Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Exam Number : Okta-Certified-Pro
Exam Name : Level 1: Okta Certified Professional
Vendor Name : Okta
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Title: Okta Okta-Certified-Pro Okta Certified Professional

Test Detail:
The Okta-Certified-Pro test is designed to assess the knowledge and skills required to design, implement, and manage Okta identity and access management solutions. This certification is intended for professionals who work with Okta and want to validate their expertise in deploying and administering Okta solutions.

Course Outline:
The Okta-Certified-Pro course provides participants with a comprehensive understanding of Okta identity and access management. The following is a general outline of the key areas covered in the certification program:

1. Introduction to Okta:
- Understanding the fundamentals of identity and access management (IAM)
- Overview of Okta's features and capabilities
- Exploring different Okta products and solutions

2. Okta Implementation and Configuration:
- Planning and deploying Okta in various organizational environments
- Configuring user provisioning, authentication, and authorization policies
- Integrating Okta with existing applications and systems

3. User Lifecycle Management:
- Managing user identities and access rights in Okta
- Configuring user onboarding, offboarding, and access requests
- Implementing user provisioning and deprovisioning processes

4. Single Sign-On (SSO):
- Configuring SSO with Okta for seamless authentication across applications
- Understanding SAML, OAuth, and OpenID Connect protocols
- Integrating Okta with different SSO providers and identity providers

5. Multi-Factor Authentication (MFA):
- Implementing MFA policies and factors in Okta
- Configuring and managing MFA methods, such as SMS, email, and push notifications
- Enhancing security with adaptive MFA and risk-based authentication

6. Okta API and Customization:
- Leveraging Okta APIs for custom integrations and automation
- Customizing Okta user interface and branding
- Implementing custom workflows and access policies

Exam Objectives:
The Okta-Certified-Pro test assesses candidates' knowledge and skills in deploying and managing Okta solutions. The test objectives include, but are not limited to:

1. Understanding Okta's features, capabilities, and product offerings.
2. Demonstrating knowledge of Okta implementation and configuration.
3. Managing user lifecycles, including provisioning and deprovisioning processes.
4. Configuring and implementing single sign-on (SSO) with Okta.
5. Implementing multi-factor authentication (MFA) policies and methods.
6. Utilizing Okta APIs for custom integrations and workflow automation.

The Okta-Certified-Pro certification program typically includes comprehensive training provided by Okta or authorized training partners. The syllabus provides a breakdown of the syllabus covered throughout the course, including specific learning objectives and milestones. The syllabus may include the following components:

- Introduction to the Okta-Certified-Pro test overview and certification process
- Introduction to Okta and its IAM capabilities
- Okta Implementation and Configuration
- User Lifecycle Management in Okta
- Single Sign-On (SSO) with Okta
- Multi-Factor Authentication (MFA) in Okta
- Okta API and Customization
- test Preparation and Practice Tests
- Final Okta-Certified-Pro Certification Exam

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Okta 1: techniques


Here's how the Okta consumer data hack was much worse than the company originally said

No result found, try new keyword!Okta originally said that just 1% of its customers were affected by the hack, but now the company is saying to multiply that percentage by 100. Related: Jamie Dimon warns that it is a dangerous ...

Okta Inc (OKTA) Stock: A Look at the Analyst Recommendations

compared to its average ratio and a 36-month beta value of 0.94. Analysts have mixed views on the stock, with 15 analysts rating it as a “buy,” 2 as “overweight,” 25 as “hold,” and 0 as “sell.”

The average price point forecasted by analysts for Okta Inc (OKTA) is $84.92, which is $1.05 above the current market price. The public float for OKTA is 154.48M, and currently, short sellers hold a 2.65% ratio of that float. The average trading volume of OKTA on January 04, 2024 was 2.91M shares.

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OKTA) stock’s latest price update

Okta Inc (NASDAQ: OKTA)’s stock price has plunge by -3.60relation to previous closing price of 87.00. Nevertheless, the company has seen a -8.56% plunge in its stock price over the last five trading sessions. The Motley Fool reported 2023-12-30 that Cybersecurity is becoming an ever-increasing part of business worldwide.

OKTA’s Market Performance

Okta Inc (OKTA) has experienced a -8.56% fall in stock performance for the past week, with a 13.91% rise in the past month, and a 6.38% rise in the past quarter. The volatility ratio for the week is 2.65%, and the volatility levels for the past 30 days are at 3.35% for OKTA. The simple moving average for the last 20 days is 2.13% for OKTA stock, with a simple moving average of 9.64% for the last 200 days.

Analysts’ Opinion of OKTA

Many brokerage firms have already submitted their reports for OKTA stocks, with Susquehanna repeating the rating for OKTA by listing it as a “Neutral.” The predicted price for OKTA in the upcoming period, according to Susquehanna is $75 based on the research report published on December 15, 2023 of the previous year 2023.

OKTA Trading at 12.42% from the 50-Day Moving Average

After a stumble in the market that brought OKTA to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -9.21% of loss for the given period.

Volatility was left at 3.35%, however, over the last 30 days, the volatility rate increased by 2.65%, as shares surge +15.68% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +10.98% upper at present.

During the last 5 trading sessions, OKTA fell by -8.56%, which changed the moving average for the period of 200-days by +0.05% in comparison to the 20-day moving average, which settled at $82.69. In addition, Okta Inc saw -7.36% in overturn over a single year, with a tendency to cut further losses.

Insider Trading

Reports are indicating that there were more than several insider trading activities at OKTA starting from McKinnon Todd, who sale 7,449 shares at the price of $83.33 back on Dec 18. After this action, McKinnon Todd now owns 43,006 shares of Okta Inc, valued at $620,730 using the latest closing price.

Tighe Brett, the Chief Financial Officer of Okta Inc, sale 4,816 shares at $83.33 during a trade that took place back on Dec 18, which means that Tighe Brett is holding 63,565 shares at $401,320 based on the most accurate closing price.

Stock Fundamentals for OKTA

Current profitability levels for the company are sitting at:

  • -41.77 for the present operating margin
  • +70.61 for the gross margin
  • The net margin for Okta Inc stands at -43.86. The total capital return value is set at -9.83, while invested capital returns managed to touch -10.38. Equity return is now at value -8.33, with -5.20 for asset returns.

    Based on Okta Inc (OKTA), the company’s capital structure generated 43.30 points at debt to equity in total, while total debt to capital is 30.22. Total debt to assets is 25.43, with long-term debt to equity ratio resting at 42.72. Finally, the long-term debt to capital ratio is 29.81.

    When they switch over and look at the enterprise to sales, they see a ratio of 6.54, with the company’s debt to enterprise value settled at 0.21. The receivables turnover for the company is 4.15 and the total asset turnover is 0.20. The liquidity ratio also appears to be rather interesting for investors as it stands at 2.14.


    To put it simply, Okta Inc (OKTA) has had a mixed performance in accurate times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.

    Okta Data Breach Update: Hackers Accessed Info on All Customers, Not Just 1% as Initially Stated

    Okta, a US access and identity management company, disclosed that all of its customers' data was compromised during a accurate support system breach, contradicting its October statement that only a fraction were affected.

    The breach, initially confirmed in October, originated when a hacker exploited a stolen credential to access Okta's support case management system, pilfering customer-uploaded session tokens that provided access to the networks of Okta customers.

    In contrast to Okta's initial assertion that roughly 1% of its customers, or 134 firms, were impacted, a blog post by Okta's Chief Security Officer, David Bradbury, published on Wednesday revealed that further investigation unveiled the far-reaching consequences, affecting all of Okta's approximately 18,000 customers, TechCrunch reported.

    What Type of Data Were Stolen?

    The breach, occurring on September 28, saw a hacker obtain a report containing data about all Okta customer support system users. While the vast majority of customers (99.6%) had only their full names and email addresses accessed, a subset faced potential exposure of additional details, including phone numbers, usernames, and specifics of employee roles.

    Despite the absence of direct evidence of active exploitation, Okta acknowledged the potential for threat actors to leverage this information in phishing or social engineering attacks. The Scattered Spider hacking group, also known as Oktapus, known for employing social engineering tactics, has previously targeted Okta customers, including prominent entities like Caesars Entertainment and MGM Resorts.

    Okta is advising all of its customers to adopt multi-factor authentication and deploy phishing-resistant authenticators, such as physical security keys.

    Subsequent analysis by Okta revealed that the threat actor accessed "additional reports and support cases," encompassing contact information for all Okta-certified users and certain Okta Customer Identity Cloud (CIC) customer contacts. While Okta employee information was included in these reports, the extent of its impact on the company's 6,000 employees remains unconfirmed.

    Read Also: Protect Yourself: Best Antivirus Tools of 2023 You Need to Use Right Now

    Okta assures that none of its government customers are affected, and its Auth0 support case management system remains unharmed. The identity of the threat actors responsible for the breach remains undisclosed.

    Okta Shares Impacted by Data Breach Issue

    This incident follows Okta's accurate caution to nearly 5,000 current and former employees regarding the exposure of their personal information due to a breach at its healthcare coverage provider, Rightway Healthcare, according to Bleeping Computer.

    Okta's history of breaches includes a 2022 incident where hackers accessed confidential source code information stored in private GitHub repositories. The Lapsus$ extortion group had claimed a similar hack earlier in March, impacting approximately 2.5% of Okta's customer base.

    News of the widespread data breach impacted Okta's shares, causing a 5% decline on Wednesday morning, as reported by CNBC. Despite the breach revelation, Okta posted Q3 earnings that surpassed estimates, reporting adjusted earnings per share of 44 cents against analyst expectations of 30 cents. Third-quarter sales exceeded the average forecast of $563 million at $584 million.

    Okta is investigating the intrusion with a digital forensics company and will contact affected customers. The company emphasized its commitment to cybersecurity measures, given its critical role in providing identity management solutions to numerous businesses.

    Related Article: Philippines SEC Blocks Binance Following CEO's US Anti-Money Laundering Violations Guilty Plea

    ⓒ 2023 TECHTIMES.com All rights reserved. Do not reproduce without permission.


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen


    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten


    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug