Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über PANCE?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der PANCE: Physician Assistant National Certifying Prüfung.

2022 Updated Actual PANCE questions as experienced in Test Center

Laden Sie PANCE Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Physician Assistant National Certifying practice questions with Latest PANCE practice exams | https://www.easyfinanz.cc/

Medical PANCE : Physician Assistant National Certifying test Dumps

Exam Dumps Organized by Richard



Latest 2022 Updated Syllabus
PANCE test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest courses of PANCE - Updated Daily - 100% Pass Guarantee



PANCE sample Questions : Download 100% Free PANCE test Dumps (PDF and VCE)

Exam Number : PANCE
Exam Name : Physician Assistant National Certifying
Vendor Name : Medical
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Memorizing these kinds of PANCE Study Guide is sufficient through the examination.
At killexams.com, all of us surrender considerable and to particular date Medical PANCE genuine Questions and Responses that are since later required for the Passing PANCE check. They absolutely enable website visitors to further build their perception to answer Physician Assistant National Certifying PDF Questions and pass-ensure. This is a most ideal selection to increase your situation as being a specialist in the Organization.

Lowering small amount of cash sometime spark a huge burning. This is the situation when you go through free materials and try to complete PANCE test. Many thunderbolts are anticipating you on genuine PANCE exam. You must not rely on no cost stuff if you find yourself going to seem for PANCE exam. it is not very simple to secure PANCE test with only text ebooks or training course books. You must expertise often the tricky cases in PANCE exam. These kinds of questions are generally covered inside killexams.com PANCE Latest Questions. All of their PANCE questions bank help your preparation to get test significantly easy than ever. Just obtain PANCE Exam Questions and start checking. You will believe your knowledge will be upgraded in order to big range.

Lot of persons obtain no cost PANCE Question Bank PDF online and put an awesome effort in order to memorize people outdated inquiries. They attempt to save very little Exam Questions service charge and chance their time and test fee. Nearly all of those people be unsuccessful their PANCE exam. This is certainly just because, they will spent money, time and attention on antique questions and also answers. PANCE test training course, objectives and also courses continue to be changing by simply Medical. That is why constant Question Bank change is required or else, you will see totally different questions and replies at test screen. Which is a big problem with free ELECTRONICO on internet. Additionally, you can not training those questions with just about any test sim. You just squander lot of solutions on antique material. All of us suggest the best case, proceed through killexams.com to obtain free Exam Questions before you buy. Assessment and see the modifications in the test topics. In that case decide to create full model of PANCE Question Bank. You will big surprise when you sees all the questions about genuine test screen.

Attributes of Killexams PANCE Question Bank
-> Fast PANCE Question Bank obtain Easy access
-> Comprehensive PANCE Questions and also Answers
-> 98% Success Charge of PANCE test
-> Certain genuine PANCE test questions
-> PANCE Inquiries Updated about Regular schedule.
-> Valid and also 2022 Up to date PANCE Quiz Dumps
-> 100 % Portable PANCE test Documents
-> Full included PANCE VCE test Sim
-> No Reduce on PANCE test Get Access
-> Good Discount Coupons
-> 100 % Secured Get Account
-> 100 % Confidentiality Made sure
-> 100% Good results ensure
-> 100 % Free Latest Questions sample Inquiries
-> No Undetectable Cost
-> Absolutely no Monthly Costs
-> No Programmed Account Restoration
-> PANCE Quiz Update Appel by E-mail
-> Free Tech support team

Quiz Detail on: https://killexams.com/pass4sure/exam-detail/PANCE
Costs Details on: https://killexams.com/exam-price-comparison/PANCE
Find Complete Checklist: https://killexams.com/vendors-exam-list

Discount Coupon code on Entire PANCE Question Bank Exam Braindumps;
WC2020: 60 per cent Flat Price cut on each test
PROF17: 10% Further Price cut on Price Greater than $69
DEAL17: 15% Further Price cut on Price Greater than 99 dollars







PANCE test Format | PANCE Course Contents | PANCE Course Outline | PANCE test Syllabus | PANCE test Objectives


The material on NCCPA's certification and recertification exams can be organized in two dimensions: Organ systems and the diseases, disorders and medical exams physician assistants encounter within those systems; and The knowledge and skills physician assistants should exhibit when confronted with those diseases, disorders and exams.

Please note that while the subject matter covered on the certification and recertification exams is the same, there is some difference in the nature of the questions on those exams. Generally, the questions on the initial certification test are more specific, while questions on the recertification test tend to address broader clinical issues. This difference is most apparent in the questions related to applying basic science concepts and reflects the different functions of the two exams.

Note: Because of the Diagnostic and Statistical Manual of Mental Disorders, Fifth Edition (DSM-5) publication, NCCPA will adapt its content blueprints, disease and disorder lists, and psychiatry-related terminology within test questions to conform to DSM-5 classifications and diagnostic criteria for all of their examinations.
In NCCPA examinations, psychiatry-related terminology within test questions will include the DSM-5 terminology followed by the DSM-IV-TR terminology in parentheses. Example: illness anxiety disorder (hypochondriasis)

Based on delays in implementation of DSM-5 guidelines within the field of psychiatry, NCCPA will continue to present psychiatry-related terminology within test questions in the manner outlined above until further notice.

Beginning in 2019, there was a new content blueprint released for the Physician Assistant National Certifying test (PANCE). The content blueprint provides guidance on the information assessed on the Physician Assistant National Certifying test (PANCE). The examination is categorized in two dimensions:
Knowledge of the diseases and disorders physician assistants encounter; and Knowledge and skills related to tasks physician assistants perform when treating patients.
The detailed listings provided under each of these two categories represent examples of the material that may be covered on PANCE. It is not possible to include all courses on a single exam, and it may be possible that some questions on the test cover content that is not listed in the examples.

The content blueprint for PANCE is based on information provided from certified physician assistants who participate in profession-wide practice analysis studies. Certified PAs are involved throughout the test development process, including: reviewing results of the practice analysis, writing questions that appear on PANCE, reviewing exams before they are administered, reviewing performance data for test questions, and developing recommendations for the passing standard. Certified PAs work with NCCPA to continuously review the content included on PANCE to ensure it is relevant and current, as the practice of medicine changes and treatment guidelines are revised or new ones introduced.

Cardiovascular System 13%
Dermatologic System 5%
Endocrine System 7%
Eyes, Ears, Nose, and Throat 7%
Gastrointestinal System/Nutrition 9%
Genitourinary System (Male and Female) 5%
Hematologic System 5%
Infectious Diseases 6%
Musculoskeletal System 8%
Neurologic System 7%
Psychiatry/Behavioral Science 6%
Pulmonary System 10%
Renal System 5%
Reproductive System (Male and Female) 7%
History Taking and Performing Physical test 17%
Using Diagnostic and Laboratory Studies 12%
Formulating Most Likely Diagnosis 18%
Managing Patients
Health Maintenance, Patient Education, and Preventive Measures 10%
Clinical Intervention 14%
Pharmaceutical Therapeutics 14%
Applying Basic Scientific Concepts 10%
Professional Practice 5%



Killexams Review | Reputation | Testimonials | Feedback


Little study for PANCE exam, great success.
I have to mention that killexams.com is an excellent location I will always rely on for my future test too. In the beginning, I used it for the PANCE test and passed it effectively. at the scheduled time, I took 1/2 time to complete all of the questions. I am very glad for the Braindumps test resources provided to me for my private instruction. I think It is the ever-nice dump for the safe practice. thanks, team.


How much does it cost PANCE qustions bank with genuine dumps.
The killexams.com is an exquisite product as each easy to use and clean to put together through their Great Dumps. In many ways it prompted me, it is the tool that I used daily for my mastering. The guide is applicable for the making ready. It helped me to perform fantastic marks inside the final PANCE exam. It offers the understanding to carry out better inside the exam. thanks very for the awesome assistance.


Will you believe, all PANCE questions I read had been asked.
I passed the PANCE exam. The killexams.com questions bank helped a lot. Very beneficial certainly. passed the PANCE with 95%. I am certain everyone can pass the test after completing your test. the explanations have been very beneficial. Thank you. It became a brilliant experience with killexams.com in phrases of collection of questions, their interpretation, and sample in which you have set the papers. I am thankful to you and supply full credit to you men for my success.


It is surely top notch to have PANCE genuine test test bank.
Way to killexams.com, this website online gave me the equipment and self-belief I needed to crack the PANCE. The website has valuable facts to help you to acquire success in PANCE guide. In turn, I got here to realize about the PANCE education software program. This software program is outlining each subject matter and puts queries in random order just like the test. You may get marks additionally to help you to evaluate yourself on unique parameters. outstanding


Observed an accurate source for real PANCE braindumps.
Surpassed the PANCE test the alternative day. I would have in no manner achieved it without your test prep material. Some months within the past I failed that test the first time I took it. Your questions are very just like real ones. I passed the test very without problem this time. Thank you very a brilliant deal for your assistance.


Medical Certifying Latest Topics

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for test dumps update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best test dumps site.

Is Killexams.com Legit?
Absolutely yes, Killexams is practically legit along with fully efficient. There are several functions that makes killexams.com genuine and legitimate. It provides up to date and practically valid test dumps including real exams questions and answers. Price is surprisingly low as compared to almost all services on internet. The Braindumps are updated on standard basis together with most latest brain dumps. Killexams account method and product or service delivery is quite fast. Document downloading can be unlimited and intensely fast. Aid is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a robust website that offer test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several Braindumps provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Braindumps with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




HPE6-A70 practice questions | PCCET free pdf | PEGAPCSA85V1 test sample | VTNE practice questions | DES-5121 braindumps | DP-203 test Questions | DCPDS study guide | AZ-305 study material | ACT-Math free practice exams | CIMAPRA19-E02-1-ENG dumps questions | HPE6-A72 Practice Questions | 300-410 practice test | 8010 bootcamp | Javascript-Developer-I practice test | AD0-E106 Free test PDF | 300-610 study questions | HPE2-E75 cram | PDII cheat sheet pdf | GCIH questions answers | APD01 dump |


PANCE - Physician Assistant National Certifying tricks
PANCE - Physician Assistant National Certifying test Questions
PANCE - Physician Assistant National Certifying Latest Topics
PANCE - Physician Assistant National Certifying book
PANCE - Physician Assistant National Certifying questions
PANCE - Physician Assistant National Certifying education
PANCE - Physician Assistant National Certifying study help
PANCE - Physician Assistant National Certifying test Questions
PANCE - Physician Assistant National Certifying real questions
PANCE - Physician Assistant National Certifying test dumps
PANCE - Physician Assistant National Certifying information search
PANCE - Physician Assistant National Certifying Dumps
PANCE - Physician Assistant National Certifying test format
PANCE - Physician Assistant National Certifying test format
PANCE - Physician Assistant National Certifying test Questions
PANCE - Physician Assistant National Certifying braindumps
PANCE - Physician Assistant National Certifying PDF Download
PANCE - Physician Assistant National Certifying test syllabus
PANCE - Physician Assistant National Certifying information search
PANCE - Physician Assistant National Certifying outline
PANCE - Physician Assistant National Certifying learning
PANCE - Physician Assistant National Certifying outline
PANCE - Physician Assistant National Certifying Latest Topics
PANCE - Physician Assistant National Certifying book
PANCE - Physician Assistant National Certifying braindumps
PANCE - Physician Assistant National Certifying course outline
PANCE - Physician Assistant National Certifying Free PDF
PANCE - Physician Assistant National Certifying boot camp
PANCE - Physician Assistant National Certifying braindumps
PANCE - Physician Assistant National Certifying learn
PANCE - Physician Assistant National Certifying PDF Questions
PANCE - Physician Assistant National Certifying test dumps
PANCE - Physician Assistant National Certifying book
PANCE - Physician Assistant National Certifying testing
PANCE - Physician Assistant National Certifying test dumps
PANCE - Physician Assistant National Certifying PDF Braindumps
PANCE - Physician Assistant National Certifying test Questions
PANCE - Physician Assistant National Certifying learning
PANCE - Physician Assistant National Certifying test Questions
PANCE - Physician Assistant National Certifying PDF Download
PANCE - Physician Assistant National Certifying PDF Download
PANCE - Physician Assistant National Certifying information hunger
PANCE - Physician Assistant National Certifying tricks
PANCE - Physician Assistant National Certifying braindumps
PANCE - Physician Assistant National Certifying dumps
PANCE - Physician Assistant National Certifying Real test Questions
PANCE - Physician Assistant National Certifying study help
PANCE - Physician Assistant National Certifying real questions
PANCE - Physician Assistant National Certifying exam
PANCE - Physician Assistant National Certifying dumps
PANCE - Physician Assistant National Certifying education
PANCE - Physician Assistant National Certifying Latest Questions
PANCE - Physician Assistant National Certifying Study Guide


GP-Doctor braindumps | FPGEE study material |


Best Certification test Dumps You Ever Experienced


CDCA-ADEX question test | CDM free prep | CCRN test Braindumps | VACC past bar exams | CGRN test preparation | CNOR test prep | AHM-540 assessment test sample | ANP-BC practice questions | CNS practice questions | CNA past exams | BMAT test questions | NBDE-I cheat sheet | Dietitian practice test | AEMT free online test | RDN Free test PDF | FNS Study Guide | CRRN obtain | CFRN questions answers | CNSC writing test questions | MSNCB dump |





References :


http://killexams-braindumps.blogspot.com/2020/06/dont-miss-these-pance-cheatsheet-before.html
https://www.instapaper.com/read/1318718955
http://ge.tt/6A7bDJ53
https://killexams-posting.dropmark.com/817438/23731011
https://killexams-posting.dropmark.com/817438/23768319
https://www.4shared.com/office/7m-EeEPeea/Physician-Assistant-National-C.html
https://sites.google.com/view/killexams-pance-realexamquesti
http://feeds.feedburner.com/HereIsTheBestsPlaceToGetHelpPassPanceExam
https://killexams-pance.jimdofree.com/
https://ello.co/killexamz/post/ktxqnuuwqqygypjhi1xddw
https://justpaste.it/PANCE
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-a2dafdac-0a2e-4ec9-b57d-3318d7c70203/fv-804432e5-0179-4ff3-94df-e030566d3d3f/Physician-Assistant-National-Certifying-(PANCE).pdf#pageThumbnail-1
https://files.fm/f/ga4fsmp2j
http://killexams.decksrusct.com/blog/certification-exam-dumps/pance-physician-assistant-national-certifying-practice-test-with-real-question-by-killexams-com/



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

PANCE Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

PANCE Reviews

100% Valid and Up to Date PANCE Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug