Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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SOA S90.03A : SOA Design & Architecture ACTUAL EXAM QUESTIONS

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Latest 2023 Updated SOA SOA Design & Architecture Syllabus
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Exam Number : S90.03A
Exam Name : SOA Design & Architecture
Vendor Name : SOA
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S90.03A test Format | S90.03A Course Contents | S90.03A Course Outline | S90.03A test Syllabus | S90.03A test Objectives

Exam: S90.03A SOA Design & Architecture

Exam Details:
- Number of Questions: The test consists of approximately 40 multiple-choice questions.
- Time: Candidates are given 60 minutes to complete the exam.

Course Outline:
The S90.03A SOA Design & Architecture test focuses on assessing professionals' knowledge and skills in designing and architecting Service-Oriented Architecture (SOA) solutions. The course covers the following topics:

1. Service-Oriented Analysis
- Service identification and modeling techniques
- Domain-driven design principles
- Service granularity and composition
- Service contract design and management

2. SOA Design Patterns
- Design patterns for service-oriented solutions
- Patterns for service composition and orchestration
- Integration patterns for service-oriented systems
- Patterns for service security and reliability

3. Service-Oriented Architecture Implementation
- SOA infrastructure components and technologies
- Service deployment and runtime environments
- SOA governance and management
- Service versioning and lifecycle management

4. Service-Oriented Solution Assessment and Validation
- Quality assurance techniques for SOA
- Performance testing and optimization
- Security testing and vulnerability exam
- Solution validation and compliance

Exam Objectives:
The test aims to assess candidates' understanding and proficiency in the following areas:

1. Service-oriented analysis and modeling techniques
2. Knowledge of SOA design patterns and best practices
3. Understanding of SOA implementation and infrastructure components
4. Ability to assess and validate SOA solutions for quality and compliance

Exam Syllabus:
The test syllabus covers the following topics:

- Service-Oriented Analysis
- Service identification and modeling techniques
- Domain-driven design principles
- Service granularity and composition
- Service contract design and management

- SOA Design Patterns
- Design patterns for service-oriented solutions
- Patterns for service composition and orchestration
- Integration patterns for service-oriented systems
- Patterns for service security and reliability

- Service-Oriented Architecture Implementation
- SOA infrastructure components and technologies
- Service deployment and runtime environments
- SOA governance and management
- Service versioning and lifecycle management

- Service-Oriented Solution Assessment and Validation
- Quality assurance techniques for SOA
- Performance testing and optimization
- Security testing and vulnerability exam
- Solution validation and compliance

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SOA Architecture study tips

How to Study Architecture and Become an Architect

No result found, try new keyword!Visionaries who have original ideas about how to create buildings where people are healthy and happy can thrive in the architecture field. Here is a guide on how to attend architecture school and ...

Architecture Study Abroad

Few experiences are more crucial or influential for the development of the aspiring designer than visiting and observing places, traveling and studying abroad. For many years, the faculty of the Department of Architecture, Design & Urbanism have developed study tours that are affordable, extensive and intensive. They don’t just visit sites, they study them in depth to discover exactly what makes their design successful.

The trips generally last about two weeks and are usually scheduled for early September between the summer and fall terms. The Department also offers arrangements with other educational institutions for longer study abroad opportunities.

The destinations are chosen for the richness of their architecture, interior design and urban design, both historic and modern. Past tours have included:

Korea, including Seoul

Florence, Italy

Berlin and Dessau, Germany

Japan, with stops in Kyoto and Tokyo

Rome, Italy

Barcelona and Valencia, Spain

Amsterdam, Utrecht and Rotterdam in the Netherlands

Sydney, Melbourne and Canberra, Australia

Our study tours are not vacations but life-changing experiences. You will work hard but the rewards will be immeasurable!

Drexel University offers travel scholarships to its students. Please see the Study Abroad Office Scholarship List for current opportunities.

Architecture + Design

From the lacey windows of San Chappelle in Paris to the perfect symmetry of the Taj Mahal in Agra, the awesome geometry of the Mayan pyramids in Chichen Itza to the intricate zellige-style mosaics of Fez architecture and design shape how travelers see a place.Sometimes, one single building can become symbolic of a destination, like the organic undulations of Alvar Aalto’s famous glass vase in Helsinki or the Art Deco details of the Empire State Building in New York City. Travel + Leisure editors and writers tune into architecture and design news that will help inform your travels, from the most design-forward Airbnbs across the United States to the modernist train stations (shaped a little like raised elephant trunks) that the Trans-Siberian Railway began installing.Through their in-depth features, news articles, and exclusive videos, T+L aims to answer all of your architecture and design questions, such as:What’s it like to stay in a treetop “bubble?” Like staying in a treehouse, but cooler.How did Guangzhou (historically known in the west as Canton) become the next big travel destination? In part because of its strikingly large, diverse, and ambitious architecture.What will happen to Hugh Hefner’s Playboy Mansion after his death? Hefner’s neighbor, Daren Metropoulos, bought the estate in 2016 and plans to combine it with his own and restore both to their circa 1920 incarnations.Here, you’ll learn how much it costs to buy a perfect replica of Snow White’s cottage — from the 1937 Disney movie — in Olalla, Washington? (A cool $775,000.) The property, a 2,800-square foot four-bedroom five-bathroom house, is nothing to sneeze at size wise.And we’ll explore more pressing issues, too, like how the Maldives — the world’s lowest and flattest country, at just about three feet above sea level — is adapting to the realities of climate change. (One architect has designed for the nation floating islands that can provide homes for humans above and fish life below.) Check back with T+L for the latest on the architecture and design that forms the contours of their world.

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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
Krisenkommunikation / PR-Maßnahmen
Systemverbesserungen nach einer Cyber-Attacke
Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

Befriedigung oder Abwehr von Ansprüchen Dritter
Rechtswidrige elektronische Kommunikation
Ansprüche der E-Payment-Serviceprovider
Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
Vertragliche Schadenersatzansprüche
Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
Rechtsverteidigungskosten

Cyber-Eigenschäden:

Betriebsunterbrechung
Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
Mehrkosten
Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
Cyber-Erpressung
Entschädigung mit Strafcharakter/Bußgeld
Ersatz-IT-Hardware
Cyber-Betrug