Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über Salesforce-Public-Sector-Solutions-Accredited-Professional?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der Salesforce-Public-Sector-Solutions-Accredited-Professional: Salesforce Public Sector Solutions Accredited Professional Prüfung.
2024 Updated Actual Salesforce-Public-Sector-Solutions-Accredited-Professional questions as experienced in Test Center
Aktuelle Salesforce-Public-Sector-Solutions-Accredited-Professional Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
E html>Salesforce Salesforce-Public-Sector-Solutions-Accredited-Professional : Salesforce Public Sector Solutions Accredited Professional exam DumpsExam Dumps Organized by Martin Hoax |
Latest 2024 Updated Salesforce Salesforce Public Sector Solutions Accredited Professional Syllabus
Salesforce-Public-Sector-Solutions-Accredited-Professional exam questions / Braindumps contains actual exam Questions
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
Salesforce-Public-Sector-Solutions-Accredited-Professional Test Center Questions : Download 100% Free Salesforce-Public-Sector-Solutions-Accredited-Professional exam questions (PDF and VCE)
Exam Number : Salesforce-Public-Sector-Solutions-Accredited-Professional
Exam Name : Salesforce Public Sector Solutions Accredited Professional
Vendor Name : Salesforce
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Exact copy of Salesforce-Public-Sector-Solutions-Accredited-Professional Test Prep are here to download
Go through their Salesforce-Public-Sector-Solutions-Accredited-Professional Q&A and become certified in the Salesforce-Public-Sector-Solutions-Accredited-Professional exam. You will pass your Salesforce-Public-Sector-Solutions-Accredited-Professional exam with Excellent Marks or get your money back. They have compiled a database of Salesforce-Public-Sector-Solutions-Accredited-Professional exam dumps from the actual test to provide you with preparation to get ready and pass the Salesforce-Public-Sector-Solutions-Accredited-Professional exam on your first attempt. Simply install their VCE exam Simulator and get ready.
Passing the genuine Salesforce Salesforce-Public-Sector-Solutions-Accredited-Professional test is a challenging task that cannot be accomplished solely by reading through Salesforce-Public-Sector-Solutions-Accredited-Professional course books or relying on free Exam Questions found online. The exam contains numerous tricky questions and scenarios that often perplex test-takers. In this scenario, killexams.com plays a crucial role by providing actual Salesforce-Public-Sector-Solutions-Accredited-Professional Exam dumps in the form of Practice Questions and a VCE test system. Before registering for the full version of Salesforce-Public-Sector-Solutions-Accredited-Professional Exam dumps, you can obtain their 100% free Salesforce-Public-Sector-Solutions-Accredited-Professional Exam Questions to experience the quality of their materials. Don't forget to take advantage of their exclusive discount coupons.
We have received testimonials from countless test-takers who have passed the Salesforce-Public-Sector-Solutions-Accredited-Professional exam with the help of their exam dumps. They have secured great positions in their respective organizations. It's not just that they used their Salesforce-Public-Sector-Solutions-Accredited-Professional PDF Questions; they actually experienced an improvement in their knowledge and skills. They are now able to work confidently in real-world scenarios as experts in their fields. At killexams.com, they don't just focus on helping you pass the Salesforce-Public-Sector-Solutions-Accredited-Professional exam with their braindumps; they also strive to enhance your understanding of the exam's objectives and topics. This approach enables their clients to achieve success in their careers.
Salesforce-Public-Sector-Solutions-Accredited-Professional exam Format | Salesforce-Public-Sector-Solutions-Accredited-Professional Course Contents | Salesforce-Public-Sector-Solutions-Accredited-Professional Course Outline | Salesforce-Public-Sector-Solutions-Accredited-Professional exam Syllabus | Salesforce-Public-Sector-Solutions-Accredited-Professional exam Objectives
Killexams Review | Reputation | Testimonials | Feedback
Actual exam questions updated Salesforce-Public-Sector-Solutions-Accredited-Professional exam! wonderful source.
I am very happy to have found killexams.com online, and even more happy that I purchased the Salesforce-Public-Sector-Solutions-Accredited-Professional package deal a few days before my exam. It gave me the high-quality education I needed since I did not have much time to spare. The Salesforce-Public-Sector-Solutions-Accredited-Professional attempting out engine is truly right, and the whole thing targets the areas and questions they test during the Salesforce-Public-Sector-Solutions-Accredited-Professional exam. It may seem remarkable to pay for a braindump nowadays when you can find almost anything for free online, but trust me, this one is worth every penny! I am very happy - both with the education technique and the result. I passed Salesforce-Public-Sector-Solutions-Accredited-Professional with a strong score.
Take a smart move, obtain these Salesforce-Public-Sector-Solutions-Accredited-Professional questions and answers.
I want to express my gratitude for your support by buying you a killexams.com line mock test for the Salesforce-Public-Sector-Solutions-Accredited-Professional exam, which I passed on my first try with a score of 79%. I cannot thank killexams.com enough for providing such an excellent study resource. Your team is truly wonderful, and I urge you to keep up the good work by updating your questions regularly.
Where can I find Salesforce-Public-Sector-Solutions-Accredited-Professional Latest and updated dumps questions?
Killexams.com provides products that are designed to help all students constantly be on top. I purchased the Salesforce-Public-Sector-Solutions-Accredited-Professional exam guide, which turned out to be necessary for me. It helped me understand all the essential concepts of this certification, and I am feeling delighted with my choice. With the help of the Salesforce-Public-Sector-Solutions-Accredited-Professional exam engine, I scored 92%, and those products helped me with the training of certification. Thanks to the extremely good crew of killexams.com for their assistance.
Where can I obtain Salesforce-Public-Sector-Solutions-Accredited-Professional braindumps with real questions?
I highly recommend Killexams.com to all students who plan to take the Salesforce-Public-Sector-Solutions-Accredited-Professional exam. This exam preparation is better than any book, as it provides authentic questions that are similar to those you will face in the actual exam. The questions are relevant and informative, without any unnecessary or irrelevant content. My friends and I had an excellent experience with Killexams, and they are confident in recommending it to their peers.
Unbelieveable! but great resource of Salesforce-Public-Sector-Solutions-Accredited-Professional real exam questions.
At the dinner table the other night, my father asked me if I was going to fail my upcoming Salesforce-Public-Sector-Solutions-Accredited-Professional exam. I responded confidently with a resounding No way. Thanks to killexams.com, I was able to maintain my word and pass the exam with excellent results. I am thankful for their help and support.
Salesforce Public PDF Download
https://www.pass4surez.com/art/read.php?keyword=Salesforce+Public+PDF+Download&lang=us&links=remove
While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to exam questions update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit Their trial questions and trial brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.
Which is the best dumps website?
Sure, Killexams is 100% legit together with fully reliable. There are several benefits that makes killexams.com reliable and reliable. It provides current and 100% valid exam questions formulated with real exams questions and answers. Price is really low as compared to the majority of the services on internet. The Q&A are refreshed on frequent basis by using most latest brain dumps. Killexams account build up and product or service delivery is amazingly fast. Submit downloading is usually unlimited and fast. Guidance is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a sturdy website offering exam questions with real exams questions.
Is killexams.com test material dependable?
There are several Q&A provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Q&A with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your obtain Account. You can obtain Premium exam questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.
MS-101 bootcamp | HPE0-J50 practice exam | FINRA Latest syllabus | ICBRR Q&A | CCJE free pdf obtain | 5V0-22.23 braindumps | VCS-278 Real exam Questions | 1K0-002 test prep | LRP-614 question test | CLTD practice questions | Vlocity-Developer pass exam | CFR-310 past bar exams | Exin-CDCP free online test | AZ-120 exam Cram | PEGAPCLSA86V2 exam questions | S90.09A question bank | 4A0-103 certification trial | Salesforce-Public-Sector-Solutions-Accredited-Professional test trial | SDM_2002001050 free pdf | ANS-C01 actual Questions |
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional certification
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional exam contents
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional learn
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional exam Questions
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional braindumps
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional exam
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional testing
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional Dumps
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional exam dumps
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional exam syllabus
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional tricks
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional education
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional Study Guide
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional learning
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional learning
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional exam Cram
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional test
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional actual Questions
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional teaching
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional PDF Dumps
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional book
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional guide
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional Free PDF
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional PDF Download
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional study help
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional syllabus
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional real questions
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional course outline
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional book
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional guide
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional Practice Test
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional answers
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional Latest Topics
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional PDF Download
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional exam format
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional exam success
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional course outline
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional tricks
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional PDF Braindumps
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional exam contents
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional study tips
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional Dumps
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional test prep
Salesforce-Public-Sector-Solutions-Accredited-Professional - Salesforce Public Sector Solutions Accredited Professional questions
Other Salesforce exam Dumps
CPQ-211 Practice Test | PDII Free exam PDF | DEV-401 braindumps | Salesforce-OmniStudio-Developer exam questions | Salesforce-Public-Sector-Solutions-Accredited-Professional Cheatsheet | Salesforce-Certified-Community-Cloud-Consultant dump | Marketing-Cloud-Consultant study guide | Platform-App-Builder exam Questions | Salesforce-Manufacturing-Cloud-Professional english test questions | Salesforce-Process-Automation-Accredited-Professional real questions | DEX-450 mock exam | Industries-CPQ-Developer free pdf | Salesforce-Marketing-Cloud-Developer practice exam | Salesforce-Certified-Marketing-Cloud-Email-Specialist Questions and Answers | Salesforce-Security-Privacy-Accredited-Professional exam dumps | CRT-271 trial test | DEV-450 Study Guide | Pardot-Consultant prep questions | Salesforce-Certified-Advanced-Administrator practice exam | Certified-Data-Architecture-and-Management-Designer PDF Braindumps |
Best exam questions You Ever Experienced
ACA-Cloud1 mock questions | 2B0-202 real questions | 050-SEPROSIEM-01 past bar exams | 156-315-80 exam prep | QAWI301 practice questions | MS-101 PDF Download | C1000-138 free online test | VCS-257 Practice Questions | IAAP-CPACC brain dumps | 2B0-103 english test questions | MB-260 cheat sheet pdf | CPA-AUD assessment test sample | 010-002 past exams | HCAHD study material | C8 exam results | A8 Free PDF | NYSTCE practice exam | 630-006 questions and answers | 920-240 cbt | 090-602 cram |
References :
Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps
Salesforce-Public-Sector-Solutions-Accredited-Professional Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
Salesforce-Public-Sector-Solutions-Accredited-Professional Reviews
100% Valid and Up to Date Salesforce-Public-Sector-Solutions-Accredited-Professional Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug