Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über SPLK-1001?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der SPLK-1001: Splunk Core Certified User Prüfung.

2023 Updated Actual SPLK-1001 questions as experienced in Test Center

Aktuelle SPLK-1001 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

SPLK-1001 PDF download - Splunk Core Certified User | https://www.easyfinanz.cc/

Splunk SPLK-1001 : Splunk Core Certified User ACTUAL EXAM QUESTIONS

Exam Dumps Organized by Lee

Latest 2023 Updated Splunk Splunk Core Certified User Syllabus
SPLK-1001 ACTUAL EXAM QUESTIONS / Braindumps contains actual test Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee

SPLK-1001 Exam Center Questions : Download 100% Free SPLK-1001 ACTUAL EXAM QUESTIONS (PDF and VCE)

Exam Number : SPLK-1001
Exam Name : Splunk Core Certified User
Vendor Name : Splunk
Update : Click Here to Check Latest Update
Question Bank : Check Questions

People used these SPLK-1001 braindumps to get 100% marks
Go through their SPLK-1001 Actual Questions, and you will feel confident about the SPLK-1001 exam. Pass your SPLK-1001 with Full Marks or get your money back. Everything you need to pass the SPLK-1001 is provided here. They have aggregated a database of SPLK-1001 Exam dumps taken from real exams to help you prepare and pass the SPLK-1001 on your first attempt. Simply set up their SPLK-1001 Exam Cram test Sim and Exam Braindumps, and you will pass the SPLK-1001 exam.

To pass the Splunk SPLK-1001 exam, simply memorizing the coursebook isn't enough. At killexams.com, they aim to clear your ideas about the SPLK-1001 course blueprint, syllabus, and goals, and help you learn about the tricky scenarios and questions that may be asked in the real SPLK-1001 exam. You can start by downloading their free SPLK-1001 PDF trial questions and memorizing through them. If you're satisfied, you can register to download the full version of SPLK-1001 braindumps at a discounted price. Once you've downloaded it, you can also install the SPLK-1001 VCE test simulator on your computer, and practice SPLK-1001 Exam Questions regularly with it.

If you're on the go, you can download the SPLK-1001 PDF Dumps PDF on any mobile device or computer to read and memorize the real SPLK-1001 questions during your free time. Keep practicing with the VCE test system until you're confident enough to take the real SPLK-1001 test. Their SPLK-1001 PDF Dumps is available in two arrangements: SPLK-1001 PDF file and SPLK-1001 VCE test simulator. You can read the PDF on any device and even print SPLK-1001 Exam Questions to make your own book. Their pass rate is high at 98.9%, and the equivalence rate between their SPLK-1001 study guide and the real test is 98%. With killexams.com, you can pass the Splunk SPLK-1001 test quickly and effectively in just one attempt.

SPLK-1001 test Format | SPLK-1001 Course Contents | SPLK-1001 Course Outline | SPLK-1001 test Syllabus | SPLK-1001 test Objectives

A Splunk Core Certified User is able to search, use fields, create alerts, use look-ups, and create basic statistical reports and dashboards in either the Splunk Enterprise or Splunk Cloud platforms. This optional entry-level certification demonstrates an individual's basic ability to navigate and use Splunk software. The prerequisite course listed below is highly recommended, but not required for candidates to register for the certification exam.

As part of their programs partnership with PearsonVUE, all test registrants must adhere to a few
universal guidelines (no exceptions):

● Must have a Splunk.com account/username, linked to a valid, current email address.

● Must create an account with PearsonVUE: home.pearsonvue.com/splunk. Note: the name
used for test registration must match the full name on candidates photo ID.

● Must be at least 18 years of age. Candidates age 13-17 who wish to participate must
provide a signed parental acknowledgement form (available as Exhibit 1, attached to the
Splunk Certification Agreement, included on page 19).

● Must pay the registration fee of $125 per test attempt (or $500 for 5 test registrations).

● Must provide valid photo ID and a second form of identification showing legal name (e.g.
credit card, military ID, student ID, etc.) at the time of exam. To view the full ID policy,
please click here.

● Must agree to Splunk Certification Agreement (see page 13, also found here).

● Must agree to the Pearson VUE Candidate Rules Agreement (found here).

● Candidates who wish to schedule an test appointment using the online portal must agree
to the Pearson VUE Facial Recognition Policy. See Appendix D for more information.

● Online proctoring candidates must meet the PearsonVUE system requirements


Immediately after submitting the exam, the candidates results (pass or fail) will be displayed. For
candidates testing onsite, a printout of these results will be provided by the on-site proctor.

Candidates testing via online proctoring will not receive a hard copy of their results, but will have
the option to print a score report via their Pearson online account.

Candidates (both onsite and online) who pass the test will not receive any additional feedback
regarding test performance.

Unsuccessful candidates (both onsite and online) can access additional information (including
section feedback) via their Pearson online account.

Killexams Review | Reputation | Testimonials | Feedback

Weekend study is enough to pass SPLK-1001 test with these questions.
When I was preparing for my SPLK-1001 test, I found myself lost in the books and was far from the actual aspect. I did not understand a single word and had to put it together as quickly as possible. I gave up on my books and decided to enroll myself in killexams.com, and it was the best decision I made. I was able to cruise through my SPLK-1001 test and achieve a decent score. Thanks, killexams.com!

These SPLK-1001 LaACTUAL EXAM QUESTIONS works in the real exam.
The killexams.com dumps offer the test dump with the right features that make learning easy and quick to put together. The dump is surprisingly custom-designed without becoming overwhelming or burdensome. The ILT ebook is also effective when used with their dump. I recommend this to my friends at the workplace and anybody looking for the best answers for the SPLK-1001 exam. Thank you, killexams.com!

Perfect Dumps of latest syllabus SPLK-1001 test are available now.
A few individuals may not be able to change the world, but they can certainly tell you if you are the only one who knows how to do it. I aspire to make my mark globally and be recognized for it, and passing my SPLK-1001 test with killexams.com was my moment of glory. I may be eager for success, but this achievement has made me famous, and I am proud of it.

Updated and actual question bank updated SPLK-1001 test.
I am feeling very happy and accomplished as I have successfully cleared my SPLK-1001 exam. I would like to express my gratitude to killexams.com, which helped me throughout my journey of preparing for the exam. Without their generosity and support, I would not have been able to achieve such excellent results.

I am very satisfied with SPLK-1001 test manual.
I rarely encounter such a valid test dump, especially for higher-level exams. But killexams.com's SPLK-1001 dumps are truly valid and perfect. They helped me achieve a near-perfect score on my exam, and I highly recommend them to anyone preparing for the SPLK-1001 exam.

Splunk Splunk PDF Dumps


AI-Driven Innovations Unveiled: Bolstering Security, Customer Experience, And Visibility

TOPSHOT - A live demonstration uses artificial intelligence (Photo by DAVID MCNEW/AFP via Getty ... [+] Images)

AFP via Getty Images

Splunk's .conf23 Conference Marks a Major Pivot into AI-Powered Solutions, Elevating Security and Customer Productivity

The debate rages on around AI disrupting the workforce and, in some cases, completely dislocating key positions. According to latest research by McKinsey, in the coming decade, 20-30% of the time workers spend on the job could be transformed by automation technologies, leading to significant shifts in the skills required to succeed.

The AI gold rush also sees tech vendors rushing to “AI-wash” offerings as they rush to capitalize on the zeitgeist and secure a public market stock boost as a result. Against this backdrop, the announcements from Splunk are groundbreaking, but not surprising. Splunk is a leading security and observability provider and made an ambitious pivot to AI at its annual user conference, .conf23. The newly-announced innovations are poised to impact the market landscape by bolstering security operations, enhancing customer experiences, and offering unparalleled visibility in hybrid cloud environments. With more than 14,000 global customers, the implications of Splunk's strategic pivot to AI are profound and are a key indicator for other vendors in this space.

During the Splunk event, I had the chance to have dinner with Min Wang, the relatively new CTO at Splunk, and in their wide-ranging discussion, they spoke about the debate raging in the mainstream press that AI will disrupt the job market. Their conversation also focused on the broader secular trends facing IT executives; as tech infrastructure becomes more complex and distributed and with ongoing talent shortages, organizations need tools that enable them to act swiftly and efficiently without exhausting their teams.

"Splunk sees generative AI as a transformative technology to unlock enormous productivity improvement, rather than a replacement for key security and IT operations personnel," Wang told me. "We see co-pilots and generative AI as delivering huge value to IT operations and security teams and freeing them up from mundane tasks and allowing them to focus on higher-order activities, rather than the alternative, which would be AI replacing these teams."

My key takeaway from my conversation with Wang, as well as my discussion with CEO Gary Steele, was that the company's vision for generative AI is crystalizing as a revolutionary tool to drive substantial productivity gains, prioritizing its role as a co-pilot to IT operations and security teams, rather than a replacement for key personnel. This approach reflects Splunk's longstanding commitment to empowering teams, freeing them from mundane tasks, and enabling a focus on higher-order activities amidst the growing complexities of tech infrastructure and talent shortages in the industry.

Splunk Unveils Game-Changing AI-Infused Security and Observability Advancements

Security teams are overwhelmed with managing an increasingly dynamic and sprawling threat attack surface, so a key solution among the new offerings is the Splunk Attack Analyzer, an automated threat analysis tool infused with machine learning (ML) and AI capabilities. This powerful solution enables security operations teams to identify and respond to potential threats swiftly, leveraging insights from security telemetry data and providing crucial context about the attack's source, affected systems, and potential impact. The Splunk Attack Analyzer leverages AI to detect and contextualize threats from diverse data sources, while the Splunk App for Anomaly Detection simplifies operational workflows with ML.

Additionally, Splunk integrates the Observability Cloud and Cloud Platform to offer a unified view of customer-facing systems. This seamless integration spans application, infrastructure, and data, facilitating rapid identification and resolution of customer-impacting issues for an enhanced customer experience and improved business success.

Undoubtedly, the show's star was Splunk Edge Hub, making a bold entry into the hardware market in partnership with US based firm Actineon running ARM processors. This move brings observability to the far edge, providing out-of-the-box metrics and reporting for various operational technology (OT) variables, including environmental monitoring. Splunk's Edge Hub offers comprehensive visibility across IT and OT environments and enables AI to deliver predictive analytics to the far edge, where observability and robust security have been challenges for many customers.

The Edge Hub will Boost manufacturing processes by detecting anomalies early on, optimizing resource allocation, and enhancing overall efficiency. The collaboration with industry experts empowers businesses in traditionally data-inaccessible sectors like transportation, oil and gas, and supply chain industries, unlocking new insights and driving innovation.

Finally, the state-of-the-art Splunk AI Assistant provides rapid answers to complex questions, powered by ML and automating tasks like report generation and alert creation. As with the others mentioned, this solution will provide significant value to overstretched teams and are all examples of how they should frame the AI revolution going on as it relates to IT operations and security. Splunk's latest offerings are set to reshape the cybersecurity and observability landscape, equipping businesses with essential tools to thrive in a rapidly evolving digital landscape.

Splunk Accelerates Innovation

Under the leadership of CEO Gary Steele, Splunk has become more focused, streamlined, and innovation driven. The strategic shift toward AI showcased during .conf23, highlights the company's relentless pursuit of increased innovation speed, after what could be argued was a brief pause in innovation before Steele’s tenure.

In the fast-evolving landscape of hybrid multi-cloud environments, these AI announcements are a lifeline for overwhelmed IT Operations and security teams, providing them with indispensable support and the necessary tools to navigate complexity.

As the Edge Hub and AI-powered solutions gain momentum, Splunk's mission to enhance observability and security aligns well with robust market trends. With a strong market presence and customer base, Splunk is positioning itself as an industry leader committed to elevating security standards, customer experiences, and visibility in the digital realm. As the business landscape continues to evolve, operations teams remain overwhelmed, and the security threat landscape remains dynamic, Splunk's AI-driven innovations will undoubtedly remain at the forefront of transformative solutions for organizations of all scales.

Splunk Inc.

Stocks: Real-time U.S. stock quotes reflect trades reported through Nasdaq only; comprehensive quotes and volume reflect trading in all markets and are delayed at least 15 minutes. International stock quotes are delayed as per exchange requirements. Fundamental company data and analyst estimates provided by FactSet. Copyright 2019© FactSet Research Systems Inc. All rights reserved. Source: FactSet

Indexes: Index quotes may be real-time or delayed as per exchange requirements; refer to time stamps for information on any delays. Source: FactSet

Markets Diary: Data on U.S. Overview page represent trading in all U.S. markets and updates until 8 p.m. See Closing Diaries table for 4 p.m. closing data. Sources: FactSet, Dow Jones

Stock Movers: Gainers, decliners and most actives market activity tables are a combination of NYSE, Nasdaq, NYSE American and NYSE Arca listings. Sources: FactSet, Dow Jones

ETF Movers: Includes ETFs & ETNs with volume of at least 50,000. Sources: FactSet, Dow Jones

Bonds: Bond quotes are updated in real-time. Sources: FactSet, Tullett Prebon

Currencies: Currency quotes are updated in real-time. Sources: FactSet, Tullett Prebon

Commodities & Futures: Futures prices are delayed at least 10 minutes as per exchange requirements. Change value during the period between open outcry settle and the commencement of the next day's trading is calculated as the difference between the last trade and the prior day's settle. Change value during other periods is calculated as the difference between the last trade and the most latest settle. Source: FactSet

Data are provided 'as is' for informational purposes only and are not intended for trading purposes. FactSet (a) does not make any express or implied warranties of any kind regarding the data, including, without limitation, any warranty of merchantability or fitness for a particular purpose or use; and (b) shall not be liable for any errors, incompleteness, interruption or delay, action taken in reliance on any data, or for any damages resulting therefrom. Data may be intentionally delayed pursuant to supplier requirements.

Mutual Funds & ETFs: All of the mutual fund and ETF information contained in this display, with the exception of the current price and price history, was supplied by Lipper, A Refinitiv Company, subject to the following: Copyright 2019© Refinitiv. All rights reserved. Any copying, republication or redistribution of Lipper content, including by caching, framing or similar means, is expressly prohibited without the prior written consent of Lipper. Lipper shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

Cryptocurrencies: Cryptocurrency quotes are updated in real-time. Sources: CoinDesk (Bitcoin), Kraken (all other cryptocurrencies)

Calendars and Economy: 'Actual' numbers are added to the table after economic reports are released. Source: Kantar Media


While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for ACTUAL EXAM QUESTIONS update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best ACTUAL EXAM QUESTIONS site.

Which is the best dumps website?
Without a doubt, Killexams is 100 percent legit and also fully trustworthy. There are several characteristics that makes killexams.com realistic and straight. It provides latest and 100 percent valid ACTUAL EXAM QUESTIONS formulated with real exams questions and answers. Price is really low as compared to almost all of the services online. The mock test are up-to-date on frequent basis utilizing most latest brain dumps. Killexams account arrangement and product delivery is quite fast. Data file downloading is unlimited and really fast. Service is avaiable via Livechat and Email address. These are the features that makes killexams.com a strong website that provide ACTUAL EXAM QUESTIONS with real exams questions.

Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your download Account. You can download Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.

FML-5.3.8 test prep | CBBF practice test | MOFF-EN test Questions | AAMA-CMA examcollection | DES-1721 mock test | 2B0-104 dumps | 500-551 study guide | DES-6322 practice test | AZ-801 PDF download | PMP-Bundle mock questions | 4H0-200 test preparation | II0-001 braindumps | 1Y0-204 trial test questions | 300-815 PDF Braindumps | AD01 prep questions | CLEP english test questions | CRA free online test | ATM boot camp | 350-801 actual Questions | PSPO-I trial questions |

SPLK-1001 - Splunk Core Certified User learn
SPLK-1001 - Splunk Core Certified User Latest Questions
SPLK-1001 - Splunk Core Certified User dumps
SPLK-1001 - Splunk Core Certified User actual Questions
SPLK-1001 - Splunk Core Certified User test
SPLK-1001 - Splunk Core Certified User syllabus
SPLK-1001 - Splunk Core Certified User PDF Download
SPLK-1001 - Splunk Core Certified User guide
SPLK-1001 - Splunk Core Certified User syllabus
SPLK-1001 - Splunk Core Certified User study help
SPLK-1001 - Splunk Core Certified User answers
SPLK-1001 - Splunk Core Certified User testing
SPLK-1001 - Splunk Core Certified User Latest Questions
SPLK-1001 - Splunk Core Certified User techniques
SPLK-1001 - Splunk Core Certified User Questions and Answers
SPLK-1001 - Splunk Core Certified User PDF Dumps
SPLK-1001 - Splunk Core Certified User book
SPLK-1001 - Splunk Core Certified User Free PDF
SPLK-1001 - Splunk Core Certified User outline
SPLK-1001 - Splunk Core Certified User PDF Braindumps
SPLK-1001 - Splunk Core Certified User PDF Braindumps
SPLK-1001 - Splunk Core Certified User test syllabus
SPLK-1001 - Splunk Core Certified User study tips
SPLK-1001 - Splunk Core Certified User test
SPLK-1001 - Splunk Core Certified User syllabus
SPLK-1001 - Splunk Core Certified User Dumps
SPLK-1001 - Splunk Core Certified User study help
SPLK-1001 - Splunk Core Certified User test success
SPLK-1001 - Splunk Core Certified User PDF Download
SPLK-1001 - Splunk Core Certified User test Braindumps
SPLK-1001 - Splunk Core Certified User PDF Dumps
SPLK-1001 - Splunk Core Certified User PDF Dumps
SPLK-1001 - Splunk Core Certified User PDF Braindumps
SPLK-1001 - Splunk Core Certified User Test Prep
SPLK-1001 - Splunk Core Certified User boot camp
SPLK-1001 - Splunk Core Certified User boot camp
SPLK-1001 - Splunk Core Certified User actual Questions
SPLK-1001 - Splunk Core Certified User test Questions
SPLK-1001 - Splunk Core Certified User PDF Download
SPLK-1001 - Splunk Core Certified User Study Guide
SPLK-1001 - Splunk Core Certified User answers
SPLK-1001 - Splunk Core Certified User PDF Dumps
SPLK-1001 - Splunk Core Certified User study help
SPLK-1001 - Splunk Core Certified User Latest Topics


SPLK-2001 pass marks | SPLK-2002 free test papers | SPLK-3003 study material | SPLK-1003 test results | SPLK-1002 free pdf | SPLK-1001 trial questions | SPLK-3001 examcollection |

Best ACTUAL EXAM QUESTIONS You Ever Experienced

AX0-100 practice questions | 150-820 practice test | H13-611 test tips | 630-007 free pdf | 3X0-204 practice exam | BEC real questions | ECDL-ADVANCED test questions | ISO-IEC-27001-Lead-Auditor ACTUAL EXAM QUESTIONS | H12-261 test prep | HD0-200 test Questions | FortiSandbox free online test | 920-270 Practice test | UIPATH-ARDV1 mock questions | 101-500 test Questions | 050-894 PDF Questions | GP-Doctor test example | NSE5_FMG-7.0 test prep | JN0-1362 test sample | CPA-CPP study questions | ACP-600 test prep |

References :


Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps

Direct Download

SPLK-1001 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

SPLK-1001 Reviews

100% Valid and Up to Date SPLK-1001 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen


Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten


  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug