Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Certified Automation Professional (CAP)

The ISA Certified Automation Professional® (CAP®) certification is a mark of career excellence that affirms your commitment to quality and demonstrates your expertise and knowledge of automation and controls. ISA CAP certification provides you with a non-biased, third-party, objective test and confirmation of your skills and expertise as an automation professional.

Who Are CAPs? ISA CAP logo CAPs are individuals who have proven they possess an extensive knowledge of automation and controls and that they have the expertise and qualifications to excel in their fields. As automation professionals who work in process automation and manufacturing automation industries around the globe, CAPs are responsible for direction, definition, design, development/application, deployment, documentation and support of software and equipment systems used in control systems, manufacturing information systems, systems integration, and operational consulting. CAP Certification Requirements

To become an ISA CAP, you must meet certain education and work experience requirements, pass an exam, and commit to the ISA Code of Conduct. Learn more about CAP requirements.

CAP Body of Knowledge

The CAP Body of Knowledge (BOK) encompasses the full scope of knowledge, skills, and abilities needed for competent job performance. It defines automation project domains, the tasks within the domains, and the knowledge and skills required to complete the tasks. View the CAP Body of Knowledge.

How to Apply

There is no application form to fill out for CAP certification. Simply complete the following steps:

  • Commit to the ISA Code of Conduct.
  • Meet CAP certification criteria, qualifications, and conditions.
  • Acknowledge that you are subject to a random application verification audit.
  • Agree to provide the supporting documents proving your qualifications if you are audited.
  • Pay the test fee.
  • Upon paying the test fee, the application process is complete, and you have acknowledged that you meet the requirements listed above in numbers 1–3.

    Next Steps
  • Watch for an email from their testing provider, Meazure Learning (candidatesupport@meazurelearning.com). Expect to receive it fifteen days before your test window. The email will include information about how to schedule your test online or at a test center. NOTE:The CAP test fee is not included with the CAP review courses (EC00, EC00V, EC00E, and EC00M)..
  • Watch for an email summarizing your test results. If you pass your exam, you will also receive your digital badge and you will be listed in the ISA Credential Directory.
  • Watch for an email from certification@isa.org regarding an audit. You will only receive this email if you have been randomly selected to be audited. If you do not receive this email, you do not need to do anything. Audits are conducted three times per year, so it may take several months after completing your test to receive an email if you have been selected for an audit.
  • Click the button below to add the test fee to your cart.

    Add CAP test Fee to Cart About the Exam

    You can take the CAP test online from your office or home if the testing environment meets the requirements and your computer meets specifications. You can also take the test at a Scantron test center. The CAP test has 150 multiple-choice questions and is four hours long. Learn more about Certification Exams and Testing.

    How to Prepare

    We highly recommend taking the Certified Automation Professional (CAP) test Review Course (EC00). ISA has also developed an extensive library of training courses, study guides and publications that are built around the technologies and courses covered on the CAP exam. These resources have been developed and reviewed by subject matter experts. Learn more about the review course and the additional resources here.

    Reference to Standards and Codes

    The aspects of automation covered on the CAP test reflect the tasks performed in the range of practice settings throughout the United States. Familiarity with the following standards and codes is recommended. obtain the Reference to Standards and Codes (PDF).

  • ISA Standards
  • IEEE Standards
  • National Fire Protection Association (NFPA) Codes and Standards
  • National Electrical Code (NEC)
  • National Electrical Manufacturers Association (NEMA) Standards
  • International Electrotechnical Commission (IEC) Standards
  • National Electrical Manufacturers Association (NEMA) Standards
  • Occupational Safety and Health Administration (OSHA) Codes and Federal Regulations
  • Federal Emergency Management Agency (FEMA) Standards
  • US Food and Drug Administration Regulations
  • American Petroleum Institute (API) Standards
  • For International applicants, note that the validation study for the exams was done in the United States, so there may be questions on the test that reference US standards and codes.

    Have Questions?

    For assistance with certification or certificate programs, contact us at certifications@isa.org.

    For frequently asked questions, visit the following pages:

    Important Announcement for CAPs and CCSTs We are pleased to announce that their Certified Automation Professional® (CAP)® and Certified Control System Technician® (CCST®) certification programs have a brand-new look! Please check your Badgecert account to access your new logo.


    PMI Certifications and Exams: Cost Breakdown

    Editorial Note: They earn a commission from partner links on Forbes Advisor. Commissions do not affect their editors' opinions or evaluations.

    If you have started or are planning to start a career in project management, certification from the Project Management Institute (PMI) can solidify your project management skills and make you more marketable as a project management professional.

    The job outlook for project managers is excellent, with a projected growth of 33% (translating to around 22 million new jobs) from 2017 to 2027. Earning a PMI certification can make you a standout candidate for the many career opportunities available in this field.

    What Are PMI Certifications?

    PMI certifications are credentials that validate your knowledge and skills in project management. The Project Management Institute administers these certifications. Earning a PMI certification shows that you have demonstrated the knowledge and skills needed to be a successful project manager.

    Certifications are available for project management professionals in all stages of their careers. These certifications help professionals bolster their skills and move to the next level of their careers. The Project Management Institute offers the following PMI certifications.

    Project Management Professional (PMP)®

    The PMP certification focuses on skills related to managing people, leading project teams, managing technical elements of projects and connecting projects to an organization’s strategies and goals.

    Certified Associate in Project Management (CAPM)®

    The CAPM certification centers around managing large projects with a variety of approaches. It covers the fundamentals of project management and the principles of business analysis.

    Program Management Professional (PgMP)®

    The PgMP certification builds the skills you need to coordinate and manage multiple projects within an organization.

    Portfolio Management Professional (PfMP)®

    The PfMP certification teaches individuals how to implement strategic initiatives in an organization’s portfolio management. This credential signifies that you have the ability to manage one or more portfolios according to an organization’s objectives.

    PMI Professional in Business Analysis (PMI-PBA)®

    The PMI-PBA certification focuses on using business analysis to establish accurate functional requirements and reach the intended business outcomes.

    PMI Risk Management Professional (PMI-RMP)®

    The PMI-RMP certification demonstrates that a project management professional can identify problems, assess risks, mitigate threats and achieve successful results while conserving resources.

    PMI Scheduling Professional (PMI-SP)®

    The PMI-SP certification hones in on the fundamental role of scheduling in managing resources and activities and reaching successful outcomes in project management.

    PMI Agile Certified Practitioner (PMI-ACP)®

    The PMI-ACP certification focuses on agile approaches and collaboration in project management.

    PMI Project Management Ready™

    The PMI Project Management Ready certification teaches high school and postsecondary students the basics of project management. This certification process aims to help young learners determine whether project management is a good career option for them.

    How Long Do PMI Certifications Take?

    Each certification has different requirements, and there are many ways to prepare for your certification exam. How long it takes to earn a PMI certification varies depending on the credential you pursue and your individual learning style.

    Depending on the certification, you must meet a combination of education and experience requirements, which can take several years. Early-career certifications are more accessible; for example, CAPM applicants need only a high school diploma.

    If you already have a college degree and years of relevant work experience under your belt, you can complete your certification requirements more quickly than someone starting right out of high school. If you’ve already met your secondary education requirements, you may be able to earn your certification in as little as eight to 12 weeks.

    You should also plan time to study for the certification exam. While these exams only take a few hours, test-takers often study for two to three months in preparation.

    Many universities offer project management certification test preparation programs. These programs often last five days and resemble a bootcamp. They use coursework that aligns with the PMI certification test content. PMI certification preparation programs can provide you with education hours that count toward PMI’s application requirements as well.

    How Much Do PMI Certification Classes Cost?

    You can find classes to help you prepare for your certification test through the Project Management Institute, universities and other project management training organizations. There are many options for certification classes, and costs vary drastically.

    PMI’s Authorized On-Demand PMP test Prep course costs $699 for members and $799 for nonmembers. You could also choose bootcamp programs, such as a live online bootcamp, for around $1,500. Project Management Academy offers three bootcamp course training packages that range in price from around $2,000 to $3,000. Clemson offers an online program for $2,700, and a similar program at Penn State costs around $1,200.

    Some universities offer comprehensive project management training programs rather than just certification preparation coursework. For example, UCLA offers a $6,000 program that you can complete online or in a classroom setting. This program takes six months to two years to complete. UCLA’s course differs from other programs because it both prepares you for your certification test and confers a separate certificate from UCLA.

    There are also low-cost options available. For example, Udemy provides a $150 seminar that includes about 30 hours of lectures and online content.

    How Much Do PMI Certification Exams Cost?

    The cost for PMI certification exams depends on the certification type. Each test covers the material that’s relevant to its corresponding certification. Since every test is different, costs vary as well.

    You can take an test up to three times during your one-year eligibility period. In other words, if you fail your test the first time, you may retake it up to two more times. If you fail your test three times, however, you must wait one year before taking it again.

    To retake an exam, you must pay a reexamination fee. This costs $275 for PMI members or $375 for nonmembers.

    Below is a breakdown of the costs for PMI certification exams.

  • PMP
  • PMI Members: $405
  • Everyone Else: $575
  • CAPM
  • PMI Members: $225
  • Everyone Else: $300
  • PgMP
  • PMI Members: $800
  • Everyone Else: $1,000
  • PfMP
  • PMI Members: $800
  • Everyone Else: $1,000
  • PMI-PBA
  • PMI Members: $405
  • Everyone Else: $555
  • PMI-RMP
  • PMI Members: $520
  • Everyone Else: $670
  • PMI-SP
  • PMI Members: $520
  • Everyone Else: $670
  • PMI-ACP
  • PMI Members: $435
  • Everyone Else: $495
  • How Much Are PMI Renewal Fees?

    There are many benefits of PMI membership, including lower certification test and renewal fees. The fee to renew your certification is $60 for PMI members and $150 for nonmembers.

    The PMI membership fee is $149 per year for most people. Students pay a reduced rate of $32 per year, and PMI members who have been members in good standing for five years or who have retired from employment can continue their membership for $65 per year.

    How Do I Maintain My Certification?

    To maintain your PMI certification, you should meet continuing certification requirements, which entail earning professional development units (PDUs). Depending on the type of PMI certification you hold, you must earn between 15 and 60 PDUs to maintain the credential.

    You can earn PDUs by continuing your education or giving back to the project management community. Options include taking classes, attending seminars, mentoring those new to the profession, giving presentations and creating relevant content.

    The Bottom Line

    As you decide which route to take for your PMI certification training, you should consider program quality, material covered and cost. It’s difficult to estimate how much it costs to earn a PMI certification since there are so many factors to consider.

    At the end of the day, you can expect to pay anything from $150 to $6,000 for PMI certification courses and test preparation. It then costs between $225 and $1,000 to take your PMI certification exam, depending on your chosen certification and whether or not you are a PMI member. PMI membership costs between $32 and $149, depending on your specific situation.

    All up, you could spend between $182 and $7,130 earning a PMI certification.


    The Best Online Interior Design Courses of 2023

    We may earn revenue from the products available on this page and participate in affiliate programs. Learn more.

    A well-decorated home can impart a sense of peace to its inhabitants. But, despite the popularity of interior design TV shows, some people may not know where to start when it comes to designing their own home, which means they’ll need to hire an interior designer. Those who think this sounds like an enjoyable career may be wondering how they can break into interior design. They may see people on some of their favorite home improvement shows doing it for a living and wonder how they can do the same.

    Whether someone is embarking on a new career or wants to learn a new skill set, interior design can be a fulfilling way to put artistic talent and creativity to good use. And if interior design is something they want to pursue full-time, it’s not a career that requires paying for years and years of college tuition. Online training is an accessible way for someone to learn everything they need to know about interior design, and many courses will prepare them for certification. The best online interior design courses for would-be professionals and hobbyists alike can help people achieve their goals.

  • BEST OVERALL: The Interior Design Institute
  • RUNNER-UP: New York Institute of Art and Design
  • BEST STRUCTURED LEARNING: British College of Interior Design
  • BEST BANG FOR THE BUCK: Udemy
  • ALSO CONSIDER: MasterClass
  • What to Consider When Choosing One of the Best Online Interior Design Courses

    When diving into the world of interior design, it’s crucial for individuals to understand that it involves more than what they might see on a home improvement show. Education provides the necessary skills to start an interior design career, and education from a reputable institute can help distinguish a burgeoning designer. Those interested in learning interior design skills will want to keep some key elements in mind when picking the right online course for them.

    Certification

    An interior designer does more than choose paint colors and pick furniture. Unlike an interior decorator, a designer needs knowledge of building systems to create functional spaces. A designer might decorate, but a decorator will not design.

    Many states require people to hold an interior design certification to become a working interior designer, and most accredited institutions offer a certificate or diploma as proof that a student met specific education standards critical to interior design. Even if a state does not require certification, it can still help to enhance a resume and get a foot in the door when starting a career.

    After completing education, many aspiring interior designers will go on to take the NCIDQ (National Council for Interior Design Qualification) exam. There are three sections to the exam: the Fundamentals test (IDFX), the Professional test (IDPX), and the Practicum test (PRAC). A candidate must pass each section successfully to acquire the certification. Upon successfully obtaining certification, an interior designer will be able to exhibit the following core competencies:

  • Building systems
  • Codes
  • Construction standards
  • Contract administration
  • Design application
  • Professional practice
  • Project coordination
  • Price

    Aside from the certification a school provides, knowing how much the course costs is also an important consideration. While individuals will want to choose a course that fits their budget and needs, it’s imperative that they know what they will receive for the price. Someone studying interior design as a hobby might not need a course that involves graded assignments or certification. On the flip side, someone looking to pursue interior design as a career won’t opt for the cheapest choice, as it might not provide the skills necessary to earn an interior design certificate.

    Course Length

    Course length may play a significant role in the decision-making process for those pursuing an interior design course. Self-study courses allow a student to move at their own pace. A student may be allowed up to a year to complete the course, but highly motivated students with fewer work or home commitments could complete the course within a few weeks. Instructor-led courses typically have set start and end dates, making planning simpler. When choosing a course, students will want to determine their goals and how long they’re willing and able to commit to studying.

    Accreditation

    Accreditation is a voluntary third-party process for any educational institution, and it typically denotes higher program quality. It also means that the program’s quality is continually evolving and improving because the accreditation process identifies risks and shortcomings that the institution can address. Some accreditations are more rigorous than others, but generally, any accreditation is better than none. Students will want to remember that accreditation is not as important for interior design programs that aren’t geared toward professional development; courses designed for independent learning for those who aren’t pursuing a career typically won’t be accredited.

    Three common accreditations for online interior design courses are IARC (International Accreditation and Recognition Council), BAC (British Accreditation Council), and DEAC (Distance Education Accrediting Commission). Institutions can also be accredited by a state-run educational board within the state where they’re located.

    Money-Back Guarantee

    Another factor for students to consider when searching for an ideal interior design school is whether the school offers a money-back guarantee. Some schools may offer a refund within a week, while others may allow 30 days. Students will also want to keep in mind that some money-back guarantees may be a full refund while others may be partial refunds. Whatever the timeline or rules associated with the money-back guarantee, it is critical that the student read the guidelines before committing to the course. Schools that offer a money-back certain typically want to certain a student’s satisfaction, so the quality of education may be better than those that don’t provide such options.

    Curriculum and Continuing Education

    Before starting a course, students will want to look at the course outline and syllabus to determine if they need any particular tools. Some courses might recommend interior design books or specific software, but many will simply require that a student has internet access.

    Becoming a professional in interior design involves staying up to date with the latest trends, technology, and best practices. In addition to providing introductory-level coursework, programs may offer options for continuing education. These additional tools may be in the form of videos or instructional materials.

    Learning Style and Course Requirements

    What is the best way to work within an online environment? This is a question every student will have to ponder. Not all online courses are designed the same, and not every style will suit every student. For instance, some courses may offer live classes. Live classes may allow students to interact with the instructor and other students for an immersive, engaging experience. Still, weekly sessions might not work if a student has an unpredictable schedule. Self-study classes with prerecorded videos might be more suitable for students who prefer to move at their own pace, but it might not be the right choice for students who need a lot of accountability. In general, all accredited courses will require some level of independent reading, homework assignments, and quizzes.

    Our Top Picks

    Learning about interior design can take many forms, and there are plenty of choices for online courses. The following are among the best options out there.

    Photo: theinteriordesigninstitute.com

    Why It Made the Cut: Since 2006, The Interior Design Institute has been providing home study courses throughout the United States and several other countries, helping to build and expand interior design careers in a short amount of time.

    The Interior Design Institute offers flexible self-study coursework that allows students to start at any time and complete the modules at their own pace. A student who puts in 4 to 6 hours per week can expect to complete the course in 24 weeks on average. However, this can be extended up to a year if the student moves slower due to personal responsibilities. If the student needs more than a year to complete the course, they can purchase extensions for an extra cost.

    The course has 12 modules and 12 assignments, and a personal tutor helps with and grades the coursework, providing helpful feedback to help the student to continue developing their skills. The assignments that a student takes at the end of each module can be used as part of their initial portfolio as they build their client base. Advanced modules home in on specific areas like home staging or business branding. Students also receive access to an exclusive Facebook group to interact with current and former students. Students have various options to pay for the class, including weekly, monthly, or full payment plans.

    All coursework is provided digitally and focuses on helping students acquire critical design skills. While the base course doesn’t include much information to help develop students’ business skills, students can purchase advanced business modules that do. Overall, The Interior Design Institute provides a comprehensive education that prepares students for certification.

    Specs

  • Certification: Yes
  • Price: Starting at $999
  • Average course length: 6 months
  • Accreditation: IARC, BAC
  • Money-back guarantee: 7 days
  • Pros

  • Personal tutor assists with and grades assignments
  • Access to exclusive student Facebook group
  • Advanced modules for students to focus on areas of interest
  • Weekly, monthly, or full payment plans available
  • Cons

  • Curriculum does not focus as much on business skills
  • Photo: nyiad.edu

    Why It Made the Cut: The New York Institute of Art and Design has provided high-quality interior design training for over two decades and fast-tracks students to certification.

    The New York Institute of Art and Design has grown to become one of the nation’s leading training centers for those pursuing interior design, wedding planning, jewelry design, personal style, and more. Students looking to take more than one course offered at NYIAD can even earn a 25 percent discount. The institute is accredited by the New York State Education Department and DEAC (Distance Education Accrediting Commission). It is the only course on this list that is preapproved for the Residential Interior Design Qualification Certification (RIDQC) exam. While this test may not be required for every state, it’s an extra qualification that will bolster a professional’s resume.

    The interior design track is structured as a self-study course, and the school reports an average of 8 to 12 months to complete it (but students have up to 18 months to complete the course if needed). The course consists of six modules, and students will have access to a team of advisers via phone or email to help with any questions they might have. Despite student reports that instructors are not as responsive as they expected them to be, there is much help from mentors and the curriculum is straightforward. Students can even get one-to-one feedback from a professional interior designer to help them grow. The New York Institute of Art and Design is geared toward student success and is a great choice for a would-be interior designer.

    Specs

  • Certification: Yes
  • Price: Starting at $849
  • Average course length: 8 to 12 months
  • Accreditation: New York State Education Department, DEAC
  • Money-back guarantee: 14 days
  • Pros

  • Students can apply for RIDQC certification after the course
  • Students receive up to 18 months to finish the course
  • 25 percent off discount if students enroll in multiple NYIAD courses
  • Cons

  • Reported delayed instructor responsiveness
  • Photo: britishcollegeofinteriordesign.com

    Why It Made the Cut: The British College of Interior Design teaches aspiring interior designers with a structured learning style that’s ideal for students seeking a more traditional experience.

    Equipped with directors and principals with over 30 years of experience in distance learning, the British College of Interior Design has become an international leader educating tomorrow’s interior designers. Tutors and experts in the field will work with students to develop their passion and help them discover the areas of design best suited for their professional goals. Program instructors and mentors also certain to continue to work with students after graduation to provide professional guidance. Training includes coursework that enhances design skills, and the course contains extra modules on business practices and strategies that effectively prepare students to embark on a professional path, especially if they want to start their own business.

    Students will follow an outlined syllabus week by week, and they have the option of choosing between a 12- or 24-week course depending on their availability. This is ideal for students who struggle to keep themselves on task and for whom self-study courses may not be appropriate. This structured style also means that if students miss the set enrollment date, they will have to wait for the next opening because the school only offers fixed course start dates. However, if a student prefers a more conventional learning style in an online format, the British College of Interior Design is a standout choice.

    Specs

  • Certification: Yes
  • Price: Starting at $590
  • Average course length: 12 or 24 weeks
  • Accreditation: IARC
  • Money-back guarantee: 7 days
  • Pros

  • Choice between 12-week and 24-week course
  • Course curriculum is more business oriented than that of the typical course
  • Students are guaranteed access to professional guidance after graduation
  • Cons

    Photo: udemy.com

    Why It Made the Cut: For students seeking knowledge about interior design and the industry, Udemy provides courses at an affordable price.

    Udemy is a global marketplace for various educational programs, including interior design. Students can log in from anywhere in the world and access quality education from real instructors. Course prices start as low as $49.99 and go up to over $100 depending on the complexity of the material and level of learning. While Udemy Personal subscriptions are not eligible for a money-back guarantee, and students won’t receive feedback from instructors, this model is best-suited to students seeking introductory knowledge or specific guidance on one facet of design, like color theory or software.

    Before choosing a course, students can read reviews directly on the course’s webpage, so it’s easy to gauge which classes are suitable. Courses can be purchased individually, or students can subscribe to Udemy Pro for one monthly fee and access multiple classes. Udemy is an excellent choice for its value and breadth of information.

    Specs

  • Certification: No
  • Price: Starting at $49.99
  • Average course length: 6 hours
  • Accreditation: No
  • Money-back guarantee: 30 days
  • Pros

  • Students can tailor learning to their needs and interests
  • Udemy Personal subscription provides access to all courses at no additional cost
  • Reviews and ratings for each course are displayed on the course page
  • Cons

  • Lack of consistency in class quality
  • Money-back certain not included with Udemy Personal subscription
  • No guidance or feedback from tutors or instructors
  • Photo: masterclass.com

    Why It Made the Cut: MasterClass provides digestible interior design courses delivered online by experts in the field.

    MasterClass provides access to courses from renowned interior designers Kelly Wearstler and Corey Damen Jenkins. The professionally-produced videos range from 5 to 15 minutes, making the material easy to consume and understand. The course can be completed within 2 to 5 hours. Students will need to subscribe to an annual membership for $120 and won’t receive feedback from a tutor or instructor, but membership allows students to access all other courses on the platform. MasterClass is an excellent option for those looking for introductory basics or to implement design lessons in their day-to-day lives.

    Specs

  • Certification: No
  • Price: $120 per year
  • Average course length: 2 to 5 hours
  • Accreditation: No
  • Money-back guarantee: 30 days
  • Pros

  • Access to all site’s content for one annual price
  • Classes taught by renowned professionals
  • Content is taught in short, digestible videos
  • Cons

  • Annual membership is required to access material
  • No guidance or feedback from tutors or instructors
  • Our Verdict

    After much consideration, they determined that the best overall on their list of interior design schools online is The Interior Design Institute. This course is self-guided with one-on-one tutoring, advanced modules, and flexible payment options. New York Institute of Art and Design is the runner-up because it is the only course on their list approved for RIDQC (Residential Interior Design Qualification Certification).

    How They Chose the Best Online Interior Design Courses

    After reviewing dozens of the best paid and free interior design courses online, they decided on the five included in this guide. Their top three choices are accredited, take several months to complete, and prepare students for certification. Despite the expense, they can lead to higher earnings because of the quality of education in the curriculum and the certification test preparation. Udemy and MasterClass are superior lower-priced options for those who want to learn interior design for personal use or brush up on old skills. While these classes are not accredited, their quality earned them spots in their roundup.

    Before You Choose One of the Best Online Interior Design Courses

    Although this list includes the best online interior design courses, each student will still need to determine what works best for their individual needs. This might start with state certification requirements. Or a student might want to schedule exploratory interviews with professionals in the field and gauge what level of certification or education professionals think is necessary to have a competitive edge.

    Students will want to be sure they’re pursuing the correct path. While the interior designer job title is sometimes used as a catchall, students will want to make sure they’re clear on the different responsibilities of a decorator, designer, or an employee at one of the best home staging companies. While an interior design course can help with all three of these careers, students will want to be clear on their goals before shelling out a decent amount of money on a course.

    Students will also want to make sure that online courses are the right choice for them. While online courses are growing in popularity because of their accessibility and price, some students may find that an in-person course is more effective for their learning needs.

    Cost of Taking One of the Best Online Interior Design Courses

    Ultimately, the cost of an interior design course online will depend on the route selected. Coursework that doesn’t provide certification upon completion can cost less than $200. These types of courses only take a few hours to complete. Coursework that allows a student to become certified after completing the course can cost between $500 and $1,000. These courses are usually accredited and can be completed within a few months. If a student chooses to get an online degree from a college or university, they can expect to pay between $56,000 and $116,000. A student can complete an online degree for interior design in the same time frame as a traditional degree, which is typically 2 to 4 years, depending on the program.

    The Advantages of Using One of the Best Online Interior Design Courses

    Not everyone has the time to attend classes in a traditional setting, which is why online courses can be so beneficial for people who want to learn a new skill but need more flexibility. And unlike conventional 2- or 4-year programs, online interior designer certification costs significantly less money while still providing the necessary skills to break into the industry. Other benefits include:

  • No commuting, which saves time and money
  • Working at one’s own pace (if taking a self-study course)
  • Choosing one’s level of peer and instructor interaction
  • FAQs

    Taking online interior design classes can be a significant investment of time and money, so it’s beneficial for students to learn as much as possible before committing to one. To aid in their understanding, students will want to consider some of the most frequently asked questions about taking interior design courses.

    Q. Are there any prerequisites for interior design courses?

    There are no prerequisites for an introductory-level interior design course.

    Q. How long does an online interior design course take?

    An online interior design course can take anywhere from a couple of hours to up to a year to complete depending on the school attended and level of certification pursued.

    Q. What software will I use in my online interior design course?

    While every online interior design course is different, AutoCAD is one of the most popular types of software. SketchUp is another popular option, and it’s often used for kitchen design.

    Q. Can I work as an interior designer after completing my online interior design course?

    To start working as an interior designer, someone would have to complete the coursework and pass the certification required by the state (if any). It may also help to get a mentor and put together a professional portfolio.

    Q. Will online interior design courses teach me how to organize a space?

    Online interior design courses teach students to work with space and plan a layout, but they do not teach organizing methods or skills. Students will have to seek out additional classes to learn about home organization.

    Q. How do I pay for my online interior design course?

    This varies by course, but most allow you to pay the total amount up front or make regular payments.

    Q. What is the average salary for an interior designer?

    According to the U.S. Bureau of Labor Statistics, the average salary for an interior designer in the U.S. is $61,590 per year, or $29.61 per hour. This can vary depending on location and levels of certification. For example, interior designers in California have an average annual mean wage of $77,660, while interior designers in Florida make around $63,250 per year.


     


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen

    Hackerangriffe

    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

    Erpressung

    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

    Cyber-Kosten:

    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten

    Cyber-Eigenschäden:

    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug