Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über Scrum-SPS?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der Scrum-SPS: Scaled Professional Scrum (SPS) Prüfung.
2025 Updated Actual Scrum-SPS questions as experienced in Test Center
Aktuelle Scrum-SPS Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() Scrum Scrum-SPS : Scaled Professional Scrum (SPS) Practice TestsPractice Tests Organized by Martin Hoax |
Latest 2025 Updated Scrum Scaled Professional Scrum (SPS) Syllabus
Scrum-SPS dumps collection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
Scrum-SPS dumps collection : Download 100% Free Scrum-SPS practice tests (PDF and VCE)
Exam Number : Scrum-SPS
Exam Name : Scaled Professional Scrum (SPS)
Vendor Name : Scrum
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Just download Scrum-SPS Exam Questions and Practice real questions
If you're unsure how to pass your Scrum Scrum-SPS Exam, Killexams.com is here to help. Register and download their Scrum Scrum-SPS PDF Download and Free PDF, spend just 24 hours memorizing the Scrum-SPS questions and answers, and practice with their Study Guide. Their Scrum-SPS Exam Cram provide comprehensive and specific points, while their Scrum Scrum-SPS TestPrep files widen your perspective and aid in your test preparation.
There are numerous providers of boot camp online, but the majority of them sell outdated and invalid Scrum-SPS Mock Questions. It is crucial to find a trustworthy and up-to-date Scrum-SPS PDF Download provider on the web. Instead of wasting your time and money on inadequate materials, they recommend relying on killexams.com. You can visit their website and download a 100% free demo of Scrum-SPS Mock Questions questions to ensure your satisfaction. Then, register for a three-month account to access the latest and valid Scrum-SPS PDF Download, which includes real Scrum-SPS test questions and answers. Additionally, you should acquire the Scrum-SPS VCE test simulator for practice tests.
You can easily copy the Scrum-SPS Mock Questions PDF onto any device, such as an iPad, iPhone, laptop, smart TV, or Android device, to read and memorize the Scrum-SPS PDF Download while on vacation or traveling. This will save you a lot of time and energy, giving you more time to study Scrum-SPS boot camp. Practice using the VCE test simulator repeatedly until you achieve a 100% score. Once you feel confident, proceed to the Exam Center to take the real Scrum-SPS exam.

Scrum-SPS test Format | Scrum-SPS Course Contents | Scrum-SPS Course Outline | Scrum-SPS test Syllabus | Scrum-SPS test Objectives
Exam Specification:
- test Name: Scaled Professional Scrum (SPS)
- test Code: SPS
- test Duration: 90 minutes
- test Format: Multiple-choice, multiple-answer questions
Course Outline:
1. Introduction to Scaled Professional Scrum (SPS)
- Understanding the need for scaling Agile practices in large organizations
- Overview of the Scaled Professional Scrum framework and its benefits
2. Scrum in a Large Organization
- Challenges and considerations when implementing Scrum at scale
- Scaling Scrum principles and practices to multiple teams and projects
3. Nexus Framework
- Understanding the Nexus Framework as a guide for scaling Scrum
- Roles, events, artifacts, and rules of the Nexus Framework
4. Nexus Integration Team
- The role and responsibilities of the Nexus Integration Team
- Coordinating and facilitating cross-team collaboration and dependencies
5. Scaling Product Backlog and Sprint Planning
- Techniques for managing a scaled product backlog
- Planning and coordinating multiple teams' sprints
6. Nexus Sprint Execution
- Coordination and synchronization of work across multiple teams
- Daily Scrum, Sprint Review, and Sprint Retrospective in a scaled environment
7. Nexus Product Backlog Refinement
- Techniques for refining the Nexus Product Backlog
- Collaborative prioritization and estimation across teams
Exam Objectives:
1. Understand the challenges and considerations of scaling Agile practices.
2. Apply the Nexus Framework for scaling Scrum in a large organization.
3. Coordinate and facilitate cross-team collaboration and dependencies.
4. Manage a scaled product backlog and coordinate sprint planning.
5. Execute sprints in a scaled environment using the Nexus Sprint framework.
6. Refine the Nexus Product Backlog collaboratively across teams.
Exam Syllabus:
The test syllabus covers the following courses (but is not limited to):
- Scaling Agile practices in large organizations
- Nexus Framework and its components (roles, events, artifacts, rules)
- Coordination and collaboration across multiple teams
- Scaled product backlog management and sprint planning
- Nexus Sprint execution and synchronization
- Nexus Product Backlog refinement techniques
Killexams Review | Reputation | Testimonials | Feedback
It is unbelievable that Scrum-SPS practice tests are right here.
Following my friends' recommendation, I chose to prepare for the Scrum-SPS test using killexams.com, and I am glad that I did. The practice tests were easy to use and well-organized, with the questions arranged in a manner that made them easy to memorize. Thanks to this, I passed the test with an 89% mark.
Is there anyone who passed the Scrum-SPS exam?
The Scrum-SPS practice from killexams.com was a fantastic platform for my education. It made the material easy to understand, and I was able to finish with great scores. The practice was thrilling, and with their help, I was able to succeed.
What are the main objectives of the Scrum-SPS exam?
killexams.com is the best site for anyone looking to achieve their dreams. Their study material is top-notch, and I was able to score the best marks in the Scrum-SPS test with their help. I found it easy to face the test with the assistance of their material, and I cannot thank them enough for their great work. Keep it up, guys!
How to prepare for the Scrum-SPS exam?
I believe that although some people cannot change the world, they can leave their mark by doing something remarkable. Passing my Scrum-SPS test with killexams.com was my moment of glory, and it made me feel famous. Their mock test papers provided a well-organized and practice-based approach to preparing for the exam. I scored 90% in the exam, thanks to the real explanations given for each answer in their mock test.
Save your money and time; take these Scrum-SPS Questions Answers and study for the exam.
Although I was initially hesitant to use practice tests for IT tests, I ordered the killexams.com package deal because of my busy schedule. The package exceeded my expectations, and I passed the Scrum-SPS test with a superb score. The best part is that the statistics I learned from killexams.com stayed with me and helped me in my professional life.
Scrum Professional teaching
Scrum-SPS Exam
User: Roy*****![]() ![]() ![]() ![]() ![]() I am glad that you found the tips and tricks provided by Killexams helpful in preparing for your upcoming SCRUM-SPS exam. Its reassuring to know that the test simulator was beneficial in understanding the principles and concepts required to excel in the exam. Its always encouraging to hear positive feedback from users who have had a great experience with their IT test prep material. |
User: Larry*****![]() ![]() ![]() ![]() ![]() I have never used such excellent practice tests for my knowledge. Thanks to killexams.com, I passed my scrum-sps test effortlessly. It is a flexible material to apply, and I will continue using their product for my future tests. I have been an average candidate, but I was able to pass the test with the simple killexams.com study material. All questions were explained thoroughly. |
User: Natasha*****![]() ![]() ![]() ![]() ![]() Killexams helped me pass the SCALED PROFESSIONAL SCRUM (SPS) test with ease. The test simulator was a great tool, allowing me to practice in an exam-like setting and test my knowledge with genuine test questions. This package was the best gift I could have given myself for Christmas and New Year. |
User: Kerry*****![]() ![]() ![]() ![]() ![]() After failing the scrum-sps test for the first time, I was about to provide up, but I discovered killexams.com online. Although I could not initially afford it, I decided to take a chance, and I am glad I did. Their demo tests covered almost every question on the genuine exam, and I passed with an impressive 98% score. I highly recommend their services. |
User: Fatema*****![]() ![]() ![]() ![]() ![]() If you are planning to take the SCRUM-SPS certification exam, I highly recommend the package deal offered by killexams.com. The test is known to be tough, but this platform takes care of most of the work for you. I personally experienced their services and found that the majority of the questions provided during the test were covered in their practice tests. Without them, I would have probably failed like many others who attempt the test for the first time. |
Scrum-SPS Exam
Question: What study help can you provide for my exam? Answer: Killexams provide the latest Scrum-SPS VCE test in two file formats. PDF and VCE. PDF can be opened with any PDF reader that is compatible with your phone, iPad, or laptop. You can read PDF Questions Answers via mobile, iPad, laptop, or other devices. You can also print PDF Questions Answers to make your book read. VCE test simulator is software that killexams provide to practice exams and take a test of all the questions. It is similar to your experience in the genuine test. You can get PDF or both PDF and test Simulator. These Scrum-SPS test test prep will help you get High Score in the exam. |
Question: Which is better, Killexams Scrum-SPS PDF dumps or killexams test Simulator? Answer: Killexams Scrum-SPS PDF and VCE use the same pool of questions so If you want to save money and still want the latest Scrum-SPS Questions Answers you can select Scrum-SPS PDF. Killexams.com is the right place to download the latest and up-to-date Scrum-SPS questions that work great in the genuine Scrum-SPS test. These Scrum-SPS questions are carefully collected and included in Scrum-SPS question bank. |
Question: How frequently Scrum-SPS Questions Answers change? Answer: It depends on the vendor that takes the test, like Cisco, IBM, HP, CompTIA, and all others. There is no set frequency in which Scrum-SPS test is changed. The vendor can change the Scrum-SPS test questions any time they like. But when test questions are changed, they update their PDF and VCE accordingly. |
Question: I have only 24 hours, Can I pass Scrum-SPS test with these dumps? Answer: Yes, you can. The fastest way to pass Scrum-SPS test is to take Scrum-SPS questions from killexams.com and practice over and over. Go to the killexams.com website, register, and download the full Scrum-SPS test version with a complete Scrum-SPS question bank. Memorize all the questions and practice with the test simulator again and again. You will be ready for the genuine Scrum-SPS test within 24 hours. |
Question: Is Scrum-SPS PDF sufficient or I need VCE also? Answer: Killexams Scrum-SPS PDF and VCE use the same pool of questions. Generally, PDF is sufficient if you are a good reader. You need a VCE test simulator to practice these Questions Answers after you memorize them. These Scrum-SPS test questions are taken from genuine test sources, that's why these Scrum-SPS test questions are sufficient to read and pass the exam. |
https://www.pass4surez.com/art/read.php?keyword=Scrum+Professional+teaching&lang=us&links=remove
While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their demo questions and demo brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.
Which is the best practice tests website?
Absolutely yes, Killexams is fully legit and even fully reliable. There are several benefits that makes killexams.com unique and legitimate. It provides updated and fully valid test questions that contains real exams questions and answers. Price is small as compared to many of the services online. The Questions Answers are up graded on usual basis utilizing most accurate questions. Killexams account structure and supplement delivery is amazingly fast. Data file downloading is actually unlimited as well as fast. Assistance is avaiable via Livechat and E mail. These are the characteristics that makes killexams.com a sturdy website that provide test prep with real exams questions.
Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test Questions Answers with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your download Account. You can download Premium VCE test files as many times as you want, There is no limit.
Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.
C2010-653 test papers | PCAT test questions | SC-200 test example | NHDP-BC prep questions | 4A0-116 assessment test demo | 1V0-31.21 mock test | AAPC-CPC test preparation | C1000-123 bootcamp | ITILFND-V4 practice test | Salesforce.Field-Service-Lightning-Consultant study guide | SDM-2002001030 online test | DEPC free questions | C1000-010 certification demo | TT0-101 VCE test | 33810X test prep | USMLE study guide | 090-600 test test | NBCSN-NCSN demo test | H13-622 test prep questions | APA-CPP-Remote test prep |
Scrum-SPS - Scaled Professional Scrum (SPS) cheat sheet
Scrum-SPS - Scaled Professional Scrum (SPS) education
Scrum-SPS - Scaled Professional Scrum (SPS) questions
Scrum-SPS - Scaled Professional Scrum (SPS) Latest Questions
Scrum-SPS - Scaled Professional Scrum (SPS) exam
Scrum-SPS - Scaled Professional Scrum (SPS) questions
Scrum-SPS - Scaled Professional Scrum (SPS) syllabus
Scrum-SPS - Scaled Professional Scrum (SPS) test questions
Scrum-SPS - Scaled Professional Scrum (SPS) learn
Scrum-SPS - Scaled Professional Scrum (SPS) information source
Scrum-SPS - Scaled Professional Scrum (SPS) test
Scrum-SPS - Scaled Professional Scrum (SPS) teaching
Scrum-SPS - Scaled Professional Scrum (SPS) test Questions
Scrum-SPS - Scaled Professional Scrum (SPS) education
Scrum-SPS - Scaled Professional Scrum (SPS) genuine Questions
Scrum-SPS - Scaled Professional Scrum (SPS) study help
Scrum-SPS - Scaled Professional Scrum (SPS) Test Prep
Scrum-SPS - Scaled Professional Scrum (SPS) test syllabus
Scrum-SPS - Scaled Professional Scrum (SPS) learn
Scrum-SPS - Scaled Professional Scrum (SPS) test success
Scrum-SPS - Scaled Professional Scrum (SPS) Study Guide
Scrum-SPS - Scaled Professional Scrum (SPS) learn
Scrum-SPS - Scaled Professional Scrum (SPS) tricks
Scrum-SPS - Scaled Professional Scrum (SPS) test
Scrum-SPS - Scaled Professional Scrum (SPS) test contents
Scrum-SPS - Scaled Professional Scrum (SPS) Practice Questions
Scrum-SPS - Scaled Professional Scrum (SPS) Free test PDF
Scrum-SPS - Scaled Professional Scrum (SPS) Study Guide
Scrum-SPS - Scaled Professional Scrum (SPS) study help
Scrum-SPS - Scaled Professional Scrum (SPS) answers
Scrum-SPS - Scaled Professional Scrum (SPS) Free test PDF
Scrum-SPS - Scaled Professional Scrum (SPS) test success
Scrum-SPS - Scaled Professional Scrum (SPS) information hunger
Scrum-SPS - Scaled Professional Scrum (SPS) Premium PDF
Scrum-SPS - Scaled Professional Scrum (SPS) learning
Scrum-SPS - Scaled Professional Scrum (SPS) test contents
Scrum-SPS - Scaled Professional Scrum (SPS) book
Scrum-SPS - Scaled Professional Scrum (SPS) test questions
Scrum-SPS - Scaled Professional Scrum (SPS) test syllabus
Scrum-SPS - Scaled Professional Scrum (SPS) learning
Scrum-SPS - Scaled Professional Scrum (SPS) test contents
Scrum-SPS - Scaled Professional Scrum (SPS) PDF Download
Scrum-SPS - Scaled Professional Scrum (SPS) Test Prep
Scrum-SPS - Scaled Professional Scrum (SPS) teaching
Other Scrum Practice Tests
DASM past exams | Scrum-PSD-I online exam | PSK-I free questions | Scrum-PSM-II test prep | DASSM test cram | Scrum-PSD demo questions | PAL-EBM test questions | PSPO-I practice questions | PSPO-II VCE | PSM-I Free PDF | Scrum-SPS test prep | PAL-I free prep | Scrum-Master-Certified pdf exam |
Best practice tests You Ever Experienced
CTAL-TTA-001 test questions | CBIC-CIC test prep | 5V0-62.22 pdf questions | ACRP-CP questions download | CPD-001 test sample | C1000-120 questions and answers | ACSCE-5X test Questions | JN0-649 practice test | MD-101 practice questions | ACE past exams | Scrum-PSD demo questions | CEH-001 test questions | E22-106 test prep | PCNSC test prep | CIFC test cram | DOP-C01 practical test | NCCT-ICS free pdf | 7392X VCE | 1D0-610 mock exam | 9L0-066 free pdf download |
References :
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
Scrum-SPS Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date Scrum-SPS Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug