Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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![]() Social-Work-Board PACE : NFPA Paralegal Advanced Competency exam Exam DumpsExam Dumps Organized by Martin Hoax |
Latest 2023 Updated Social-Work-Board NFPA Paralegal Advanced Competency exam Syllabus
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Exam Number : PACE
Exam Name : NFPA Paralegal Advanced Competency Exam
Vendor Name : Social-Work-Board
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PACE exam Format | PACE Course Contents | PACE Course Outline | PACE exam Syllabus | PACE exam Objectives
Test Details:
- exam Name: Social-Work-Board PACE NFPA Paralegal Advanced Competency Exam
- exam Format: Multiple-choice questions
- exam Duration: 3 hours
- Passing Score: Varies (set by the National Federation of Paralegal Associations)
- Prerequisites: Completion of a paralegal education program or equivalent work experience
- Certification Validity: Valid for a specified period, typically 2-3 years
Course Outline: Social-Work-Board PACE NFPA Paralegal Advanced Competency Exam
I. Legal Research and Writing
A. Conducting legal research using various sources
B. Analyzing and synthesizing legal information
C. Drafting legal documents and correspondence
II. Substantive Legal Areas
A. Contract law
B. Tort law
C. Criminal law
D. Family law
E. Real estate law
F. Intellectual property law
III. Procedural Knowledge
A. Civil litigation procedures
B. Administrative law procedures
C. Appellate procedures
D. Alternative dispute resolution (ADR) methods
IV. Ethics and Professional Responsibility
A. Understanding legal ethics and professional conduct rules
B. Maintaining client confidentiality
C. Recognizing conflicts of interest
D. Upholding professional standards
V. Technology and Legal Practice
A. Utilizing technology tools for legal research and document management
B. Electronic discovery (e-discovery) processes
C. Legal software and databases
Exam Objectives:
- Demonstrate proficiency in legal research techniques and effective writing skills
- Apply substantive legal knowledge in various areas of law
- Understand and navigate procedural rules and processes in legal practice
- Uphold ethical standards and professional responsibilities
- Utilize technology tools relevant to the paralegal profession
Syllabus:
The syllabus for the Social-Work-Board PACE NFPA Paralegal Advanced Competency exam will cover the following topics:
- Legal Research and Writing
- Substantive Legal Areas
- Procedural Knowledge
- Ethics and Professional Responsibility
- Technology and Legal Practice
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Social Work, M.S.W. in Kansas CitySaint Louis University’s Master of Social Work program in Kansas City offers the opportunity for students to earn an M.S.W. from a highly ranked and internationally known program without the challenges associated with relocation. Program HighlightsThis M.S.W program prepares students in the Jesuit tradition to be advanced practitioners of Social Work, acting as agents of change to promote individual and societal well-being. Both SLU and Avila were founded on the Catholic tradition of educating students who seek a higher purpose and a greater good. Their students learn and live social work and engage in service by committing to serve humankind with compassion. For additional information, see the link below: SLU M.S.W. Information AccreditationThe baccalaureate social work program at Saint Louis University has been continuously accredited since 1974. The Master of Social Work program at Saint Louis University has been continuously accredited since 1930. Council on Social Work Education (CSWE)1701 Duke Street, Suite 200Alexandria, VA 22314-3457Phone: 703-683-8080 Saint Louis University’s applied behavior analysis program is currently a Verified Course Sequence (VCS). Students who graduate from the Master of Science in Applied Behavior Analysis program will have completed all requirements necessary to sit for the Board Certified Behavior Analyst® (BCBA®) exam. M.S.W. Assessment of Student Learning Outcomes Course List Code Title Credits SWRK 5702 Social Policy 3 SWRK 5725 Human Behavior & the Social Environment 3 SWRK 5750 Social Work Practice with Individuals, Families, & Groups 3 SWRK 5751 Social Work Practice with Communities & Organizations 3 SWRK 5819 Foundation Integrative Practice Seminar 1 SWRK 5841 Master of Social Work Foundation Practicum 2 SWRK 5700 Values & Ethics in Social Work * 3 or SWRK 5749 Ethics in Behavior Analysis SWRK 5707 Policy Practice for Social Justice 3 Total Credits 48-58 Applied Behavior Analysis Concentration (not available at learning sites) Course List Code Title Credits SWRK 5746 Principles & Concepts in Applied Behavior Analysis 3 SWRK 5747 Behavioral Assessment 3 SWRK 5748 Behavior Change & Processes in Applied Behavior Analysis 3 SWRK 5774 Measurement & Experimental Design 3 SWRK 5001 Supervision and Organizational Behavior Management 3 SWRK 5002 Philosophy of Behavioral Science 3 SWRK 5822 Applied Behavior Analysis Practicum I 2 SWRK 5820 Integrative Practice Seminar (ABA) 1 SWRK 5823 Applied Behavior Analysis Practicum II 3 SWRK 5824 Applied Behavior Analysis Practicum III 3 ABA 5115 Advanced Clinical Research Capstone 3 ABA 5116 Practicum IV 1 SWRK 5733 Advanced Clinical Practice with Individuals 3 or SWRK 5736 Advanced Clinical Social Work Practice with Families and Groups SWRK 5762 Diagnosis & Assessment in Clinical Practice 3 Total Credits 37 Clinical Concentration Course List Code Title Credits SWRK 5708 Research and Evaluation in Social Work Practice 3 SWRK 5733 Advanced Clinical Practice with Individuals 3 SWRK 5736 Advanced Clinical Social Work Practice with Families and Groups 3 SWRK 5762 Diagnosis & Assessment in Clinical Practice 3 SWRK 5820 Integrative Practice Seminar (Clinical) 1 SWRK 5842 Clinical Practicum I 2 SWRK 5843 Clinical Practicum II 3 Total Credits 27 Community and Organization Concentration Course List Code Title Credits SWRK 5708 Research and Evaluation in Social Work Practice 3 SWRK 5721 Community Theory & Practice 3 SWRK 5785 Organizational & Program Planning 3 SWRK 5820 Integrative Practice Seminar (Comm Org) 1 SWRK 5832 Community & Organization Practicum I 2 SWRK 5833 Community & Organization Practicum II 3 Total Credits 27 Continuation StandardsStudents must maintain a cumulative grade point average (GPA) of 3.00 in all graduate/professional courses. Roadmaps are recommended semester-by-semester plans of study for programs and assume full-time enrollment unless otherwise noted. Courses and milestones designated as critical (marked with !) must be completed in the semester listed to ensure a timely graduation. Transfer credit may change the roadmap. This roadmap should not be used in the place of regular academic advising appointments. All students are encouraged to meet with their advisor/mentor each semester. Requirements, course availability and sequencing are subject to change. Applied Behavior Analysis Concentration (Full-Time) Plan of Study Grid Year One Fall SWRK 5725 Human Behavior & the Social Environment 3 SWRK 5746 Principles & Concepts in Applied Behavior Analysis 3 SWRK 5750 Social Work Practice with Individuals, Families, & Groups 3 SWRK 5774 Measurement & Experimental Design 3 Credits 12 Spring SWRK 5747 Behavioral Assessment 3 SWRK 5748 Behavior Change & Processes in Applied Behavior Analysis 3 SWRK 5751 Social Work Practice with Communities & Organizations 3 SWRK 5819 Foundation Integrative Practice Seminar 1 SWRK 5821 MSW/ABA Foundation Practicum 2 Credits 12 Summer SWRK 5001 Supervision and Organizational Behavior Management 3 SWRK 5820 Integrative Practice Seminar () 1 SWRK 5822 Applied Behavior Analysis Practicum I 2 Credits 6 Year Two Fall SWRK 5002 Philosophy of Behavioral Science 3 SWRK 5702 Social Policy 3 SWRK 5823 Applied Behavior Analysis Practicum II 2 Credits 8 Spring SWRK 5762 Diagnosis & Assessment in Clinical Practice * 3 SWRK 5824 Applied Behavior Analysis Practicum III 2 SWRK 5749 Ethics in Behavior Analysis 3 SWRK 5733or SWRK 5736 Advanced Clinical Practice with Individualsor Advanced Clinical Social Work Practice with Families and Groups 3 Credits 11 Summer SWRK 5707 Policy Practice for Social Justice 3 ABA 5115 Advanced Clinical Research Capstone 3 ABA 5116 Practicum IV 1 Credits 7 Total Credits 56 Applied Behavior Analysis Concentration (Part-Time) Plan of Study Grid Year One Fall SWRK 5750 Social Work Practice with Individuals, Families, & Groups 3 SWRK 5751 Social Work Practice with Communities & Organizations 3 Credits 6 Spring SWRK 5725 Human Behavior & the Social Environment 3 SWRK 5702 Social Policy 3 Credits 6 Summer SWRK 5819 Foundation Integrative Practice Seminar 1 SWRK 5821 MSW/ABA Foundation Practicum 2 Credits 3 Year Two Fall SWRK 5746 Principles & Concepts in Applied Behavior Analysis 3 SWRK 5774 Measurement & Experimental Design 3 Credits 6 Spring SWRK 5747 Behavioral Assessment 3 SWRK 5748 Behavior Change & Processes in Applied Behavior Analysis 3 SWRK 5749 Ethics in Behavior Analysis 3 Credits 9 Summer SWRK 5001 Supervision and Organizational Behavior Management 3 SWRK 5822 Applied Behavior Analysis Practicum I 2 SWRK 5820 Integrative Practice Seminar 1 Credits 6 Year Three Fall SWRK 5002 Philosophy of Behavioral Science 3 SWRK 5823 Applied Behavior Analysis Practicum II 2 Credits 5 Spring SWRK 5762 Diagnosis & Assessment in Clinical Practice * 3 SWRK 5824 Applied Behavior Analysis Practicum III 2 SWRK 5733or SWRK 5736 Advanced Clinical Practice with Individualsor Advanced Clinical Social Work Practice with Families and Groups 3 Credits 8 Summer SWRK 5707 Policy Practice for Social Justice 3 ABA 5115 Advanced Clinical Research Capstone 3 ABA 5116 Practicum IV 1 Credits 7 Total Credits 56 Clinical Concentration (Full-Time) Plan of Study Grid Year One Fall SWRK 5725 Human Behavior & the Social Environment 3 SWRK 5750 Social Work Practice with Individuals, Families, & Groups 3 SWRK 5751 Social Work Practice with Communities & Organizations 3 SWRK 5702 Social Policy 3 Credits 12 Spring SWRK 5841 Master of Social Work Foundation Practicum 1 2 SWRK 5819 Foundation Integrative Practice Seminar 1 SWRK 5736 Advanced Clinical Social Work Practice with Families and Groups 3 SWRK 5762 Diagnosis & Assessment in Clinical Practice * 3 3 Credits 12 Summer SWRK 5700 Values & Ethics in Social Work 3 SWRK 5707 Policy Practice for Social Justice 3 3 Credits 9 Year Two Fall SWRK 5733 Advanced Clinical Practice with Individuals 3 3 SWRK 5820 Integrative Practice Seminar 1 SWRK 5842 Clinical Practicum I 2 2 SWRK 5708 Research and Evaluation in Social Work Practice 3 3 Credits 12 Spring SWRK 5843 Clinical Practicum II 3 Credits 3 Total Credits 48 Clinical Concentration (Part-Time) Plan of Study Grid Year One Fall SWRK 5725 Human Behavior & the Social Environment 3 SWRK 5750 Social Work Practice with Individuals, Families, & Groups 3 Credits 6 Spring SWRK 5702 Social Policy 3 SWRK 5751 Social Work Practice with Communities & Organizations 3 Credits 6 Summer SWRK 5707 Policy Practice for Social Justice 3 SWRK 5841 Master of Social Work Foundation Practicum 1 2 SWRK 5819 Foundation Integrative Practice Seminar 1 Credits 6 Year Two Fall SWRK 5762 Diagnosis & Assessment in Clinical Practice * 3 SWRK 5736 Advanced Clinical Social Work Practice with Families and Groups 3 Credits 6 Spring 2 3 2 3 Credits 6 Summer SWRK 5733 Advanced Clinical Practice with Individuals 4 3 SWRK 5820 Integrative Practice Seminar 1 SWRK 5842 Clinical Practicum I 3 2 Credits 6 Year Three Fall SWRK 5843 Clinical Practicum II 3 SWRK 5708 Research and Evaluation in Social Work Practice 3 Credits 6 Spring SWRK 5700 Values & Ethics in Social Work 3 3 Credits 6 Total Credits 48 Community and Organization Concentration (Full-Time) Plan of Study Grid Year One Fall SWRK 5725 Human Behavior & the Social Environment 3 SWRK 5750 Social Work Practice with Individuals, Families, & Groups 3 SWRK 5751 Social Work Practice with Communities & Organizations 3 SWRK 5702 Social Policy 3 Credits 12 Spring SWRK 5841 Master of Social Work Foundation Practicum 1 2 SWRK 5819 Foundation Integrative Practice Seminar 1 SWRK 5721 Community Theory & Practice 3 3 3 Credits 12 Summer SWRK 5700 Values & Ethics in Social Work 3 SWRK 5707 Policy Practice for Social Justice 3 3 Credits 9 Year Two Fall SWRK 5785 Organizational & Program Planning 3 SWRK 5820 Integrative Practice Seminar () 1 SWRK 5832 Community & Organization Practicum I 2 2 SWRK 5708 Research and Evaluation in Social Work Practice 3 3 Credits 12 Spring SWRK 5833 Community & Organization Practicum II 3 Credits 3 Total Credits 48 Community and Organization Concentration (Part-Time) Plan of Study Grid Year One Fall SWRK 5725 Human Behavior & the Social Environment 3 SWRK 5750 Social Work Practice with Individuals, Families, & Groups 3 Credits 6 Spring SWRK 5702 Social Policy 3 SWRK 5751 Social Work Practice with Communities & Organizations 3 Credits 6 Summer SWRK 5841 Master of Social Work Foundation Practicum 1 2 SWRK 5819 Foundation Integrative Practice Seminar 1 3 Credits 6 Year Two Fall SWRK 5785 Organizational & Program Planning 3 3 3 Credits 6 Spring SWRK 5721 Community Theory & Practice 3 3 Credits 6 Summer 3 Credits 3 Year Three Fall SWRK 5820 Integrative Practice Seminar 1 SWRK 5832 Community & Organization Practicum I 2 2 SWRK 5707 Policy Practice for Social Justice 3 Credits 6 Spring SWRK 5700 Values & Ethics in Social Work 3 SWRK 5708 Research and Evaluation in Social Work Practice 3 3 Credits 9 Total Credits 48Dalhousie School of Social Work Community ClinicThe Dalhousie School of Social Work Community Clinic is located at 5595 Fenwick St, Suite 100, Halifax. The Clinic is staffed by two Dalhousie social work coordinators, a mental health social work counselor, a housing support worker and a social work community case worker. The Clinic was conceptualized and is managed by the Social Work Field Coordinator, Cyndi Hall and faculty member, Dr. Jeff Karabanow. Our purpose:The Dalhousie Social Work Community Clinic aims to support folks experiencing poverty though case management, advocacy, counseling, and system navigation. Our agency provides:In 2014, the Clinic launched to provide an alternative placement for students that prioritizes a social justice and an anti-oppressive framework to folks living in poverty and experience marginalization in the formal systems. How to access their services:Clients can self-refer by either calling (902-494-2753) or emailing (swcc@dal.ca) us. Clients can be referred by other practitioners as well by either calling, emailing, or by fax (902-494-2759). Their referral form is found under the links and documents section. Published Articles"Critical Clinical Social Work : Counterstorying for Social Justice", Chapter 17Download Doing Critical Clinical Work from the Ground Up: Exploring the Dalhousie School of Social "Creating A Space For Innovative Teaching, Learning And Service Delivery"Download The Story of the Dalhousie University School of Social Work Community Clinic AcknowledgementsWe would like to thank Dalhousie University's Faculty of Health, The School of Social Work, The College of Pharmacy and the President’s Office for their continual support of their program, students and clients. They would also like to acknowledge the support of NS Department of Labour and Advanced Education as well as the Chebucto West Community Health Board, the Halifax Community Health Board, the Dalhousie Pharmacy Endowment Fund, the Hewitt Foundation, and the Affordable Housing Association of Nova Scotia. In addition, they would like to acknowledge the generosity of individual donations that supported the continuation of Community Clinic services. Master of Applied Social Work – MAppSWAdmission to MasseyAll students must meet university entrance requirements to be admitted to the University. Specific requirementsThe Master of Applied Social Work is a selected entry qualification. This means there are a number of extra requirements you must meet. To enter the Master of Applied Social Work you will: You will provide copies of all official academic transcripts for studies taken at all universities other than Massey University. Once you are successful at gaining a place in the Master of Applied Social Work qualification, you will also need to complete further tasks. These are to meet the requirements set down by the Social Workers Registration Act 2003 for registration as a social worker in New Zealand (to ensure you are a “fit and proper person to practise social work”). You will need to: If English, Māori or New Zealand sign language is not your first language, you will need to provide official evidence of your English language competency in the form of: A bachelor’s degree from a New Zealand university will meet English language competency requirements. Application closing dateApplications for this qualification close on 31 January of the year of study (Semester One). About refereesWe require two people who can act as referees for you. A referee should be someone who has known you for one year or more in the capacity of employer, educator, work colleague or person of community standing, e.g. Kaumatua, Minister or similar. Your referee should not be a friend, flatmate, relative or someone who has not known you for at least a year. The information your referee supplies is confidential to those involved in the selection process. Time limits for Honours, Distinction and MeritWhere your qualification is completed within the stated time limit and to a high standard, you may be able to graduate with a class of Honours, Distinction or Merit. Prior learning, credit and exemptionsFor information on prior learning, exemptions and transfer of credit or other questions: English language skillsIf you need help with your English language skills before you start university, see their English for Academic Purposes (EAP) courses. Maximum time limits for completionThere are maximum time limits to complete postgraduate qualifications. If you do not complete within the maximum time, you may be required to re-apply for the qualification if you wish to continue your studies. For returning students, there may be changes to the majors and minors available and the courses you need to take. Go to the section called ‘Transitional Provisions’ in the Regulations to find out more. In some cases the qualification or specialisation you enrolled in may no longer be taking new enrolments, so may not appear on these web pages. To find information on the regulations for these qualifications go to the Massey University Calendar. Please contact us through the Get advice button on this page if you have any questions. |
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Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug