Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Salesforce PDII : Salesforce Certified Platform Developer II (PDII) exam Dumps

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Exam Number : PDII
Exam Name : Salesforce Certified Platform Developer II (PDII)
Vendor Name : Salesforce
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PDII exam Format | PDII Course Contents | PDII Course Outline | PDII exam Syllabus | PDII exam Objectives


The Salesforce Certified Platform Developer II program is designed for individuals who would
like to demonstrate their skills and knowledge in advanced programmatic capabilities of the
Lightning Platform and data modeling to develop complex business logic and interfaces. The
candidate can design, develop, test, and deploy programmatic solutions that are
maintainable and re-usable and follow design patterns and object-oriented programming
best practices.

The Salesforce Platform Developer I credential is a prerequisite for the program.
The Salesforce Certified Platform Developer II (PDII) certification will
consist of two parts: a proctored multiple-choice exam and four Trailhead Superbadges
which replace the Programming Assignment. Similar to the Programming Assignment,
superbadges show that you can apply what you've learned to advanced, real-world business
requirements covering features, concepts, and scenarios that are essential for a Platform
Developer II to know, including Apex programming, data integration and more.



This exam guide is designed to help you evaluate if you are ready to successfully complete
the Salesforce Certified Platform Developer II program. This guide provides information
about the target audience for the certification program, recommended training and
documentation, and a complete list of exam objectives—all with the intent of helping you
achieve a passing score. Salesforce highly recommends a combination of on-the-job
experience, course attendance, and self-study to maximize your chances of passing the
exam.


The Salesforce Certified Platform Developer II Multiple Choice exam measures a candidates
knowledge and skills related to the following objectives. A candidate should have hands-on
experience developing custom applications on the Lightning Platform and have
demonstrated the application of each of the features/functions below.

SALESFORCE FUNDAMENTALS

 Describe the capabilities of base-system objects such as sharing objects,
history objects, metadata objects, multi-currency, and Chatter objects.

 Describe the different capabilities of and use cases for the various
Salesforce development platforms (Heroku, Fuel, Lightning Platform).

DATA MODELING AND MANAGEMENT

 Describe how to design code that accommodates multi-language, multicurrency, multi-locale considerations.

 Describe the implications of compound data types in Apex
programming.

 Describe the use cases for and benefits of external IDs.

 Identify use cases for different types of custom metadata and custom
settings, and describe how to implement solutions for those use cases.

LOGIC AND PROCESS AUTOMATION

 Given a scenario, describe the implications of the order of execution of a
record save.

 Describe the interactions between Visualforce/Apex with Flow/Process
Builder.

 Given a scenario, identify the optimal programmatic or declarative
solution.

 Given a scenario, debug unexpected behavior due to save execution
order.

 Describe the Apex features available for error handling and maintaining
transactional integrity.

 Identify potential issues with inefficient code and mitigation techniques
to avoid exceeding governor limits.

 Describe the data return types for SOQL and SOSL queries and their
impact on variable assignment.

 Describe the options, best practices, and use cases for asynchronous
execution.

Weighting 33%

Weighting 5%

Weighting 7%

SALESFORCE CERTIFIED PLATFORM DEVELOPER I I

 Given a scenario, identify the appropriate dynamic Apex feature.

 Given a scenario, describe when and how to use Apex managed sharing.

 Describe the use cases for the various authentication techniques.

USER INTERFACE

 Given a scenario, describe how to use a standard set controller.

 Describe the considerations when creating custom controllers and
controller extensions.

 Describe the techniques for using Visualforce to perform actions and
partial page refresh.

 Describe the messaging techniques and best practices when displaying
errors in user interfaces.

 Describe techniques to maximize code re-use with Visualforce.

 Describe use cases for JavaScript in a Visualforce page.

 Given a set of requirements, describe the process for designing Lightning
components.

PERFORMANCE

 Describe the common performance issues for user interfaces and the
techniques to mitigate them.

 Describe the considerations for query performance.
INTEGRATION

 Describe how to expose Apex classes as SOAP and REST web services.

 Describe how to use system classes to integrate with SOAP- or RESTbased web services.

 Describe when and how to use metadata, streaming, and Analytics API
to enhance Apex and Visualforce solutions.

TESTING

 Describe the best practices for unit testing in Apex.

 Describe how to apply different techniques to create test data and
responses.

 Describe the implications of testing Visualforce controllers and controller
extensions.

 Describe various ways to execute tests and specify test execution
options.

Weighting 20%

Weighting 12%

Weighting 11%

Weighting 7%

SALESFORCE CERTIFIED PLATFORM DEVELOPER II DEBUG AND DEPLOYMENT TOOLS

 Given a scenario, identify the appropriate tool to analyze application
performance profiles and troubleshoot data and performance issues.

 Given a scenario, identify the appropriate deployment tool.



SECTION 2. AUDIENCE DESCRIPTION: SALESFORCE CERTIFIED PLATFORM DEVELOPER II

The Salesforce Certified Platform Developer II program is intended for an individual who has
experience developing custom applications on the Lightning Platform, including practical
application of the skills and concepts noted in the exam objectives below.

The Salesforce Certified Platform Developer II generally has two to four years of experience
as a developer, including at least one year of design, implementation, and deployment
experience on the Lightning Platform.

The Salesforce Certified Platform Developer II candidate has the experience, skills, and
knowledge outlined below:

 Understands the principles and best practices of Salesforce data modeling, interface
design, code development, and testing, and can apply these principles in real-world
development environments.

 Is capable of defining appropriate solutions to meet specific business
challenges/process requirements to extend/customize the platform by applying
knowledge of declarative and programmatic features of the Lightning Platform.

 Is competent developing Apex code that will scale to large data sets; has a good
understanding of platform behaviors, limits, and performance considerations.

 Can build custom user interfaces to display and interact with Salesforce data using
the Lightning Component Framework, advanced Visualforce, CSS, and JavaScript.

 Is competent tuning Visualforce pages and understands performance implications of
the controller design.

 Understands and applies best practices for general web and Salesforce-specific
security concerns.

 Can design and implement complex sharing models using declarative and
programmatic methods.

 Can design and implement a test plan that ensures adequate quality (e.g., code
coverage, application behaviors, scalability, environment independence, security)
across application components.

 Can deploy custom applications, has a broad understanding of the Salesforce
development lifecycle, and understands deployment tools and knows when to apply
each tool.

 Understands and uses Apex SOAP and REST web services and how to call out from
Apex using SOAP and REST.

 Understands and uses asynchronous programming – queueable, batchable,
schedulable, @future, etc.

 Understands and applies appropriate techniques for error and exception handling in
various programmatic contexts.

Implements best practices for trigger development and design patterns, other
business logic development, and reuse.

 Knows how to surface Lightning Components on a Lightning page and with Quick
Actions.

A candidate for this exam is not expected to:

 Administer any standard Salesforce application.

 Design a technical architecture solution that spans multiple platforms and includes
integration and authentication across systems.

 Develop and publish managed products on the App Exchange that require a security
review.

 Create a Quick Action.

 Surface Lightning Components in all possible locations.

 Use all Salesforce APIs (i.e. metadata).



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Salesforce Expands Its Financial Services Platform

Salesforce has announced an expansion to its Financial Services Cloud to help financial advisors build deeper relationships with clients and become more productive by automating relevant client information from disparate IT systems.

Two years in development, the Financial Services Cloud platform offers advisors profiles of clients, their households and extended networks. Modules include Client Life Goals which allow advisors to create collaborative financial plans for the client based on life goals such as budgeting for college or buying a vacation home and Wealth Home Page which automates administrative tasks so advisors can quickly scan their daily agendas, prioritize client tasks and track client opportunities.

Salesforce seems to believe that CRM (customer relationship management software) and artificial intelligence (AI) using APIs can overcome the silos that have bedeviled retail financial services firms for decades.

In its announcement, Salesforce said that “decades of mergers and acquisitions, evolving products that grew up in silos, multiple core systems across different lines of business and an explosion of data have created redundancy and a fractured view of the customer and their needs.”

To access the customer information in those silos, Salesforce is relying on a recent acquisition, MuleSoft, which uses APIs to extract customer information from disparate older systems and provide it to bank employees in an easily understood dashboard. Salesforce's commercial banking app provides relationship managers with a complete view of every customer's business and commercial accounts, and empowers them to identify and grow the most profitable relationships and streamline the onboarding of new clients. It also lets the commercial bankers make referrals to other parts of the bank, including wealth management and retail banking.

“For the first two years they focused on B2C now they are extending to B2B,” said said Rohit Mahna, senior vice president and general manager of Financial Services at Salesforce. "Customers wanted more repeatable action plans like passing a lead from the retail bank to the commercial bank.”

Since it started, Salesforce has done well with the financial services industry. It was being used by big players like Merrill Lynch, Goldman Sachs and Deutsch Bank, companies focused on ultra high net worth investors, like Bessemer, and four- and five-person shops across the country.

But, discovered Simon Mulcahy, it was getting the wealth management industry wrong.

Mulcahy, now the chief innovation officer, was running the company’s financial services groupwhen a conversation with one wealth manager made him realize that, as does occasionally happen with software companies, there was a huge gap between what Salesforce delivered and what wealth managers needed.

“I went back to Marc (Benioff) and the leadership team and they said to go deep. I ended up on the road." He visited more than 100 wealth management offices to learn more about what they needed.

“The industry is turning on its head,” Mulcahy said. “We had been helping them sell and they have a desperate need to do service-based selling. They have to help them change their operating and business model."

Millennials and female investors are being underserved by the current wealth management model, he added.

In the old model a client would bring a stack of paper to the financial advisor who would send it off to headquarters to get a financial plan in the form of a long paper-based document.

“The millennials are now 35 at the top end, entering the high earning time in their life and they need advice. The people who are getting advice are not getting it how they want. In other industries everyone is being retrained, and then you look at the staid experience of wealth management and it is like something out of Jeeves.”

“The industry model is a butler service,” Mulcahy said. “I am the advisor, tell me what you want and I will take care of everything. The relationship is binary — either give everything to the advisor and she does it all or do it yourself. You have all these people who aren’t being advised. The attitude is that it is too complicated for the client.”

The process is also product-centric. The advisor is going to sell the client some products and then have quarterly face-to-face reviews where the client faces more documentation than the average person can consume. But that’s probably not a big loss since the documents are out of date by then anyway.

Decades of complexity are slowing transformation, said Mahna.

“Complexity internally has created fragmented a view of the customer, they don’t have a holistic view of the customer.”

MuleSoft has built flows specific to financial services, which allows the Salesforce financial services platform to unlock all of a firm’s back office data sitting in core or policy administration servers, Mahna added.

Alyson Clarke, principal analyst for digital business strategy at Forrester Research, said Salesforce has been building this broad solution over several years. They started with the financial services cloud for financial planners, then did banking, then lending and small business.

“Now they have brought it all together,” she said, “with this great interface and they leveraged connectivity to services firms us like digital account opening. The new solution brings it all together across the organization —retail banking, lending, wealth management, commercial banking, SMB banking —  to help you better serve customers in a customer-centric way.”

The problem for banks is not just that these are different businesses, they also use different technology for servicing the customer.

“If you have a customer who cuts across multiple lines  of business, then the poor customer gets a very disjointed experience and the employees don’t know what is going on elsewhere. They can’t see that a wealth customer was talking to the firm about an SME loan. It brings the ability to integrate with a lot of existing systems and be able to connect the dots.”

“The financial services cloud is trying to make that employee’s job easier," Clarke added. “It will drive productivity and enable deeper and better conversations. If I can spend 10 minutes on administration and and 90 minutes on the conversation, and I can see other conversations you have had with other parts of the bank, it feels like I know you when I am talking to you. One benefit for the cloud is usability, the customer experience and how it makes the employee’s job a lot easier. It can pull together all the customer information in one spot.”

Next year, she added, Einstein will add artificial intelligence (AI) which will start to make the relationship management more deeply engaged and be able to suggest the next best action to an employee.

“I like its great usability. Salesforce is trying to understand the employee’s needs and it created an interface that allows you to customize and create a great experience for that person.”

The industry needs that help for employees, said Mulcahy, the innovation leader.

The advisors are in the mid to late 50s, they have a book of business and they really don’t want to sell any more.

“You are dealing with a business that starts with retirees and they end up dying. You have a high attrition rate which is not being addressed.” The advisor tends to have a  relationship with the patriarch of a family, and when he dies, an average of 70 percent of client-heirs take their business somewhere else.

Wealth management firms face a challenge of how to stem the outflow of assets and retain the business.

Mulcahy’s research revealed that most investors — well over 50 percent — are dissatisfied. That’s something to worry about because the nation faces an enormous wealth transfer in the next five years — more than $2 trillion.

“The transfer is going on and the industry is not set up for it. It is still selling, not servicing.”

“You have to transform the experience of the advisor,” Mulcahy said. “Now it is so onerous. The  advisor spends half a day preparing for a client meeting using 20-30 apps they have to swivel between. How do you make that easier?”

State Farm, for example, uses Salesforce to support agents in handling claims. When a claim is submitted, Salesforce provides a complete view of the customer and automatically creates an intelligent action plan that helps them prioritize their tasks. It also updates the customer by email or text message of the status and progress of their claim.

Among the partners supporting the launch are Athene Group and Envestnet | Yodlee for account aggregation, DocuSign and OneSpan for document management and electronic signatures, Informatica and MuleSoft to extract and integrate data from multiple systems, Orion for new billing capabilities and Advisor Software for portfolio rebalancing.


Salesforce to Fund Startups Writing Apps for its Platform

— -- Salesforce.com Inc. has launched a US$25 million investment fund to encourage the development of new applications using its Force.com hosted development platform.

The fund, created with investment companies Bay Partners and Bessemer Venture Partners, will make investments of $500,000 or more in start-up companies using Force.com, the companies announced Monday.

Salesforce.com refers to Force.com as its "platform as a service." It allows companies to build add-ons to Salesforce.com's hosted CRM (customer relationship management) software, or entirely new hosted applications, using pre-built database, logic and workflow services from Salesfore.com.

The goal is make it easier to build hosted applications by letting Salesforce.com provide the underlying infrastructure services.

Last month, Salesforce.com released a new part of Force.com called Visualforce, a tool for creating user interfaces in HTML, AJAX (asynchronous JavaScript and XML) or Adobe Systems Inc.'s Flash.

The tool is valuable because it lets companies build applications that don't have to have the same look and feel as Salesforce.com's own applications, which wasn't possible before, commented analyst company Ovum Ltd.

Salesforce.com didn't say how much each company is contributing to the investment fund, only that they will invest about $25 million over three years. Salesforce.com will act in an advisory capacity, it said.

Bay Partners has already invested in companies that list their applications in Salesforce.com's AppExchange marketplace, including Eloqua Corp., which makes demand generation software, and Xactly Corp., which develops sales management software.


Salesforce Pricing: How Much Does Salesforce Cost in 2023?

Salesforce pricing starts at $25 per user, per month for its Sales Cloud and Service Cloud platforms, with more expensive plans getting as high as $330 per user, per month. These monthly fees will vary depending on the needs and scale of your business. The difference between the above two figures is startling, so the smartest move you can make is to get a direct price quote from Salesforce for how much Salesforce will cost for your exact business needs.

You can also use their CRM quote comparison tool to receive quotes from a range of CRM providers, in addition to Salesforce. It's worth noting that, in August 2023, Salesforce changed its pricing across most of its prominent plans, increasing most plans by an average of 9% each. Luckily, the $25 per user, per month plan was unchanged, but more expensive plans did see an increase.

The most popular Salesforce platform is the Sales Cloud, which is why we've outlined this in the table below. Scroll down for all of Salesforce's plans and pricing information, including Sales and Marketing solutions.

File storage: 1GBData storage: 10GB + 20MB per license

File storage: 10GB + 2GB per licenseData storage: 10GB + 20MB per license

File storage: 10GB + 2GB per licenseData storage: 10GB + 20MB per license

File storage: 10GB + 2GB per licenseData storage: 10GB + 20MB per license

$15/user/month

Salesforce's most expensive solutions are its robust marketing automation platforms. Prices for this come in at between $1,250 per month and $15,000 per month, so you can see the price tag can vary wildly depending on exactly what you're looking for.

Worried about how much Salesforce will cost your business? Compare price plans in a few simple steps with their custom quote tool.

Salesforce CRM Pricing

When it comes to determining the best price your business can get for Salesforce, or any software, the most important thing is to understand which pricing plan is sufficient for your exact business needs so you're not overpaying for features you won't use.

That’s why we’ve created their unique quote matching tool – it takes seconds to fill out but can save your business time and money. Last year, they helped thousands of businesses like yourself find the right services and products. Fill in a few quick questions about your business and we'll match you to the best solution.

Keep scrolling to work out for yourself which Salesforce price plan might best meet your needs. We'll look at Salesforce's costs for each tier and product. Plus, help you decide if this Salesforce is the right CRM system for your company, or if an alternative might offer you better value.

Since their last update... For the first time in more than seven years, Salesforce has increased its prices on the majority of its popular plans, with the changes effective from August 2023. The Professional, Enterprise, and Unlimited plans all saw an average increase of around 9%, while the Starter plan fortunately stayed at the competitive $25 per user, per month.

What's the reason for the increase? According to the official Salesforce press release, it's because the company has substantially increased its generative AI offerings, including AI Cloud, Einstein GPT, and Sales GPT and Service GPT. As a result, the platform has increased prices to make up for the increased functionality of Salesforce as a whole.

Salesforce Pricing Plans

Salesforce divides its various services into what it calls “clouds.” Unsure about what service your business might need? Tired of the ambiguous pricing models of business software? They get it – comparing the different pricing plans is confusing and it can be extremely costly should you get it wrong. If you want to save time, you can join the dozens of other businesses who have used their quote-finding form and get matched to a pricing plan much quicker this way.

  • Sales Cloud Costs – from $25 per month, is the company's basic CRM system; it includes all the basics you need for client management, including client records, lead tracking, deals, notes, and more.
  • Service Cloud Costs – from $25 per month, allows for online customer service on any device, and the ability to integrate customer service data with client records in other Salesforce clouds.
  • Marketing Cloud Engagement Costs– from $1,250 per month, allows you to create one-to-one marketing campaigns.
  • Marketing Cloud Account Engagement Costs (Formerly Pardot)– from $1,250 per month, this marketing automation platform can streamline a lot of your marketing.
  • Salesforce Quip Pricing – from $100 per month, this collaboration platform helps ease the transition to remote work.
  • Sales, Marketing, and Service are the primary clouds Salesforce offers. Beyond that, the company has a variety of other services, including a development platform for building Salesforce-powered apps, online forums connected to CRM data, and more.

    For those just starting out, however, Sales Cloud is the place to start.

    For pricing, Salesforce offers a wide variety of pricing levels. Essentials is for teams of five or less and applies only to the Sales and Service clouds. As you go up in pricing tiers, Salesforce becomes more customizable and adds higher levels of support.

    There's also Lightning Professional, Lightning Enterprise, and Lightning Unlimited. The Lightning suite of services all use a different user interface than the classic versions of these plan tiers but offer the basically same features (albeit with a few new productivity tools).

    You can read more about the Lightning services here. Ultimately, while the “Lightning” name can be a little confusing, the services it offers are just a mildly revamped version of the services they discuss here and come with the same benefits and price tags.

    Marketing Cloud - Engagement Marketing Cloud - Engagement Marketing Cloud - Engagement Marketing Cloud - Account Engagement Marketing Cloud - Account Engagement Marketing Cloud - Account Engagement Marketing Cloud - Account Engagement

    Salesforce Marketing Cloud

    Salesforce Marketing Cloud

    Salesforce Marketing Cloud

    Salesforce Marketing Cloud Account Engagement (Formerly Pardot)

    Salesforce Marketing Cloud Account Engagement (Formerly Pardot)

    Salesforce Marketing Cloud Account Engagement (Formerly Pardot)

    Salesforce Marketing Cloud Account Engagement (Formerly Pardot)

    Salesforce Sales Cloud Costs

    The Sales Cloud is the standard Salesforce software. The main features will allow every employee in a company to easily manage their accounts, contacts, leads, and opportunities, all from a single interface. It's also one of the few CRM options that allows for sales forecasting functionality across all its pricing plans. AI-powered tools and customizable templates can further streamline and automate daily chores, cutting down on costs and helping agents focus on what matters.

    Each of the four tiers offers more features and functionality than the last. Sales Essentials costs $25 per user, per month; Lightning Professional is $80 per user, per month; Lightning Enterprise is $165 per user, per month; and Lightning Unlimited is $330 per user, per month.

    It's worth noting that the Unlimited plan is where you can unlock the built-in AI features, which provide in-depth lead and opportunity scoring, as well as insights into customer interactions and deal health at your business.

    As is often the case, the closest competitor to Salesforce Sales Cloud is the HubSpot Sales Hub, which offers many of the same features at a slightly lower price (starting at $23 per user per month). You are required to have at least two users though, so starting price is actually a minimum of $45 per month.

    Salesforce is a good option, but it isn't the best CRM for sales, according to their research. That honor goes to Zoho CRM, which offers lots of features but at a reasonable price point that won't scare off smaller businesses. Salesforce does, however, offer some of the most robust sales dashboards on the market.

    File storage: 1GBData storage: 10GB + 20MB per license

    File storage: 10GB + 2GB per licenseData storage: 10GB + 20MB per license

    File storage: 10GB + 2GB per licenseData storage: 10GB + 20MB per license

    File storage: 10GB + 2GB per licenseData storage: 10GB + 20MB per license

    $15/user/month

    Salesforce Service Cloud Costs

    Service Cloud is a key part of Salesforce's products. It's a fully functional customer service platform that integrates seamlessly with Salesforce, putting your customer data at the fingertips of all those in your company that need it.

    The Community 360 feature, for example, allows customer service agents to see if your clients have looked for help already on your website or filed any support tickets. This helps the agents get a better picture of what's going on with any given client.

    With Service Cloud, Salesforce says you can reach any customer on any device to meet their needs as they arise.

    The costs for Service Cloud are the same as for the Sales Cloud. Essentials is $25 per user, per month, Lightning Professional starts at $80 per user, per month, Lightning Enterprise costs $165 per user, per month, and Lightning Unlimited starts at $330 per user, per month.

    The availability of Einstein AI features is relegated to the Enterprise plan and Unlimited plan only. Additionally, the functionality will cost extra, running businesses an additional $50 per month for advanced analytics and smart service features.

    While Salesforce Service Cloud is a respectable option when it comes to customer support platforms, their research showed that Zendesk is actually the better option, depending on your needs. It's more affordable, easier to use, and allows support across virtually every channel you can imagine, whereas Salesforce is missing some, like phone support.

    Read their full Salesforce vs Zendesk comparison here.

    Website Live Chat Comms Channel

    Requires Telephony Integration

    Requires Telephony integration

    Requires Telephony Integration or Service Cloud Voice Add-on

    Yes – but limited to 1 license

    Additional cost

    Yes (Maximum of 2).

    Yes (maximum of 2)

    Yes (maxium of 2)

    Yes (maximum of 2)

  • Internal knowledge base
  • Agent monitoring
  • Unified Case Queue
  • Task Dashboard
  • Team Comms
  • Manual Ticket Routing
  • User hierarchy
  • Int. knowledge base
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  • Salesforce Marketing Cloud

    Salesforce also offers a Marketing Cloud, which is made up of a wide range of different platforms, each with their own set of pricing plans. For the average business, there are two platforms that their research shows are the best fit for you: the Marketing Cloud Engagement platform and the Marketing Cloud Account Engagement platform.

    As for the difference between the two platforms, Marketing Cloud Engagement is intended for B2C businesses whereas Marketing Cloud Account Engagement is intended for B2B businesses. The difference in the max number of contacts per plan is the key indicator here because Marketing Cloud Account Engagement has a lot less contacts allocated to customers as B2B businesses have less need for a huge library of customer details.

    Read on for the pricing information about each of these two Marketing Cloud platforms.

    Salesforce Marketing Cloud Engagement Costs

    The Marketing Cloud Engagement platform is Salesforce's one-to-one marketing platform, which integrates with other Salesforce “clouds” for a more complete understanding of your customers' history.

    The idea with Marketing Cloud Engagement is to meet your customers wherever they are. You can use Salesforce's platform to send out marketing emails, advertise to them online, send them mobile alerts, and encourage them to land on your e-commerce pages.

    Salesforce says this can all happen at scale, giving your customers a more personalized experience without handcrafting every single message that goes out the proverbial door.

    Marketing Cloud Engagement's pricing is a little more expensive than the Sales and Service Clouds. It offers three distinct plans: Pro, Corporate, and Enterprise. The Pro plan costs $1,250 per month, and the Corporate plan rounds it out at $3,750 per month. The Enterprise plan requires you to contact Salesforce to get a quote.

    For the best AI-powered results, you'll need to subscribe to the Corporate or Enterprise plans, as the Pro plan does not have AI functionality built in. With these features, you can supercharge your marketing campaign with smart insights to reach and convert customers.

    In their research, they found that Salesforce Marketing Cloud Engagement platform isn't the best CRM for marketing, particularly if you're worried about price. It's very expensive and outside of extensive data visualizations, doesn't offer as much as their top pick, HubSpot Marketing Hub. With this robust option, you'll be able to take care of all your marketing needs from a single hub, including email, social, content, and paid. It's also quite expensive, but at least you're getting a lot of bang for your buck.

    Custom automation builder

    30 days

    30 days

    30 days

    Salesforce Marketing Cloud Account Engagement Costs (Formerly Pardot)

    Salesforce acquired the marketing automation service Pardot in 2012, and now offers it as an add-on for Salesforce users. Formerly known as Salesforce Pardot and now referred to as the Marketing Cloud Account Engagement platform, the service streamlines a marketing team's daily and long-term tasks, from automating all the simple chores to sending custom alerts that can jog agents' memories to ensure they follow up on all of their clients' needs.

    Marketing Cloud Account Engagement offers an impressive range of features in four main marketing categories: lead generation, thanks to tools covering lead tracking, email, social media, landing pages, and A/B testing; lead management, due to custom-designed engagement and nurturing programs; sales alignment, with tools including customer activity tracking, campaigns, and CRM integration; and, finally, ROI reporting, with metrics tracking tools that cover the whole sales funnel.

    Salesforce Marketing Cloud Account Engagement comes in four plans — Growth, starting at $1,250 per month; Plus, starting at $2,500 per month; Advanced, starting at $4,000 per month; and Premium, starting at $15,000 per month. All four plans cover up to 10,000 contacts at this base price — except for Premium which allows for 75,000 and are differentiated mainly by the features each offers.

    You'll need to grab the Advanced or Premium plans if you're interested in using artificial intelligence to Improve your business. These plans come with Einstein AI built in, so you can reach out to your leads at the perfect moment to ensure a sale is as likely as possible.

    If Salesforce Marketing Cloud Account Engagement sounds right for you, or you just want to check out whether it will work for your specific business needs, then you can join the thousands other businesses they helped to get set up with the platform. Save time and money by taking a minute to fill out their free, no-commitment form right now.

    You can check out the pricing table below to see a few main differences, though you'll need to head over to their dedicated Salesforce Marketing Cloud Account Engagement pricing and benefits page to get the full breakdown.

    Salesforce Quip Pricing

    If your team has gone remote during the pandemic, you might be in need of some kind of collaboration platform. With Salesforce Quip, you can connect with your team in a meaningful way alongside your Sales, Marketing and Customer Service tasks, while keeping within the Salesforce suite.

    Salesforce Quip costs $100 per user, per month on top of other Salesforce plans, and allows for activities including document and spreadsheet sharing, real time updates on team progress, mobile optimization for business on the go, and team messaging to stay in touch easily and effectively.

    Does Salesforce Have a Free Plan?

    No, Salesforce does not offer a free plan. The cheapest basic plan is the Sales or Service cloud, either one of which starts at $25/user/month.

    A few big names in CRM – Apptivo, HubSpot, and Zoho CRM – do offer free plans, although all of them come with one big caveat: a limited feature set. Apptivo's free plan only supports a maximum of three users, for instance, compared to Salesforce's minimum of five.

    Cost is not the only issue to consider, of course: You also have to decide whether the CRM platform you pick has the right features, integrations, and storage capacity for your needs. Not all CRM systems are the same, and any free option is unlikely to have all the features you'll need, particularly if you plan to expand your operation in the future.

    What you'll notice from the pricing table above is that Salesforce – like pretty much all CRM platforms – charges on a per user, per month basis. Salesforce Essentials for Sales Cloud, for example, charges $25 per user, per month. There's a set minimum of five users, but no maximum.

    If, however, you need help with marketing, we'd recommend the Salesforce Marketing Cloud Account Engagement platform. This option is just a simply monthly fee, but prices can up from there depending on your needs — it starts at $1,250 per month and goes all the way to $15,000 per month.

    Annoyed by complicated pricing models? Compare the cost of Salesforce plans in a minute or two with their free quotes tool.

    Per-user pricing schemes are typical for business software. It ensures the pricing structure is scalable, so it won't break the bank for the smallest companies that only need Sales Cloud for a few users, while still charging a fair price for larger companies.

    If you need a CRM system for a full five users, you'll be paying around $1,500 per year for Salesforce. If you're a small company of 10 users moving up to the Lightning Professional tier, then you'll be paying about $9,000 per year.

    When you're considering which clouds to pay for, keep in mind the number of current employees as well as how quickly you plan to expand. Keeping the per-user pricing in mind means you'll always know how much you'll be paying for Salesforce at any given time, which you can evaluate with their price comparison form.

    New Salesforce Pricing: August 2023 Price Increase Explained

    Salesforce recently announced in August 2023 that the platform would be undergoing a price increase across the majority of its Clouds and pricing plans. The move is a rare one from Salesforce, as the company hasn't seen a price increase to its popular CRM platform in more than seven years. Still, it can be a bit jarring for those familiar with Salesforce, which is why they wanted to explain it as effectively as possible.

    For starters, it's not a massive increase, which is always good to hear. Pricing plans are getting on average a 9% increase, which certainly won't break the bank. The Professional plan has gone from $75 to $80 per user, per month, the Enterprise plan has gone from $150 to $165 per user, per month, and the Unlimited plan has gone from $300 to $330 per user, per month.

    As for the reason behind the price increase, the development and rollout of generative AI technology to the platform is the main driver – at least according to the company itself.

    “Salesforce is leading the way on delivering trusted generative AI for the enterprise and helping customers in all industries adopt and deploy AI.” – Salesforce

    Salesforce has been hard to work to bring generative AI functionality to its wide variety of platforms. More specifically, Salesforce recently launched an Einstein GPT tool that can Improve sales, service, and marketing efforts at your business. On top of that, it has rolled out AI Cloud and Sales GPT and Service GPT, so it's safe to say that the slight price increase is more than worth it.

    Alternatives to Salesforce CRM Prices

    While Salesforce is an undeniably popular choice when it comes to CRM, it's not ideal for everyone. In fact, given the higher price and the robust nature of the platform, Salesforce can be a bit intimidating for certain businesses. Fortunately, the CRM market is riddled with amazing platforms that can get the job done.

    Here are some of their top picks for CRM alternatives to Salesforce that can handle marketing, sales, customer service, and small businesses:

    HubSpot pricing vs Salesforce pricing

    Salesforce Marketing Hub is a competitive, albeit very expensive option when it comes to CRM, but their research found that HubSpot is your best bet in that regard. Both are quite expensive, with the HubSpot Marketing Hub starting at $45 per month, but HubSpot offers a great free plan, whereas Salesforce merely has a 30-day free trial. Simply put, HubSpot is just more accessible to users than Salesforce, particularly when it comes to marketing.

    Zendesk pricing vs Salesforce pricing

    For customer service, they highly recommend Zendesk for your business as a low-cost alternative to Salesforce. This platform offers a whole bunch of pricing plans and options — starting at $19 per user per month — so you can cater the cost to your particular needs. Zendesk offers the most built-in communication channels on the market, as well as some great perks like offline customer service options and ticketing functionality.

    Zoho CRM pricing vs Salesforce pricing

    Obviously, Salesforce is known for its sales platform, and if you can afford the cost and have a bigger team, they definitely recommend going with Salesforce. Still, Zoho CRM provides a great sales platform that can handle your needs at a lower price, starting at $14 per user per month and offering free plan to try, too. In fact, they found that Zoho CRM is the best option for small businesses, thanks to low prices and still plenty of features.

    Verdict: Is Salesforce Worth the Cost? As you can tell, Salesforce pricing varies dramatically from plan to plan, with options starting at $25 per user, per month for basic sales and service software, all the way to $15,000 per month for more robust marketing tools.

    As you can imagine, smaller teams won't need to pay that much for a comprehensive platform that can get work done. Small businesses should stick to the lower priced Sales Cloud and Service Cloud options, as costs are low and competitive with other platforms. For marketing, Salesforce gets pretty complicated and expensive, and there are better options out there, like HubSpot.

    Still unsure about Salesforce pricing? For a quick price comparison, use their free CRM price comparison tool and receive exact prices matched to your business requirements. It only takes a minute but can save you a lot!

    Can you pay for Salesforce monthly? No, all Salesforce plans are billed annually, despite Salesforce prices being broken down on a monthly basis. So, you'll have to sign up for at least a full year of service when it comes time to pay. Can you use Salesforce for free? Unfortunately, Salesforce does not offer a free plan. However, if you're wary about purchasing the software for a full year without having a chance to try it out first, have no fear. Salesforce does offer a free trial of 30 days, so you can decide whether or not it's the right CRM software for you and your business. How much does Salesforce cost on average? Salesforce pricing starts at $25 per user, per month for basic sales and service plans, with more expensive plans as high as $330 per user, per month. For more advanced tools like Marketing Cloud, you'll pay between $1,250 per month and as much as $15,000 per month. Simply put, an average Salesforce cost is hard to nail down, but we'd say you can expect to pay around $80 per user, per month for a standard plan as a small business. What is the cheapest Salesforce license? The cheapest Salesforce licenses are the Sales Cloud and the Service Cloud, which individually cost $25 per user, per month. Is Salesforce CRM good value for money? Our research shows that Salesforce is not a great value for the money, due to its high price and somewhat limited feature offering for its less expensive plans. Larger businesses may be interested in its enterprise offerings, but smaller businesses should likely look elsewhere to save a few bucks. Is Salesforce expensive? Compared to other top CRM providers, Salesforce isn't expensive, but it isn't super cheap, either. With a price range of $25 per user per month to $330 per user per month depending on the plan, Salesforce comes in at about the average for the industry. To find out exactly how much Salesforce will cost for your business, check out their Salesforce quote tool.

    As far as value for money is concerned though, Salesforce does offer a robust features package as well as impressive support options, so you're definitely getting some serious bang for your buck.

    Is Salesforce the best CRM? Salesforce is considered one of the best CRM software choices on the market today. Between the robust customer support options, the vast catalog of CRM features, and the frequently updated platform to keep up with changing trends, Salesforce offers a high quality, efficient platform across the board.

    However, it's always important to consider exactly what you need CRM software for at your business before making a decision, and Salesforce may not always match those needs, which is why a little bit of research on other CRM providers can go a long way.

    If you click on, sign up to a service through, or make a purchase through the links on their site, or use their quotes tool to receive custom pricing for your business needs, they may earn a referral fee from the supplier(s) of the technology you’re interested in. This helps Tech.co to provide free information and reviews, and carries no additional cost to you. Most importantly, it doesn’t affect their editorial impartiality. Ratings and rankings on Tech.co cannot be bought. Their reviews are based on objective research analysis. Rare exceptions to this will be marked clearly as a ‘sponsored' table column, or explained by a full advertising disclosure on the page, in place of this one. Click to return to top of page


     




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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen

    Hackerangriffe

    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

    Erpressung

    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

    Cyber-Kosten:

    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten

    Cyber-Eigenschäden:

    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug