Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Veritas VCS-324 : Administration of Veritas Enterprise Vault 12.3 ACTUAL EXAM QUESTIONS

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Exam Number : VCS-324
Exam Name : Administration of Veritas Enterprise Vault 12.3
Vendor Name : Veritas
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Investigators poised to get Project Veritas documents after judge strikes down 1st Amendment claim

No result found, try new keyword!The judge rejected the First Amendment arguments, saying in the ruling that they were “inconsistent with Supreme Court precedent.” She also noted that Project Veritas could not claim it was protecting ...

Project Veritas loses bid in court

NEW YORK -- Criminal prosecutors may soon get to see over 900 documents pertaining to the alleged theft of a diary belonging to President Joe Biden's daughter after a judge rejected the conservative group Project Veritas' First Amendment claim.

Attorney Jeffrey Lichtman said on behalf of the nonprofit Monday that attorneys are considering appealing Thursday's ruling by U.S. District Judge Analisa Torres in Manhattan. In the written decision, the judge said the documents can be given to investigators by Jan. 5.

The documents were produced from raids that were authorized in November 2021. Electronic devices were also seized from the residences of three members of Project Veritas, including two mobile phones from the home of James O'Keefe, the group's since-fired founder.

Project Veritas, founded in 2010, identifies itself as a news organization. It is best known for conducting hidden camera stings that have embarrassed news outlets, labor organizations and Democratic politicians.

In written arguments, lawyers for Project Veritas and O'Keefe said the government's investigation "seems undertaken not to vindicate any real interests of justice, but rather to stifle the press from investigating the President's family."

"It is impossible to imagine the government investigating an abandoned diary (or perhaps the other belongings left behind with it), had the diary not been written by someone with the last name 'Biden,'" they added.

The judge rejected the First Amendment arguments, saying in the ruling that they were "inconsistent with Supreme Court precedent." She also noted that Project Veritas could not claim it was protecting the identity of a confidential source from public disclosure after two individuals publicly pleaded guilty in the case.

She was referencing the August 2022 guilty pleas of Aimee Harris and Robert Kurlander to conspiracy to commit interstate transportation of stolen property. Both await sentencing.

The pleas came two years after Harris and Kurlander -- two Florida residents who are not employed by Project Veritas -- discovered that Ashley Biden, the president's daughter, had stored items including a diary at a friend's Delray Beach, Fla., house.

They said they initially hoped to sell some of the stolen property to then-President Donald Trump's campaign, but a representative turned them down and told them to take the material to the FBI, prosecutors say.

Eventually, Project Veritas paid the pair $20,000 apiece to deliver the diary containing "highly personal entries," a digital storage card with private family photos, tax documents, clothes and luggage to New York, prosecutors said.

Project Veritas was not charged with any crime. The group has said its activities were newsgathering and were ethical and legal.

Two weeks ago, Hannah Giles, chief executive of Project Veritas, quit her job, saying in a social media post she had "stepped into an unsalvageable mess -- one wrought with strong evidence of past illegality and past financial improprieties." She said she'd reported what she found to "appropriate law enforcement agencies."

Lichtman said in an email on behalf of Project Veritas and the people whose residences were raided: "As for the continued investigation, the government isn't seeking any prison time for either defendant who claims to have stolen the Ashley Biden diary, which speaks volumes in their minds."

  photo  FILE - President Joe Biden walks on the beach with daughter Ashley Biden, June 20, 2022, in Rehoboth Beach, Del. Criminal prosecutors may soon get to see over 900 documents pertaining to the alleged theft of a diary belonging to Ashley Biden, after a judge on Thursday, Dec. 21, 2023, rejected a First Amendment claim by the conservative group Project Veritas. Attorney Jeffrey Lichtman said on behalf of Project Veritas on Monday, Dec. 25, that an appeal is being considered of the ruling. (AP Photo/Manuel Balce Ceneta, File)  

XChange 2016: Veritas Emphasizes Independence With 'Time For Veritas' Campaign

Veritas is going all out to distance itself from its 10-plus years as part of security vendor Symantec with a campaign aimed at re-introducing the company as a leader in data protection and data availability.

The new campaign, called "Time For Veritas," is aimed at helping partners and customers understand the value that an independent Veritas can bring, said Tricia Atchison, senior director of Americas channel marketing.

Atchison, speaking to an audience of solution providers at this week's XChange conference in Los Angeles, said Veritas will be talking about launching its brand -- and not about relaunching it.

[Related: VARs See Some Risk But Much Reward Partnering With The New, Independent Veritas]

"We feel this is a new day [for Veritas]," she said. "A lot of people know us, but a lot of people don't."

The Mountain View, Calif.-based company in January became an independent provider of data protection and data management software and appliances after Symantec sold it to an investment firm for about $5.3 billion.

Veritas is solidly focused on next-generation opportunities related to the astronomical growth in data even as companies have ever-fewer resources to manage that growth, Atchison said.

That includes not only protecting data, but finding ways to better determine which data is important and which is "dark data" that is not contributing business value, she said. "Of all the data you are storing, less than 2 percent of it is important," she said.

Veritas will rely on its traditional foundation, including such applications as Backup Exec and NetBackup, while focusing on new technologies to meet future requirements for data availability and gaining insight into data values, Atchison said.

The "Time For Veritas" campaign will ensure that partners have access to the marketing information and collateral needed to help customers understand the changes happening at Veritas, she said. "We're really excited about the opportunity ahead of us. ... It's time for Veritas," she said.

A couple of solution providers who either previously worked with Veritas or had no relationship with the vendor in the past said the initiative is giving them an opportunity to take a second look.

The branding initiative is giving Axigent incentive to take a new look at the vendor, said John Dowling, chief sales officer at the Amarillo, Texas-based solution provider, which worked with Veritas before it was acquired by Symantec in 2005 but hasn't since.

"The branding program is edgy, and not as straight-laced and conservative as I pictured Symantec to be," Dowling told CRN. "We're a small company, edgy, a risk-taker. I understand that Veritas is working in a crowded market and needs to find a way to stand out."

Douglas Grosfield, president and CEO of Five Nines IT Solutions, a Kitchener, Ontario-based solution provider that partnered with Veritas in the past but now works with a number of the vendor's competitors, told CRN that he needs to look at Veritas again.

"I heard what she said about the importance of understanding 'dark data, '" Grosfield said. "It's intriguing. It's true that a pretty low percentage of data is critical. Most data is historical and should have been cleaned up a long time ago, or it never should have been stored in the first place."


 


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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug