Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über SOFQ?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der SOFQ: Securities Operations Foundation Qualification (SOFQ) Prüfung.

2025 Updated Actual SOFQ questions as experienced in Test Center

Aktuelle SOFQ Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

ICMA SOFQ : Securities Operations Foundation Qualification (SOFQ) Practice Tests

Practice Tests Organized by Lee



Latest 2025 Updated ICMA Securities Operations Foundation Qualification (SOFQ) Syllabus
SOFQ examcollection with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




SOFQ examcollection : Download 100% Free SOFQ practice tests (PDF and VCE)

Exam Number : SOFQ
Exam Name : Securities Operations Foundation Qualification (SOFQ)
Vendor Name : ICMA
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Read and Memorize these SOFQ PDF Questions
Our substantial and up-to-date ICMA SOFQ genuine mock test are essential for passing the SOFQ exam. They help individuals Excellerate their understanding of Securities Operations Foundation Qualification (SOFQ) Pass Guides and pass with certainty, making it an ideal choice for advancing your career as a specialist in your organization.

Passing the genuine ICMA SOFQ test is a challenging task that cannot be accomplished solely by practicing through SOFQ course books or relying on free Exam Questions found online. The exam contains numerous tricky questions and scenarios that often perplex test-takers. In this scenario, killexams.com plays a crucial role by providing real SOFQ Real exam Questions in the form of Premium Questions and Ans and a VCE test system. Before registering for the full version of SOFQ Real exam Questions, you can download their 100% free SOFQ Exam Questions to experience the quality of their materials. Don't forget to take advantage of their exclusive discount coupons.

We have received testimonials from countless test-takers who have passed the SOFQ exam with the help of their TestPrep. They have secured great positions in their respective organizations. It's not just that they used their SOFQ Exam Cram; they actually experienced an improvement in their knowledge and skills. They are now able to work confidently in real-world scenarios as experts in their fields. At killexams.com, they don't just focus on helping you pass the SOFQ exam with their braindumps; they also strive to enhance your understanding of the exam's objectives and topics. This approach enables their clients to achieve success in their careers.







SOFQ exam Format | SOFQ Course Contents | SOFQ Course Outline | SOFQ exam Syllabus | SOFQ exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


I simply attempted it once, and I'm satisfied.
I was a lazy student who always looked for shortcuts and convenient methods to get by. However, when I started my IT course in SOFQ, I found it very challenging and couldn't find any helpful guide. That's when I heard about killexams.com and decided to supply it a try. Their sample and practice questions proved to be immensely useful, and I successfully secured good marks in my SOFQ exam. All credit goes to killexams for making it possible.


It is a good place to find SOFQ practice questions papers.
I never suspected that the subjects I had dependably fled from would be this kind of top-notch amount of amusing to the exam. killexams.com's smooth and brief approach for buying to the focuses made my making plans factor much less stressful and helped me get 89% marks. I was going to surrender the SOFQ exam, but with only a week left, I decided to update to their practice questions for my exam preparation.


It is very easy to get certified in the SOFQ exam with these Questions and Answers.
When I started my SOFQ exam, I felt confident and well-prepared because I had relied on killexams.com's Practice Tests. The questions were so accurate that I felt like I was practicing from their practice test. It only took me 65 minutes to complete the exam, and I was thrilled to see my score of 97%. I am so glad that I chose killexams.com as my test accomplice and would highly recommend them to others.


Real SOFQ questions! I was not expecting such ease in the exam.
I had faced consecutive failures in my SOFQ exam, and I was on the verge of giving up. However, someone recommended killexams.com to me and encouraged me to supply the exam one last try. I decided to follow their advice, and it was the best decision I ever made. The ultimate attempt with killexams.com for the SOFQ exam went smoothly, and I passed the paper without any issues. I am grateful to killexams.com for not letting me supply up on my dreams and helping me achieve success.


Passing the SOFQ exam requires enough knowledge.
Preparing for the SOFQ exam can be a daunting process, and without proper guidance, there is a high probability of failure. However, with the Great SOFQ book, individuals are provided with green and groovy information that not only complements their education but also offers a high chance of success. Thanks to this remarkable software, I was able to score 92 out of 100 on the exam, and I am confident it will not let anyone down.


ICMA (SOFQ) test

SOFQ Exam

User: Myra*****

With less than two weeks to prepare for my sofq exam, I felt overwhelmed and unprepared due to insufficient training. However, thanks to the mock test provided by Killexams.com, I was able to overcome these obstacles and pass the exam with ease. The guide was detailed and precise, with clear and concise answers that made understanding the subjects much easier. Additionally, the sofq dependable Cert guide was also helpful in my preparation.
User: Tanya*****

When my father asked me if I was going to fail my upcoming SOFQ exam, I confidently replied with a firm "no," thanks to the support of Killexams.com. I was able to maintain my self-assurance and pass the exam with flying colors, much to my fathers delight. I am grateful for the assistance of Killexams.com in helping me achieve my goals.
User: Sebastian*****

The SOFQ questions from killexams.com mirror exactly what the Exam Center gives you in the exam, and their preparation material is excellent. I passed with over 80% thanks to their helpful study guides.
User: Daniel*****

Thanks to Killexams.com, I saved time and money, and without their Questions and Answers, I would have failed the SOFQ exam. I was confused about some questions, so I had to guess, but I should have studied and focused on the questions more carefully. Nonetheless, I am happy to have passed the exam.
User: Emilio*****

I strongly recommend killexams.com to anyone preparing for the SOFQ exam. Their workbook is helpful in reviewing concepts and gives a great idea of the types of questions that may appear on the exam. Their assistance was remarkable, and I am grateful to the killexams.com team for their support.

SOFQ Exam

Question: I have less number of questions in VCE than PDF, How to fix it?
Answer: You should write an email to support and write the details. Their support team will re-generate the exam simulator that will include all the questions/answers that are in the PDF also. Some time PDF version is updated with the latest questions and exam simulator re-generation is in the queue for the update. That's why you see fewer questions or different questions in the exam simulator.
Question: I do not see my purchased exam in my account, what should I do?
Answer: You should see if you are using the correct login details. If you forgot your username or password, you can go to Forgot Password screen and reset your password. The system will send you an email with your login details. If you are using correct login details and still unable to see your exam in your download section, you should contact live chat or email support. They will fix the issue.
Question: Can you believe that all SOFQ questions I had were asked in a real exam?
Answer: Yes, all the questions belong to the real SOFQ question bank, so they appear in the real test and you experience the exam lot easier than without these SOFQ questions.
Question: Is exam simulator included with SOFQ real questions?
Answer: Killexams SOFQ exam simulator is an optional product and used to practice SOFQ exam on a computer. If you have a computer with windows Os, it is the best software you can use to practice the questions. The latest and up-to-date SOFQ mock test are included in the test prep. Complete SOFQ questions are provided in the download section of your MyAccount. Killexams provide up-to-date real SOFQ test questions that are taken from the SOFQ question bank. These questions' answers are Verified by experts before they are included in the SOFQ question bank. By memorizing and practicing these SOFQ dumps, you will surely pass your exam on the first attempt.
Question: I have taken Instructor training, do I still need SOFQ test prep?
Answer: Killexams recommend these SOFQ questions to memorize before you go for the real exam because this SOFQ examcollection contains an up-to-date and 100% valid SOFQ examcollection with a new syllabus. Killexams has provided the shortest SOFQ questions for busy people to pass SOFQ exam without practicing massive course books. If you go through these SOFQ questions, you are more than ready to take the test. They recommend taking your time to study and practice SOFQ practice questions until you are sure that you can answer all the questions that will be asked in the real SOFQ exam. For a full version of SOFQ test prep, visit killexams.com and register to download the complete examcollection of SOFQ exam test prep. These SOFQ exam questions are taken from real exam sources, that's why these SOFQ exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these SOFQ questions are sufficient to pass the exam.
ICMA+%28SOFQ%29+test
https://www.pass4surez.com/art/read.php?keyword=ICMA+%28SOFQ%29+test&lang=us&links=remove

Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning actual questions update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit Killexams.com, their specimen questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best practice tests website?
Indeed, Killexams is totally legit plus fully well-performing. There are several features that makes killexams.com legitimate and legit. It provides knowledgeable and totally valid exam questions made up of real exams questions and answers. Price is small as compared to most of the services on internet. The mock test are current on ordinary basis through most recent questions. Killexams account structure and supplement delivery is very fast. Computer file downloading can be unlimited and incredibly fast. Assist is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a sturdy website that come with exam prep with real exams questions.



Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam mock test with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your download Account. You can download Premium practice questions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




CMCN Test Prep | NS0-516 practice exam | S2000-021 pdf study guide | SCP-500 study help | CPSM online exam | MOPF cram | NNAAP-ALNA practice exam | COMPASS examcollection | CPIM english test questions | PCCSA boot camp | ACSCE-5X Practice Questions | MS-700 free pdf | CTFL-PT test prep questions | 4A0-C01 practice questions | CPFO pdf download | DP-420 study material | CRFA pass marks | C1000-170 test prep | 156-560 question test | Salesforce-Advanced-Cross-Channel bootcamp |


SOFQ - Securities Operations Foundation Qualification (SOFQ) exam help
SOFQ - Securities Operations Foundation Qualification (SOFQ) Free exam PDF
SOFQ - Securities Operations Foundation Qualification (SOFQ) test
SOFQ - Securities Operations Foundation Qualification (SOFQ) learn
SOFQ - Securities Operations Foundation Qualification (SOFQ) exam cram
SOFQ - Securities Operations Foundation Qualification (SOFQ) information hunger
SOFQ - Securities Operations Foundation Qualification (SOFQ) questions
SOFQ - Securities Operations Foundation Qualification (SOFQ) learning
SOFQ - Securities Operations Foundation Qualification (SOFQ) PDF Download
SOFQ - Securities Operations Foundation Qualification (SOFQ) test questions
SOFQ - Securities Operations Foundation Qualification (SOFQ) boot camp
SOFQ - Securities Operations Foundation Qualification (SOFQ) Test Prep
SOFQ - Securities Operations Foundation Qualification (SOFQ) learning
SOFQ - Securities Operations Foundation Qualification (SOFQ) PDF download
SOFQ - Securities Operations Foundation Qualification (SOFQ) real questions
SOFQ - Securities Operations Foundation Qualification (SOFQ) Free PDF
SOFQ - Securities Operations Foundation Qualification (SOFQ) answers
SOFQ - Securities Operations Foundation Qualification (SOFQ) study tips
SOFQ - Securities Operations Foundation Qualification (SOFQ) exam Cram
SOFQ - Securities Operations Foundation Qualification (SOFQ) learning
SOFQ - Securities Operations Foundation Qualification (SOFQ) Latest Questions
SOFQ - Securities Operations Foundation Qualification (SOFQ) study help
SOFQ - Securities Operations Foundation Qualification (SOFQ) exam
SOFQ - Securities Operations Foundation Qualification (SOFQ) exam Questions
SOFQ - Securities Operations Foundation Qualification (SOFQ) questions
SOFQ - Securities Operations Foundation Qualification (SOFQ) premium pdf
SOFQ - Securities Operations Foundation Qualification (SOFQ) study tips
SOFQ - Securities Operations Foundation Qualification (SOFQ) techniques
SOFQ - Securities Operations Foundation Qualification (SOFQ) course outline
SOFQ - Securities Operations Foundation Qualification (SOFQ) Free exam PDF
SOFQ - Securities Operations Foundation Qualification (SOFQ) real Questions
SOFQ - Securities Operations Foundation Qualification (SOFQ) Free PDF
SOFQ - Securities Operations Foundation Qualification (SOFQ) Free PDF
SOFQ - Securities Operations Foundation Qualification (SOFQ) certification
SOFQ - Securities Operations Foundation Qualification (SOFQ) premium pdf
SOFQ - Securities Operations Foundation Qualification (SOFQ) study tips
SOFQ - Securities Operations Foundation Qualification (SOFQ) Latest Topics
SOFQ - Securities Operations Foundation Qualification (SOFQ) education
SOFQ - Securities Operations Foundation Qualification (SOFQ) certification
SOFQ - Securities Operations Foundation Qualification (SOFQ) PDF download
SOFQ - Securities Operations Foundation Qualification (SOFQ) course outline
SOFQ - Securities Operations Foundation Qualification (SOFQ) Latest Questions
SOFQ - Securities Operations Foundation Qualification (SOFQ) course outline
SOFQ - Securities Operations Foundation Qualification (SOFQ) PDF download

Other ICMA Practice Tests


SOFQ study guide |


Best practice tests You Ever Experienced


GLO_CWM_LEVEL_I practice exam | 050-894 pdf questions | PPM-001 Real exam Questions | OG0-093 pdf exam | ISEB-BA1 Free PDF | CNOR real questions | AZ-220 Latest Topics | 2V0-41.23 prep questions | Agile-Scrum-Foundation exam cram | MB-240 test prep | 46150T exam questions | Salesforce-Process-Automation-Accredited-Professional pass marks | HPE0-S22 VCE | 010-002 PDF Questions | DEA-C01 online exam | IIA-ACCA exam answers | H12-211 mock questions | PDPF study material | H31-523 exam tips | DES-5121 writing test questions |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

SOFQ Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

SOFQ Reviews

100% Valid and Up to Date SOFQ Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug