Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über Salesforce-Certified-Advanced-Administrator?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der Salesforce-Certified-Advanced-Administrator: Certified Advanced Administrator Prüfung.

2024 Updated Actual Salesforce-Certified-Advanced-Administrator questions as experienced in Test Center

Aktuelle Salesforce-Certified-Advanced-Administrator Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

Salesforce Salesforce-Certified-Advanced-Administrator : Certified Advanced Administrator ACTUAL EXAM QUESTIONS

Exam Dumps Organized by Martin Hoax



Latest 2024 Updated Salesforce Certified Advanced Administrator Syllabus
Salesforce-Certified-Advanced-Administrator ACTUAL EXAM QUESTIONS / Braindumps contains genuine test Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




Salesforce-Certified-Advanced-Administrator Test Center Questions : Download 100% Free Salesforce-Certified-Advanced-Administrator ACTUAL EXAM QUESTIONS (PDF and VCE)

Exam Number : Salesforce-Certified-Advanced-Administrator
Exam Name : Certified Advanced Administrator
Vendor Name : Salesforce
Update : Click Here to Check Latest Update
Question Bank : Check Questions

killexams.com Salesforce-Certified-Advanced-Administrator real questions with Latest Topics
To prepare for the Salesforce-Certified-Advanced-Administrator test, they recommend acquiring the most recent, legitimate, and cutting-edge Salesforce-Certified-Advanced-Administrator Practice Test, VCE practice test, and dedicating 24 hours to review. You can get valid, updated, and latest Salesforce-Certified-Advanced-Administrator PDF Download with the VCE test simulator from killexams.com. Study PDF files, take practice questions with VCE, and that's all you need.

To make the most of your free time and increase your chances of passing the Salesforce Salesforce-Certified-Advanced-Administrator exam, you can get the Salesforce-Certified-Advanced-Administrator Questions and Answers PDF on any mobile device or computer. This will allow you to read and memorize the genuine Salesforce-Certified-Advanced-Administrator questions while you are traveling or relaxing. You can also practice with the VCE test system repeatedly until you score 100 percent. Once you feel confident, you can head to the Test Center to take the real Salesforce-Certified-Advanced-Administrator exam.

If you're interested in finding a great job by passing the Salesforce Salesforce-Certified-Advanced-Administrator exam, then you must register at killexams.com. They have a team of experts who strive to gather genuine Salesforce-Certified-Advanced-Administrator test questions. You'll receive Certified Advanced Administrator test questions to ensure that you breeze through the Salesforce-Certified-Advanced-Administrator exam. You can also get the updated Salesforce-Certified-Advanced-Administrator test questions every time for free.

Several organizations offer Salesforce-Certified-Advanced-Administrator Questions and Answers, but having a valid and up-to-date Salesforce-Certified-Advanced-Administrator Actual Questions is a significant concern. Therefore, it is essential to reevaluate killexams.com before relying on free Salesforce-Certified-Advanced-Administrator Study Guide available on the web.







Salesforce-Certified-Advanced-Administrator test Format | Salesforce-Certified-Advanced-Administrator Course Contents | Salesforce-Certified-Advanced-Administrator Course Outline | Salesforce-Certified-Advanced-Administrator test Syllabus | Salesforce-Certified-Advanced-Administrator test Objectives


Content: 60 multiple-choice/multiple-select questions and 5 non-scored questions

Time allotted to complete the exam: 105 minutes

Passing score: 65%

Registration fee: USD 200 plus applicable taxes as required per local law

Retake fee: USD 100 plus applicable taxes as required per local law

Delivery options: Proctored test delivered onsite at a testing center or in an online proctored environment. Click here for information on scheduling an exam.

References: No hard-copy or online materials may be referenced during the exam.

Prerequisite: Salesforce Certified Administrator credential



The Salesforce Advanced Administrator test measures a candidates knowledge and skills related to the following objectives. A candidate should have hands-on experience as a Salesforce Administrator and have demonstrated the application of each of the features/functions below.



Security and Access: 20%

Given a scenario, determine the implications to record and field data access (Sharing model, controlled by parent, grant access by hierarchies, profile vs. sharing rules, communities security settings, field and record level access, sharing rules, field level security, and record types).

Describe the capabilities of Enterprise Territory Management and the implications for the sharing model.

Compare and contrast the capabilities of custom profiles, permission sets, and delegated administration.

Extending Custom Objects and Applications: 8%

Describe the appropriate use of relationship types when building custom objects (master-detail, lookup).

Auditing and Monitoring: 6%

Given a scenario, determine the appropriate tools for monitoring and troubleshooting system activity (debug log, set up audit trail).

Sales Cloud Applications: 10%

Explain how to customize and maintain products, price books, schedules, and quotes.

Describe the capabilities of forecasting (categories, hierarchy, quotas).

Service Cloud Applications: 10%

Explain how to create and maintain Salesforce Knowledge (article record types, data categories).

Explain how to create and maintain service entitlements and entitlement processes.

Describe the features of Salesforce which enable interaction between support agents and customers (chat, case feed, Service Cloud console, communities, omni-channel).

Data Management: 10%

Explain the tools and best practices for improving and enriching data quality (validation, managing duplicates, enriching, archiving).

Content Management: 3%

Explain how to set up and maintain Salesforce Content.

Change Management: 10%

Describe the options available to move metadata between environments (change sets, Salesforce extensions for Visual Studio Code).

Describe the capabilities and best practices for using change sets to move metadata between environments.

Analytics, Reports and Dashboards: 10%

Given a scenario, determine the appropriate analytic tools to meet complex reporting requirements (custom report types, reporting snapshots, complex charting, custom summary formulas, bucketing, joined reports, cross filters, dynamic dashboards, dashboard filters).

Process Automation: 13%

Given a scenario, troubleshoot an approved process.

Given a complex scenario, determine the solution using a combination of automation tools to solve a business problem (Process automation, formula fields, and when to use Visualforce and Apex triggers).




Killexams Review | Reputation | Testimonials | Feedback


Do not waste your time on searching internet, just try these Salesforce-Certified-Advanced-Administrator Questions and answers.
I have been using killexams.com's reliable IT test material for years, and passing the Salesforce-Certified-Advanced-Administrator test was no exception. Their questions and answers, as well as the test simulator, are valid and trustworthy. I have only heard positive things about their customer service, although I never had any issues that would make me contact them. They are tremendous.


Where will I obtain cloth for Salesforce-Certified-Advanced-Administrator exam?
Thanks to killexams.com, I had the equipment and self-belief to crack the Salesforce-Certified-Advanced-Administrator exam. The website offers valuable facts to help acquire success in the Salesforce-Certified-Advanced-Administrator guide, and I discovered the Salesforce-Certified-Advanced-Administrator education software program. The software outlines each subject and puts queries in random order just like the test. It offers marks that evaluate oneself on unique parameters.


Great source of great Salesforce-Certified-Advanced-Administrator dumps, accurate answers.
I am grateful to killexams.com for providing such an excellent dumps questions that supported me in achieving a score of 78% in the Salesforce-Certified-Advanced-Administrator exam. The preparation material was comprehensive and accurate, enabling me to pass the test with confidence.


Blessings of Salesforce-Certified-Advanced-Administrator certification.
Preparing for the Salesforce-Certified-Advanced-Administrator practice test can be challenging, especially when it comes to time management. However, killexams.com has solved this issue by providing time schedules to complete the syllabus easily. Their tutorial guides are essential for Salesforce-Certified-Advanced-Administrator practice exams, so start your practice with killexams.com to achieve high marks.


Agree with it or not, just try Salesforce-Certified-Advanced-Administrator study questions asap!
I am thrilled to be one of the high achievers in the Salesforce-Certified-Advanced-Administrator exam. Killexams.com provided fantastic Dumps material that allowed me to grasp all the relevant Topics within a short period. It was an amazing learning experience for me, and I passed the Salesforce-Certified-Advanced-Administrator test easily without any stress or worries. Thank you, killexams.com, for your real support.


Salesforce Certified Free test PDF

http://www.pass4surez.com/art/read.php?keyword=Salesforce+Certified+Free+Exam+PDF
https://www.pass4surez.com/art/read.php?keyword=Salesforce+Certified+Free+Exam+PDF&lang=us&links=remove

Whilst it is very hard task to choose reliable test Dumps resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit their test questions and sample brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best dumps website?
Certainly, Killexams is 100 % legit and fully reliable. There are several capabilities that makes killexams.com legitimate and legit. It provides knowledgeable and 100 % valid ACTUAL EXAM QUESTIONS comprising real exams questions and answers. Price is suprisingly low as compared to almost all the services on internet. The Dumps are refreshed on standard basis by using most recent brain dumps. Killexams account launched and device delivery is incredibly fast. Report downloading is certainly unlimited and extremely fast. Assist is avaiable via Livechat and Netmail. These are the features that makes killexams.com a strong website which provide ACTUAL EXAM QUESTIONS with real exams questions.



Is killexams.com test material dependable?
There are several Dumps provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test Dumps with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your get Account. You can get Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




72301X model question | C1000-147 braindumps | MS-740 test test | SOCRA-CCRP test prep | IELTS Dumps | HPE6-A73 test preparation | DCDEP PDF Questions | C1000-146 cram | CRA study guide | MA0-104 online test | C1000-144 questions answers | 1D0-610 Latest Questions | GB0-371 VCE test | 600-455 online test | UIPATH-RPAV1 brain dumps | JumpCloud-Core genuine Questions | Vlocity-Developer test questions | 3X0-202 practice test | ACE-PT free practice questions | CTFL_Foundation Free PDF |


Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator cheat sheet
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator braindumps
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator test Braindumps
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator tricks
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator study help
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator test
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator real questions
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator ACTUAL EXAM QUESTIONS
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator test contents
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator PDF Download
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator learning
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator test
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator answers
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator PDF Braindumps
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator test Questions
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator answers
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator course outline
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator test Cram
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator Practice Test
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator test Questions
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator Cheatsheet
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator testing
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator learning
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator exam
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator questions
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator guide
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator tricks
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator Practice Questions
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator real questions
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator Study Guide
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator Free PDF
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator Practice Questions
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator Latest Topics
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator PDF Dumps
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator test Cram
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator ACTUAL EXAM QUESTIONS
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator test contents
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator test Cram
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator PDF Braindumps
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator test prep
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator Study Guide
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator exam
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator education
Salesforce-Certified-Advanced-Administrator - Certified Advanced Administrator ACTUAL EXAM QUESTIONS

Other Salesforce ACTUAL EXAM QUESTIONS


FSLCC test sample | Salesforce-B2B-Commerce-Administrator test questions | Integration-Architecture-Designer questions download | CHAD study guide | Salesforce-Certified-Identity-and-Access-Management-Designer certification sample | Salesforce-AI-Associate test preparation | PDII dumps | Salesforce-OmniStudio-Developer free online test | Salesforce-Certified-Business-Analyst test questions | Salesforce.Field-Service-Lightning-Consultant practice questions | Nonprofit-Cloud-Consultant sample test | ADM-211 braindumps | Salesforce-Certified-Community-Cloud-Consultant practice exam | Salesforce-Public-Sector-Solutions-Accredited-Professional brain dumps | DEV-450 free pdf download | Salesforce-Experience-Cloud-Consultant free practice tests | ADM-201 training material | Salesforce-CMCAES free pdf | Salesforce-Certified-B2C-Commerce-Developer cheat sheet pdf | CRT-251 cram |


Best ACTUAL EXAM QUESTIONS You Ever Experienced


HPE0-J68 study material | 300-425 test Cram | 150-820 real questions | 3V0-22.21N test preparation | S2000-022 mock questions | 250-407 questions answers | Series6 assessment test sample | 202-450 cheat sheets | DOP-C02 braindumps | ACCNS-P pdf download | 4A0-N01 free pdf download | 1T6-111 free pdf | C1000-153 test results | LE0-583 test Questions | Magento-Certified-Professional-Cloud-Developer practice questions | 2B0-101 test questions | ALNCCB-LNCC test questions | CJE online exam | CRNA practice exam | FCBA practice exam |





References :


https://arfansaleemfan.blogspot.com/2020/08/salesforce-certified-advanced.html
https://www.coursehero.com/file/67146653/Certified-Advanced-Administrator-Salesforce-Certified-Advanced-Administratorpdf/
https://sites.google.com/view/killexams-salesforce-certifie
https://www.instapaper.com/read/1395984781
http://feeds.feedburner.com/RealVcs-252QuestionsThatAppearedInTestToday
https://files.fm/f/fmrtznrf8



Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps






Direct Download

Salesforce-Certified-Advanced-Administrator Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

Salesforce-Certified-Advanced-Administrator Reviews

100% Valid and Up to Date Salesforce-Certified-Advanced-Administrator Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug