Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über SSCP?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der SSCP: Systems Security Certified Practioner Prüfung.

2024 Updated Actual SSCP questions as experienced in Test Center

Aktuelle SSCP Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

SSCP ACTUAL EXAM QUESTIONS - Systems Security Certified Practioner | https://www.easyfinanz.cc/

ISC2 SSCP : Systems Security Certified Practioner ACTUAL EXAM QUESTIONS

Exam Dumps Organized by Lee



Latest 2024 Updated ISC2 Systems Security Certified Practioner Syllabus
SSCP ACTUAL EXAM QUESTIONS / Braindumps contains real test Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




SSCP Test Center Questions : Download 100% Free SSCP ACTUAL EXAM QUESTIONS (PDF and VCE)

Exam Number : SSCP
Exam Name : Systems Security Certified Practioner
Vendor Name : ISC2
Update : Click Here to Check Latest Update
Question Bank : Check Questions

SSCP Question Bank, Latest Topics and Exam dumps
At killexams.com, their Free PDF are a must for passing the ISC2 SSCP exam. They have gathered real test SSCP questions that are updated and exactly replica of the real exam, and they have been checked by industry specialists. For those who do not have time to research SSCP ebooks, simply sign up and obtain the quickest SSCP Latest Topics and get ready for the exam.

We have received testimonials from numerous applicants who have passed the SSCP test with the help of their Study Guide and are currently excelling in their respective organizations. It is a fact that they have felt a significant improvement in their knowledge by using their SSCP Exam dumps. They have become experts and can work in a real corporate environment. They not only focus on passing the SSCP test with their braindumps but also aim to enhance knowledge about SSCP concepts and objectives. As a result, individuals are successful in their field.

We strive to provide a clear understanding of the entire SSCP curriculum, syllabus, and objectives in order to pass the ISC2 SSCP test. Simply practicing the SSCP coursebook is not sufficient. You need to be familiar with the unique situations and questions asked in the real SSCP test. Visit killexams.com and obtain the free SSCP PDF test questions to read. They assure you that you will be satisfied with their Systems Security Certified Practioner questions, and you can enroll to obtain the full version of SSCP boot camp with extremely attractive discount coupons. This will be your first step towards success in the Systems Security Certified Practioner test. obtain and install the SSCP VCE test system on your computer. Memorize SSCP Exam dumps and regularly take practice tests with the VCE test system. When you feel ready for the real SSCP test, go to the Test Center and register for the real test.

Preparing for the ISC2 SSCP test with just SSCP course books or free Study Guide available on the internet is too difficult. There are some tricky questions asked in the real SSCP test that can confuse and cause the candidate to fail. This situation is addressed by killexams.com by providing genuine SSCP boot camp in the form of Exam dumps and a VCE test system. Before registering for the full version of SSCP boot camp, you simply need to obtain 100 percent free SSCP Study Guide. You will be satisfied with the quality of Study Guide.







SSCP test Format | SSCP Course Contents | SSCP Course Outline | SSCP test Syllabus | SSCP test Objectives


Exam Title :
ISC2 Systems Security Certified Practitioner (SSCP)

Exam ID :
SSCP

Exam Duration :
180 mins

Questions in test :
125

Passing Score :
700/1000

Exam Center :
Pearson VUE

Real Questions :
ISC2 SSCP Real Questions

VCE practice questions :
ISC2 SSCP Certification VCE Practice Test







Access Controls 16%




Implement and maintain authentication methods

- Single/multifactor authentication

- Single sign-on

- Device authentication

- Federated access





Support internetwork trust architectures


- Trust relationships (e.g., 1-way, 2-way, transitive)

- Extranet

- Third party connections





Participate in the identity management lifecycle


- Authorization

- Proofing

- Provisioning/de-provisioning

- Maintenance

- Entitlement

- Identity and Access Management (IAM) systems





Implement access controls


- Mandatory

- Non-discretionary

- Discretionary

- Role-based

- Attribute-based

- Subject-based

- Object-based





Security Operations and Administration 15%




Comply with codes of ethics


- (ISC)² Code of Ethics

- Organizational code of ethics





Understand security concepts


- Confidentiality

- Integrity

- Availability

- Accountability

- Privacy

- Non-repudiation

- Least privilege

- Separation of duties





Document, implement, and maintain functional security controls


- Deterrent controls

- Preventative controls

- Detective controls

- Corrective controls

- Compensating controls





Participate in asset management


- Lifecycle (hardware, software, and data)

- Hardware inventory

- Software inventory and licensing

- Data storage





Implement security controls and assess compliance


- Technical controls (e.g., session timeout, password aging)

- Physical controls (e.g., mantrap, cameras, locks)

- Administrative controls (e.g., security policies and standards, procedures, baselines)

- Periodic audit and review





Participate in change management


- Execute change management process

- Identify security impact

- Testing /implementing patches, fixes, and updates (e.g., operating system, applications, SDLC)



Participate in security awareness and training


Participate in physical security operations (e.g., data center exam, badging)



Risk Identification, Monitoring, and Analysis 15%




Understand the risk management process


- Risk visibility and reporting (e.g., risk register, sharing threat intelligence, Common Vulnerability Scoring System (CVSS))

- Risk management concepts (e.g., impact exams, threat modelling, Business Impact Analysis (BIA))

- Risk management frameworks (e.g., ISO, NIST)

- Risk treatment (e.g., accept, transfer, mitigate, avoid, recast)





Perform security test activities


- Participate in security testing

- Interpretation and reporting of scanning and testing results

- Remediation validation

- Audit finding remediation





Operate and maintain monitoring systems (e.g., continuous monitoring)


- Events of interest (e.g., anomalies, intrusions, unauthorized changes, compliance monitoring)

- Logging

- Source systems

-  Legal and regulatory concerns (e.g., jurisdiction, limitations, privacy)






Analyze monitoring results



- Security baselines and anomalies

- Visualizations, metrics, and trends (e.g., dashboards, timelines)

- Event data analysis

- Document and communicate findings (e.g., escalation)





Incident Response and Recovery 13%





Support incident lifecycle



- Preparation

- Detection, analysis, and escalation

- Containment

- Eradication

- Recovery

- Lessons learned/implementation of new countermeasure





Understand and support forensic investigations


- Legal and ethical principles

- Evidence handling (e.g., first responder, triage, chain of custody, preservation of scene)






Understand and support Business Continuity Plan (BCP) and Disaster Recovery Plan (DRP) activities



- Emergency response plans and procedures (e.g., information system contingency plan)

- Interim or alternate processing strategies

- Restoration planning

- Backup and redundancy implementation

- Testing and drills





Cryptography 10%





Understand fundamental concepts of cryptography



- Hashing

- Salting

- Symmetric/asymmetric encryption/Elliptic Curve Cryptography (ECC)

- Non-repudiation (e.g., digital signatures/certificates, HMAC, audit trail)

- Encryption algorithms (e.g., AES, RSA)

- Key strength (e.g., 256, 512, 1024, 2048 bit keys)

- Cryptographic attacks, cryptanalysis, and counter measures





Understand reasons and requirements for cryptography


- Confidentiality

- Integrity and authenticity

- Data sensitivity (e.g., PII, intellectual property, PHI)

- Regulatory





Understand and support secure protocols


- Services and protocols (e.g., IPSec, TLS, S/MIME, DKIM)

- Common use cases

- Limitations and vulnerabilities





Understand Public Key Infrastructure (PKI) systems



Fundamental key management concepts (e.g., key rotation, key composition, key creation, exchange, revocation, escrow)

- Web of Trust (WOT) (e.g., PGP, GPG)






Network and Communications Security 16%





Understand and apply fundamental concepts of networking



- OSI and TCP/IP models

- Network topographies (e.g., ring, star, bus, mesh, tree)

- Network relationships (e.g., peer to peer, client server)

- Transmission media types (e.g., fiber, wired, wireless)

- Commonly used ports and protocols






Understand network attacks and countermeasures (e.g., DDoS, man-in-the-middle, DNS poisoning)


Manage network access controls


- Network access control and monitoring (e.g., remediation, quarantine, admission)

- Network access control standards and protocols (e.g., IEEE 802.1X, Radius, TACACS)

- Remote access operation and configuration (e.g., thin client, SSL VPN, IPSec VPN, telework)





Manage network security


- Logical and physical placement of network devices (e.g., inline, passive)

- Segmentation (e.g., physical/logical, data/control plane, VLAN, ACLs)

- Secure device management





Operate and configure network-based security devices


- Firewalls and proxies (e.g., filtering methods)

- Network intrusion detection/prevention systems

- Routers and switches

- Traffic-shaping devices (e.g., WAN optimization, load balancing)





Operate and configure wireless technologies (e.g., bluetooth, NFC, WiFi)


- Transmission security

- Wireless security devices (e.g.,WIPS, WIDS)





Systems and Application Security 15%




Identify and analyze malicious code and activity


- Malware (e.g., rootkits, spyware, scareware, ransomware, trojans, virus, worms, trapdoors, backdoors, and remote access trojans)

- Malicious code countermeasures (e.g., scanners, anti-malware, code signing, sandboxing)

- Malicious activity (e.g., insider threat, data theft, DDoS, botnet)

- Malicious activity countermeasures (e.g., user awareness, system hardening, patching, sandboxing, isolation)





Implement and operate endpoint device security


- HIDS

- Host-based firewalls

- Application white listing

- Endpoint encryption

- Trusted Platform Module (TPM)

- Mobile Device Management (MDM) (e.g., COPE, BYOD)

- Secure browsing (e.g., sandbox)





Operate and configure cloud security


- Deployment models (e.g., public, private, hybrid, community)

- Service models (e.g., IaaS, PaaS and SaaS)

- Virtualization (e.g., hypervisor)

- Legal and regulatory concerns (e.g., privacy, surveillance, data ownership, jurisdiction, eDiscovery)

- Data storage and transmission (e.g., archiving, recovery, resilience)

- Third party/outsourcing requirements (e.g., SLA, data portability, data destruction, auditing)

- Shared responsibility model





Operate and secure virtual environments


- Software-defined networking

- Hypervisor

- Virtual appliances

- Continuity and resilience

- Attacks and countermeasures

- Shared storage



Killexams Review | Reputation | Testimonials | Feedback


Were given no trouble! 3 days instruction of SSCP real test questions is required.
As someone in the IT field, passing the vital SSCP test was crucial for me. However, time constraints made it challenging to prepare adequately. The easy-to-memorize answers provided by killexams.com made the preparation process simpler. The killexams.com study guide proved to be a complete reference guide, and I was surprised by the result. I had only two weeks left before the exam, but I managed to complete all the questions well within the stipulated time.


Great experience with SSCP Questions and Answers, pass with high scores.
killexams.com was a refreshing addition to my life because their material helped me pass my SSCP test with ease. Passing the SSCP test is not easy, but their material was the best studying material I have ever had access to. I am immensely grateful for their help.


Are there authentic resources for SSCP study guides?
I owe my success in passing the SSCP test to killexams.com. Two weeks after using their study material and practicing with their engine, I felt confident in answering any question that could come my way. And it turned out to be true as I had already seen almost all the questions that came up in the exam. I cannot thank killexams.com enough for making this possible for me.


Real test questions latest SSCP test are excellent!
I used killexams.com to prepare for the SSCP test in Romania and was thrilled to score 98%. The questions on the test were precisely what I had practiced on their brain dump, which is a testament to their excellent study material. I highly recommend killexams.com to anyone preparing for the SSCP exam.


Try this great source of SSCP real test questions.
I have been using killexams.com for a while on all my tests, and last week I passed the SSCP test with outstanding marks. The material passed all my doubts and troubles, and I appreciate the stable and reliable material they provide.


ISC2 Certified techniques

   




While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for ACTUAL EXAM QUESTIONS update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best ACTUAL EXAM QUESTIONS site.

Which is the best dumps website?
Without a doubt, Killexams is 100 percent legit along with fully reliable. There are several benefits that makes killexams.com legitimate and authentic. It provides knowledgeable and 100 percent valid ACTUAL EXAM QUESTIONS that contain real exams questions and answers. Price is minimal as compared to the majority of the services online. The Q&A are current on usual basis having most latest brain dumps. Killexams account build up and merchandise delivery is quite fast. Computer file downloading is unlimited and intensely fast. Service is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a robust website that give ACTUAL EXAM QUESTIONS with real exams questions.



Is killexams.com test material dependable?
There are several Q&A provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Q&A with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your obtain Account. You can obtain Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.




GRITC PDF obtain | 920-552 test Questions | CQA bootcamp | 101 ACTUAL EXAM QUESTIONS | DES-6322 test prep | ASVAB-Arithmetic-Reasoning braindumps | ISFS test Questions | ATM online test | 2V0-71.23 Free PDF | CSSGB practice test | 7492X test Cram | HPE0-V14 test trial | FN0-240 test answers | CDM Practice Questions | WCNA training material | C100DBA free practice tests | DMDI301 test papers | CNN test questions | LE0-641 PDF Dumps | DEX-450 PDF Questions |


SSCP - Systems Security Certified Practioner braindumps
SSCP - Systems Security Certified Practioner Latest Questions
SSCP - Systems Security Certified Practioner teaching
SSCP - Systems Security Certified Practioner dumps
SSCP - Systems Security Certified Practioner information source
SSCP - Systems Security Certified Practioner Question Bank
SSCP - Systems Security Certified Practioner test Braindumps
SSCP - Systems Security Certified Practioner guide
SSCP - Systems Security Certified Practioner Latest Questions
SSCP - Systems Security Certified Practioner test prep
SSCP - Systems Security Certified Practioner Cheatsheet
SSCP - Systems Security Certified Practioner learn
SSCP - Systems Security Certified Practioner answers
SSCP - Systems Security Certified Practioner PDF Braindumps
SSCP - Systems Security Certified Practioner boot camp
SSCP - Systems Security Certified Practioner Free PDF
SSCP - Systems Security Certified Practioner ACTUAL EXAM QUESTIONS
SSCP - Systems Security Certified Practioner real Questions
SSCP - Systems Security Certified Practioner Real test Questions
SSCP - Systems Security Certified Practioner Test Prep
SSCP - Systems Security Certified Practioner tricks
SSCP - Systems Security Certified Practioner information source
SSCP - Systems Security Certified Practioner education
SSCP - Systems Security Certified Practioner information source
SSCP - Systems Security Certified Practioner course outline
SSCP - Systems Security Certified Practioner Latest Questions
SSCP - Systems Security Certified Practioner PDF Download
SSCP - Systems Security Certified Practioner test prep
SSCP - Systems Security Certified Practioner PDF Download
SSCP - Systems Security Certified Practioner Test Prep
SSCP - Systems Security Certified Practioner information hunger
SSCP - Systems Security Certified Practioner Latest Topics
SSCP - Systems Security Certified Practioner PDF Questions
SSCP - Systems Security Certified Practioner information source
SSCP - Systems Security Certified Practioner information search
SSCP - Systems Security Certified Practioner answers
SSCP - Systems Security Certified Practioner test syllabus
SSCP - Systems Security Certified Practioner Question Bank
SSCP - Systems Security Certified Practioner Test Prep
SSCP - Systems Security Certified Practioner study help
SSCP - Systems Security Certified Practioner outline
SSCP - Systems Security Certified Practioner braindumps
SSCP - Systems Security Certified Practioner braindumps
SSCP - Systems Security Certified Practioner Practice Questions

Other ISC2 ACTUAL EXAM QUESTIONS


ISSAP real questions | HCISPP real questions | SSCP study guide | CSSLP test results | ISSEP questions and answers | CISSP practice questions | ISSMP training material | CCSP braindumps |


Best ACTUAL EXAM QUESTIONS You Ever Experienced


A00-231 practice exam | CTFL_001 certification sample | QV12SA test prep | 010-160 free pdf | Professional-Cloud-DevOps-Engineer real questions | 305-300 model question | 200-045 free test papers | 050-886 free practice tests | IAAP-CAP questions and answers | Nutanix-NCP mock questions | CRNA Latest Topics | 2B0-011 examcollection | CFRN cram | PHR study guide | NSE4_FGT-7.2 test answers | MCD-Level-2 braindumps | MB-920 english test questions | VNX100 assessment test sample | 830-01 test questions | 200-500 free online test |





References :


https://killexams-posting.dropmark.com/817438/23289139
http://killexams-braindumps.blogspot.com/2020/06/download-free-pass4sure-sscp-exam-cheat.html
https://www.instapaper.com/read/1317016844
https://killexams-posting.dropmark.com/817438/23769044
https://www.coursehero.com/file/67274596/Systems-Security-Certified-Practioner-SSCPpdf/
https://youtu.be/_OhIkUVKyVQ
https://sites.google.com/view/killexams-sscp-free-exam-pdf
http://feeds.feedburner.com/RetainThese190-982DumpsAndEnlistForTheTest
https://files.fm/f/zesjp74fb



Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps






Direct Download

SSCP Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

SSCP Reviews

100% Valid and Up to Date SSCP Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug