Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über PEGACPRSAV22?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der PEGACPRSAV22: Certified Pega Robotics System Architect Prüfung.

2024 Updated Actual PEGACPRSAV22 questions as experienced in Test Center

Aktuelle PEGACPRSAV22 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

PEGACPRSAV22 real questions - Certified Pega Robotics System Architect | https://www.easyfinanz.cc/

Pegasystems PEGACPRSAV22 : Certified Pega Robotics System Architect exam Dumps

Exam Dumps Organized by Martin Hoax



Latest 2024 Updated Pegasystems Certified Pega Robotics System Architect Syllabus
PEGACPRSAV22 exam questions / Braindumps contains real exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




PEGACPRSAV22 Test Center Questions : Download 100% Free PEGACPRSAV22 exam questions (PDF and VCE)

Exam Number : PEGACPRSAV22
Exam Name : Certified Pega Robotics System Architect
Vendor Name : Pegasystems
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Try not to Miss these Pegasystems PEGACPRSAV22 Latest Questions with Exam Questions
Get ahead in your career with a valuable certification. Killexams.com can help you save time by providing immediate access to their materials instead of time-consuming textbooks. Even if you're busy, you can obtain their PEGACPRSAV22 Actual Questions which includes real exam questions and study the PDF guide overnight. Practice with their Certified Pega Robotics System Architect real questions and PDF Braindumps, and you'll be ready to ace the real exam.

Killexams.com is the ultimate source for the latest, valid, and 2024 up-to-date Pegasystems PEGACPRSAV22 Actual Questions, which are the best resources to pass the Certified Pega Robotics System Architect exam. Their expertise is unrivaled, and they take pride in helping individuals pass the PEGACPRSAV22 exam on their first attempt. Their Exam Braindumps performance has remained at the top for the past four years, and their customers rely on their PEGACPRSAV22 Actual Questions and VCE for their real PEGACPRSAV22 exam. killexams.com is the best provider of genuine PEGACPRSAV22 exam questions, and they continuously update their PEGACPRSAV22 Actual Questions to keep them legitimate and up-to-date.

If you urgently need to pass the Pegasystems PEGACPRSAV22 exam to secure a job or advance in your current position, register at killexams.com. Many professionals collect genuine PEGACPRSAV22 exam questions from killexams.com. You will receive Certified Pega Robotics System Architect exam questions to ensure that you pass the PEGACPRSAV22 exam. You can obtain the latest PEGACPRSAV22 exam questions every time you log in to your account. While some organizations offer PEGACPRSAV22 exam dumps, only the latest and valid 2024 PEGACPRSAV22 PDF Questions is the key to success. Think twice before relying entirely on free dumps available online, as they may cause you to fail the exam. It is better to pay a small fee for killexams PEGACPRSAV22 real questions than to waste a significant amount on examination fees.

You can copy the PEGACPRSAV22 exam dumps PDF to any device to read and memorize the real PEGACPRSAV22 questions while on vacation or traveling. This will save you a lot of time and provide you with more time to study PEGACPRSAV22 questions. Practice PEGACPRSAV22 Actual Questions with the VCE exam simulator repeatedly until you achieve 100% marks. When you feel confident, go directly to the Test Center for the real PEGACPRSAV22 exam.







PEGACPRSAV22 exam Format | PEGACPRSAV22 Course Contents | PEGACPRSAV22 Course Outline | PEGACPRSAV22 exam Syllabus | PEGACPRSAV22 exam Objectives


Exam Name: PEGACPRSAV22 (Certified Pega Robotics System Architect)



The PEGACPRSAV22 exam is designed to assess the knowledge and skills of individuals aspiring to become Certified Pega Robotics System Architects. The exam format may vary, but typically it consists of the following components:



Exam Type: The exam is typically computer-based and delivered online. It may be a proctored exam, meaning that a proctor monitors the exam session remotely or in-person to ensure integrity.



Question Format: The exam questions are generally multiple-choice, where you will be presented with a question and multiple answer options. You must select the most appropriate answer(s) from the given choices.



Number of Questions: The exact number of questions may vary, but you can expect a range of 60 to 80 questions.



Time Limit: The exam typically has a time limit ranging from 90 to 120 minutes (1.5 to 2 hours). The specific time allotted will be mentioned in the exam instructions.



Passing Score: The passing score for the exam is typically set by the certification provider. You need to achieve a score equal to or higher than the passing score to earn the certification.



Exam Content: The exam content covers the courses mentioned in the exam objectives and syllabus. Questions will assess your understanding of RPA basics, Pega Robotics System Architect overview, Pega Robotics Studio usage, application analysis and robotics design, automation development, exception handling, error management, deployment, and maintenance.



Preparation: To prepare for the exam, it is recommended to study the official exam resources, including documentation, guides, and any recommended training courses. Hands-on experience with Pega Robotics System Architect and practice with sample questions can also be beneficial.



Exam Objectives:



Robotic Process Automation (RPA) Basics:


Understand the fundamental concepts and principles of Robotic Process Automation.

Demonstrate knowledge of RPA tools and technologies.

Explain the benefits and limitations of RPA.


Pega Robotics System Architect Overview:


Understand the role and responsibilities of a Pega Robotics System Architect.

Explain the features and capabilities of Pega Robotics System Architect.

Describe the integration possibilities with other Pega platforms.


Pega Robotics Studio:


Demonstrate proficiency in using Pega Robotics Studio.

Create and manage projects within Pega Robotics Studio.

Understand the various components and tools available in Pega Robotics Studio.


Application Analysis and Robotics Design:


Analyze and understand target applications for automation.

Identify automation opportunities and prioritize them.

Design efficient and effective robotic solutions using Pega Robotics System Architect.


Robotics Automation Development:


Develop automation solutions using Pega Robotics System Architect.

Use Pega Robotics Studio to create and configure robotic automations.

Implement best practices for building scalable and maintainable automation solutions.


Exception Handling and Error Management:


Handle exceptions and errors in robotic automations.

Implement error handling mechanisms to ensure robustness and reliability.

Troubleshoot and debug issues in robotic automations.


Deployment and Maintenance:


Understand the deployment process of robotic automations.

Configure and manage robotic runtime environments.

Monitor and maintain deployed robotic solutions.


Exam Syllabus:


Introduction to Robotic Process Automation (RPA)


RPA Concepts and Principles

RPA Tools and Technologies

Benefits and Limitations of RPA

Pega Robotics System Architect Overview



Role and Responsibilities of a Pega Robotics System Architect

Features and Capabilities of Pega Robotics System Architect

Integration Possibilities with Other Pega Platforms

Pega Robotics Studio



Pega Robotics Studio Interface

Project Creation and Management

Components and Tools in Pega Robotics Studio

Application Analysis and Robotics Design



Application Analysis for Automation

Automation Opportunity Identification and Prioritization

Designing Robust Robotic Solutions

Robotics Automation Development



Development Process in Pega Robotics System Architect

Creating and Configuring Robotic Automations

Best Practices for Automation Development

Exception Handling and Error Management



Handling Exceptions in Robotic Automations

Error Management and Recovery Mechanisms

Troubleshooting and Debugging Techniques

Deployment and Maintenance



Deployment Process of Robotic Automations

Configuring Robotic Runtime Environments

Monitoring and Maintaining Robotic Solutions



Killexams Review | Reputation | Testimonials | Feedback


Right place to find out PEGACPRSAV22 laACTUAL EXAM QUESTIONS paper.
I found killexams.com to be a great solution to all my exam-related problems. The lengthy Questions and Answers that once seemed like an insurmountable obstacle were no longer a problem, as the concise format made my preparation for the PEGACPRSAV22 exam an enjoyable experience. I passed this exam with a score of 79%, without any difficulty or stress, thanks to the effortless manner in which killexams.com presented the material. The Questions and Answers provided by killexams.com are an excellent resource for anyone preparing for this exam, and I am grateful for their assistance. Even long after the exam was over, I continued to think about their help in making the difficult syllabu of motivating and reinforcing novices so easy to understand.


Belive me or now not! This resource updated PEGACPRSAV22 questions is real.
Despite trying several books, I was disappointed that I could not find the right study materials. I was looking for a comprehensive guide to prepare for the PEGACPRSAV22 exam, with easy-to-understand and well-organized content. Thankfully, killexams.com Questions and Answers met my needs perfectly by explaining complex courses in a simple manner. I exceeded my own expectations by achieving a score of 89% in the real exam. Thank you, killexams.com, for providing such an excellent guide.


I need LaACTUAL EXAM QUESTIONS of PEGACPRSAV22 exam.
I received a 93% mark on the PEGACPRSAV22 exam, thanks to the help of the killexams.com Questions and Answers guide. I was panic about not having enough time to prepare for the exam, but this guide proved to be a lifesaver with its easy and concise replies.


Did you tried this excellent source of PEGACPRSAV22 brain dumps.
The PEGACPRSAV22 exam is supposed to be challenging to pass, but I was able to pass it on my first try last week. The killexams.com Questions and Answers guided me well and helped me stay organized. I strongly recommend that other students take this exam seriously and study thoroughly.


Where can i obtain PEGACPRSAV22 exam study help?
I passed this exam last fall, and over 90% of the questions were valid at the time. killexams.com cares to update their materials frequently, so they are highly likely to still be valid. They are a great organization that has helped me more than once, and


Pegasystems System PDF Download

   


While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for exam questions update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best exam questions site.

Which is the best dumps website?
You bet, Killexams is fully legit and also fully reliable. There are several characteristics that makes killexams.com realistic and reliable. It provides informed and fully valid exam questions that contains real exams questions and answers. Price is suprisingly low as compared to almost all the services online. The Questions and Answers are kept up to date on usual basis having most accurate brain dumps. Killexams account launched and solution delivery is quite fast. File downloading can be unlimited and incredibly fast. Assist is avaiable via Livechat and E mail. These are the characteristics that makes killexams.com a robust website that supply exam questions with real exams questions.



Is killexams.com test material dependable?
There are several Questions and Answers provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Questions and Answers with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your obtain Account. You can obtain Premium exam questions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.




ISA-IEC-62443 study questions | 201-01 practice exam | SAA-C02 cram | SHRM-SCP test prep | AICP exam results | Salesforce-Certified-Identity-and-Access-Management-Designer PDF obtain | 500-920 brain dumps | SSCP mock exam | WOCNCB-CFCN Latest Questions | NCSE-Core past bar exams | DOP-C02 brain dumps | H12-711 Free PDF | CPFA real questions | Okta-Certified-Pro practice exam | Salesforce-Public-Sector-Solutions-Accredited-Professional test sample | SCA-C01 exam papers | HPE6-A69 questions obtain | PEGACPDS88V1 free exam papers | 920-220 exam questions | CSSLP Cheatsheet |


PEGACPRSAV22 - Certified Pega Robotics System Architect braindumps
PEGACPRSAV22 - Certified Pega Robotics System Architect exam dumps
PEGACPRSAV22 - Certified Pega Robotics System Architect course outline
PEGACPRSAV22 - Certified Pega Robotics System Architect exam success
PEGACPRSAV22 - Certified Pega Robotics System Architect Latest Topics
PEGACPRSAV22 - Certified Pega Robotics System Architect Practice Test
PEGACPRSAV22 - Certified Pega Robotics System Architect book
PEGACPRSAV22 - Certified Pega Robotics System Architect exam Questions
PEGACPRSAV22 - Certified Pega Robotics System Architect Dumps
PEGACPRSAV22 - Certified Pega Robotics System Architect certification
PEGACPRSAV22 - Certified Pega Robotics System Architect Free exam PDF
PEGACPRSAV22 - Certified Pega Robotics System Architect Questions and Answers
PEGACPRSAV22 - Certified Pega Robotics System Architect test
PEGACPRSAV22 - Certified Pega Robotics System Architect syllabus
PEGACPRSAV22 - Certified Pega Robotics System Architect learn
PEGACPRSAV22 - Certified Pega Robotics System Architect learning
PEGACPRSAV22 - Certified Pega Robotics System Architect braindumps
PEGACPRSAV22 - Certified Pega Robotics System Architect information source
PEGACPRSAV22 - Certified Pega Robotics System Architect test
PEGACPRSAV22 - Certified Pega Robotics System Architect tricks
PEGACPRSAV22 - Certified Pega Robotics System Architect exam contents
PEGACPRSAV22 - Certified Pega Robotics System Architect Dumps
PEGACPRSAV22 - Certified Pega Robotics System Architect tricks
PEGACPRSAV22 - Certified Pega Robotics System Architect book
PEGACPRSAV22 - Certified Pega Robotics System Architect test
PEGACPRSAV22 - Certified Pega Robotics System Architect PDF Download
PEGACPRSAV22 - Certified Pega Robotics System Architect exam success
PEGACPRSAV22 - Certified Pega Robotics System Architect study tips
PEGACPRSAV22 - Certified Pega Robotics System Architect cheat sheet
PEGACPRSAV22 - Certified Pega Robotics System Architect Test Prep
PEGACPRSAV22 - Certified Pega Robotics System Architect cheat sheet
PEGACPRSAV22 - Certified Pega Robotics System Architect syllabus
PEGACPRSAV22 - Certified Pega Robotics System Architect cheat sheet
PEGACPRSAV22 - Certified Pega Robotics System Architect course outline
PEGACPRSAV22 - Certified Pega Robotics System Architect outline
PEGACPRSAV22 - Certified Pega Robotics System Architect Practice Questions
PEGACPRSAV22 - Certified Pega Robotics System Architect study help
PEGACPRSAV22 - Certified Pega Robotics System Architect course outline
PEGACPRSAV22 - Certified Pega Robotics System Architect study help
PEGACPRSAV22 - Certified Pega Robotics System Architect Cheatsheet
PEGACPRSAV22 - Certified Pega Robotics System Architect boot camp
PEGACPRSAV22 - Certified Pega Robotics System Architect dumps
PEGACPRSAV22 - Certified Pega Robotics System Architect syllabus
PEGACPRSAV22 - Certified Pega Robotics System Architect study tips

Other Pegasystems exam Dumps


PEGAPCDC87V1 practice questions | PEGACPDS88V1 past exams | PEGACPRSAV22 online exam | PEGACPBA86V1 practice exam | PEGAPCLSA86V2 prep questions | PEGACPMC84V1 braindumps | PEGACPDC88V1 VCE | PEGAPCSA85V1 PDF Download | PEGAPCSSA85V1 exam Cram | PEGAPCBA87V1 online exam | PEGAPCRSA80V1_2019 PDF Braindumps | PEGACPSA88V1 english test questions | PEGAPCSA87V1 mock questions | PEGAPCSSA86V1 braindumps | PEGAPCSSA87V1 practice test | PEGAPCDS87V1 real questions |


Best exam questions You Ever Experienced


312-39 english test questions | CDMP test prep | HPE0-S22 Practice Test | 3V0-42.20 braindumps | HH0-530 study material | Series63 exam tips | DEPC questions answers | CSLE Free PDF | JN0-104 writing test questions | ASF assessment test sample | T1-GR1 dumps | CISMP-V9 free prep | NCSE-Core online exam | 312-96 real questions | PMGT-BC practice test | CMAA bootcamp | SOA-C02 exam prep | HQT-4120 past bar exams | ACA-Cloud1 free exam papers | DMF-1220 real questions |





References :





Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

PEGACPRSAV22 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

PEGACPRSAV22 Reviews

100% Valid and Up to Date PEGACPRSAV22 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug