Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über Salesforce-Loyalty-Management?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der Salesforce-Loyalty-Management: Salesforce Loyalty Management Prüfung.
2025 Updated Actual Salesforce-Loyalty-Management questions as experienced in Test Center
Aktuelle Salesforce-Loyalty-Management Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() Salesforce Salesforce-Loyalty-Management : Salesforce Loyalty Management Practice TestsPractice Tests Organized by Martin Hoax |
Latest 2025 Updated Salesforce Salesforce Loyalty Management Syllabus
Salesforce-Loyalty-Management question bank with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
Salesforce-Loyalty-Management question bank : Download 100% Free Salesforce-Loyalty-Management practice questions (PDF and VCE)
Exam Number : Salesforce-Loyalty-Management
Exam Name : Salesforce Loyalty Management
Vendor Name : Salesforce
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Dont Miss these Salesforce Salesforce-Loyalty-Management Latest Topics for your exam
Passing the Salesforce-Loyalty-Management test is not easy with just course readings. You need killexams.com Salesforce-Loyalty-Management Latest Questions for training and further developing your knowledge of the tips and tricks used in Salesforce-Loyalty-Management Exam Cram. You need to practice the strategies used in the real test with TestPrep, and then you will be ready for the genuine Salesforce-Loyalty-Management test.
In 2025, there were a number of upgrades and changes made to Salesforce-Loyalty-Management, and they have kept track of all of them for their Real test Questions. Their updated Salesforce-Loyalty-Management braindumps for 2025 are guaranteed to help you succeed in the real exam. They recommend going through the entire question bank at least once before taking the real test, not just because they use their Exam Questions, but because it will Strengthen your understanding. With their braindumps, people can work as professionals in a real-world setting. Their focus is not only on passing the Salesforce-Loyalty-Management test, but also on enhancing knowledge of Salesforce-Loyalty-Management courses and objectives, which is the key to success.
At killexams.com, they offer the most recent Salesforce Salesforce-Loyalty-Management Exam Questions that are valid and up-to-date, based on the latest Salesforce Loyalty Management syllabus, and are the most effective way to pass the Salesforce Loyalty Management exam. Their goal is to help you become an expert in your organization. They have a reputation for assisting people in passing the Salesforce-Loyalty-Management test on their first attempt. Their Real test Questions has consistently performed at the top over the past two years. They owe this success to their Salesforce-Loyalty-Management Exam Questions customers who trust their Real test Questions and VCE for their real Salesforce-Loyalty-Management exam. killexams.com is the best place to find real Salesforce-Loyalty-Management test questions. They keep their Salesforce-Loyalty-Management Exam Questions valid and up-to-date at all times. These Salesforce Loyalty Management ACTUAL EXAM QUESTIONS will ensure that you pass the test with excellent grades.

Salesforce-Loyalty-Management test Format | Salesforce-Loyalty-Management Course Contents | Salesforce-Loyalty-Management Course Outline | Salesforce-Loyalty-Management test Syllabus | Salesforce-Loyalty-Management test Objectives
Killexams Review | Reputation | Testimonials | Feedback
Very comprehensive and authentic Questions and Answers for the Salesforce-Loyalty-Management exam.
I want to express my appreciation for killexams.com's test simulator, which was exceptional. It made a huge difference in my ability to prepare for the Salesforce-Loyalty-Management test and ultimately pass with ease. The Questions and Answers provided by the team were accurate and relevant, and I cannot thank them enough for their hard work and dedication.
Wonderful to know that real test questions for the Salesforce-Loyalty-Management test are provided here.
I have recommended killexams.com's testprep to colleagues and partners, and they are all extremely satisfied. I am grateful to them for boosting my profession and helping me prepare well for my intense exams. I must say that I am their greatest fan, as I passed my Salesforce-Loyalty-Management test today thanks to the course notes I purchased from them. I answered 86/95 questions in the exam, and I couldn't be happier. They are the best training provider out there.
That was top-notch! I got the latest practice questions for the Salesforce-Loyalty-Management exam.
Thanks to killexams.com, I had the equipment and self-belief to crack the Salesforce-Loyalty-Management exam. The website offers valuable facts to help acquire success in the Salesforce-Loyalty-Management guide, and I discovered the Salesforce-Loyalty-Management education software program. The software outlines each subject and puts queries in random order just like the test. It offers marks that evaluate oneself on unique parameters.
A little study for the Salesforce-Loyalty-Management test can lead to great success.
When I asked my brother for recommendations for my Salesforce-Loyalty-Management exam, he advised me to buckle up and prepare for an amazing journey. He gave me the address for killexams.com and assured me that it was all I needed to pass my Salesforce-Loyalty-Management test with good marks. Following his suggestion, I signed up for the test and was delighted to find that I passed it with flying colors. It was like a dream come true, and I am grateful to him for his recommendation.
Obtain these Salesforce-Loyalty-Management questions.
I highly recommend killexams.com to anyone preparing for Salesforce-Loyalty-Management exams. When I chose this platform to prepare for my Salesforce-Loyalty-Management exam, I was not expecting much but was pleasantly surprised. It had all the subjects covered as per the professional syllabus. The practice questions were excellent, and I felt confident on the test day. The most remarkable thing about killexams.com was the similarity of the questions to those on the real exam, just as promised. I never expected that, so don't hesitate, go for it.
Salesforce Loyalty Latest Topics
Salesforce-Loyalty-Management Exam
User: Mischka*****![]() ![]() ![]() ![]() ![]() I am happy to inform you that I have passed my SALESFORCE-LOYALTY-MANAGEMENT test with valid and correct questions. I was guaranteed a 99% pass rate and a money-back guarantee, but I scored even better marks, which is great news. |
User: Luiza*****![]() ![]() ![]() ![]() ![]() The killexams.com practice questions webpage provided me with access to a variety of test study materials for the salesforce-loyalty-management exam. Although I was unsure about which one to choose, the samples provided helped me select the best one. I opted for the killexams.com practice tests, which helped me understand all the crucial concepts. Thanks to killexams.com, I was able to answer all the questions within the given time. |
User: Nikolaj*****![]() ![]() ![]() ![]() ![]() I successfully passed my salesforce-loyalty-management exam, thanks to Killexams.com practice questions and test simulator. This amazing resource helped me immensely in my test preparation, and I am grateful for their assistance. |
User: Melana*****![]() ![]() ![]() ![]() ![]() To ensure success in the SALESFORCE-LOYALTY-MANAGEMENT exam, I turned to Killexams.com for assistance. I chose it for several reasons: their analysis of the SALESFORCE-LOYALTY-MANAGEMENT test concepts and rules was excellent, the material was user-friendly, and the instructors were super-nice and resourceful. The practice questions were able to remove all problems related to the topics. Their material provided a significant contribution to my preparation and enabled me to succeed. I can firmly state that it helped me achieve my success. |
User: Atharv*****![]() ![]() ![]() ![]() ![]() While I may have passed the SALESFORCE-LOYALTY-MANAGEMENT test without Killexams.com question bank, their answers and explanations were incredibly helpful. They helped me understand the basics and made it easier for me to answer the questions. Although I had expected to score 98+, I still scored a respectable 88%, and I could not have done it without their guidance. |
Salesforce-Loyalty-Management Exam
Question: There are outdated Salesforce-Loyalty-Management questions on internet everywhere, Where can I find up-to-date questions? Answer: There are several exams questions providers, most of them are re-sellers selling outdated Salesforce-Loyalty-Management questions. You need up-to-date Salesforce-Loyalty-Management questions to pass the exam. Killexams.com provides real Salesforce-Loyalty-Management test Questions and Answers that appear in the real Salesforce-Loyalty-Management exam. You should also practice these Questions and Answers with an test simulator. |
Question: Do I need to read and practice all the questions you provide? Answer: Yes, you should read and practice all the questions provided by killexams. The benefit to read and practice all Salesforce-Loyalty-Management test prep is to get to the point knowledge of test questions rather than going through huge Salesforce-Loyalty-Management course books and contents. These questions contain real Salesforce-Loyalty-Management questions and answers. By practicing and understanding, complete question bank greatly improves your knowledge about the core courses of Salesforce-Loyalty-Management exam. It also covers the latest syllabus. These test questions are taken from Salesforce-Loyalty-Management real test source, that's why these test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam. |
Question: What should I do to update my Salesforce-Loyalty-Management question bank? Answer: Killexams team keep on checking update on daily basis. When the Salesforce-Loyalty-Management test is updated, an email is sent to inform users to re-download the Salesforce-Loyalty-Management test files. Their team keeps the Salesforce-Loyalty-Management files up to date. Complete Salesforce-Loyalty-Management questions are provided in the get section of your account. Killexams provide up-to-date real Salesforce-Loyalty-Management test questions that are taken from the Salesforce-Loyalty-Management question bank. These questions' answers are Verified by experts before they are included in the Salesforce-Loyalty-Management question bank. By memorizing and practicing these Salesforce-Loyalty-Management dumps, you will surely pass your test on the first attempt. |
Question: How does killexams certain works? Answer: Yes. Killexams has a very good certain policy to back up the products. First of all, you will not fail the exam. If in case, you fail the exam, you can get your money back for a replacement exam. It is your choice. |
Question: Can you believe that all Salesforce-Loyalty-Management questions I had were asked in a real exam? Answer: Yes, all the questions belong to the real Salesforce-Loyalty-Management question bank, so they appear in the real test and you experience the test lot easier than without these Salesforce-Loyalty-Management questions. |
https://www.pass4surez.com/art/read.php?keyword=Salesforce+Loyalty+Latest+Topics&lang=us&links=remove
Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams test simulator. Visit Killexams.com, their specimen questions and test brain dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice questions website?
Certainly, Killexams is 100 % legit and fully efficient. There are several benefits that makes killexams.com realistic and authentic. It provides recent and 100 % valid test questions that contain real exams questions and answers. Price is minimal as compared to almost all the services on internet. The Questions and Answers are up graded on ordinary basis through most recent questions. Killexams account set up and item delivery is incredibly fast. Record downloading is certainly unlimited as well as fast. Aid is avaiable via Livechat and Netmail. These are the features that makes killexams.com a strong website offering test prep with real exams questions.
Is killexams.com test material dependable?
There are several Questions and Answers provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test Questions and Answers with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your get Account. You can get Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.
QlikView-System-Administrator-Certification study guide | HIO-301 test questions | 5V0-22.23 boot camp | I10-003 test example | BONENT-CPDN test cram | CISSP mock test | SPLK-4001 Questions and Answers | PCEP-30-02 study material | MOPF VCE | PCCE test prep | 010-160 practice questions | HPE2-E72 model question | C1000-056 get | PMI-200 free questions | NailTech braindump questions | Sitecore-10-NET-Developer test questions | DCPDS test Questions | MTEL test prep | CoreSpringV3.2 free pdf | H35-660 free pdf |
Salesforce-Loyalty-Management - Salesforce Loyalty Management Study Guide
Salesforce-Loyalty-Management - Salesforce Loyalty Management questions
Salesforce-Loyalty-Management - Salesforce Loyalty Management Premium PDF
Salesforce-Loyalty-Management - Salesforce Loyalty Management Question Bank
Salesforce-Loyalty-Management - Salesforce Loyalty Management premium pdf
Salesforce-Loyalty-Management - Salesforce Loyalty Management education
Salesforce-Loyalty-Management - Salesforce Loyalty Management teaching
Salesforce-Loyalty-Management - Salesforce Loyalty Management information search
Salesforce-Loyalty-Management - Salesforce Loyalty Management PDF download
Salesforce-Loyalty-Management - Salesforce Loyalty Management test
Salesforce-Loyalty-Management - Salesforce Loyalty Management Study Guide
Salesforce-Loyalty-Management - Salesforce Loyalty Management test contents
Salesforce-Loyalty-Management - Salesforce Loyalty Management test Questions
Salesforce-Loyalty-Management - Salesforce Loyalty Management Test Prep
Salesforce-Loyalty-Management - Salesforce Loyalty Management techniques
Salesforce-Loyalty-Management - Salesforce Loyalty Management PDF download
Salesforce-Loyalty-Management - Salesforce Loyalty Management test Questions
Salesforce-Loyalty-Management - Salesforce Loyalty Management test success
Salesforce-Loyalty-Management - Salesforce Loyalty Management real Questions
Salesforce-Loyalty-Management - Salesforce Loyalty Management premium pdf
Salesforce-Loyalty-Management - Salesforce Loyalty Management real questions
Salesforce-Loyalty-Management - Salesforce Loyalty Management education
Salesforce-Loyalty-Management - Salesforce Loyalty Management practice tests
Salesforce-Loyalty-Management - Salesforce Loyalty Management Question Bank
Salesforce-Loyalty-Management - Salesforce Loyalty Management test format
Salesforce-Loyalty-Management - Salesforce Loyalty Management test help
Salesforce-Loyalty-Management - Salesforce Loyalty Management Questions and Answers
Salesforce-Loyalty-Management - Salesforce Loyalty Management Real test Questions
Salesforce-Loyalty-Management - Salesforce Loyalty Management test success
Salesforce-Loyalty-Management - Salesforce Loyalty Management answers
Salesforce-Loyalty-Management - Salesforce Loyalty Management Test Prep
Salesforce-Loyalty-Management - Salesforce Loyalty Management book
Salesforce-Loyalty-Management - Salesforce Loyalty Management boot camp
Salesforce-Loyalty-Management - Salesforce Loyalty Management information source
Salesforce-Loyalty-Management - Salesforce Loyalty Management syllabus
Salesforce-Loyalty-Management - Salesforce Loyalty Management real questions
Salesforce-Loyalty-Management - Salesforce Loyalty Management certification
Salesforce-Loyalty-Management - Salesforce Loyalty Management Latest Topics
Salesforce-Loyalty-Management - Salesforce Loyalty Management test format
Salesforce-Loyalty-Management - Salesforce Loyalty Management Study Guide
Salesforce-Loyalty-Management - Salesforce Loyalty Management PDF Download
Salesforce-Loyalty-Management - Salesforce Loyalty Management testprep
Salesforce-Loyalty-Management - Salesforce Loyalty Management Premium PDF
Salesforce-Loyalty-Management - Salesforce Loyalty Management premium pdf
Other Salesforce Practice Tests
Salesforce-B2B-Solution-Architect writing test questions | Salesforce-Maps-Accredited-Professional free practice test | ADM-201 test Questions | Salesforce-Certified-B2C-Commerce-Developer bootcamp | Salesforce-AI-Associate Latest Questions | Salesforce-Security-Privacy-Accredited-Professional cbt | Salesforce-CMCAES free practice tests | Javascript-Developer-I Real test Questions | PDX-101 prep questions | Salesforce-nCino-201 practice questions | Salesforce-Data-Cloud test questions | Salesforce-Certified-Advanced-Administrator demo questions | Service-Cloud-Consultant practice questions | Salesforce-Process-Automation-Accredited-Professional free questions | CPQ-211 training material | DEX-403 test cram | Salesforce-Loyalty-Management cram | Salesforce-Certified-Marketing-Cloud-Consultant free study guide | Certified-Data-Architecture-and-Management-Designer Free test PDF | Salesforce-Certified-Marketing-Cloud-Email-Specialist free online test |
Best practice questions You Ever Experienced
DP-300 study guide | HPE6-A68 practice exam | C1000-056 test Questions | PMI-100 mock exam | AGCNS-BC real questions | 499-01 test prep | FAR VCE | NCMA-CMA practical test | 72301X certification sample | Podiatry-License-Exam-Part-III test preparation | TA-002-P Study help | C90.06 test sample | PMI-ACP free test papers | H13-711_V3.0-ENU mock questions | 2V0-51.21 Real test Questions | PEGACPDC88V1 test prep | ACP-120 test papers | 4A0-255 test prep | SAA-C03 practice exam | 2V0-51.23 training material |
References :
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
Salesforce-Loyalty-Management Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date Salesforce-Loyalty-Management Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug