Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über PMP?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der PMP: Project Management Professional PMI-001 (PMBOK6) Prüfung.

2024 Updated Actual PMP questions as experienced in Test Center

Aktuelle PMP Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

PMI PMP : Project Management Professional PMI-001 (PMBOK6) exam Dumps

Exam Dumps Organized by Lee



Latest 2024 Updated PMI Project Management Professional PMI-001 (PMBOK6) Syllabus
PMP study guide / Braindumps contains real exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




PMP Exam Center Questions : Download 100% Free PMP study guide (PDF and VCE)

Exam Number : PMP
Exam Name : Project Management Professional PMI-001 (PMBOK6)
Vendor Name : PMI
Update : Click Here to Check Latest Update
Question Bank : Check Questions

100% valid and up to date PMP PDF Braindumps and valid answers
We strive to provide genuine Project Management Professional PMI-001 (PMBOK6) test Q&A with simple explanations. Every PMP problem on killexams.com has been accredited by PMI certified professionals who are highly qualified and accredited individuals with extensive master experience relevant to the PMP test. Memorizing their true questions is sufficient to pass PMP tests with good marks.

In 2024, PMP underwent numerous changes and upgrades, and they have ensured that all of these updates have been incorporated into their Questions and Answers. By utilizing their updated PMP braindumps, you can guarantee your success in the real exam. They strongly recommend that you go through the entire dumps questions at least once before taking the test. This is not solely because their Study Guide for PMP is widely used, but also because candidates have reported a genuine improvement in their knowledge and understanding of the subject matter. As a result, they are able to work as professionals in a real-world setting within an organization. Their primary objective is not just to help you pass the PMP exam with their braindumps, but also to enhance your knowledge of PMP subjects and objectives, which is critical for achieving success.

In general, PMP typically undergoes a variety of adjustments and upgrades each year, and they have ensured that all of the updates have been incorporated into their Questions and Answers. With their updated PMP braindumps, success in the real exam is practically guaranteed. It is strongly recommended that you review the entire dumps questions at least once prior to taking the test. The reason for this is not only because of the widespread use of their Study Guide for PMP, but also because individuals have reported an improvement in their knowledge and understanding of the subject matter. They are able to work in a professional capacity in a real-world setting within an organization. Their focus is not solely on helping you pass the PMP exam with their braindumps, but also on improving your understanding of PMP subjects and objectives. This is the key to achieving success.







PMP exam Format | PMP Course Contents | PMP Course Outline | PMP exam Syllabus | PMP exam Objectives


Analytical skills

 Benefit analysis techniques

 Elements of a project charter

 Estimation tools and techniques

 Strategic management

 Change management planning

 Cost management planning, including project budgeting tools and techniques

 Communications planning

 Contract types and selection criteria

 Estimation tools and techniques

 Human resource planning

 Lean and efficiency principles

 Procurement planning

 Quality management planning

 Requirements gathering techniques (e.g., planning sessions, brainstorming, and focus groups)

 Regulatory and environmental impacts exam planning

 Risk management planning

 Scope deconstruction (e.g., WBS, Scope backlog) tools and techniques

 Scope management planning

 Stakeholder management planning

 Time management planning, including scheduling tools and techniques

 Workflow diagramming techniques



Continuous improvement processes

 Contract management techniques

 Elements of a statement of work

 Interdependencies among project elements

 Project budgeting tools and techniques

 Quality standard tools

 Vendor management techniques



Performance measurement and tracking techniques (e.g., EV, CPM, PERT, Trend Analysis)

 Process analysis techniques (e.g., LEAN, Kanban, Six Sigma)

 Project control limits (e.g., thresholds, tolerance)

 Project finance principles

 Project monitoring tools and techniques

 Project quality best practices and standards (e.g., ISO, BS, CMMI, IEEE)

 Quality measurement tools (e.g., statistical sampling, control charts, flowcharting, inspection, exam)

 Risk identification and analysis techniques

 Risk response techniques

 Quality validation and verification techniques



Archiving practices and statutes

 Compliance (statute/organization)

 Contract closure requirements

 Close-out procedures

 Feedback techniques

 Performance measurement techniques (KPI and key success factors)

 Project review techniques

 Transition planning technique



Active listening

 Applicable laws and regulations

 Benefits realization

 Brainstorming techniques

 Business acumen

 Change management techniques

 Coaching, mentoring, training, and motivational techniques

 Communication channels, tools, techniques, and methods

 Configuration management

 Conflict resolution

 Customer satisfaction metrics

 Data gathering techniques

 Decision making

 Delegation techniques

 Diversity and cultural sensitivity

 Emotional intelligence

 Expert judgment technique

 Facilitation

 Generational sensitivity and diversity

 Information management tools, techniques, and methods

 Interpersonal skills

 Knowledge management

 Leadership tools, techniques, and skills

 Lessons learned management techniques

 Meeting management techniques

 Negotiating and influencing techniques and skills Organizational and operational awareness

 Peer-review processes

 Presentation tools and techniques

 Prioritization/time management

 Problem-solving tools and techniques

 Project finance principles

 Quality assurance and control techniques

 Relationship management

 Risk exam techniques

 Situational awareness

 Stakeholder management techniques

 Team-building techniques

 Virtual/remote team management



Marking

1. Initiating 13%

2. Planning 24%

3. Executing 31%

4. Monitoring and Controlling 25%

5. Closing 7%

Total Number of Scored Questions 175

Total Number of Unscored (Pretest) Questions 25

Total Number of Questions 200



Killexams Review | Reputation | Testimonials | Feedback


Where can I get knowledge of PMP exam?
Using the killexams.com brain dump exam guide, I passed my PMP exam in less than 20 days of preparation. The dumps completely changed my life, and I am now working in a great company with excellent profits. Thanks to killexams.com and the entire team of trutrainers, who successfully cover difficult subject matters. Their superb PMP dump questions are useful for achieving high marks. I answered almost all the questions in just half the time.


I obtained the whole thing required to pass PMP exam.
I am delighted with my high score in the PMP exam, and I owe it all to killexams.com. I never thought I could do it, but they made me believe otherwise. The online educators at killexams.com are dedicated and passionate about their work, and I salute them for their efforts.


Got no problem! 3 days preparation of PMP LaACTUAL EXAM QUESTIONS is required.
I am very happy with the PMP Q&A provided by killexams.com. It helped me a lot in the exam center, and I can come for different PMI certifications as well.


Dumps latest PMP exam are to be had now.
A friend once told me that I wouldn't pass the PMP exam, but I didn't let that discourage me. Looking out the window, I saw many people seeking attention, but I knew that passing the PMP exam would earn me the attention and recognition that I desired. Thanks to killexams.com, I got my study questions and had hope in my eyes to pass the exam.


That was top class! I got laACTUAL EXAM QUESTIONS of PMP exam.
Killexams.com offers real brain dumps, and everything you get there is dependable. I heard good reviews about Killexams, so I bought their material to prepare for my PMP exam. Everything was as good as they promised: appropriate, nice, and clean practice exams. I passed my PMP exam with a score of 96%.


PMI Professional certification

http://www.pass4surez.com/art/read.php?keyword=PMI+Professional+certification
https://www.pass4surez.com/art/read.php?keyword=PMI+Professional+certification&lang=us&links=remove



While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for study guide update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best study guide site.

Which is the best dumps website?
Certainly, Killexams is 100% legit in addition to fully well-performing. There are several options that makes killexams.com reliable and authentic. It provides updated and 100% valid study guide that contain real exams questions and answers. Price is really low as compared to a lot of the services on internet. The Q&A are refreshed on frequent basis having most latest brain dumps. Killexams account set up and products delivery can be quite fast. Data downloading is unlimited and fast. Guidance is avaiable via Livechat and Contact. These are the characteristics that makes killexams.com a robust website which provide study guide with real exams questions.



Is killexams.com test material dependable?
There are several Q&A provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Q&A with the same frequency as they are updated in Real Test. study guide provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your obtain Account. You can obtain Premium study guide files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




MAC-16A questions obtain | ACNPC-AG practice questions | DVA-C01 VCE exam | CIS-VRM sample test | DEA-1TT5 PDF obtain | CIMAPRO15-E03-X1-ENG dump questions | CWOCN Test Prep | Javascript-Developer-I pass exam | Series7 pdf obtain | AZ-700 test sample | 001-ARXConfig braindumps | SPLK-1003 assessment test sample | HH0-220 exam Braindumps | MS-220 practice exam | CFP writing test questions | DES-1121 exam prep | 1D0-61C VCE exam | CSSBB PDF Dumps | 4A0-109 Free PDF | MEDSURG-BC sample test questions |


PMP - Project Management Professional PMI-001 (PMBOK6) exam Questions
PMP - Project Management Professional PMI-001 (PMBOK6) dumps
PMP - Project Management Professional PMI-001 (PMBOK6) boot camp
PMP - Project Management Professional PMI-001 (PMBOK6) information source
PMP - Project Management Professional PMI-001 (PMBOK6) information search
PMP - Project Management Professional PMI-001 (PMBOK6) PDF Download
PMP - Project Management Professional PMI-001 (PMBOK6) PDF Questions
PMP - Project Management Professional PMI-001 (PMBOK6) study tips
PMP - Project Management Professional PMI-001 (PMBOK6) PDF Questions
PMP - Project Management Professional PMI-001 (PMBOK6) cheat sheet
PMP - Project Management Professional PMI-001 (PMBOK6) Free PDF
PMP - Project Management Professional PMI-001 (PMBOK6) exam Questions
PMP - Project Management Professional PMI-001 (PMBOK6) PDF Braindumps
PMP - Project Management Professional PMI-001 (PMBOK6) exam dumps
PMP - Project Management Professional PMI-001 (PMBOK6) Free PDF
PMP - Project Management Professional PMI-001 (PMBOK6) exam dumps
PMP - Project Management Professional PMI-001 (PMBOK6) PDF Dumps
PMP - Project Management Professional PMI-001 (PMBOK6) Practice Test
PMP - Project Management Professional PMI-001 (PMBOK6) exam Questions
PMP - Project Management Professional PMI-001 (PMBOK6) answers
PMP - Project Management Professional PMI-001 (PMBOK6) test
PMP - Project Management Professional PMI-001 (PMBOK6) test
PMP - Project Management Professional PMI-001 (PMBOK6) learning
PMP - Project Management Professional PMI-001 (PMBOK6) PDF Braindumps
PMP - Project Management Professional PMI-001 (PMBOK6) braindumps
PMP - Project Management Professional PMI-001 (PMBOK6) exam
PMP - Project Management Professional PMI-001 (PMBOK6) exam Cram
PMP - Project Management Professional PMI-001 (PMBOK6) exam success
PMP - Project Management Professional PMI-001 (PMBOK6) learn
PMP - Project Management Professional PMI-001 (PMBOK6) study tips
PMP - Project Management Professional PMI-001 (PMBOK6) certification
PMP - Project Management Professional PMI-001 (PMBOK6) PDF Dumps
PMP - Project Management Professional PMI-001 (PMBOK6) test prep
PMP - Project Management Professional PMI-001 (PMBOK6) exam dumps
PMP - Project Management Professional PMI-001 (PMBOK6) information hunger
PMP - Project Management Professional PMI-001 (PMBOK6) Test Prep
PMP - Project Management Professional PMI-001 (PMBOK6) techniques
PMP - Project Management Professional PMI-001 (PMBOK6) techniques
PMP - Project Management Professional PMI-001 (PMBOK6) exam Braindumps
PMP - Project Management Professional PMI-001 (PMBOK6) Real exam Questions
PMP - Project Management Professional PMI-001 (PMBOK6) exam Questions
PMP - Project Management Professional PMI-001 (PMBOK6) Practice Test
PMP - Project Management Professional PMI-001 (PMBOK6) questions
PMP - Project Management Professional PMI-001 (PMBOK6) exam Questions

Other PMI exam Dumps


PMI-100 exam prep | PfMP practice exam | PMI-RMP pass exam | PMP braindumps | PPM-001 exam test | PgMP VCE | PMI-ACP Questions and Answers | PMI-SP braindumps | PMI-200 question test | PMP-2024 pass marks | CAPM free pdf download | PMI-PBA Practice Test | CCE-CCC practice questions |


Best study guide You Ever Experienced


BL00100-101-E free online test | C1000-119 practice exam | HPE0-S54 examcollection | ES0-004 pdf download | 9L0-827 question test | E20-393 brain dumps | NAPLEX exam preparation | ACCNS-P braindumps | ATA study guide | NCE practice questions | H12-721 exam questions | IOS-158 test sample | BONENT-CHT free pdf | CTAL-TA past bar exams | AFE PDF Dumps | HPE3-U01 exam prep | 2B0-023 mock questions | 201 brain dumps | CFSW exam dumps | LCSPC test example |





References :


https://killexams-posting.dropmark.com/817438/23562393
http://killexams-braindumps.blogspot.com/2020/06/exam-pmp-free-exam-pdf-are-updated-on.html
https://www.instapaper.com/read/1324035667
https://www.coursehero.com/file/65309149/PMPpdf/
https://sites.google.com/view/killexams-pmp-exam-questio
https://drp.mk/i/p22fKYSWx
http://killexams12.isblog.net/pmp-project-management-professional-pmp-pmbok-6th-edition-2021-updated-questions-and-answers-by-killexams-com-14560704
http://killexamsbraindumps.blogdigy.com/pmp-project-management-professional-pmp-pmbok-6th-edition-practice-test-by-killexams-com-11399616
https://youtu.be/pml_t_9KfME
http://feeds.feedburner.com/KillYourCia-iiiExamAtFirstAttempt
https://files.fm/f/tjqwgbs76



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

PMP Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

PMP Reviews

100% Valid and Up to Date PMP Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug