Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über TTA1?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der TTA1: ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Prüfung.
2024 Updated Actual TTA1 questions as experienced in Test Center
Aktuelle TTA1 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
ASTQB TTA1 : ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst ACTUAL EXAM QUESTIONSExam Dumps Organized by Martha nods |
Latest 2024 Updated ASTQB ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Syllabus
TTA1 ACTUAL EXAM QUESTIONS / Braindumps contains real test Questions
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
TTA1 Test Center Questions : Download 100% Free TTA1 ACTUAL EXAM QUESTIONS (PDF and VCE)
Exam Number : TTA1
Exam Name : ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst
Vendor Name : ASTQB
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Latest and Valid TTA1 PDF Questions updated today
Go through their TTA1 boot camp and feel confident about the TTA1 exam. You will pass your test with Excellent Marks or get your money back. They have aggregated a database of ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Practice Questions from a real test dumps questions to provide you with an opportunity to prepare and pass the TTA1 test on the first attempt. Just install their test Simulator and get ready. You will pass the TTA1 exam.
To achieve success in the ASTQB TTA1 exam, it is highly recommended to obtain reliable TTA1 Practice Questions. When it comes to reliability, it is not advisable to rely on free TTA1 Free test PDF found on the internet since they may be outdated. Taking such a risk may result in wasting valuable time, effort, and money. To ensure that the study materials used are of high quality and reliability, it is recommended to visit killexams.com and download their 100% free deposit. By doing so, the quality of their materials can be assessed. If satisfied, one can proceed to register and download the full version of their TTA1 question bank. Their brain deposits are accurately identified as the exact questions found in the exam, making them 100% guaranteed TTA1 Practice Questions that are not available in other free resources.
It is essential to note that passing the ASTQB TTA1 test requires a thorough understanding of the subject matter, not just the ability to memorize the answers to certain questions. Killexams.com not only provides access to reliable TTA1 Practice Questions, but they also help Improve one's understanding of the subject by providing guidance on tricky scenarios and questions that may arise in the exam. By taking advantage of their resources such as the TTA1 VCE test simulator, one can practice taking the test frequently to assess their preparedness for the real exam. This, coupled with a solid understanding of the subject matter and reliable study materials, can greatly increase the chances of success in the ASTQB TTA1 exam.
TTA1 test Format | TTA1 Course Contents | TTA1 Course Outline | TTA1 test Syllabus | TTA1 test Objectives
ISTQB® Certified Tester Advanced Level - Technical Test Analyst
Explore the role and responsibilities of the technical test analyst and develop your skills at a recognised, advanced level.
Successful completion of the ISTQB Certified Tester Foundation level and a minimum of three years testing experience is recommended.
The Intermediate Certificate may also be helpful but is not required.
Training with a BCS accredited training provider is recommended.
The technical test analysts tasks in risk-based testing
Structure-based testing
Analytical techniques
Quality characteristics for technical testing
Reviews
Test tools and automation
0.1 Purpose of this Document
This syllabus forms the basis for the International Software Testing Qualification at the Advanced
Level for the Technical Test Analyst. The ISTQB® provides this syllabus as follows:
1. To National Boards, to translate into their local language and to accredit training providers.
National Boards may adapt the syllabus to their particular language needs and modify the
references to adapt to their local publications.
2. To test Boards, to derive examination questions in their local language adapted to the
learning objectives for each syllabus.
3. To training providers, to produce courseware and determine appropriate teaching methods.
4. To certification candidates, to prepare for the test (as part of a training course or
independently).
5. To the international software and systems engineering community, to advance the profession
of software and systems testing, and as a basis for books and articles.
The ISTQB® may allow other entities to use this syllabus for other purposes, provided they seek and
obtain prior written permission.
0.2 Overview
The Advanced Level is comprised of three separate syllabi:
Test Manager
Test Analyst
Technical Test Analyst
The Advanced Level Overview document [ISTQB_AL_OVIEW] includes the following information:
Business Outcomes for each syllabus
Summary for each syllabus
Relationships between the syllabi
Description of cognitive levels (K-levels)
Appendices
0.3 Examinable Learning Objectives
The Learning Objectives support the Business Outcomes and are used to create the examination for
achieving the Advanced Technical Test Analyst Certification. In general all parts of this syllabus are
examinable at a K1 level. That is, the candidate will recognize, remember and recall a term or
concept. The learning objectives at K2, K3 and K4 levels are shown at the beginning of the pertinent
chapter.
0.4 Expectations
Some of the learning objectives for the Technical Test Analyst assume that basic experience is
available in the following areas:
General programming concepts
General concepts of system architectures
Certified Tester
Advanced Level Syllabus - Technical Test Analyst
International
Software Testing
Qualifications Board
1. The Technical Test Analyst's Tasks in Risk-Based Testing - 30 mins.
Keywords
product risk, risk analysis, risk exam, risk identification, risk level, risk mitigation, risk-based
testing
Learning Objectives for the Technical Test Analyst's Tasks in Risk-Based
Testing
1.3 Risk Assessment
TTA-1.3.1 (K2) Summarize the generic risk factors that the Technical Test Analyst typically needs to
consider
Common Learning Objectives
The following learning objective relates to content covered in more than one section of this chapter.
TTA-1.x.1 (K2) Summarize the activities of the Technical Test Analyst within a risk-based approach
for planning and executing testing
The Test Manager has overall responsibility for establishing and managing a risk-based testing
strategy. The Test Manager usually will request the involvement of the Technical Test Analyst to
ensure the risk-based approach is implemented correctly.
Because of their particular technical expertise, Technical Test Analysts are actively involved in the
following risk-based testing tasks:
Risk identification
Risk exam
Risk mitigation
These tasks are performed iteratively throughout the project to deal with emerging product risks and
changing priorities, and to regularly evaluate and communicate risk status.
Technical Test Analysts work within the risk-based testing framework established by the Test Manager
for the project. They contribute their knowledge of the technical risks that are inherent in the project,
such as risks related to security, system reliability and performance.
1.2 Risk Identification
By calling on the broadest possible sample of stakeholders, the risk identification process is most
likely to detect the largest possible number of significant risks. Because Technical Test Analysts
possess unique technical skills, they are particularly well-suited for conducting expert interviews,
brainstorming with co-workers and also analyzing the current and past experiences to determine
where the likely areas of product risk lie. In particular, the Technical Test Analysts work closely with
their technical peers (e.g., developers, architects, operations engineers) to determine the areas of
technical risk.
Sample risks that might be identified include:
Performance risks (e.g., inability to achieve response times under high load conditions)
Security risks (e.g., disclosure of sensitive data through security attacks)
Reliability risks (e.g., application unable to meet availability specified in the Service Level
Agreement)
Risk areas relating to specific software quality characteristics are covered in the relevant chapters of
this syllabus.
1.3 Risk Assessment
While risk identification is about identifying as many pertinent risks as possible, risk test is the
study of those identified risks in order to categorize each risk and determine the likelihood and impact
associated with each risk.
Determining the level of risk typically involves assessing, for each risk item, the likelihood of
occurrence and the impact upon occurrence. The likelihood of occurrence is usually interpreted as the
likelihood that the potential problem can exist in the system under test.
The Technical Test Analyst contributes to finding and understanding the potential technical risk for
each risk item whereas the Test Analyst contributes to understanding the potential business impact of
the problem should it occur.
Killexams Review | Reputation | Testimonials | Feedback
I feel very confident with TTA1 question bank.
I cannot believe that I passed the TTA1 test with a score that was so high. It is all thanks to killexams.com. There was one course that was very difficult for me, but killexams.com helped me overcome it. It was awesome to see that more element questions of the real test had been taken from their guide. I related the mock test from killexams.com to prepare for the TTA1 exam, and I was able to achieve a score of 85% in 58 questions inside 90 minutes.
What are requirements to pass TTA1 test in little effort?
Purchasing the killexams.com dumps was an easy and short method that helped me get 89% marks in the TTA1 exam. I never expected to pass the test without their support, and I am grateful for their valuable resources.
Do not spend big amount on TTA1 guides, get this question bank.
I am happy to say that killexams.com saved my life by providing me with the TTA1 mock test package. I wasn't feeling confident about the exam, but a friend recommended killexams.com to me a few days before, and it made a huge difference. I passed the test with ease and I regret not buying it sooner.
Observed these most TTA1 Questions in real study that I passed.
I want to express my gratitude for your support by buying you a killexams.com line mock test for the TTA1 exam, which I passed on my first try with a score of 79%. I cannot thank killexams.com enough for providing such an excellent study resource. Your team is truly wonderful, and I urge you to keep up the good work by updating your questions regularly.
Real TTA1 test Questions to Pass test at first attempt.
I have renewed my session with killexams.com for the TTA1 exam. I believe that it is crucial to have access to the site's valuable resources and tests, which will help me to achieve my TTA1 accreditation with above 95% marks. The team at killexams.com is doing an excellent job, and I am grateful for their support.
ASTQB ISTQB-BCS PDF Questions
Obviously it is hard task to pick solid certification mock test concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of customers scam by resellers come to us for the ACTUAL EXAM QUESTIONS and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com ACTUAL EXAM QUESTIONS, killexams PDF questions, killexams questions bank, killexams VCE test simulator. Visit their specimen questions and test ACTUAL EXAM QUESTIONS, their test simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best dumps website?
Of course, Killexams is 100% legit and even fully trustworthy. There are several options that makes killexams.com reliable and straight. It provides current and 100% valid ACTUAL EXAM QUESTIONS that contain real exams questions and answers. Price is really low as compared to almost all of the services on internet. The mock test are refreshed on normal basis along with most exact brain dumps. Killexams account arrangement and product delivery is extremely fast. Data file downloading is definitely unlimited and incredibly fast. Help is avaiable via Livechat and Message. These are the features that makes killexams.com a strong website that come with ACTUAL EXAM QUESTIONS with real exams questions.
Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your download Account. You can download Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.
Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.
CQA practice questions | 630-006 Latest courses | NCEES-PE cheat sheet | ACF-CCP questions answers | 3171T free pdf download | DES-DD33 actual questions | JN0-335 practice test | H12-221 study guide | 74970X cheat sheet pdf | HPE0-S22 mock questions | HPE0-V17 free pdf | DSA-C02 test prep | NSE6_FAC-6.4 test papers | JN0-611 ACTUAL EXAM QUESTIONS | SCP-NPM study material | EUCOC test test | 300-410 brain dumps | ATA02 sample questions | SAFe-Practitioner test questions | RTRP english test questions |
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst test Questions
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst braindumps
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst test success
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Free test PDF
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst cheat sheet
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Practice Questions
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst book
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst test prep
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst book
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst information search
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Questions and Answers
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst education
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst techniques
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Questions and Answers
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst study help
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst study help
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst testing
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst braindumps
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst syllabus
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst learn
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Dumps
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst ACTUAL EXAM QUESTIONS
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Study Guide
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Free test PDF
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst test Questions
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst learning
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst real questions
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst learn
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst test success
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Latest Questions
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst certification
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Cheatsheet
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst test
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Practice Test
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst teaching
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Practice Test
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst test Questions
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst test format
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst test
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst ACTUAL EXAM QUESTIONS
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst tricks
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst braindumps
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst learn
TTA1 - ISTQB-BCS Certified Tester Advanced Level- Technical Test Analyst Practice Questions
Other ASTQB ACTUAL EXAM QUESTIONS
ATM VCE | TA12 real questions | ISTQB-Advanced-Level-1 questions answers | ISTQB-Level-1 practice exam | TTA1 real questions | ATTA test Questions | ISTQB-Advanced-Level-3 test tips | CTFL-2018 pass marks | ISTQB-Advanced-Level-2 cheat sheet pdf | TM12 test prep | ASTQB-CMT test questions |
Best ACTUAL EXAM QUESTIONS You Ever Experienced
Salesforce-Certified-Community-Cloud-Consultant boot camp | SDM_2002001050 braindumps | 920-338 study material | PCM practical test | 4A0-113 free prep | CIS-RCI free pdf download | 4H0-200 practice exam | BEC Test Prep | C1000DEV test Cram | 010-002 online exam | MISCPRODUCT download | ISTQB-Advanced-Level-1 test Braindumps | DASSM free practice tests | CDCA-ADEX PDF Dumps | 312-49v10 VCE | E20-598 test questions | 1D0-61B mock exam | MA0-100 real questions | Salesforce-Certified-B2C-Commerce-Developer mock questions | 4A0-103 prep questions |
References :
https://www.instapaper.com/read/1317024043
https://killexams-posting.dropmark.com/817438/23697214
https://killexams-posting.dropmark.com/817438/23738363
https://arfansaleemfan.blogspot.com/2020/08/tta1-istqb-bcs-certified-tester.html
https://youtu.be/SQL1XdPxJO0
https://sites.google.com/view/killexams-tta1-dumps
https://www.coursehero.com/file/84058304/ISTQB-BCS-Certified-Tester-Advanced-Level-Technical-Test-Analyst-TTA1pdf/
https://files.fm/f/6nbb2gb5d
http://feeds.feedburner.com/WhereWouldIBeAbleToInspireHelpToPassTta1Exam
Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps
TTA1 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date TTA1 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug