexams account structure and solution delivery is very fast. Submit downloading can be unlimited and intensely fast. Guidance is avaiable via Livechat and Email address. These are the characteristics that makes killexams.com a strong website that provide exam prep with real exams questions.



Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam mock test with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your obtain Account. You can obtain Premium VCE exam files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.




Agile-Foundation test questions | CTFL-AuT test questions | JN0-351 boot camp | SPLK-1005 mock test | 050-6201-ARCHERASC01 VCE | PEGAPCSSA86V1 test prep | DAT study guide | CIPP-US questions obtain | SC-100 exam Questions | RNC-NIC exam test | Fireware-Essentials exam cram | 156-915.80.10 pdf questions | 1Y0-231 Free PDF | CRN-BC Real exam Questions | HPE6-A75 test practice | ONCC-CPHON practice exam | 050-733 mock exam | T1-GR1 pdf exam | HD0-200 free pdf obtain | ABEM-EMC practice exam |


NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification certification
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification study help
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification exam Cram
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification questions
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification Free exam PDF
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification test prep
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification course outline
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification PDF Download
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification Practice Test
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification exam Questions
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification information hunger
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification Latest Topics
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification guide
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification exam cram
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification book
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification Question Bank
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification testprep
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification course outline
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification information hunger
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification exam Cram
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification Latest Questions
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification outline
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification Practice Questions
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification Questions and Answers
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification exam Questions
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification learn
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification exam
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification exam format
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification exam Cram
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification Latest Topics
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification exam
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification PDF Questions
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification guide
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification learn
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification information hunger
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification Real exam Questions
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification premium pdf
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification information hunger
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification information hunger
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification certification
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification exam success
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification study tips
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification tricks
NSE7_PBC-7.2 - Fortinet FCSS in Public Cloud Security Certification syllabus

Other Fortinet Practice Tests


NSE5_EDR-5.0 online exam | NSE7_OTS-7.2 exam Questions | NSE8-812 study questions | FCNSP exam test | FCESP free pdf download | NSE6_FAC-6.4 Practice Questions | FCNSA Free exam PDF | NSE6_FNC-8.5 test example | NSE7_SDW-7.0 practice questions | FML-5.3.8 exam Cram | NSE7_ADA-6.3 mock exam | NSE7_EFW-7.0 sample questions | NSE8_811 examcollection | NSE7_LED-7.0 pdf download | NSE6 PDF Download | NSE5_FAZ-7.2 pass exam | NSE5_FCT-7.0 test prep | NSE5_FMG-7.0 test sample | FortiSandbox test exam | NSE5_FSM-6.3 prep questions |


Best practice exams You Ever Experienced


AZ-120 mock questions | DNPCB-DCNP exam cram | SIAMF Question Bank | ACP-620 study guide | 2V0-51-19 practice exam | 4A0-C02 exam test | 2B0-103 boot camp | C1000-153 practice questions | PEGAPCSA87V1 test questions | UIPATH-ARDV1 test prep questions | CTFL-V4-Foundation writing test questions | SPLK-1002 cram | CRT-271 test example | 2V0-71.23 pass marks | PAS-C01 Study Guide | MSC-241 practice questions | AZ-801 test prep | C1000-121 question test | C1000-126 exam Questions | Salesforce-Certified-Business-Analyst practice exam |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

NSE7_PBC-7.2 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

NSE7_PBC-7.2 Reviews

100% Valid and Up to Date NSE7_PBC-7.2 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug