Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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Exam Number : Sitecore-Experience-Solution-9-Developer
Exam Name : Sitecore Experience Solution 9 Developer
Vendor Name : Sitecore
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Sitecore-Experience-Solution-9-Developer exam Format | Sitecore-Experience-Solution-9-Developer Course Contents | Sitecore-Experience-Solution-9-Developer Course Outline | Sitecore-Experience-Solution-9-Developer exam Syllabus | Sitecore-Experience-Solution-9-Developer exam Objectives
Exam Specification:
- exam Name: Sitecore Experience Solution 9 Developer
- exam Code: N/A (Specific exam codes may vary based on the certification provider)
- exam Duration: Varies (typically 120-180 minutes)
- exam Format: Multiple-choice and scenario-based questions
Course Outline:
1. Introduction to Sitecore Experience Solution
- Overview of Sitecore Experience Solution and its components
- Understanding the role of a Sitecore Experience Solution developer
2. Sitecore Experience Platform
- Understanding the architecture and features of Sitecore Experience Platform
- Working with content management and experience management features
3. Sitecore Experience Commerce
- Introduction to Sitecore Experience Commerce and its integration with Sitecore Experience Platform
- Developing commerce-enabled websites and managing product catalogs
4. Sitecore Helix Principles
- Overview of the Sitecore Helix development principles and best practices
- Understanding the modular architecture and guidelines for solution development
5. Sitecore Data Modeling and Templates
- Creating and managing data templates for content authoring and presentation
- Implementing data modeling techniques for efficient content management
6. Sitecore MVC Development
- Developing websites using the Sitecore MVC framework
- Implementing controller rendering, view rendering, and layouts
7. Sitecore Forms and Experience Accelerator
- Building forms using Sitecore Forms module
- Accelerating development using Sitecore Experience Accelerator (SXA)
8. Sitecore Search and Indexing
- Configuring and utilizing Sitecore search and indexing capabilities
- Implementing efficient search functionality in Sitecore websites
9. Sitecore Security and Personalization
- Managing security and access rights in Sitecore
- Implementing personalization and customization based on user profiles
Exam Objectives:
1. Understand the fundamentals of Sitecore Experience Solution and its components.
2. Demonstrate knowledge of Sitecore Experience Platform and its key features.
3. Develop commerce-enabled websites using Sitecore Experience Commerce.
4. Apply Sitecore Helix principles and best practices for solution development.
5. Create and manage data templates for content modeling in Sitecore.
6. Develop websites using the Sitecore MVC framework.
7. Utilize Sitecore Forms and Experience Accelerator for efficient development.
8. Configure and utilize Sitecore search and indexing capabilities.
9. Manage security and implement personalization in Sitecore websites.
Exam Syllabus:
The exam syllabus covers the following courses (but is not limited to):
- Introduction to Sitecore Experience Solution
- Sitecore Experience Platform
- Sitecore Experience Commerce
- Sitecore Helix Principles
- Sitecore Data Modeling and Templates
- Sitecore MVC Development
- Sitecore Forms and Experience Accelerator
- Sitecore Search and Indexing
- Sitecore Security and Personalization
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Sitecore Solution answers
FPT Software Earns Sitecore’s Rising Star Award 2023HANOI, Vietnam--(BUSINESS WIRE)--Aug 1, 2023-- Global IT firm FPT Software announced that it has been distinguished with the Rising Star Award from Sitecore, a global leader in end-to-end digital experience management software. This accolade recognizes FPT Software as one of the top-performing Silver- or Gold-tiered partners in the Sitecore ecosystem, with exceptional ability to identify and fulfill customer needs through innovative Sitecore solutions. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20230801329445/en/ FPT Software has been recognized as a "Rising Star" in the 2023 Sitecore Partner Awards. (Graphic: Business Wire) The Rising Star Award signifies the strengthened partnership between Sitecore and FPT Software, illustrating FPT Software's steadfast commitment to promoting Sitecore as a premier Digital Commerce and Experience solution for customers worldwide. This is a part of the 2023 Sitecore Partner Awards, honoring its partners with rapid growth and substantial contributions to value co-creation. "We are proud to receive the Rising Star Award from Sitecore. This is a testament to their technical capabilities and ongoing efforts to deliver service excellence, paving the way for both sides to shape the future of digital commerce and experience," said FPT Software’s Global Head of Digital Commerce & Experience Nguyen Luu Bach. "By combining FPT Software's expertise and Sitecore's innovative platforms, they will continue helping businesses worldwide establish and expand their digital presence, and deliver seamless user experiences,” he added. FPT Software has been a partner with Sitecore since 2015. The company has delivered tailored Sitecore solutions to customers across various industries, including Aviation, Automotive, BFSI, Energy, Healthcare, Logistics, and Telecommunications. In 2023, FPT Software successfully acquired three Sitecore certifications, validating its technicians’ digital commerce and experience proficiency. About FPT Software FPT Software, a subsidiary of FPT Corporation, is a global technology and IT services provider headquartered in Vietnam, with $803 million in revenue (2022) and over 27,000 employees in 28 countries. The company champions complex business opportunities and challenges with its world-class services in Advanced Analytics, AI, Digital Platforms, Cloud, Hyperautomation, IoT, Low-code, and so on. It has partnered with over 1,000+ clients worldwide, 89 of which are Fortune Global 500 companies in Aviation, Automotive, Banking, Financial Services and Insurance, Healthcare, Logistics, Manufacturing, Utilities, and more. For more information, please visit https://fptsoftware.com/ View source version on businesswire.com:https://www.businesswire.com/news/home/20230801329445/en/ CONTACT: Mai Duong (Ms.) FPT Software PR Manager Email:MCP.PR@fsoft.com.vn Website:https://www.fpt-software.com/newsroom/ KEYWORD: VIET NAM NORTH AMERICA ASIA PACIFIC INDUSTRY KEYWORD: SOFTWARE TECHNOLOGY NETWORKS INTERNET SOURCE: FPT Software Copyright Business Wire 2023. PUB: 08/01/2023 07:12 AM/DISC: 08/01/2023 07:08 AM http://www.businesswire.com/news/home/20230801329445/en Copyright Business Wire 2023. FPT Software and Sitecore Deepen Strategic Partnership, Accelerating Digital Commerce and ExperienceFPT Software and Sitecore Deepen Strategic Partnership, Accelerating Digital Commerce and Experience Global IT firm FPT Software announced the expansion of its strategic partnership with Sitecore, a global leader in digital experience platforms. This collaboration marks a significant milestone in unlocking digital transformation opportunities and delivering exceptional customer experiences. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20230816925328/en/ ![]() FPT Software and Sitecore inked a memorandum of understanding (MOU) on August 15 in Hanoi, Vietnam (Photo: Business Wire) As part of their growth strategy, FPT Software and Sitecore are poised to expand their global reach and market penetration, target larger enterprise deals with a focus on the APAC region, and deliver transformative solutions to various industries. The fortified partnership between the two parties is built upon a foundation of shared goals, mutual expertise, and a commitment to delivering unparalleled value to users. Additionally, it leverages the composable capabilities of Sitecore's digital experience platform and FPT Software's technological prowess. Both sides are committed to fostering deeper engagement and knowledge-sharing among the companies’ senior executives and key organizational stakeholders to drive more impactful solutions. Speaking at the signing ceremony, Nguyen Khai Hoan, Senior Executive Vice President and Chief Operating Officer at FPT Software, stressed the importance of this partnership: “In recent years, they have witnessed the rapid evolution of the digital commerce and experience landscape. This presents us with more opportunities but also demands new ways of thinking and working. Combining Sitecore’s technology and industry knowledge with FPT Software's capabilities and high-quality workforce, I am confident that they can bring their solutions to more users beyond the APAC region.” “This cooperation opens doors to more opportunities and paves the way for both sides to shape the future of digital commerce and experience. From today, FPT Software and Sitecore will co-invest, co-develop go-to-market strategies, and co-create more values,” he added. "We are thrilled to expand their partnership with FPT Software across APAC," said Joey Lim, President APAC and Japan at Sitecore. "It is a testament to their continued collaborative focus on delivering transformative customer experiences with their modern, composable solutions. The Sitecore team looks forward to accelerating their regional growth and building on their momentum with their FPT Software colleagues." FPT Software and Sitecore’s partnership dates back to 2015. Throughout the collaboration, FPT Software has delivered tailored Sitecore solutions to users spanning various sectors. Recently, FPT Software received Sitecore's Rising Star Award, demonstrating its exceptional ability to identify and fulfill customer digital needs using its partner’s innovative solutions. About FPT Software FPT Software, a subsidiary of FPT Corporation, is a global technology and IT services provider headquartered in Vietnam, with $803 million in revenue (2022) and over 27,000 employees in 28 countries. The company champions complex business opportunities and challenges with its world-class services in Advanced Analytics, AI, Digital Platforms, Cloud, Hyperautomation, IoT, Low-code, and so on. It has partnered with over 1,000+ clients worldwide, 89 of which are Fortune Global 500 companies in Aviation, Automotive, Banking, Financial Services and Insurance, Healthcare, Logistics, Manufacturing, Utilities, and more. For more information, please visit https://fptsoftware.com/ Mai Duong (Ms.) FPT Software PR Manager MCP.PR@fpt.com https://www.fptsoftware.com/newsroom/ View source version on businesswire.com: https://www.businesswire.com/news/home/20230816925328/en/ FPT Software Earns Sitecore’s Rising Star Award 2023HANOI, VietnamGlobal IT firm FPT Software announced that it has been distinguished with the Rising Star Award from Sitecore, a global leader in end-to-end digital experience management software. This accolade recognizes FPT Software as one of the top-performing Silver- or Gold-tiered partners in the Sitecore ecosystem, with exceptional ability to identify and fulfill customer needs through innovative Sitecore solutions. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20230801329445/en/ ![]() FPT Software has been recognized as a "Rising Star" in the 2023 Sitecore Partner Awards. (Graphic: Business Wire) The Rising Star Award signifies the strengthened partnership between Sitecore and FPT Software, illustrating FPT Software's steadfast commitment to promoting Sitecore as a premier Digital Commerce and Experience solution for customers worldwide. This is a part of the 2023 Sitecore Partner Awards, honoring its partners with rapid growth and substantial contributions to value co-creation. "We are proud to receive the Rising Star Award from Sitecore. This is a testament to their technical capabilities and ongoing efforts to deliver service excellence, paving the way for both sides to shape the future of digital commerce and experience," said FPT Software’s Global Head of Digital Commerce & Experience Nguyen Luu Bach. "By combining FPT Software's expertise and Sitecore's innovative platforms, they will continue helping businesses worldwide establish and expand their digital presence, and deliver seamless user experiences,” he added. FPT Software has been a partner with Sitecore since 2015. The company has delivered tailored Sitecore solutions to customers across various industries, including Aviation, Automotive, BFSI, Energy, Healthcare, Logistics, and Telecommunications. In 2023, FPT Software successfully acquired three Sitecore certifications, validating its technicians’ digital commerce and experience proficiency. About FPT Software FPT Software, a subsidiary of FPT Corporation, is a global technology and IT services provider headquartered in Vietnam, with $803 million in revenue (2022) and over 27,000 employees in 28 countries. The company champions complex business opportunities and challenges with its world-class services in Advanced Analytics, AI, Digital Platforms, Cloud, Hyperautomation, IoT, Low-code, and so on. It has partnered with over 1,000+ clients worldwide, 89 of which are Fortune Global 500 companies in Aviation, Automotive, Banking, Financial Services and Insurance, Healthcare, Logistics, Manufacturing, Utilities, and more. For more information, please visit https://fptsoftware.com/ View source version on businesswire.com: https://www.businesswire.com/news/home/20230801329445/en/ Mai Duong (Ms.)FPT SoftwarePR ManagerEmail: MCP.PR@fsoft.com.vnWebsite: https://www.fpt-software.com/newsroom/ © Business Wire, Inc. Aviso:Este comunicado de imprensa não é um documento produzido pela AFP. A AFP não será responsável por este conteúdo. Para mais informações, por favor entre em contato com as pessoas ou entidades mencionadas no comunicado. |
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Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug