Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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ASTQB TA12 : ISTQB-BCS Certified Tester Advanced Level - Test Analyst exam Dumps

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Exam Number : TA12
Exam Name : ISTQB-BCS Certified Tester Advanced Level - Test Analyst
Vendor Name : ASTQB
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TA12 exam Format | TA12 Course Contents | TA12 Course Outline | TA12 exam Syllabus | TA12 exam Objectives

Exam Details for TA12 ISTQB-BCS Certified Tester Advanced Level - Test Analyst:

Number of Questions: The TA12 exam typically consists of 65 multiple-choice questions.

Time Limit: The exam has a time limit of 180 minutes (3 hours).

Course Outline:
The ISTQB-BCS Certified Tester Advanced Level - Test Analyst certification is designed to validate the knowledge and skills required for an advanced level test analyst role in software testing. The course outline covers the following key topics:

1. Testing Process:
- Test planning and control
- Test analysis and design
- Test implementation and execution
- Test closure activities
- Test progress monitoring and reporting

2. Test Management:
- Test estimation, monitoring, and control
- Configuration management
- Risk-based testing
- Incident management and defect tracking
- Test metrics and reporting

3. Test Techniques:
- Specification-based techniques (equivalence partitioning, boundary value analysis, decision tables, etc.)
- Structure-based techniques (statement coverage, decision coverage, condition coverage, etc.)
- Experience-based techniques (error guessing, exploratory testing, etc.)
- Defect-based techniques (defect clustering, defect seeding, etc.)
- Test implementation and execution (test data preparation, test environment setup, test execution, etc.)

4. Test Analysis:
- Review techniques (static analysis, walkthroughs, inspections, etc.)
- Use case testing
- Domain testing
- User story testing
- Defect taxonomies and root cause analysis

5. Test Design:
- Test conditions and test cases
- Test data preparation
- Test environment requirements
- Test coverage and traceability
- Testable requirements and test design techniques

Exam Objectives:
The TA12 exam aims to assess the following objectives:

1. Understanding of the testing process, including planning, analysis, design, implementation, and closure.
2. Proficiency in test management activities such as estimation, monitoring, control, and reporting.
3. Knowledge of various test techniques and their application in different testing situations.
4. Competence in test analysis techniques, including reviews, use case testing, domain testing, and defect analysis.
5. Skills in test design, including creating test conditions, test cases, and test data, as well as ensuring coverage and traceability.

Exam Syllabus:
The TA12 exam covers the following syllabus:

1. Testing Process
- Test planning and control
- Test analysis and design
- Test implementation and execution
- Test closure activities
- Test progress monitoring and reporting

2. Test Management
- Test estimation, monitoring, and control
- Configuration management
- Risk-based testing
- Incident management and defect tracking
- Test metrics and reporting

3. Test Techniques
- Specification-based techniques
- Structure-based techniques
- Experience-based techniques
- Defect-based techniques
- Test implementation and execution

4. Test Analysis
- Review techniques
- Use case testing
- Domain testing
- User story testing
- Defect taxonomies and root cause analysis

5. Test Design
- Test conditions and test cases
- Test data preparation
- Test environment requirements
- Test coverage and traceability
- Testable requirements and test design techniques

Candidates preparing for the TA12 exam should thoroughly study each course within the course outline, familiarize themselves with the exam objectives, and ensure they have a comprehensive understanding of the exam syllabus. It is recommended to refer to official ISTQB resources, study guides, and practice exams for effective exam preparation.

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ASTQB - book

50 Quotes All Book Lovers Can Relate To

Books are truly some of the best joys in life. They allow us to escape reality and get lost in fantastic tales, even if only for a little while. Book lovers know the power of a good book—you can’t put it down, recommend it to everyone you know, and put in on your personal list of books everyone should read in their lifetime. There are plenty of uplifting quotes that come from books, and you may even have your favorite quotes from books memorized. These quotes would also be great to accompany any of these gifts for book lovers (that aren’t books). There’s power behind these quotes, especially quotes that pertain to a love of books and reading. Here are some of the best book lover quotes for all the proud bookworms out there.

1. “We live for books.”―Umberto Eco

2. “There is no friend as loyal as a book.”—Ernest Hemingway

3. “That I can read and be happy while I am reading, is a great blessing.”—Anthony Trollope

4. “I look at books as being a form of activism. Sometimes they’ll show us a side of the world that they might not have known about.”—Angie Thomas

5. “Reading is to the mind what exercise is to the body.”—Joseph Addison

6. “There is no substitute for books in the life of a child.”—Mary Ellen Chase

7. “The studying of all good books is like a conversation with the finest minds of past centuries.”—Rene Descartes

8. “There are worse crimes than burning books. One of them is not studying them.”–Ray Bradbury

9. “I have always imagined that Paradise will be a kind of library.”—Jorge Luis Borges

10. “The best advice I ever got was that knowledge is power and to keep reading.”—David Bailey

RELATED: 15 Places You Can Read Free Books Online

jk Rowling quote

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11. “There’s always room for a story that can transport people to another place.”—J.K. Rowling

12. “People can lose their lives in libraries. They ought to be warned.”—Saul Bellow

13. “I am a part of everything I have read.”—Theodore Roosevelt

14. “What a blessing it is to love books.”—Elizabeth von Arnim, The Solitary Summer

15. “Reading is an exercise in empathy; an exercise in walking in someone else’s shoes for a while.”—Malorie Blackman

16. “Some like to believe it’s the book that chooses the person.”—Carlos Ruiz Zafón

17. “I have never known any distress that an hour’s studying did not relieve.”—Montesquieu

18. “It is what you read when you don’t have to that determines what you will be when you can’t help it.”—Oscar Wilde

19. “If there’s a book that you want to read, but it hasn’t been written yet, then you must write it.”—Toni Morrison

20. “… a mind needs books as a sword needs a whetstone, if it is to keep its edge.”—George R.R. Martin, A Game of Thrones

RELATED: The 121 Funniest Quotes of All Time

Mark Twain quote with open book

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21. “Good friends, good books and a sleepy conscience: this is the ideal life.”—Mark Twain

22. “Books are the carriers of civilization. Without books, history is silent, literature dumb, science crippled, thought and speculation at a standstill.”—Barbara W. Tuchman

23. “Read. Read. Read. Just don’t read one type of book. Read different books by various authors so that you develop different styles.”—R.L. Stein

24. “We shouldn’t teach great books; they should teach a love of reading.”—B.F. Skinner

25. “Books are a uniquely portable magic.”—Stephen King

26. “But for my own part, if a book is well written, I always find it too short.”—Jane Austen

27. “Reading is a conversation. All books talk. But a good book listens as well.”—Mark Haddon

28. “In the case of good books, the point is not to see how many of them you can get through, but how many can get through to you.”—Mortimer Adler

29. “There is more treasure in books than in all the pirate’s loot on Treasure Island.”—Walt Disney

30. “A book, too, can be a star, a living fire to lighten the darkness, leading out into the expanding universe.”—Madeleine L’Engle

RELATED: 50 Best Fiction Books to Read This Year

Marcus Tullius Cicero quote

rd.com

31. “A room without books is like a body without a soul.”—Marcus Tullius Cicero

32. “I know some who are constantly drunk on books as other men are drunk on whiskey.”—H.L. Mencken

33. “The things I want to know are in books; my best friend is the man who’ll get me a book I ain’t read.”—Abraham Lincoln

34. “A love of studying shows empathy, the desire to understand how others live or act or might act—and why.”—Celeste Ng

35. “People say that life is the thing, but I prefer reading.”—Logan Pearsall Smith

36. “That’s the thing about books. They let you travel without moving your feet.”—Jhumpa Lahiri, The Namesake

37. “The world was hers for the reading.”—Betty Smith, A Tree Grows in Brooklyn

38. “Books, I found, had the power to make time stand still, retreat or fly into the future.”—Jim Bishop

39. “She read books as one would breathe air, to fill up and live.”—Annie Dillard, The Living

40. “If you would tell me the heart of a man, tell me not what he reads, but what he rereads.”—Francois Mauriac

RELATED: The 25 Best Children’s Books Ever Written

Alice Hoffman quote with stack of books

rd.com, Getty Images

41. “Books may well be the only true magic.”—Alice Hoffman

42. “When I am dead, I hope it may be said: His sins were scarlet, but his books were read.”—Hilaire Belloc

43. “A good library will never be too neat, or too dusty, because somebody will always be in it, taking books off the shelves and staying up late studying them.”—Lemony Snicket, Horseradish

44. “Literature is the most agreeable way of ignoring life.”—Fernando Pessoa, The Book of Disquiet

45. “A great book should leave you with many experiences, and slightly exhausted. You should live several lives while studying it.”—William Styron

46. “There is no mistaking a real book when one meets it. It is like falling in love.”—Christopher Morley, Pipefuls

47. “There are many little ways to enlarge your child’s world. Love of books is the best of all.”—Jacqueline Kennedy Onassis

48. “There are no faster or firmer friendships than those formed between people who love the same books.”—Irving Stone, Clarence Darrow for the Defense

49. “So many books, so little time.”—Frank Zappa

50. “Reading is a basic tool in the living of a good life.”—Joseph Addison

Itching for a new book after studying these quotes? Learn the best places to find used books online—you’ll save money while expanding your library.

What to Read Now

No result found, try new keyword!Book recommendations from editors at the New York Times Book Review. Finding a book you’ll love can be daunting. Let us help. By The New York Times Books Staff Novels from Ann Patchett and ...

Looking for the perfect vacation book? Try 'Same Time Next Summer' and other charming reads

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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
Krisenkommunikation / PR-Maßnahmen
Systemverbesserungen nach einer Cyber-Attacke
Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

Befriedigung oder Abwehr von Ansprüchen Dritter
Rechtswidrige elektronische Kommunikation
Ansprüche der E-Payment-Serviceprovider
Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
Vertragliche Schadenersatzansprüche
Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
Rechtsverteidigungskosten

Cyber-Eigenschäden:

Betriebsunterbrechung
Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
Mehrkosten
Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
Cyber-Erpressung
Entschädigung mit Strafcharakter/Bußgeld
Ersatz-IT-Hardware
Cyber-Betrug