Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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UiPath UIPATH-ARDV1 : UiPath Advanced RPA Developer v1.0 ACTUAL EXAM QUESTIONS

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Exam Number : UIPATH-ARDV1
Exam Name : UiPath Advanced RPA Developer v1.0
Vendor Name : UiPath
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UIPATH-ARDV1 test Format | UIPATH-ARDV1 Course Contents | UIPATH-ARDV1 Course Outline | UIPATH-ARDV1 test Syllabus | UIPATH-ARDV1 test Objectives


Exam Details for UiPath-ARDV1 UiPath Advanced RPA Developer v1.0:

Number of Questions: The test consists of approximately 60 multiple-choice and multiple-select questions.

Time Limit: The total time allocated for the test is 180 minutes (3 hours).

Passing Score: To pass the exam, you must achieve a minimum score of 70%.

Exam Format: The test is conducted online and is proctored. You will be required to answer the questions within the allocated time frame.

Course Outline:

1. Variables and Arguments:
- Understand the concepts of variables and data types
- Define and use variables and arguments in UiPath
- Implement variable and argument scoping and data manipulation

2. Control Flow:
- Implement decision-making and branching using flow control activities
- Use loops and iterations to handle repetitive tasks
- Manage exceptions and handle errors in workflows

3. Data Manipulation:
- Extract and manipulate data from various sources
- Use DataTables and Excel activities for data handling
- Perform data filtering, sorting, and transformation operations

4. Excel and PDF Automation:
- Automate tasks involving Excel spreadsheets
- Extract and process data from PDF documents
- Use UiPath activities for Excel and PDF automation

5. Orchestrator Management:
- Understand the capabilities and features of UiPath Orchestrator
- Configure and manage robots and environments in Orchestrator
- Schedule and trigger robot workflows using Orchestrator

6. Advanced UI Automation:
- Implement advanced UI automation techniques
- Handle dynamic selectors and manage UI elements
- Interact with web applications and browser automation

7. REFramework and Workflow Design:
- Understand the concepts and structure of the REFramework
- Design and implement efficient and modular workflows
- Use best practices for workflow design and reusability

8. Asset and Credential Management:
- Manage assets and credentials in UiPath
- Securely store and retrieve sensitive data
- Implement asset and credential automation in workflows

Exam Objectives:

1. Understand and utilize variables and arguments in UiPath.
2. Implement control flow activities for decision-making and looping.
3. Manipulate and handle data using DataTables and Excel activities.
4. Automate tasks involving Excel spreadsheets and PDF documents.
5. Configure and manage robots and workflows in UiPath Orchestrator.
6. Apply advanced UI automation techniques for dynamic UI elements.
7. Design efficient and modular workflows using the REFramework.
8. Manage assets and credentials securely in UiPath.

Exam Syllabus:

The test syllabus covers the following topics:

1. Variables and Arguments
- Variables and data types in UiPath
- Variable and argument scoping and data manipulation
- Variable and argument usage in workflows

2. Control Flow
- Decision-making and branching with flow control activities
- Looping and iteration techniques in UiPath
- Exception handling and error management in workflows

3. Data Manipulation
- Data extraction and manipulation from various sources
- DataTables and Excel activities for data handling
- Data filtering, sorting, and transformation operations

4. Excel and PDF Automation
- Automating tasks involving Excel spreadsheets
- Extracting and processing data from PDF documents
- Using UiPath activities for Excel and PDF automation

5. Orchestrator Management
- Overview and features of UiPath Orchestrator
- Robot and environment configuration in Orchestrator
- Workflow scheduling and triggering using Orchestrator

6. Advanced UI Automation
- Advanced UI automation techniques in UiPath
- Handling dynamic selectors and UI element interactions
- Interacting with web applications and browser automation

7. REFramework and Workflow Design
- Understanding the REFramework structure and components
- Designing efficient and modular workflows
- Workflow design best practices and reusability

8. Asset and Credential Management
- Managing assets and credentials in UiPath
- Secure storage and retrieval of sensitive data
- Asset and credential automation in workflows



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UiPath UiPath dumps

 

Up Over 90% This Year, Will UiPath Stock Continue Rallying in 2024?

Investing in artificial intelligence (AI) stocks has been a great move for investors this year. And one stock that helps companies automate their processes is UiPath (PATH 0.18%). Its software makes it easy for organizations to automate routine tasks and generate reports. With a wide appeal and many potential use cases, business has been booming lately for UiPath.

The big question, however, is after already gaining an impressive 90% this year, is the stock still a good buy heading into 2024, and can its shares continue rising?

Is UiPath's stock overpriced?

UiPath is an unprofitable company; it incurred losses totaling $363.8 million over the trailing 12 months. But it is posting strong revenue growth, and with gross profit margins in excess of 80%, there's hope that as sales rise, the bottom line can finally get into the black.

And concerning sales, an argument could be made that UiPath looks cheap -- but only if you're comparing it to 2021's elevated prices.

PATH PS Ratio Chart

PATH PS Ratio data by YCharts

Analysts believe that the stock may have already peaked. According to the consensus analyst price target of just under $22, Wall Street analysts believe the stock could fall by 10% from where it trades at right now. This is even as many analysts have been upgrading their price targets for UiPath this month. The stock may simply have risen too quickly for the Street.

The caveat, however, is that analyst price targets typically look at only where the stock may head in the next year or so; they don't factor in longer-term returns. And where it goes could depend on the strength of its growth rate.

UiPath's growth rate accelerated this year

UiPath went soaring out of the gate in 2021 when its shares went public. Then, things started to slow down as it went up against stronger comparables. But in latest quarters, the company's growth rate has been accelerating again, as demand due to the growing popularity of AI has led to more interest in automation.

PATH Revenue (Quarterly YoY Growth) Chart

Data by YCharts.

For the company's fourth quarter of fiscal 2024 (which ends in January), UiPath projects sales will come in between $381 million and $386 million. That would suggest at least a 24% increase from the $308.5 million the company reported in Q4 last year.

The key could be how strong the company's guidance looks next year, and whether the growth rate will stall or whether it will accelerate.

Is UiPath a good buy heading into 2024?

UiPath's stock is performing well this year but given that its shares fell by 71% in 2022, it's simply recouping losses for investors. Since going public in 2021, UiPath's stock is still down 64% overall. Even sustaining a 20% growth rate could keep investors bullish on the stock next year. But with companies looking for ways to get leaner and trying to introduce automation into their businesses, I'm optimistic that UiPath's growth rate can still improve, and that profitability is a realistic expectation for investors in the long run.

The tech stock looks as though it should be able to continue rising in 2024 given the hype surrounding AI doesn't appear to be slowing down anytime soon. For investors willing to take on some risk, UiPath could be an excellent stock to buy right now.

David Jagielski has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends UiPath. The Motley Fool has a disclosure policy.


Buy Rating Affirmed: UiPath’s Competitive Edge and Growth Potential

UiPath (PATH) has received a new Buy rating, initiated by William Blair analyst, Jake Roberge.

Jake Roberge has given his Buy rating due to a combination of factors that underscore UiPath’s strong position in the automation industry. As a pioneer in workflow automation, UiPath has established a competitive advantage with its robust platform that is crucial for its customers’ operations, highlighted by a high customer retention rate. The company’s expansion into a multi-product suite has also provided valuable cross-selling opportunities, enhancing its growth prospects.

Furthermore, Roberge points to the extensive market opportunity available to UiPath, with a sizeable total addressable market that suggests significant room for growth. Despite a strategic shift in customer acquisition, the company’s focus on high-potential clients and industries is expected to continue driving expansion. Additionally, UiPath’s valuation compared to its peers indicates a favorable entry point for investors, with the potential for sustained growth and margin improvement in the coming years.

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UiPath (PATH) Company Description:

UiPath Inc creates an end-to-end platform that provides automation with user emulation at its core. Its platform is built to be used by employees throughout a company and to address a wide variety of use cases, from simple tasks to long-running, complex business processes. It generates revenue from the sale of licenses for its proprietary software, maintenance and support, and professional services. It generates a majority of the revenues from the US, followed by Romania and the rest of the world.

Read More on PATH:


 


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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug