Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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SOA S90.20A : SOA Security Lab ACTUAL EXAM QUESTIONS

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Exam Number : S90.20A
Exam Name : SOA Security Lab
Vendor Name : SOA
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S90.20A test Format | S90.20A Course Contents | S90.20A Course Outline | S90.20A test Syllabus | S90.20A test Objectives


Exam: S90.20A SOA Security Lab

Exam Details:
- Number of Questions: The test consists of practical lab exercises.
- Time: Candidates are given a specified amount of time to complete the lab exercises.

Course Outline:
The S90.20A SOA Security Lab is a practical test that focuses on evaluating professionals' hands-on skills and expertise in implementing and managing security measures in Service-Oriented Architecture (SOA) environments. The course includes the following lab exercises:

1. Lab Practice 1: Secure Service Interactions
- Implementing message-level security using secure protocols and encryption techniques.
- Configuring and enforcing security policies for service interactions.
- Implementing secure service discovery and registry.

2. Lab Practice 2: Securing Service Infrastructure
- Configuring and securing SOA gateways and intermediaries.
- Implementing identity and access management solutions for service infrastructure.
- Securing service deployment and configuration management processes.

3. Lab Practice 3: Advanced Security Governance and Compliance
- Implementing security governance frameworks and processes in SOA.
- Performing security testing and vulnerability exams.
- Ensuring compliance with industry regulations and standards.
- Developing and implementing incident response and management strategies.

Exam Objectives:
The S90.20A test aims to assess candidates' practical skills and proficiency in the following areas:

1. Implementing secure service interactions.
2. Securing service infrastructure components.
3. Applying advanced security governance and compliance measures.
4. Demonstrating proficiency in incident response and management.

Exam Syllabus:
The test syllabus covers the following lab exercises:

- Lab Practice 1: Secure Service Interactions
- Implementing message-level security using secure protocols and encryption techniques.
- Configuring and enforcing security policies for service interactions.
- Implementing secure service discovery and registry.

- Lab Practice 2: Securing Service Infrastructure
- Configuring and securing SOA gateways and intermediaries.
- Implementing identity and access management solutions for service infrastructure.
- Securing service deployment and configuration management processes.

- Lab Practice 3: Advanced Security Governance and Compliance
- Implementing security governance frameworks and processes in SOA.
- Performing security testing and vulnerability exams.
- Ensuring compliance with industry regulations and standards.
- Developing and implementing incident response and management strategies.



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SOA Security braindumps

 

About the Author

Brian Krebs worked as a reporter for The Washington Post from 1995 to 2009, authoring more than 1,300 blog posts for the Security Fix blog, as well as hundreds of stories for washingtonpost.com and The Washington Post newspaper, including eight front-page stories in the dead-tree edition and a Post Magazine cover piece on botnet operators. In 2014, he was profiled in The New York Times, Business Week, NPR’s Terry Gross, and by Poynter.org. More recently, he was invited to an “Ask Me Anything” discussion on Reddit about investigative reporting.

But you didn’t really want to read my résumé, did you? What most people want to know is how I got into computer security, and whether I have a technical background in the field.

The short answer is “by accident,” and “no,” respectively. I earned a Bachelor of Arts in International Studies from George Mason University in 1994, and at the time I wasn’t much interested in computers, although I had programmed a bit on an Apple II and spent quite a bit of time visiting online bulletin boards as a kid.

It wasn’t until 2001 — when my entire home network was overrun by a Chinese hacking group — that I became intensely interested in computer security. I had been monkeying with a default installation of Red Hat Linux (6.2) on an old Hewlett-Packard system, because for some reason I had it in my head that it would be fun to teach myself how to turn the spare computer into an oversized firewall [ah, the irony]. That is, until the Lion Worm came around and locked me out of my system. Twice.

After that incident, I decided to learn as much as I could about computer and Internet security, and read most everything on the subject that I could get my hands on at the time. It’s an obsession that hasn’t let up.

Much of my knowledge about computers and Internet security comes from having cultivated regular and direct access to some of the smartest and most clueful geeks on the planet. The rest I think probably comes from a willingness to take risks, make mistakes, and learn from them.

I am 50 years old, and live with my wife Jennifer in Northern Virginia. When I’m not at the computer, I most often spend my free time reading, writing, cooking, gardening, studying Russian and playing guitar. I also enjoy corresponding with readers, so shoot me a note and tell me what you think of the blog.

Contact Form:

For all you mobile privacy geeks (good on ‘ya) I currently use Wickr for encrypted instant message: krebswickr


Confused by Home Security Camera Subscription Fees? Here's What to Know

There's a lot to consider when choosing the best security camera for your home. Each camera brand differs in appearance, value, functionality, included features and overall performance. You'll also find some key differences between the benefits of their various subscription options.

I wouldn't recommend selecting a home security camera solely for its subscription service. Price and other features, such as indoor or outdoor use, a wireless setup and compatibility with your other smart devices, can be much more important. However, a subscription service is something you may want to consider before making a purchase, especially if you're counting on cloud storage.

For some reason, security camera subscriptions all seem to have "Plus" somewhere in their name, but they otherwise vary in cost, the number of cameras supported and how long recordings are stored in the cloud. Some may include added features such as facial recognition and enhanced video resolution. It's likely that you'll also have a couple of different subscription options from the same service provider. So what, exactly, do you get with that monthly subscription for your camera? You'll find an explanation of subscription services for Arlo, Blink, Eufy, Nest, Ring, TP-Link and Wyze below. These are all brands they at CNET have tested and recommended. 

For more, read up on common home security mistakes you can make. Plus, learn how to stop porch pirates, reduce the risk of car break ins and what you should keep in a safe. 

Arlo offers three subscription tiers.

David Priest/CNETArlo security camera subscription details

Arlo offers three subscription tiers: Secure, Secure Plus and Safe & Secure Pro. The first two tiers are more relevant to just your camera(s) while the third requires an Arlo Home Security System to make full use of all the features.

Arlo Secure and Secure Plus are largely the same, though the Plus version also has an Emergency Response feature that enables you to alert a fire, police or medical monitoring team from your phone. A Secure Plus subscription also automatically covers an unlimited number of cameras, whereas the basic Secure plan gives you the option of single or unlimited cameras.

Like the Arlo cameras themselves, Arlo subscriptions are a tad more expensive than many competitors, but the high quality and premium features help to justify the cost. Along with 30 days of cloud storage, Secure and Secure Plus subscriptions include better resolution (up to 4K), smart and animated preview notifications, audio detection of alarms, activity zone settings, theft replacement and exclusive discounts on other Arlo products. 

Arlo camera subscriptions Plan Monthly costCamerasCloud storageUpgrade featuresSecure $5 1, or unlimited for $13 per month30 daysN/ASecure Plus $18 Unlimited30 daysIn-app 24/7 Emergency Response  Safe & Secure Pro $25 Unlimited30 daysVideo verification and escalation, recorded audio and video during an emergency event, 24/7 home security system monitoring

Arlo may offer a free Secure trial of up to three months with your camera. Take advantage of the generous trial period (most providers offer 30 days or less) to see if cloud storage, better resolution and other features are necessary for your home security. There are no contract requirements with any Arlo security camera subscription, so you can cancel any time if you decide the service is no longer worth the fee. 

If you don't want to pay for a subscription, you'll still have access to live camera feeds, push notifications, two-way audio and other free features available with your Arlo camera.

Amazon's Blink cameras offer two subscription options.

BlinkBlink security camera subscription details

Amazon's Blink cameras present two subscription options: Blink Basic Plan and Blink Plus Plan. They're essentially the same -- both offer up to 90 minutes of continuous live streaming, 60-day unlimited video history, video sharing and rapid video access, among other features -- but the Plus Plan applies to an unlimited number of cameras and an extended warranty for said devices, along with an additional 10% off Blink devices on Amazon.

Blink camera subscriptions Plan Monthly costCamerasCloud storageUpgrade featuresBasic Plan $3 160 daysN/APlus Plan $10 Unlimited60 daysExtended warranty coverage, 10% off Blink devices at Amazon.com 

If you just have two or three Blink cameras, say you're using a Blink Mini as a nursery cam and a Blink Outdoor security camera to watch your driveway, then you may want to get a separate Basic Plan for each instead of the Plus Plan to cover them both. Since the Basic Plan is charged per camera, an individual subscription for one, two or three cameras will come out cheaper than a Plus Plan subscription.

For added savings, consider an annual subscription. You'll get $6 in savings for each Basic Plan subscription (they're $30 annually, instead of $36 per year if you pay monthly) or $20 in savings with an annual subscription to the Plus Plan ($100 annually versus $120 if you pay monthly). Sure, it's not all that much, but it's good for a cup of coffee or two, and you won't have to worry about another autodraft nibbling away at your bank account every month.

Without any subscription, you'll get up to five minutes of continuous live-stream viewing and motion detection with push notifications. Motion detection video recording and optional local storage backup are also available for free, but you'll need a Sync Module 2 for those features.

Eufy technically offers four subscription options but they're all just different ways to pay for 30 days of cloud storage. 

EufyEufy security camera subscription details

Note: Select Eufy security cameras and video doorbells were recently discovered to have sent data to the cloud despite claims of "local-only" storage, even when cloud storage settings were disabled by the user. Eufy confirmed that preview images, or thumbnails, of videos were "briefly and securely hosted on an AWS-based cloud server," and has since assured CNET the company will "be more clear about the use of cloud for push notifications in their consumer-facing marketing materials."

Eufy technically offers four subscription options but they're all just different ways to pay for 30 days of cloud storage. There's Basic Monthly and Basic Annually which cover one camera, or Premier Monthly and Premier Annually that grants cloud storage for up to 10 cameras. Again, you'll save a bit of money by paying for a full year rather than paying month-to-month.

Eufy camera subscriptions Plan CostCamerasCloud storageBasic Monthly $3 per month130 daysBasic Annually $30 per year130 daysPremier Monthly $10 per monthUp to 1030 daysPremier Annually $100 per yearUp to 1030 days

There are no other features, such as higher video resolution or smart notifications, included with a Eufy camera subscription -- it's just cloud storage. If you don't need cloud storage, skip the monthly fee and enjoy the free features like live streaming, push notifications and two-way audio.

There are two subscription options available for Google Nest cameras, doorbells, smart speakers and displays.

Molly Price/CNETGoogle Nest security camera subscription details

There are two subscription options available for Google Nest cameras, doorbells, smart speakers and displays: Nest Aware or Nest Aware Plus. Conveniently, both subscriptions are good for an unlimited number of devices, so you don't have to upgrade to a higher plan or pay more for multiple versus single device coverage.

A Nest Aware subscription will get you 30 days of cloud storage and unlock intelligent alerts for familiar faces, smoke and carbon monoxide alarms and the sound of breaking glass. You'll get the same features with Nest Aware Plus, but the higher tier also offers longer cloud storage, 60 days, and up to 10 days of 24/7 recorded history.

Google Nest camera subscriptions Plan Monthly costCamerasCloud storageUpgrade featuresNest Aware $6 Unlimited30 daysN/ANest Aware Plus $12 Unlimited60 days24/7 recorded history up to 10 days

Like with Blink and Eufy camera subscriptions, you can save a little money by opting to pay annually instead of monthly. Going with the annual payment with either plan will basically get you two months free as a year's worth of Nest Aware and Nest Aware Plus cost $60 and $120, respectively.

Even with the savings, a Nest Aware or Nest Aware Plus subscription is priced a bit higher than comparative plans from other manufacturers. Keep in mind, however, that a single subscription is good for all of your applicable devices from a Google Nest Cam to the new 2nd gen Nest Doorbell. 

Ring video doorbells and cameras are eligible for three Ring Protect plans.

RingRing security camera subscription details

Ring video doorbells and cameras are eligible for three Ring Protect plans: Basic, Plus or Pro. The Plus plan is essentially the Basic plan for an unlimited number of devices but does include an extended warranty for said devices. Both plans offer cloud storage for an impressive 180 days, video sharing, rich notifications (to see what triggered an alert without having to open the app) and the ability to download up to 50 videos at once when logged in at Ring.com.

The Pro plan provides a more significant home security upgrade with 24/7 professional monitoring, alarm cellular backup and digital security by eero Secure, among other added security features. 

Ring camera subscriptions Plan Monthly costCamerasCloud storageUpgrade featuresBasic $4 1180 daysN/APlus $10 Unlimited180 daysExtended warranty on all eligible devicesPro $20 Unlimited180 days24/7 professional monitoring, 3GB backup internet data, alarm cellular backup

Annual subscriptions are also available for each Ring Protect plan. Paying for a year upfront will, like most other subscriptions with an annual payment option, save you roughly the cost of two monthly fees. Basic, Plus and Pro subscriptions are available for the annual fee of $40, $100 and $200, respectively.

Of course, your Ring Doorbell, Stick Up Cam or other device will work without a subscription, but you'll be limited to the free features like live streaming and push notifications, but no recorded videos. 

The primary advantage of paying for a security camera subscription is cloud storage, but service may come with added features.

AmazonTP-Link security camera subscription details

TP-Link has two camera brands, Kasa and Tapo, both with their own separate "Care" subscription service. Subscriptions to either Kasa Care or Tapo Care include 30-day cloud storage and activity notifications with snapshots. 

You'll have two subscription tier options with your Kasa camera: Plus or Premium. There's nothing special about upgrading to the Kasa Care Premium tier other than the number of cameras supported, up to 10.

Tapo Care only has one tier, Premium, but the price will vary by the number of cameras you have and whether you want to pay monthly or annually. Tapo Care also comes with a few more features than Kasa Care, such as rich notifications, person detection and privacy zone settings.

TP-Link camera subscriptions Plan Monthly costCamerasCloud StorageKasa Care Plus $3 130 daysKasa Care Premium $10 Up to 1030 daysTapo Care Premium $3.50 per camera up to 3 cameras, or $12 for up to 10 cameras1, 2, 3 or up to 1030 days

Without a monthly subscription, you'll only have access to the free features on your Kasa or Tapo camera, but those can be impressive on their own. 

The indoor Kasa KC410S, for example, boasts 360 degree pan range, AI detection of people or a baby crying, motion detection/following plus a night vision mode. For outdoors, the Tapo C310 is a budget-friendly wired cam with 2K resolution, a built-in spotlight and alarm, detection zone settings and night vision up to around 100 feet away.

All this is to say TP-Link cameras are pretty well equipped on their own, so the only reason you may need to pay for a subscription would be to get 30 days of cloud storage.

Wyze is the only major security camera company to offer a free subscription.

WyzeWyze security camera subscription details

Wyze stands out for its exceptionally low prices on quality cameras and the same can be said regarding its subscription services as well. Wyze is the only major security camera company to offer a free subscription (kind of), and the most expensive plan will only cost you around $4 per month.

The drawback is that cloud storage is only good for 14 days and you'll need a separate subscription for each camera regardless of the plan -- Cam Plus Lite, Cam Plus or Cam Protect -- you choose.

Wyze camera subscriptions Plan Monthly costCamerasCloud StorageUpgrade featuresCam Plus Lite Varies114 daysN/ACam Plus $2 114 daysUnlimited event video length, back-to-back recordings, package detection, Wyze Web viewing Cam Protect $4 114 days24/7 professional monitoring, friendly faces recognition 

Now about that "free" plan, Cam Plus Lite. Wyze lets you choose the price you pay for the plan, even if that price is $0. They do humbly ask that you contribute something ($2.48 would cover their operating cost to provide the service), but payment is not required. 

If you're feeling generous, or maybe a little guilty, and want to pay for Cam Plus Lite, you might as well go ahead and opt for the standard Cam Plus plan. At $2 per camera, Cam Plus offers 14 days of cloud storage and person detection (the two perks of Cam Plus Lite), and bonus features such as unlimited video recording length, back-to-back recordings and smart detections for packages, pets and vehicles.

Nearly all security camera manufacturers offer a free trial period for the subscriptions of 30 days or more. 

Chris Monroe/CNETHome security camera monthly subscriptions compared Brand Single cameraUnlimited camerasCloud storageExtra perksArlo $5 $13 30 daysUp to 4K resolution, smart notifications, video object detection with AIBlink $3 $10 60 days90 minutes continuous live streaming, video sharing, rapid video accessEufy $3 $10 (up to 10 cameras)30 daysNoneGoogle Nest $6 $6 30 daysIntelligent alerts for familiar faces, smoke/carbon monoxide alarms and breaking glassRing $4 $10 180 daysRich notifications, video sharing, download up to 50 videos at onceTP-Link $3 $10-$12 (up to 10 cameras)30 daysActivity notifications with snapshotsWyze $0-$4N/A14 daysPerson detection Home security camera subscription FAQs

Do I have to sign up for a subscription for my security camera?

Probably not. Virtually all home security cameras work fine on their own with a power source (wired or battery) and a Wi-Fi connection. You can expect features like live video streaming, push notifications, two-way audio and more from even the most basic security cameras without the need for a monthly subscription.

Is it worth paying for a security camera subscription?

The primary advantage of paying for a security camera subscription is cloud storage, but service may come with added features such as smart notifications, better video resolution and even extended product warranties. 

Nearly all security camera manufacturers offer a free trial period of 30 days or more. Use that time to familiarize yourself with the cloud storage and added features, if any, to determine if it's something you're willing to pay extra for.

If you're most concerned about video storage, many cameras are equipped with an SD card slot for local storage, often up to 256GB. However, an SD card likely won't be included with your purchase, and checking local storage (and deleting files when your card is full) is less convenient than storing videos automatically in the cloud.

Do security camera subscriptions require a contract?

No. Virtually all subscriptions are on a month-to-month or annual basis, but no contract is required, meaning you can cancel at any time without penalty. Don't expect a refund for the remainder of the month or year if you've already paid the subscription fee, however.

For more on home security, check out how to keep your security cameras from being hacked and read up on using an old smartphone as a security camera. Plus, read about the most ideal locations for your home security cameras and where not to put your home security cameras. 

More from CNET Home Security:

Best Home Security Systems of 2023

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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug