Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über PCCSE?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der PCCSE: Prisma Certified Cloud Security Engineer Prüfung.

2025 Updated Actual PCCSE questions as experienced in Test Center

Aktuelle PCCSE Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Palo-Alto PCCSE : Prisma Certified Cloud Security Engineer Practice Tests

Practice Tests Organized by Lee



Latest 2025 Updated Palo-Alto Prisma Certified Cloud Security Engineer Syllabus
PCCSE question bank with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




PCCSE question bank : Download 100% Free PCCSE practice tests (PDF and VCE)

Exam Number : PCCSE
Exam Name : Prisma Certified Cloud Security Engineer
Vendor Name : Palo-Alto
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Do not waste time, obtain free PCCSE Cram Guide and real questions
Studying only PCCSE course books and eBooks may not be enough to pass the PCCSE exam. Visit killexams.com and obtain their free Study Guide to evaluate the full variety of their program. This will be the best decision for your success. Just memorize the PCCSE Study Guide, practice with their VCE exam simulator, and you're done.

If you are looking for an efficient and speedy way to pass the Palo-Alto PCCSE exam, they offer actual PCCSE test Questions and Solutions in two different formats: PCCSE PDF file and PCCSE VCE test simulator. Their PCCSE PDF Download PDF format can be accessed on any device, and it can be printed to make a hard copy for your reference. With a pass rate of 98.9%, their study guide has helped numerous individuals pass the PCCSE test successfully.

At killexams.com, they offer the most up-to-date and reliable PCCSE Actual Questions that includes all the objectives associated with the PCCSE exam subject by topic. Their PDF Version and VCE exam Simulator Version of Questions Answers provide a simulated exam environment that mimics the Palo-Alto PCCSE actual exam. With the help of their PCCSE TestPrep and Solutions, you can quickly gather all the necessary information and avoid wasting time practicing reference books.







PCCSE exam Format | PCCSE Course Contents | PCCSE Course Outline | PCCSE exam Syllabus | PCCSE exam Objectives


Exam Specification: PCCSE Prisma Certified Cloud Security Engineer

Exam Name: PCCSE Prisma Certified Cloud Security Engineer
Exam Code: PCCSE
Exam Duration: 120 minutes
Passing Score: Not specified
Exam Format: Multiple-choice
Exam Delivery: Proctored online or at a testing center

Course Outline:

1. Cloud Security Concepts and Technologies
- Overview of cloud computing and its security challenges
- Cloud service models (IaaS, PaaS, SaaS) and their security considerations
- Cloud deployment models (public, private, hybrid, multi-cloud) and their security implications

2. Prisma Cloud Overview
- Introduction to Prisma Cloud platform
- Key components and features of Prisma Cloud
- Prisma Cloud architecture and deployment models

3. Cloud Security Architecture and Design
- Secure cloud architecture principles and best practices
- Designing security controls for cloud environments
- Identity and access management in the cloud

4. Cloud Compliance and Governance
- Compliance frameworks and regulations relevant to cloud environments
- Cloud governance frameworks and their role in ensuring security and compliance
- Auditing and monitoring cloud environments for compliance

5. Cloud Security Operations
- Incident response and management in the cloud
- Cloud threat intelligence and security analytics
- Security automation and orchestration in cloud environments

6. Cloud Data Protection and Privacy
- Data protection strategies in the cloud
- Data encryption and key management in cloud environments
- Privacy considerations and regulatory requirements

7. Cloud Infrastructure Security
- Securing cloud infrastructure components (networking, compute, storage)
- Container security and orchestration in cloud environments
- Security considerations for serverless architectures

Exam Objectives:

1. Demonstrate understanding of cloud security concepts and technologies.
2. Describe the features and components of the Prisma Cloud platform.
3. Design and implement secure cloud architectures.
4. Ensure compliance and governance in cloud environments.
5. Manage cloud security operations effectively.
6. Protect data and ensure privacy in cloud deployments.
7. Secure cloud infrastructure components and containerized environments.

Exam Syllabus:

Section 1: Cloud Security Concepts and Technologies (15%)
- Cloud computing overview and security challenges
- Security considerations for different cloud service models
- Security implications of different cloud deployment models

Section 2: Prisma Cloud Overview (10%)
- Introduction to Prisma Cloud platform
- Key components and features of Prisma Cloud
- Prisma Cloud architecture and deployment models

Section 3: Cloud Security Architecture and Design (20%)
- Secure cloud architecture principles and best practices
- Designing security controls for cloud environments
- Identity and access management in the cloud

Section 4: Cloud Compliance and Governance (15%)
- Compliance frameworks and regulations in cloud environments
- Cloud governance frameworks and their role in security and compliance
- Auditing and monitoring cloud environments for compliance

Section 5: Cloud Security Operations (15%)
- Incident response and management in the cloud
- Cloud threat intelligence and security analytics
- Security automation and orchestration in cloud environments

Section 6: Cloud Data Protection and Privacy (15%)
- Data protection strategies in the cloud
- Data encryption and key management in cloud environments
- Privacy considerations and regulatory requirements

Section 7: Cloud Infrastructure Security (10%)
- Securing cloud infrastructure components (networking, compute, storage)
- Container security and orchestration in cloud environments
- Security considerations for serverless architectures.



Killexams Review | Reputation | Testimonials | Feedback


Did you try this wonderful source of actual questions?
The concise answers provided by killexams.com were instrumental in helping me achieve a high score on the PCCSE exam. As an IT professional with significant responsibilities, it was challenging to find a stable study plan. However, I found killexams.com's prepared Questions Answers to be an excellent study aid, enabling me to complete the exam with top marks.


PCCSE Questions Answers that work in the actual test.
I initially thought that I needed to attend classroom instruction to prepare for the PCCSE exam, so I joined two different classes, but I quickly realized that they were ineffective. After discovering killexams.com's exam samples, I changed my mindset and began using their material. I scored well on the exam and am grateful for killexams.com's reliable assistance.


I was amazed to see the updated PCCSE questions.
I passed my PCCSE certification test just last week with ease thanks to killexams.com Questions Answers and exam Simulator. I was stunned to see how great their services are, as they helped me prepare for the test in a short amount of time. I am extremely grateful for their services, and their preparation materials are the best available in the market.


Where can I obtain PCCSE exam study help on the internet?
As a working professional, I found Killexams to be a useful platform to practice the practice test anywhere. The revision practice tests helped me secure 88% marks in the PCCSE exam. I suggest that Killexams develops an android app so that people like us can practice the tests while traveling.


Do not forget to read these PCCSE actual test questions.
Killexams.com provides products that are designed to help all students constantly be on top. I purchased the PCCSE exam guide, which turned out to be necessary for me. It helped me understand all the essential concepts of this certification, and I am feeling delighted with my choice. With the help of the PCCSE exam engine, I scored 92%, and those products helped me with the training of certification. Thanks to the extremely good crew of killexams.com for their assistance.


Palo-Alto Certified teaching

PCCSE Exam

User: Doris*****

I thought passing the PCCSE exam was impossible due to my training schedule. But after referring to the exam material from Killexams.com, I was able to achieve a terrific score within less than 10 days of studying. Thanks to their guidance, I had hope and achieved my goal of becoming an IT certified professional.
User: Allan*****

Thanks to my friend who introduced me to killexams.com, I was able to overcome my fear and anxiety about the pccse exam. I was not ready to comprehend the points well, but killexams.com Questions Answers helped me by providing appropriate question and answer references. I was able to answer 87 questions in 80 minutes and passed the exam. killexams.com turned out to be my actual companion during my pccse exam preparation.
User: Tisha*****

The material was well-organized and efficient, which enabled me to easily understand several answers and score 97% marks after preparing for only two weeks. I want to thank the team at Killexams.com for providing excellent preparation material and assisting me in passing the prisma certified cloud security engineer exam. As a mother, I had limited time to prepare for the exam, but with the help of the Killexams.com practice tests, I was able to pass the exam.
User: Tahnee*****

Killexams.com was a blessing for my pccse exam preparation. The exam contains many small details and configuration tricks that can be difficult to grasp without experience. The pccse Questions Answers provided by Killexams.com were sufficient to pass the exam.
User: Mishay*****

I want to take the opportunity to thank all the crew members of killexams.com for creating such an exquisite platform for us. With the help of their online questions and cases, I easily passed my PRISMA CERTIFIED CLOUD SECURITY ENGINEER certification with 81% marks. It was sincerely helpful to understand the type and patterns of questions and explanations provided for answers, which made my concepts crystal clear. Thank you for all of the guides, and keep up the good work, killexams.com.

PCCSE Exam

Question: PCCSE exam questions are changed, in that could I locate a new exam bank?
Answer: Killexams keep on checking PCCSE update and change/update the PCCSE exam question bank accordingly. You will receive an update notification to re-download the PCCSE exam files. You can then login and obtain the exam question bank files accordingly.
Question: How long discount offer stand?
Answer: Usually, discount coupons do not stand for long, but there are several discount coupons available on the website. Killexams provide the cheapest hence up-to-date PCCSE question bank that will greatly help you pass the exam. You can see the cost at https://killexams.com/exam-price-comparison/PCCSE You can also use a discount coupon to further reduce the cost. Visit the website for the latest discount coupons.
Question: How frequently PCCSE Questions Answers change?
Answer: It depends on the vendor that takes the test, like Cisco, IBM, HP, CompTIA, and all others. There is no set frequency in which PCCSE exam is changed. The vendor can change the PCCSE exam questions any time they like. But when exam questions are changed, they update their PDF and VCE accordingly.
Question: Where can I obtain PCCSE exam study help?
Answer: You can find PCCSE study help at killexams.com. Killexams provide the latest PCCSE practice test in two file formats. PDF and VCE. PDF can be opened with any PDF reader that is compatible with your phone, iPad, or laptop. You can read PDF Questions Answers via mobile, iPad, laptop, or other devices. You can also print PDF Questions Answers to make your book read. VCE exam simulator is software that killexams provide to practice exams and take a test of all the questions. It is similar to your experience in the actual test. You can get PDF or both PDF and exam Simulator. These PCCSE exam test prep will help you get High Marks in the exam.
Question: Can I buy just PCCSE exam PDF dumps from killexams?
Answer: Yes, Killexams PCCSE PDF and VCE use the same pool of questions so If you want to save money and still want the latest PCCSE Questions Answers you can buy only PCCSE PDF dumps.
Palo-Alto+Certified+teaching
https://www.pass4surez.com/art/read.php?keyword=Palo-Alto+Certified+teaching&lang=us&links=remove

While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to cheatsheet update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit Their demo questions and demo brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best practice tests website?
Indeed, Killexams is totally legit and fully well-performing. There are several attributes that makes killexams.com realistic and straight. It provides up to date and totally valid exam questions including real exams questions and answers. Price is minimal as compared to almost all of the services on internet. The Questions Answers are up to date on standard basis by using most exact questions. Killexams account build up and product or service delivery is amazingly fast. Record downloading can be unlimited and also fast. Assist is avaiable via Livechat and Email address. These are the characteristics that makes killexams.com a robust website that provide exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Questions Answers with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your obtain Account. You can obtain Premium practice test files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.




HH0-210 practice test | Praxis-Core practice exam | DASM test prep | CGFNS practice test | PANRE free questions | SOFE-AFE pdf exam | 150-820 practice questions | ESPA-EST boot camp | 2B0-102 exam cram | Salesforce-OmniStudio-Developer pass marks | NHA-AIT practice exam | Nutanix-NCP exam Questions | ServiceNow-CIS-HAM free pdf | ACNP-BC exam questions | H12-311 PDF obtain | H12-222 free exam papers | VACC study guide | HPE0-P27 prep questions | H35-462 mock exam | AANP-AGNP study help |


PCCSE - Prisma Certified Cloud Security Engineer exam cram
PCCSE - Prisma Certified Cloud Security Engineer exam questions
PCCSE - Prisma Certified Cloud Security Engineer exam contents
PCCSE - Prisma Certified Cloud Security Engineer exam Questions
PCCSE - Prisma Certified Cloud Security Engineer Premium PDF
PCCSE - Prisma Certified Cloud Security Engineer testing
PCCSE - Prisma Certified Cloud Security Engineer PDF Download
PCCSE - Prisma Certified Cloud Security Engineer exam Cram
PCCSE - Prisma Certified Cloud Security Engineer exam contents
PCCSE - Prisma Certified Cloud Security Engineer learn
PCCSE - Prisma Certified Cloud Security Engineer test prep
PCCSE - Prisma Certified Cloud Security Engineer PDF questions
PCCSE - Prisma Certified Cloud Security Engineer test prep
PCCSE - Prisma Certified Cloud Security Engineer PDF Download
PCCSE - Prisma Certified Cloud Security Engineer Practice Test
PCCSE - Prisma Certified Cloud Security Engineer boot camp
PCCSE - Prisma Certified Cloud Security Engineer questions
PCCSE - Prisma Certified Cloud Security Engineer outline
PCCSE - Prisma Certified Cloud Security Engineer testing
PCCSE - Prisma Certified Cloud Security Engineer exam Cram
PCCSE - Prisma Certified Cloud Security Engineer learn
PCCSE - Prisma Certified Cloud Security Engineer test prep
PCCSE - Prisma Certified Cloud Security Engineer Question Bank
PCCSE - Prisma Certified Cloud Security Engineer education
PCCSE - Prisma Certified Cloud Security Engineer study help
PCCSE - Prisma Certified Cloud Security Engineer testing
PCCSE - Prisma Certified Cloud Security Engineer book
PCCSE - Prisma Certified Cloud Security Engineer testing
PCCSE - Prisma Certified Cloud Security Engineer Latest Questions
PCCSE - Prisma Certified Cloud Security Engineer tricks
PCCSE - Prisma Certified Cloud Security Engineer learning
PCCSE - Prisma Certified Cloud Security Engineer Practice Questions
PCCSE - Prisma Certified Cloud Security Engineer techniques
PCCSE - Prisma Certified Cloud Security Engineer study tips
PCCSE - Prisma Certified Cloud Security Engineer Latest Questions
PCCSE - Prisma Certified Cloud Security Engineer questions
PCCSE - Prisma Certified Cloud Security Engineer test
PCCSE - Prisma Certified Cloud Security Engineer tricks
PCCSE - Prisma Certified Cloud Security Engineer Free exam PDF
PCCSE - Prisma Certified Cloud Security Engineer education
PCCSE - Prisma Certified Cloud Security Engineer Practice Test
PCCSE - Prisma Certified Cloud Security Engineer premium pdf
PCCSE - Prisma Certified Cloud Security Engineer exam contents
PCCSE - Prisma Certified Cloud Security Engineer book

Other Palo-Alto Practice Tests


ACE study guide | PCNSA free exam practice | PCSAE test example | PCCSE exam answers | PCNSC practical test | PSE-SASE practice test | PCCET test prep | PCCSA exam questions | PCSFE cram | PCNSE-PANOS-9 mock exam | PCNSE prep questions | PSE-Strata pass marks | PCDRA Practice Test |


Best practice tests You Ever Experienced


NCS-Core test exam | DAS-C01 study guide | 2V0-41.23 mock exam | Salesforce-Financial-Services-Cloud test prep | DEE-1721 free questions | CAU201 Free PDF | WorkKeys exam Questions | PMP questions answers | ACA-Sec1 exam answers | S10-300 download | CDCS-001 assessment test sample | QAWI201V3-0 writing test questions | NNAAP-ALNA free exam papers | S2000-018 free practice test | C1000-116 Study Guide | C1000-078 exam questions | 830-01 real questions | GMAT exam prep | SVC-19A practice test | 9L0-827 examcollection |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

PCCSE Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

PCCSE Reviews

100% Valid and Up to Date PCCSE Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug