Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über PEGAPCSSA85V1?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der PEGAPCSSA85V1: Pega Certified Senior System Architect (PCSSA) 85V1 Prüfung.

2024 Updated Actual PEGAPCSSA85V1 questions as experienced in Test Center

Aktuelle PEGAPCSSA85V1 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

Pegasystems PEGAPCSSA85V1 : Pega Certified Senior System Architect (PCSSA) 85V1 ACTUAL EXAM QUESTIONS

Exam Dumps Organized by Shahid nazir



Latest 2024 Updated Pegasystems Pega Certified Senior System Architect (PCSSA) 85V1 Syllabus
PEGAPCSSA85V1 ACTUAL EXAM QUESTIONS / Braindumps contains genuine test Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




PEGAPCSSA85V1 Exam Center Questions : Download 100% Free PEGAPCSSA85V1 ACTUAL EXAM QUESTIONS (PDF and VCE)

Exam Number : PEGAPCSSA85V1
Exam Name : Pega Certified Senior System Architect (PCSSA) 85V1
Vendor Name : Pegasystems
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Memorizing these PEGAPCSSA85V1 Exam Questions is sufficient to pass the exam.
At killexams.com, you can access an extensive database of PEGAPCSSA85V1 test questions, which includes the exact same questions that you will encounter in the genuine PEGAPCSSA85V1 test. Their questions bank is highly relevant to the PEGAPCSSA85V1 test and has been created by test takers who have successfully passed the test with high scores.

Our PDF Real test Questions has helped countless applicants pass the PEGAPCSSA85V1 examination with ease. It is uncommon for candidates who study and practice with their PEGAPCSSA85V1 braindumps to perform poorly or fail in the genuine exam. Many of their clients have experienced significant improvements in their knowledge and have passed the PEGAPCSSA85V1 test on their first attempt. This is due to the fact that they have thoroughly read and understood their PEGAPCSSA85V1 Cheatsheet, which has helped to enhance their understanding of the subject matter. As a result, they are able to apply their knowledge as experts in real-world scenarios within their respective organizations. They don't just focus on helping individuals pass the PEGAPCSSA85V1 test with their questions and answers, but they also aim to Improve their overall knowledge of PEGAPCSSA85V1 subjects and objectives. Their clients trust in their PEGAPCSSA85V1 boot camp as a result.

To make studying more convenient, their PEGAPCSSA85V1 Cheatsheet PDF can be easily replicated onto any device, allowing you to read and memorize the genuine PEGAPCSSA85V1 questions while on the go. This saves a significant amount of time, enabling you to allocate more time to studying PEGAPCSSA85V1 questions. Continuously practice with their PEGAPCSSA85V1 braindumps using their VCE test simulator until you have achieved a 100% score. Once you feel confident, you can then proceed to the genuine PEGAPCSSA85V1 Exam Center for the real exam.







PEGAPCSSA85V1 test Format | PEGAPCSSA85V1 Course Contents | PEGAPCSSA85V1 Course Outline | PEGAPCSSA85V1 test Syllabus | PEGAPCSSA85V1 test Objectives


Exam Details for PEGAPCSSA85V1 Pega Certified Senior System Architect (PCSSA) 85V1:

Exam Specification:
- Number of Questions: The test typically consists of multiple-choice questions, with a total of approximately 60 questions.
- Time Limit: The total time allocated for the test is usually 90 minutes.
- Passing Score: The passing score for the test varies, but it is generally set around 70% or higher.
- test Format: The test is usually conducted in a proctored environment, either in-person or online.

Course Outline:

The Pega Certified Senior System Architect (PCSSA) 85V1 course covers the following key areas:

1. Pega Platform Overview:
- Introduction to Pega Platform and its capabilities
- Understanding the Pega Platform architecture
- Overview of Pega application development and deployment process

2. Case Design and Implementation:
- Designing case types and stages
- Implementing data models and properties
- Configuring case processes and workflows
- Utilizing subcases and case hierarchies

3. Decision Design and Implementation:
- Designing decision rules and decision tables
- Implementing rule resolution and rule governance
- Configuring decision trees and decision strategies
- Utilizing advanced decision management techniques

4. User Interface Design and Implementation:
- Designing and customizing user interfaces
- Configuring dynamic layouts and sections
- Implementing validation and formatting rules
- Utilizing advanced UI features and components

5. Data Design and Implementation:
- Designing data models and data types
- Configuring data pages and data transforms
- Implementing data integrations and connectors
- Utilizing data mapping and data validation

6. Integration Design and Implementation:
- Implementing integrations with external systems
- Configuring REST and SOAP services
- Utilizing connectors and service rules
- Implementing file processing and batch processing

7. Security and Access Control:
- Configuring application security and authentication
- Implementing data encryption and secure storage
- Defining security policies and roles
- Managing user and group permissions

Exam Objectives:

The objectives of the PEGAPCSSA85V1 test are to assess the candidate's understanding of the following:

1. Pega Platform and its key components.
2. Case design and implementation.
3. Decision design and implementation.
4. User interface design and implementation.
5. Data design and implementation.
6. Integration design and implementation.
7. Application security and access control.

Exam Syllabus:

The test syllabus for PEGAPCSSA85V1 includes the following topics:

1. Pega Platform Overview
2. Case Design and Implementation
3. Decision Design and Implementation
4. User Interface Design and Implementation
5. Data Design and Implementation
6. Integration Design and Implementation
7. Security and Access Control



Killexams Review | Reputation | Testimonials | Feedback


It is unbelieveable questions for PEGAPCSSA85V1 test.
Thanks to killexams.com, I was able to pass my PEGAPCSSA85V1 test with high marks. I registered with them each time and their dumps collection helped me score better. It is great to have such support for exams. Thank you to the team at killexams.com.


Very easy to get certified PEGAPCSSA85V1 test with this study guide.
It was a very encouraging experience with the killexams.com team. They encouraged me to attempt their PEGAPCSSA85V1 test questions and forget about the fear of failing the exam. At first, I hesitated to apply their material because I was afraid of failing. But after hearing from my colleagues that they used the test simulator for their PEGAPCSSA85V1 certification exam, I purchased the guidance package. It was reasonably-priced, and it turned out to be the first time that I was satisfied to use killexams.com education material. I got 100% marks in my PEGAPCSSA85V1 exam, and I commend the killexams.com team.


PEGAPCSSA85V1 certification test is quite irritating.
We are thrilled to hear that their PEGAPCSSA85V1 test training was the best you have ever come upon. It's always great to hear that their product has helped reduce the pressure, worries, and frustrations that come with taking an exam. They appreciate your trust in their product and look forward to helping you achieve success in your future certification exams.


I want real test questions latest PEGAPCSSA85V1 exam.
I used killexams.com dumps for over a week to prepare for the PEGAPCSSA85V1 test and passed it with an incredible score of 98%. Memorizing all the mock test made it easy for me to mark the right answers during the live exam. I thank the killexams.com team for helping me with such incredible education material and granting me success.


Very easy way to pass PEGAPCSSA85V1 test with questions and test Simulator.
I failed my PEGAPCSSA85V1 test twice despite trying to prepare using books. A great buddy of mine then recommended the query & Answers from killexams.com, and it worked wonderfully! The content was excellent and easy to understand, and I was able to cram it and answer the questions in just 180 minutes. Thanks to killexams.com, I passed the exam, and I am now elated.


Pegasystems System book

http://www.pass4surez.com/art/read.php?keyword=Pegasystems+System+book
https://www.pass4surez.com/art/read.php?keyword=Pegasystems+System+book&lang=us&links=remove

Whilst it is very hard task to choose reliable test mock test resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit their test questions and sample brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best dumps website?
You bet, Killexams is totally legit in addition to fully trusted. There are several includes that makes killexams.com realistic and reliable. It provides informed and totally valid ACTUAL EXAM QUESTIONS that contains real exams questions and answers. Price is suprisingly low as compared to the majority of the services online. The mock test are modified on standard basis along with most exact brain dumps. Killexams account method and item delivery is really fast. Data file downloading is definitely unlimited and fast. Support is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a sturdy website that include ACTUAL EXAM QUESTIONS with real exams questions.



Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your obtain Account. You can obtain Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




JN0-335 study material | FCESP study questions | NSE5_FCT-7.0 test prep | 150-820 Study Guide | MISCPRODUCT study guide | CAT-340 braindumps | DU0-001 practice questions | 5V0-62.22 practice test | 312-50v11 PDF Questions | A4Q-CSeT-F test prep | NSE7_EFW-7.0 practical test | CABA cheat sheet pdf | NRA-FPM model question | 4A0-104 ACTUAL EXAM QUESTIONS | Servicenow-CIS-CSM dump | S1000-009 mock test | NHDP-BC cheat sheet | CPHQ brain dumps | AZ-220 Dumps | CFE test questions |


PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Latest Topics
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Latest Topics
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 study help
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 test Questions
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 braindumps
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Free PDF
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 learning
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 certification
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 test success
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 test syllabus
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 learning
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 exam
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 test Questions
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Free PDF
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Dumps
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 PDF Braindumps
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 information source
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 ACTUAL EXAM QUESTIONS
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Dumps
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 learn
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 dumps
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 techniques
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Practice Questions
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 braindumps
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 test
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 course outline
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 genuine Questions
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 questions
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 PDF Download
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Question Bank
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 test Questions
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 PDF Braindumps
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 education
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Cheatsheet
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Latest Questions
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Test Prep
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 questions
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 learning
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 answers
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 guide
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Real test Questions
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 Practice Questions
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 real questions
PEGAPCSSA85V1 - Pega Certified Senior System Architect (PCSSA) 85V1 information search

Other Pegasystems ACTUAL EXAM QUESTIONS


PEGACPDC88V1 braindumps | PEGAPCSA85V1 Latest Topics | PEGAPCSA87V1 practice exam | PEGAPCSSA85V1 practice exam | PEGAPCRSA80V1_2019 free practice tests | PEGACPRSAV22 boot camp | PEGAPCDS87V1 writing test questions | PEGAPCSSA86V1 Study Guide | PEGAPCSSA87V1 questions download | PEGACPDS88V1 free pdf | PEGAPCLSA86V2 past exams | PEGACPBA86V1 prep questions | PEGAPCDC87V1 Practice Test | PEGACPSA88V1 PDF Braindumps | PEGAPCBA87V1 test questions | PEGACPMC84V1 model question |


Best ACTUAL EXAM QUESTIONS You Ever Experienced


HPE0-J50 ACTUAL EXAM QUESTIONS | ASSET practice exam | CBIC-CIC dumps | MB-320 Study Guide | AMWA-MWC PDF Dumps | MS-720 test prep | SAA-C03 practical test | ISO-IEC-27001-Lead-Auditor cheat sheet pdf | 74970X writing test questions | CPUX-F test sample | CAS-PA test test | 4A0-M02 pdf download | ADM-BC past bar exams | 3X0-202 genuine Questions | FBA15 test questions | CFRN real questions | OCN PDF Download | CFE-FP-D questions and answers | GCP-GC-ADM test papers | DEV-401 braindumps |





References :





Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps






Direct Download

PEGAPCSSA85V1 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

PEGAPCSSA85V1 Reviews

100% Valid and Up to Date PEGAPCSSA85V1 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug