Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über T1-GR1?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der T1-GR1: Total Rewards Management Exam Prüfung.

2025 Updated Actual T1-GR1 questions as experienced in Test Center

Aktuelle T1-GR1 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Worldatwork T1-GR1 : Total Rewards Management exam Practice Tests

Practice Tests Organized by Martin Hoax



Latest 2025 Updated Worldatwork Total Rewards Management exam Syllabus
T1-GR1 examcollection with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




T1-GR1 examcollection : Download 100% Free T1-GR1 practice exams (PDF and VCE)

Exam Number : T1-GR1
Exam Name : Total Rewards Management Exam
Vendor Name : Worldatwork
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Latest and Valid T1-GR1 Test Prep updated today
Killexams.com is a helpful resource for individuals who aim to achieve Good Marks in their exams and advance their careers. By registering and downloading their materials, you can ensure that you pass your Total Rewards Management Exam exam with flying colors. Their Exam Questions are regularly updated, and you can access them through your account at any time.

We provide two formats for their actual T1-GR1 test Questions and Solutions boot camp: the T1-GR1 PDF file and T1-GR1 VCE test simulator. With these, you can easily and quickly pass the Worldatwork T1-GR1 real test. The T1-GR1 Free exam PDF PDF format is accessible on any device and can be printed for your convenience. Their pass rate is high at 98.9%, and the success rate between their T1-GR1 study guide and the actual test is 98%. If you want to succeed in the T1-GR1 test on your first try, then head straight to the Worldatwork T1-GR1 real test at killexams.com.

Achieving success in the T1-GR1 test is now easier with their actual T1-GR1 test Questions and Solutions boot camp available in two formats: the T1-GR1 PDF file and T1-GR1 VCE test simulator. With their high pass rate of 98.9%, you can be confident in your ability to pass the Worldatwork T1-GR1 real test. The T1-GR1 Free exam PDF PDF format can be accessed on any device, and you can also print the T1-GR1 Study Guides to create your own guide. If you want to pass the T1-GR1 test on your first attempt, don't hesitate to take the Worldatwork T1-GR1 real test at killexams.com.







T1-GR1 exam Format | T1-GR1 Course Contents | T1-GR1 Course Outline | T1-GR1 exam Syllabus | T1-GR1 exam Objectives


Knowing what is required for an effective total rewards strategy will set you apart as a human resources professional. In this course, you will learn how to design and implement a total rewards program that meets your organizations specific needs and includes an ideal mix of rewards across the six rewards elements:
- Compensation
- Benefits
- Work-Life Effectiveness
- Recognition
- Performance Management
- Talent Development

Designed for new HR professionals, HR generalists and line managers, this course will empower you with the basic skills and knowledge to create a successful total rewards strategy for your organization. While developed to be an introduction to the total rewards system, the content goes beyond the basics to cover more advanced Topics such as aligning total rewards with your organizations culture, HR goals and business strategy.

Introduction to Total Rewards
Learn about the evolution of HR rewards; the total rewards model, strategy and approach; and drivers and elements of total rewards strategy.

Compensation
Discover the factors influencing compensation. Learn about base pay structure and design as well as differential pay and variable pay.

Benefits
Learn what influences benefits and about income protection for benefits and pay for time not worked programs.

Work-Life Effectiveness
Learn the basics of work-life effectiveness, the work-life professional and work-life portfolio.

Recognition
Learn about the value of recognition programs and how to use them to drive results along with the different types of recognition plans and programs.

Performance Management
Gain knowledge about performance management and learn about pay for performance, principles of merit pay programs, base pay investment and merit increase guidelines.

Talent Development
Discover the role of talent development in total rewards and learn about the types of talent development opportunities and how to measure their effectiveness.

Total Rewards – Pulling it All Together
Finish with a review of the total rewards system, process and design considerations to ensure you walk away with the knowledge to design and implement a total rewards program tailor-made for your organization and that communicates the value of total rewards.



Killexams Review | Reputation | Testimonials | Feedback


Real Questions Answers for the T1-GR1 exam are top-notch!
I am very glad that I passed the T1-GR1 exam with a top score, and I owe it all to killexams.com. I used their exam simulator as my primary source of preparation, and I received a stable passing score. The content is very reliable, and I am happy that I trusted killexams.com. Everything was expertly crafted and dependable. Thumbs up from me!


Do you need real Questions Answers for the T1-GR1 exam to pass?
Preparing for the T1-GR1 practice exam can be a lot of hard work and requires good time management. Fortunately, killexams.com offers several time schedules to make this process more manageable. Their certification provides all the tutorial guides necessary for the T1-GR1 practice exam, so don't waste any time and start your preparation with them today.


Study experts' questions and practice exams for great success.
It was an excellent experience preparing for my T1-GR1 exam with killexams.com. With not much study material available online, I am glad that I came across killexams.com. The Questions Answers are great, and with killexams.com, the exam became very easy and remarkable.


The T1-GR1 certification exam is quite stressful without this study guide.
Initially, I felt unsure whether I would pass the T1-GR1 exam and was on the verge of giving up. However, with a week remaining, I decided to switch to killexams.com Questions Answers for my exam education. I was pleasantly surprised to find that Topics I had previously found dull were now engaging, thanks to the easy and concise manner in which the material was presented. All credit goes to killexams.com Questions Answers for enabling me to pass with flying colors.


T1-GR1 Questions Answers that work in the real exam.
When I was approaching my T1-GR1 exam, I found myself running out of time and feeling extremely anxious. I regretted wasting time on useless material and began to search for a solution. That's when I came across killexams.com and its comprehensive resources specifically designed for candidates taking the T1-GR1 exam for Worldatwork. With their help, I was able to achieve good scores in the exam.


Worldatwork Rewards Test Prep

T1-GR1 Exam

User: Saasha*****

Thanks to Killexams.com, I was able to equip myself with the necessary skills and self-belief to crack the T1-GR1 exam. Their website is a treasure trove of precious information that will help anyone succeed in their T1-GR1 endeavor. Their practice questions software is particularly helpful, outlining every challenge and placing questions in random order, much like the actual exam. With their resources, I was able to evaluate myself on different parameters and scored a good grade on my first try.
User: Agustina*****

During my exam preparation, the preparation kit has proven to be very useful, especially since I can sometimes go blank during exams. This is particularly challenging during timed exams like the t1-gr1 exam, which is why I wanted to avoid failing at all costs. Thanks to the bundle I purchased, I was able to pass with flying colors and achieve a score of 100%. The kit had everything I needed to know, and all the hours I spent studying, cramming, and taking notes paid off in the end.
User: Rusell*****

I was in a rush to pass the T1-GR1 exam because I needed to submit my T1-GR1 certificates. I searched for online help and stumbled upon Killexams.com. I was so impressed with the site that I forgot what I was doing. Thankfully, Killexams.com helped me pass my test.
User: Ruza*****

The examcollection is a useful resource that I recommend to anyone preparing to take the Worldatwork t1-gr1 exams. Congratulations on a well-conceptualized and well-executed process. Thanks to Killexams, I passed my exams.
User: Kodiak*****

My name is Suman Kumar, and I obtained an 89% score in the T1-GR1 exam after utilizing Killexams.com study materials. I am grateful for the excellent quality of study materials provided by Killexams.com, which included comprehensive explanations for each answer. The examcollection was particularly helpful for me, as it provided detailed answers that helped me understand the concepts and calculations involved.

T1-GR1 Exam

Question: Are explanation with Answers Included?
Answer: Killexams certification team try to include explanations for as many exams they can but maintaining explanation for more than 5500 exams is a big job. The exam update frequency also matters while including explanations. They try their best to include explanations but they focus on updating the contents which are important for candidates to pass the exam.
Question: What discount coupon code I can use?
Answer: You can see discount coupons on https://killexams.com/cart page or you can contact live chat or sales via email address to get a special discount coupon. You can also search discount coupons on google when you search killexams coupon.
Question: Do I need something else with T1-GR1 dumps?
Answer: No, T1-GR1 questions provided by killexams.com are sufficient to pass the exam on the first attempt. You must have PDF Questions Answers for practicing and a VCE exam simulator for practice. Visit killexams.com and register to obtain the complete examcollection of T1-GR1 exam test prep. These T1-GR1 exam questions are taken from actual exam sources, that's why these T1-GR1 exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these T1-GR1 questions are sufficient to pass the exam. If you have time to study, you can prepare for the exam in very little time. They recommend taking enough time to study and practice T1-GR1 practice questions that you are sure that you can answer all the questions that will be asked in the actual T1-GR1 exam.
Question: What should I do to update my T1-GR1 question bank?
Answer: Killexams team keep on checking update on daily basis. When the T1-GR1 exam is updated, an email is sent to inform users to re-download the T1-GR1 exam files. Their team keeps the T1-GR1 files up to date. Complete T1-GR1 questions are provided in the obtain section of your account. Killexams provide up-to-date actual T1-GR1 test questions that are taken from the T1-GR1 question bank. These questions' answers are Checked by experts before they are included in the T1-GR1 question bank. By memorizing and practicing these T1-GR1 dumps, you will surely pass your exam on the first attempt.
Question: Do I need the LaACTUAL EXAM QUESTIONS of T1-GR1 exam to pass?
Answer: Yes sure, You need the latest and valid dump questions to pass the T1-GR1 exam. Killexams take these T1-GR1 exam questions from actual exam sources, that's why these T1-GR1 exam questions are sufficient to read and pass the exam.
Worldatwork+Rewards+Test+Prep
https://www.pass4surez.com/art/read.php?keyword=Worldatwork+Rewards+Test+Prep&lang=us&links=remove



Whilst it is very hard task to choose reliable exam Questions Answers resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to exam braindumps update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit their test questions and trial brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best practice exams website?
Absolutely yes, Killexams is 100 percent legit and fully dependable. There are several includes that makes killexams.com genuine and reliable. It provides up-to-date and 100 percent valid exam questions comprising real exams questions and answers. Price is very low as compared to almost all services online. The Questions Answers are up to date on regular basis through most latest questions. Killexams account set up and supplement delivery is quite fast. Report downloading is definitely unlimited and extremely fast. Help is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a robust website that supply exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Questions Answers with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your obtain Account. You can obtain Premium practice questions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.




RRT-ACCS test prep | JN0-363 study questions | CISSP PDF Questions | 4A0-113 Study help | HPE3-U01 exam questions | PCNSE Practice Questions | DES-1423 trial questions | OG0-091 free practice exams | CDCS-001 free prep | SAA-C03 obtain | 090-078 study help | CBIC-CIC study guide | C1000-157 free online test | 2V0-81.20 study material | PARCC prep questions | DES-6322 Study Guide | H35-660_V2.0-ENU practice exam | AZ-400 test example | ACHPN assessment test trial | CJE exam questions |


T1-GR1 - Total Rewards Management exam Exam Questions
T1-GR1 - Total Rewards Management exam boot camp
T1-GR1 - Total Rewards Management exam test prep
T1-GR1 - Total Rewards Management exam Practice Test
T1-GR1 - Total Rewards Management exam questions
T1-GR1 - Total Rewards Management exam Free exam PDF
T1-GR1 - Total Rewards Management exam certification
T1-GR1 - Total Rewards Management exam study help
T1-GR1 - Total Rewards Management exam Exam Questions
T1-GR1 - Total Rewards Management exam PDF Download
T1-GR1 - Total Rewards Management exam Exam Questions
T1-GR1 - Total Rewards Management exam Latest Topics
T1-GR1 - Total Rewards Management exam Practice Questions
T1-GR1 - Total Rewards Management exam Exam Questions
T1-GR1 - Total Rewards Management exam study help
T1-GR1 - Total Rewards Management exam test questions
T1-GR1 - Total Rewards Management exam PDF download
T1-GR1 - Total Rewards Management exam exam
T1-GR1 - Total Rewards Management exam Questions and Answers
T1-GR1 - Total Rewards Management exam Exam Questions
T1-GR1 - Total Rewards Management exam Exam Questions
T1-GR1 - Total Rewards Management exam test
T1-GR1 - Total Rewards Management exam Questions and Answers
T1-GR1 - Total Rewards Management exam exam
T1-GR1 - Total Rewards Management exam Latest Topics
T1-GR1 - Total Rewards Management exam information hunger
T1-GR1 - Total Rewards Management exam PDF questions
T1-GR1 - Total Rewards Management exam test questions
T1-GR1 - Total Rewards Management exam course outline
T1-GR1 - Total Rewards Management exam information search
T1-GR1 - Total Rewards Management exam exam contents
T1-GR1 - Total Rewards Management exam practice tests
T1-GR1 - Total Rewards Management exam premium pdf
T1-GR1 - Total Rewards Management exam book
T1-GR1 - Total Rewards Management exam exam contents
T1-GR1 - Total Rewards Management exam exam syllabus
T1-GR1 - Total Rewards Management exam outline
T1-GR1 - Total Rewards Management exam Questions and Answers
T1-GR1 - Total Rewards Management exam information search
T1-GR1 - Total Rewards Management exam learning
T1-GR1 - Total Rewards Management exam PDF Questions
T1-GR1 - Total Rewards Management exam information hunger
T1-GR1 - Total Rewards Management exam study help
T1-GR1 - Total Rewards Management exam Exam Questions

Other Worldatwork Practice Tests


C8 exam papers | T7 test prep | T1-GR1 free study guide | CECP free online test |


Best practice exams You Ever Experienced


2V0-81.20 Questions and Answers | HPE0-J69 PDF Download | CIMAPRA17-BA4-1-ENG PDF Questions | RE18 test exam | 050-720 prep questions | 050-694 Free PDF | PCCET pass marks | ISO-31000-Lead-Risk-Manager free pdf | H13-622 study guide | APA-CPP VCE | AngularJS model question | ISEE practice exam | ACLPN exam questions | AZ-140 Practice test | CPP-CPA practice test | AZ-600 free pdf | 62-193 examcollection | SPLK-1003 Real exam Questions | 5V0-35.21 exam cram | PMP-2024 exam Questions |





References :


https://killexams-posting.dropmark.com/817438/23289003
https://killexams-posting.dropmark.com/817438/23555775
https://www.instapaper.com/read/1314946183
https://arfansaleemfan.blogspot.com/2020/07/t1-gr1-total-rewards-management-exam.html
http://feeds.feedburner.com/ReviewT1-gr1RealQuestionAndAnswersBeforeYouTakeTest
https://www.coursehero.com/file/73822973/Total-Rewards-Management-Exam-T1-GR1pdf/
https://youtu.be/q0Y32oWhC-4
https://sites.google.com/view/killexams-t1-gr1-real-question
https://files.fm/f/sd4amzk2a



Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

T1-GR1 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

T1-GR1 Reviews

100% Valid and Up to Date T1-GR1 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug