Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Exam Number : Nutanix-NCP
Exam Name : Nutanix Certified Professional 5.10
Vendor Name : Nutanix
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Nutanix-NCP test Format | Nutanix-NCP Course Contents | Nutanix-NCP Course Outline | Nutanix-NCP test Syllabus | Nutanix-NCP test Objectives

Exam Detail:
The Nutanix Certified Professional (NCP) 5.10 test is designed to assess the knowledge and skills of IT professionals in deploying, administering, and troubleshooting Nutanix solutions. Here are the test details for the NCP 5.10 exam:

- Number of Questions: The exact number of questions may vary, but the test typically consists of multiple-choice questions and hands-on exercises.

- Time Limit: The time allotted to complete the test is typically 2 hours.

Course Outline:
The NCP 5.10 course provides candidates with a comprehensive understanding of Nutanix technologies and their implementation. The course covers a range of syllabus related to hyperconverged infrastructure and Nutanix solutions. The course outline typically includes the following topics:

1. Nutanix Architecture and Installation:
- Introduction to Nutanix architecture and components.
- Nutanix cluster installation and configuration.

2. Cluster Management:
- Managing Nutanix clusters and nodes.
- Datacenter and cluster administration.

3. Data Services:
- Configuring and managing storage and data services in Nutanix.
- Understanding and implementing data protection and disaster recovery.

4. Networking:
- Networking concepts and configuration in Nutanix.
- Virtual networking and network security.

5. Prism Central:
- Introduction to Prism Central management console.
- Using Prism Central for cluster management and monitoring.

6. Troubleshooting and Support:
- Troubleshooting common issues and errors in Nutanix environments.
- Utilizing support resources and tools for issue resolution.

Exam Objectives:
The objectives of the NCP 5.10 test are as follows:

- Assessing candidates' understanding of Nutanix architecture, components, and installation procedures.
- Evaluating candidates' ability to manage Nutanix clusters and perform administrative tasks.
- Testing candidates' knowledge of Nutanix data services, including storage management, data protection, and disaster recovery.
- Assessing candidates' skills in configuring and managing networking in Nutanix environments.
- Evaluating candidates' proficiency in using Prism Central for cluster management and monitoring.
- Testing candidates' troubleshooting capabilities and familiarity with support resources for Nutanix environments.

Exam Syllabus:
The specific test syllabus for the NCP 5.10 test may cover the following topics:

1. Nutanix Architecture and Installation:
- Nutanix architecture overview.
- Nutanix cluster installation and configuration.

2. Cluster Management:
- Cluster management tasks and procedures.
- Datacenter and cluster administration.

3. Data Services:
- Storage and data services configuration in Nutanix.
- Data protection and disaster recovery strategies.

4. Networking:
- Networking concepts and configuration in Nutanix.
- Virtual networking and network security.

5. Prism Central:
- Prism Central features and capabilities.
- Using Prism Central for cluster management and monitoring.

6. Troubleshooting and Support:
- Troubleshooting common issues and errors in Nutanix environments.
- Utilizing support resources and tools for issue resolution.

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Nutanix Professional course outline

Human Resources Professional Training

LESSON 5: COMPENSATION AND BENEFITS Understand all the things that must be considered when designing a compensation and benefits package. LESSON 6: EMPLOYEE HEALTH AND SAFETY Learn the ins and outs of complying with OSHA, protecting against workplace hazards, and investigating, recording, and preventing accidents and employee illnesses. LESSON 7: THE LEGAL ENVIRONMENT Gain knowledge of employment law as well as an understanding of equal employment opportunity, avoiding discrimination, and what happens when an employee files an EEOC claim. LESSON 8: MAKING HR DECISIONS Learn how to make decisions based on various company growth strategies and how to use HRIS Software as well as job analysis as a tool for decision-making. LESSON 9: AFFIRMATIVE ACTION Learn the full spectrum of affirmative action, how to create an affirmative action plan, and information on the AAP you will need to know. LESSON 10: DIVERSITY Understand what diversity is and why it is a good thing in an organization as you learn to manage it and handle conflict. LESSON 11: EMPLOYEE RIGHTS AND DISCIPLINE Learn the laws that protect employee rights and privacy and how to properly monitor and document behavior and discipline employees. LESSON 12: TERMINATION Understand the alternatives to firing as well as how to prepare for termination including proper separation agreements as well as what to do in the event of wrongful discharge. LESSON 13: INVESTIGATIONS Learn why it is so important to investigate problems as well as the steps of an effective investigation including preparing, conducting, and wrapping it up. LESSON 14: MANAGING LABOR RELATIONS Get a quick overview of the history of unions as you learn how they work and why employees join them. LESSON 15: CREATING A HIGH-PERFORMANCE WORKPLACE Learn how to ask employees for input and act on it, delegate authority, keep communication open, and continuously ask for feedback as you strive to develop a high-performance workplace. LESSON 16: GLOBAL HUMAN RESOURCES Understand the basics of staffing strategy, cultural differences, HR in other countries, choosing global employees, and issues faced by expatriates. LESSON 17: RETENTION Learn the top reasons employees leave a company and how you can encourage them to stay as well as the importance of succession planning. LESSON 18: MOTIVATION, REWARDS, AND RECOGNITION Find out fun ways to motivate workers and gain nine strategies for creating a great rewards program. LESSON 19: PREPARING FOR THE PHR EXAM Gain information on externships and internships as you review the basics of the PHR test and begin to study.

Brandeis Graduate Professional Studies

Brandeis Graduate Professional Studies (GPS) offers fully online top-tier master's degrees, certificates and professional development courses in today's most in-demand fields. Their curricula are built with the academic rigor that makes Brandeis one of the top universities in the country. Most importantly, their programs are designed to help you balance your graduate education with your full-time job and other professional, academic, or personal commitments.

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GPS At a Glance

Distance Education

The University of Wyoming's Distance Education department, in partnership with the academic colleges and departments, is pleased to offer Professional Development credit for outside agencies (school districts, foundations and other non-governmental agencies) who wish to provide training for their employees. These courses can be taken for graduate UW credits that are not transferable into a UW degree program. These courses are numbered “5959”. The “5959” courses are graduate credits and are used primarily by practicing teachers who already have a bachelor’s degree.

Courses are offered and approved by the appropriate academic department. Outside agencies are responsible for all instructional costs. The University will charge students a registration fee of $50 per credit hour.

Distance Education must follow a rigorous course approval process that assures that academic authorities are consulted in these collaborations with outside agencies. Requests must be submitted 45 days prior to the start of class.

Next Steps

For Information on requesting a course, submitting grades or requesting a transcript, see Professional Development Guidance.

Any questions they haven't answered? Try their frequently asked questions.

For the Course Request Form and a trial syllabus, please visit Professional Development Documents.

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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
Krisenkommunikation / PR-Maßnahmen
Systemverbesserungen nach einer Cyber-Attacke
Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

Befriedigung oder Abwehr von Ansprüchen Dritter
Rechtswidrige elektronische Kommunikation
Ansprüche der E-Payment-Serviceprovider
Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
Vertragliche Schadenersatzansprüche
Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
Rechtsverteidigungskosten

Cyber-Eigenschäden:

Betriebsunterbrechung
Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
Mehrkosten
Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
Cyber-Erpressung
Entschädigung mit Strafcharakter/Bußgeld
Ersatz-IT-Hardware
Cyber-Betrug